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CAFR FY 2008-2009CITY OF SCHERTZ, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30, 2009 OFFICIALS ISSUING REPORT Don E. Taylor City Manager Juan F. Santoya Director of Finance 1p, s n "CITY m CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS SEPTEMBER 30, 2009 PAGE FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT ..................................................................... ............................... 2 MANAGEMENTS DISCUSSION AND ANALYSIS ................................................... ............................... 4 BASIC FINANCIAL STATEMENTS ......................................................................... .............................13 STATEMENT OF NET ASSETS .................................................................................. .............................14 STATEMENT OF ACTIVITIES ................................................................................... .............................16 BALANCE SHEET - GOVERNMENTAL FUNDS ...................................................... .............................18 RECONCILIATION OF BALANCE SHEET ................................................................ .............................20 STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GOVERNMENTALFUNDS ...................................................................................... .............................21 RECONCILIATION OF THE STATEMENT OF REVENUES, GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES ................................................................................. .............................23 STATEMENT OF NET ASSETS - PROPRIETARY FUNDS .24 STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS ........................................................................................... .............................26 STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS NOTES TO BASIC FINANCIAL STATEMENTS .28 .29 REQUIRED SUPPLEMENTARY INFORMATION ................................................. .............................49 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGETAND ACTUAL .......................................................................................... .............................50 NOTES TO SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGETAND ACTUAL .......................................................................................... .............................52 TEXAS MUNICIPAL RETIREMENT SYSTEM ANALYSIS OF FUNDING PROGRESS - LAST FIVE FISCAL YEARS .................................................................................... .............................53 i CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS (CONTINUED) SEPTEMBER 30, 2009 FINANCIAL SECTION (CONTINUED) OTHER SUPPLEMENTARY INFORMATION ....................................................... .............................54 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES .......... .............................55 COMBINING BALANCE SHEET - NONMAJOR GOVERNMENTAL FUNDS ......... .............................57 COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - NONMAJOR GOVERNMENTAL FUNDS ........................................ .............................59 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - HOTEL OCCUPANCY FUND .......................................... .............................61 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - PARK FUND ..................................................................................... .............................62 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - RECYCLING FUND ......................................................... .............................63 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - POLICE FORFEITURES FUND ....................................... .............................64 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL - LIBRARY GRANT FUND ................................................ .............................65 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - PARKS AND WILDLIFE FUND ...................................... .............................66 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - HISTORICAL COMMITTEE FUND ................................ .............................67 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - DEBT SERVICE FUND .................................................... .............................68 COMPARATIVE BALANCE SHEETS - GENERAL FUND Moll COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - GENERAL FUND ................................................................................. .............................70 DISCRETELY PRESENTED COMPONENT UNITS 71 COMBINING BALANCE SHEETS - DISCRETELY PRESENTED COMPONENT UNITS .....................72 COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - DISCRETELY PRESENTED COMPONENT UNITS ........................... .............................73 11 CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS (CONTINUED) SEPTEMBER 30, 2009 STATISTICAL SECTION NET ASSETS, BY COMPONENT - LAST SEVEN FISCAL YEARS - (ACCRUAL BASIS OF ACCOUNTING) ........................................................................................................ .............................76 CHANGE IN NET ASSETS - LAST SEVEN FISCAL YEARS - (ACCRUAL BASIS OF FUND BALANCES - GOVERNMENTAL FUNDS -LAST TEN FISCAL YEARS - (MODIFIED ACCRUAL BASISOF ACCOUNTING) ....................................................................................... .............................82 CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS - LAST TEN FISCAL YEARS - (MODIFIED ACCRUAL BASIS OF ACCOUNTING) ............................................... .............................84 TAX REVENUE BY SOURCE - GOVERNMENTAL FUNDS - LAST SEVEN YEARS .........................86 TOTAL WATER AND SEWER CONSUMPTION AND RATES - LAST TEN FISCAL YEARS .............87 PRINCIPAL WATER AND SEWER CONSUMERS - CURRENT AND NINE YEARS AGO ..................88 ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY - LAST TENFISCAL YEARS ................................................................................................ .............................89 DIRECT AND OVERLAPPING PROPERTY TAX RATES - LAST TEN FISCAL YEARS .....................90 PRINCIPAL PROPERTY TAX PAYERS - CURRENT YEAR AND NINE YEARS AGO ........................91 PROPERTY TAX LEVIES AND COLLECTIONS - LAST TEN FISCAL YEARS ...... .............................92 ASSESSED VALUE - ACT TP - LAST SIX FISCAL YEARS 93 RATIOS OF OUTSTANDING DEBT BY TYPE - LAST TEN FISCAL YEARS .......... .............................94 RATIOS OF GENERAL BONDED DEBT OUTSTANDING - LAST TEN FISCAL YEARS ....................96 DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT .................. .............................97 DEBT MARGIN INFORMATION - LAST TEN FISCAL YEARS PLEDGED REVENUE COVERAGE - LAST TEN FISCAL YEARS r•: 100 DEMOGRAPHIC AND ECONOMIC STATISTICS - LAST TEN FISCAL YEARS ... ............................101 TOP TEN PRINCIPAL EMPLOYERS - CURRENT YEAR AND NINE YEARS AGO ...........................102 FULL -TIME EQUIVALENT CITY GOVERNMENTAL EMPLOYEES BY FUNCTION - LAST EIGHTFISCAL YEARS ............................................................ ............................... ............................103 OPERATING INDICATORS BY FUNCTION /PROGRAM - LAST TEN FISCAL YEARS ....................104 CAPITAL ASSET STATISTICS BY FUNCTION /PROGRAM - LAST TEN FISCAL YEARS ...............106 III CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS (CONTINUED) SEPTEMBER 30, 2009 STATISTICAL SECTION (CONTINUED) COMPLIANCE SECTION REPORT ON COMPLIANCE AND INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENTAUDITING STANDARDS SCHEDULE OF FINDINGS AND RESPONSES 1V 108 109 111 INTRODUCTORY SECTION February 22, 2010 1400 SCHERTZ PARKWAY SCIIERTZ, TEXAS 78154 -1634 PHONE (210) 619 -1000 FAX (210) 619 -1050 DON E. TAYLOR CITY MANAGER To the Honorable Mayor, City Council, and the Citizens of City of Schertz: State law requires that local governments publish a complete set of financial statements presented in conformity with generally accepted accounting principles in the United States of America (U.S. GAAP) and audited in accordance with generally accepted auditing standards in the United States of America by a firm licensed certified public accountants. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Schertz for the fiscal year ended September 30, 2009. This report consists of management's representations concerning the finances of the City of Schertz. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Schertz has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Schertz's financial statements in conformity with U.S. GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Schertz comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Schertz's financial statements have been audited by Armstrong, Vaughan & Associates P.C. a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Schertz for the fiscal year ended September 30, 2009, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Schertz's financial statements for the fiscal year ended September 30, 2009, are fairly presented in conformity with U.S. GAAP. The independent auditor's report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD &A). This letter of transmittal is designed to complement MD &A and should be read in conjunction with it. The City of Schertz's MD &A can be found immediately following the report of the independent auditors. Vi Profile of the Government The City of Schertz, incorporated in 1958, is located in the central part of Texas, which is considered to be a top growth area in the state, and one of the top growth areas in the country. The City of Schertz currently occupies a land area of 28.64 square miles and serves a population of 32,730. The City of Schertz is empowered to levy a property tax on both real and personal properties located within its boundaries. It also is empowered by state statue to extend its corporate limits by annexation, which occurs periodically when deemed appropriate by the governing body. The City of Schertz has operated under the council - manager form of government since 30 November 1972. Policymaking and legislative authority are vested in a City Council consisting of the mayor and 5 other members. The City Council is responsible for establishing public policy on City matters by the passage of appropriate ordinances and resolutions. The City Manager is responsible for overseeing the day -to -day operations of the government, implementing policy established by City Council, and for appointing the heads of the various departments. The council is elected on a non - partisan basis. Council members serve two -year staggered terms, with two council members elected every two years. The mayor is elected to serve a two -year term. The mayor and all five council members are elected at large. The City of Schertz provides a full range of services, including police and fire protection, the construction and maintenance of streets, recreational facilities, cultural events, water and sewer services and EMS services. The annual budget serves as the foundation for the City of Schertz's financial planning and control. All departments of the City of Schertz are required to submit requests for appropriation to the City Manager by June of each year. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the council for review prior to 1 August. The council then holds public hearings on the proposed budget and to adopt a final budget by no later than September 30th, the close of the City of Schertz's fiscal year. The appropriated budget is prepared by each department (e.g. police). Department heads may make transfers of appropriations within a department. The City Manager may make transfers between and among departments if the total single transfer does not exceed $50,000. If such a transfer occurs the City Manager shall inform City Council within 30 days. In no case shall money be transferred between funds without City Council approval. Budget to actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund, this comparison is presented on pages 48 -50 as part of the required supplementary information. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Schertz operates. Local economy. The City of Schertz currently enjoys a favorable economic environment and local indicators point to continued stability, despite the more turbulent national climate. In the housing market, local indicators point to a seller's market trend for the first time in over 18 months and the average days to sell are coming down towards the last quarter of 2009. The region has a manufacturing and industrial base that adds to the relative stability of the unemployment rate, which currently stands at approximately 5.1 %. The Local labor force has increased from 14,000 in January 2006 to over 15,000 people during the second quarter of 2009. Businesses with headquarters or divisions located within the city's boundaries or in close proximity include Eye Care Centers of America, Brandt Engineering, Cal -Tex Protective Coatings, Inc., Valero, FedEx Freight, Marshall Shredding Company, Kraft Nabisco and Republic National Distributing Company. The region has a labor force of approximately 946,000, and this number is expected to increase as the region continues to experience population and business growth. Long -term financial planning. In 2006, the citizens approved bond propositions for streets and drainage improvements, a new library and additional recreational facilities. Streets and drainage improvements are ongoing. The library was completed and opened in August 2009. The projected completion date of the recreation center is March 2010. Total projected cost to the City of Schertz is $ 38,500,000. vn Cash management policies and practices. During the year, temporarily idle cash was invested through State local investment pools. Cash available for longer term investments was invested in agency bonds and Certificates of Deposit. Cash in the State local investment pools are essentially liquid. Longer term investments had an average maturity of 3 years. The average yield on investments was about 1.5 percent. Active involvement in investment vehicles was limited due to extremely low interest rates and market uncertainty. The rate of return was simply not sufficient to justify the management expense. Risk Management. During 2009, the City continued a risk management program for worker's compensation. Various control techniques, including employee accident prevention training, have been implemented during the year to minimize accident - related losses. Third -parry coverage is currently maintained for individual worker's compensation claims and all other potential losses. Additional information on the City of Schertz's risk management activity can be found in the notes to the financial statements. Pension bcnclits. The City of Schertz sponsors an agent multiple- employer defined benefit pension plan for its employees. Each year, an independent actuary engaged by the pension plan calculates the amount of the annual contribution the City of Schertz must make to the pension plan to ensure the plan will be able to fully meet its obligations to retired employees on a timely basis. As a matter of policy, the City of Schertz fully funds each year's annual required contribution to the pension plan as determined by the actuary. The remaining unfunded amount is being systematically funded as part of the annual required contribution calculated by the actuary. Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Schertz for its comprehensive annual financial report for the fiscal year ended September 30, 2008. This was the 211h consecutive year that the City has received this prestigious award. In order to be awarded a Certificate of Achievement, the City must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. In addition, without the assistance of each and every department head on staff, we would have none of the successes we've enjoyed. Credit also must be given to the Mayor and the City Council for their unfailing support for the City Manager and staff. Respectfully submitted, Don E. Taylor City Manager vni MAYOR CITY COUNCIL CITY MANAGER DIRECTOR OF FINANCE CITY AUDITOR CITY OF SCHERTZ, TEXAS CITY OFFICIALS HONORABLE HAL BALDWIN DAVID SCAGLIOLA JIM FOWLER TONY WILENCHIK (10 -01 -08 THRU 09- 16 -09) JOHN TRAYHAN MICHAEL CARPENTER DON E. TAYLOR JUAN F. SANTOYA, JR. ARMSTRONG, VAUG14AN & ASSOCIATES, P.C. ix � [ . ..... . . . . . I � \ }� J , \ § � _ � \[� \ `� l e o. '. xi iv s n CITY m FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Schertz, Texas We have audited the accompanying financial statements of the governmental activities, the business - type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of and for the year ended September 30, 2009, which collectively comprise the City's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the City of Schertz, Texas' management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of September 30, 2009, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated February 22, 2010 on our consideration of City of Schertz, Texas' internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management's discussion and analysis and budgetary comparison information on pages 4 through 12 and 49 through 53, are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City of Schertz, Texas, basic financial statements. The introductory section, combining and individual nonmajor fund financial statements, other schedules, and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and other schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we express no opinion on them. Armstrong, Vaughan & Assoc., P.C. February 22, 2010 iv s n CITY m MANAGEMENTS DISCUSSION AND ANALYSIS As management of the City of Schertz, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Schertz for the fiscal year ended September 30, 2009. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the introductory section of this report. Financial Highlights The assets of the City of Schertz exceeded its liabilities at the close of the most recent fiscal year by $114,193,390 (net assets). Of this amount, $5,650,821 (unrestricted net assets) may be used to meet the City's ongoing obligations to citizens and creditors. The City's total net assets increased by $8,199,302. One - hundred percent of the increase is attributable to capital contributions from developers. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $17,601,165, a decrease of $6,686,111 in comparison with the prior year. At the end of the current fiscal year, unreserved fund balance for the general fund was $1,508,497 or 8.1% of total general fund expenditures, including capital outlay. The City's total debt increased by $9,500,000 during the current fiscal year. The key factor in this increase was the issuance of general obligation bonds in the amount of $9,500,000 which included refunding of general obligation bonds of $2,900,000. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private- sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Schertz is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City of Schertz that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Schertz include general government, public safety, streets and parks, health, and culture and recreation. The business -type activities of the City of Schertz include a water and sewer department and an emergency medical services department. The government -wide financial statements include not only the City of Schertz itself (known as the primary government) but also legally separate component units for which the City is financially accountable. Financial information for these component units is reported separately from the primary government. The government -wide financial statements can be found on pages 14 through 17 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Schertz, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. The funds of the City of Schertz can be divided into two categories: governmental and proprietary. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government - wide financial statements, governmental fund financial statements focus on near term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information is useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Schertz maintains eleven individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, the debt service fund, and the capital projects fund, all of which are considered to be major funds. Data from the other eight governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The basic governmental fund financial statements can be found on pages 18 through 23 of this report. Proprietary funds. The City of Schertz maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City of Schertz uses enterprise funds to account for its water and sewer department and for its emergency medical services department. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water and sewer department and for the emergency medical services department, both of which are considered to be major funds of the City of Schertz. 5 The basic proprietary fund financial statements can be found on pages 24 through 28 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 29 through 48 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's general fund budgetary schedule. The City of Schertz adopts an annual appropriated budget for its general fund. A budgetary comparison schedule has been provided for the general fund to demonstrate compliance with this budget. Required supplementary information can be found on pages 49 through 53 of this report. The combining statements referred to earlier in connection with non -major governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 55 through 67 of this report. Government -wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Schertz, assets exceeded liabilities by $114,193,390 at the close of the most recent fiscal year. The largest portion of the City's total net assets (94 %) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding, plus bond proceeds that have not yet been signed. The City of Schertz uses these capital assets to provide services to citizens; consequently, these assets are not available for operational type of future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Current and Other Assets Capital Assets Total Assets Long -Term Liabilities: Outstanding Other Liabilities Total Liabilities Net Assets: Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Net Assets NET ASSETS Governmental Activities 2009 2008 $ 24,019,488 $ 31,225,785 92,756,957 75,479,661 116, 776, 44 5 106,705,446 Business -Type Activities 2009 2008 $ 12,238,696 $ 16,675,990 55,958,362 50,262,433 68,197,058 66,938,423 Total 2009 2008 $ 36,258,184 $ 47,901,775 148,715,319 125,742,094 184,973,503 173,643,869 49,832,864 44,784,797 11,739,156 12,484,488 61,572,020 57,269,285 6,430,736 7,563,192 2,777,357 2,817,304 9,208,093 10,380,496 56,263,600 52,347,989 14,516,513 15,301,792 70,780,113 67,649,781 57,324,482 44,206,232 50,047,301 41,350,184 107,371,783 85,556,416 1,170,786 1,058,514 - - 1,170,786 1,058,514 2,017,577 9,092,711 3,633,244 10,286,447 5,650,821 19,379,158 $ 60,512,845 $ 54,357,457 $ 53,680,545 $ 51,636,631 $ 114,193,390 $ 105,994,088 Table A -1 An additional portion of the City's total net assets (1 %) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets, $5,650,821 may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Schertz is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business -type activities. The same situation held true for the prior fiscal year. The government's net assets increased by $8,199,302 during the current fiscal year. One - hundred percent of this increase represents capital contributions from developers and the Economic Development Corporation. The following table indicates changes in net assets for governmental and business -type activities: Revenues: Program Revenues: Charges for Services Operating Grants and Contributions Capital Grants and Contributions General Revenues Property Taxes Other Taxes Unrestricted Investment Earnings Miscellaneous Total Revenues Expenses: General Government Public Safety Streets and Parks Health Culture and Recreation Interest and Other Fees Water and Sewer EMS Total Expenses INCREASE IN NET ASSETS BEFORE TRANSFERS TRANSFERS CHANGE IN NET ASSETS NET ASSETS, BEGINNING NET ASSETS, ENDING Governmental Activities Business -Type Activities Total 2009 2008 2009 2008 2009 2008 $ 4,521,705 $ 4,146,388 $ 17,557,655 $ 16,770,868 $ 22,079,360 $ 20,917,256 797,659 526,839 - - 797,659 526,839 6,184,328 8,750,859 2,241,726 5,190,039 8,426,054 13,940,898 8,980,102 7,841,928 - - 8,980,102 7,841,928 5,816,022 5,668,491 - - 5,816,022 5,668,491 339,403 1,310,310 128,233 409,972 467,636 1,720,282 605,503 342,770 110,516 179,121 716,019 521,891 27,244,722 28,587,585 20,038,130 22,550,000 47,282,852 51,137,585 7,695,768 7,305,115 - - 7,695,768 7,305,115 7,697,131 7,093,301 7,697,131 7,093,301 3,815,342 3,177,145 3,815,342 3,177,145 360,604 306,764 360,604 306,764 800,305 681,440 800,305 681,440 1,780,791 1,982,984 - - 1,780,791 1,982,984 - - 13,568,065 12,379,584 13,568,065 12,379,584 - - 3,365,544 2,976,112 3,365,544 2,976,112 22,149,941 20,546,749 16,933,609 15,355,696 39,083,550 35,902,445 5,094,781 8,040,836 3,104,521 7,194,304 8,199,302 15,235,140 1,060,607 - (1,060,607) - - 6,155,388 8,040,836 2,043,914 7,194,304 8,199,302 15,235,140 54,357,457 46,316,621 51,636,631 44,442,327 105,994,088 90,758,948 $ 60,512,845 $ 54,357,457 $ 53,680,545 $ 51,636,631 $ 114,193,390 $ 105,994,088 Table A -2 VA 9000000 8000000 7000000 6000000 5000000 4000000 3000000 2000000 1000000 0 Below is a graph showing total revenues by type for the City: Total Revenues - Government -Wide Charges for Operating Capital Grants Property Taxes Other Taxes Unrestricted Miscellaneous Services Grants and and Investment Contributions Contributions Earnings Governmental activities accounted for 75.1% of the growth in the net assets of the City of Schertz. Most of this increase is the result of capital contributions from developers. For the most part, increases in expenses closely paralleled inflation and growth in the demand for services. 8,000,000 7,000,000 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 Total Expenses- Government -Wide General Public Safety Streets and Health Culture and Interest and Government Parks Recreation Other Fees 8 Revenues - Governmental Activities (Continued) General Revenue by Source - Governmental Activities Occupancy Tax, 2% Franchise Tax, 9% Miscellaneous, 4% J Investment Earnings, / //_ 2% Tax, 26% Revenues - Business -Type Activities Property Tax, 57010 Charges for services increased by $786,787. This increase was due to higher water consumption. Capital grants and contributions decreased by $2,948,313. This decrease was due to decreased capital contributions from developers. 25,000,000 20,000,000 15,000,000 10,000,000 5,000,000 2009 2008 Expenses- Business -Type Activities $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 Water and Sewer EMS Utilities Financial Analysis of the Government's Funds Program Revenue Program Expense Nonoperating Revenues Capital Contributions and Transfers As noted earlier, the City of Schertz uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $17,601,165. Of this total amount, $2,103,313 constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of fund balances is reserved of designated to indicate that it is not available for new spending because it has already been committed to pay debt service, for capital improvement projects, and other restricted purposes. The general fund is the chief operating fund of the City of Schertz. At the end of the current fiscal year, unreserved fund balance of the general fund was $1,508,497, while total fund balance is $2,027,593, a decrease of $3,026,432 from the prior year. The majority of this decrease was from capital outlay. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 8.1% of total general fund expenditures, including capital, while total fund balance represents 10.9% of that same amount. The debt service fund has a total fund balance of $444,369 all of which is reserved for the payment of debt service. The net decrease in fund balance during the current year in the debt service fund was minimal. 10 The capital projects fund has a total fund balance of $14,342,553, a decrease of $3,105,770. This decrease was from the expenditure of funds for various construction projects. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net assets of the water and sewer fund at the end of the year amounted to $2,979,609 and those for the Schertz EMS fund amounted to $653,635. General Fund Budgetary Highlights Differences between the original budget and the final amended budget and the final budget and actual expenditures can be briefly summarized as follows: • The shortfall in Legal was due to annexation, updates to the Unified Development Code and revisions of ordinances. • The Finance /Purchasing & Asset Management shortfall was due to the creation of an Asset Management Department for tracking assets. • Special Events shortfall was due to inaugural event and enhanced activities. • The Police Department shortfall was a result of a lower personnel turnover rate. • The Transfer Out shortfall was due to designated funds for the Library project. During the year, the over - expenditures were funded by the unrestricted fund balance, as intended. CAPITAL ASSET AND DEBT ADMINISTRATION Capital assets. The City's investment in capital assets for its governmental and business -type activities as of September 30, 2009, amounts to $148,715,319 (net of accumulated depreciation). Major capital asset events during the current fiscal year included the following: The City completed construction and opened the Library in August 2009. Construction on the new recreation center is underway and is expected to be completed in March 2010. CAPITAL ASSETS (Net of Depreciation) Governmental Activities Business -Type Activities Total Table A -3 Additional information on the City's capital assets can be found in Note 5 on pages 38 and 39 of this report. 11 2009 2008 2009 2008 2009 2008 Land $ 6,975,895 $ 6,363,542 $ 608,638 $ 557,972 $ 7,584,533 $ 6,921,514 Buildings and Improvements 23,310,335 14,601,094 48,420,285 38,570,748 71,730,620 53,171,842 Machinery, Equipment, and Vehicles 2,453,102 2,255,282 1,043,461 1,179,971 3,496,563 3,435,253 Infrastructure 48,617,124 41,314,355 - - 48,617,124 41,314,355 Construction in Progress 11,400,501 10,945,388 5,885,978 9,748,051 17,286,479 20,693,439 TOTALS $ 92.756.957 $ 75.479.661 $ 55.958.362 $ 50.056.742 $ 148.715.319 $ 125.536.403 Table A -3 Additional information on the City's capital assets can be found in Note 5 on pages 38 and 39 of this report. 11 Long -Term Debt. At the end of the current fiscal year, the City of Schertz had total bonded debt outstanding of $63,242,000. Of this amount, $57,430,000 comprises debt backed by the full faith and credit of the government. The remainder of the City's debt represents bonds secured solely by specified revenue sources, i.e., revenue bonds. TOTALS $ 50.858.850 $ 46.055.778 $ 12.383.150 $ 13.040.300 $ 63.242.000 $ 59.096.078 Table A -4 The City's total debt increased by 7% during the current fiscal year. The key factor in the increase is the City of Schertz issued general obligation bonds in the amount of $9,500,000 for major capital projects and refunding of general obligation bonds. The City of Schertz's general fund maintains a "AA" rating and its water and sewer fund maintains an "A +" rating from Standard and Poor's. Additional information on the City's long -term debt can be found in Note 8 on pages 40 through 43 of this report. Economic Factors and Next Year's Budgets and Rates During the current fiscal year, unreserved fund balance in the general fund decreased to $1,508,497. The City of Schertz has not appropriated any portion of this amount for spending in the 2010 fiscal year budget. The intention is to build up the unreserved fund balance to 3 to 6 months of operating expenses. Water and sewer rates are expected to remain stable. A portion of the debt service fund balance will be used to offset the debt service ad valorem rate. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of Schertz, 1400 Schertz Parkway, Schertz, Texas 78154. 12 Governmental Business -Type Activities Activities Total 2009 2008 2009 2008 2009 2008 General Obligation Bonds $ 38,485,000 $ 32,790,000 $ - $ - $ 38,485,000 $ 32,790,000 Certificates of Obligation 12,373,850 13,158,700 6,571,150 6,796,300 18,945,000 19,955,000 Revenue Bonds - - 5,805,000 6,230,000 5,805,000 6,230,000 Other Debt 107,078 7,000 14,000 7,000 121,078 TOTALS $ 50.858.850 $ 46.055.778 $ 12.383.150 $ 13.040.300 $ 63.242.000 $ 59.096.078 Table A -4 The City's total debt increased by 7% during the current fiscal year. The key factor in the increase is the City of Schertz issued general obligation bonds in the amount of $9,500,000 for major capital projects and refunding of general obligation bonds. The City of Schertz's general fund maintains a "AA" rating and its water and sewer fund maintains an "A +" rating from Standard and Poor's. Additional information on the City's long -term debt can be found in Note 8 on pages 40 through 43 of this report. Economic Factors and Next Year's Budgets and Rates During the current fiscal year, unreserved fund balance in the general fund decreased to $1,508,497. The City of Schertz has not appropriated any portion of this amount for spending in the 2010 fiscal year budget. The intention is to build up the unreserved fund balance to 3 to 6 months of operating expenses. Water and sewer rates are expected to remain stable. A portion of the debt service fund balance will be used to offset the debt service ad valorem rate. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of Schertz, 1400 Schertz Parkway, Schertz, Texas 78154. 12 iv s n CITY m BASIC FINANCIAL STATEMENTS 13 ASSETS Current Assets: Cash and Cash Equivalents Investments Receivables Delinquent Taxes, Net of Allowance for Uncollectible Accounts Accounts and Other Due from Primary Government Accrued Interest Income Inventories Internal Balances Total Current Assets Noncurrent Assets: Restricted Assets: Cash and Cash Equivalents Investments Deferred Charges Capital Assets: Land Buildings and Improvements Machinery, Equipment, and Vehicles Infrastructure Construction in Progress Accumulated Depreciation Total Noncurrent Assets TOTAL ASSETS CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30, 2009 Primary Government Governmental Business -Type Component Activities Activities Total Units $ 911,419 $ 142,010 $ 1,053,429 $ 146,841 1,646,872 4,330,834 5,977,706 1,964,865 1,184,202 1,400,790 2,224,450 13,758 22,050 44,217 94,536 (3,097,488) 3,097,488 2,103,770 9,911,368 1,184,202 315,703 3,625,240 100 - 217,547 35,808 6,140 138,753 - 12,015,138 2,651,196 158,788 785,713 944,501 - 21,136,057 1,349,670 22,485,727 - 620,873 191,945 812,818 7,924 6,975,895 608,638 7,584,533 - 27,260,602 62,653,319 89,913,921 - 4,977,910 2,380,609 7,358,519 - 59,399,055 - 59,399,055 - 11,400,501 5,885,978 17,286,479 - (17,257,006) (15,570,182) (32,827,188) - 114,672,675 58,285,690 172,958,365 7,924 $ 116,776,445 $ 68,197,058 $184,973,503 $ 2,659,120 See Accompanying notes to basic financial statements. 14 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS (CONTINUED) SEPTEMBER 30, 2009 LIABILITIES Current Liabilities Payable from Unrestricted Assets: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Due to Component Unit Due to Other Governments Compensated Absences Deferred Revenue Accrued Interest Payable Current Portion of Long -Term Debt Total Current Liabilities Payable From Unrestricted Assets Current Liabilities Payable from Restricted Assets: Customer Deposits Total Current Liabilities Payable From Restricted Assets Total Current Liabilities Noncurrent Liabilities: Long -Term Debt Compensated Absences Total Noncurrent Liabilities TOTAL LIABILITIES Net Assets: Invested in Capital Assets, Net of Related Debt Restricted For: Debt Service Tree Mitigation LEOSE Technology Court Security Writing Next Chapter Unrestricted TOTAL NET ASSETS TOTAL LIABILITIES & NET ASSETS Primary Government Governmental Business -Type Component Activities Activities Total Units $ 1,393,975 $ 173,313 $ 1,567,288 $ - 1,708,077 1,164,471 2,872,548 36,093 585,827 222,420 808,247 14,132 217,547 - 217,547 - 244,662 - 244,662 - 116,095 38,258 154,353 4,736 3,000 - 3,000 - 374,050 75,200 449,250 6,449 1,766,313 771,977 2,538,290 125,000 6,409,546 2,445,639 8,855,185 186,410 21,190 331,718 352,908 - 11,832 21,190 331,718 352,908 - - 95,275 - 6,430,736 2,777,357 9,208,093 186,410 60,512,845 49,368,483 11,586,122 60,954,605 840,000 464,381 153,034 617,415 - 49,832,864 11,739,156 61,572,020 840,000 56,263,600 14,516,513 70,780,113 1,026,410 57,324,482 50,047,301 107,371,783 - 504,073 - 504,073 - 191,834 - 191,834 - 11,832 - 11,832 - 236,842 - 236,842 - 95,275 - 95,275 - 130,930 - 130,930 - 2,017,577 3,633,244 5,650,821 1,632,710 60,512,845 53,680,545 114,193,390 1,632,710 $ 116,776,445 $ 68,197,058 $ 184,973,503 $ 2,659,120 See Accompanying notes to basic financial statements. 15 CITY OF SCHERTZ, TEXAS STATEMENT OF ACTIVITIES SEPTEMBER 30, 2009 Functions and Programs Expenses Primary Government: Governmental Activities: General Government Public Safety Streets and Parks Health Culture and Recreation Interest and Other Fees Total Governmental Activities Business -Type Activities Water and Sewer EMS Total Business -Type Activities Total Primary Government Component Unit: Program Revenues Operating Capital Charges for Grants and Grants and Services Contributions Contributions $ 7,695,768 $ 2,045,321 $ - $ 6,184,328 7,697,131 2,026,108 - - 3,815,342 213,758 35,749 - 360,604 28,875 - - 800,305 207,643 7,988 - 1,780,791 - 753,922 - 22,149,941 4,521,705 797,659 6,184,328 13,568,065 14,668,137 - 2,241,726 3,365,544 2,889,518 - - 16,933,609 17,557,655 - 2,241,726 $ 39,083,550 $ 22,079,360 $ 797,659 $ 8,426,054 $ 6,209,143 $ 77,067 $ 57,296 $ 603,011 General Revenues: Taxes: Ad Valorem Sales Franchise Fees Hotel/Motel Mixed Drink Bingo Unrestricted Investment Earnings Gain (Loss) on Disposal of Capital Assets Miscellaneous Total General Revenues Transfers Change in Net Assets Net Assets at Beginning of Year Net Assets at End of Year See Accompanying notes to basic financial statements. 16 Net (Expense) Revenue and - 8,980,102 Changes in Net Assets 4,011,855 - Primary Government 2,005,927 1,462,199 - Governmental Business -Type Component Activities Activities Total Units 31,790 - 31,790 $ 533,881 $ - $ 533,881 $ - (5,671,023) - (5,671,023) - (3,565,835) - (3,565,835) - (331,729) - (331,729) - (584,674) - (584,674) - (1,026,869) - (1,026,869) - (10,646,249) - (10,646,249) - 1,060,607 (1,060,607) - - 3,341,798 3,341,798 - - (476,026) (476,026) - - 2,865,772 2,865,772 - $ 60,512,845 $ 53,680,545 $ 114,193,390 (10,646,249) 2,865,772 (7,780,477) - 8,980,102 - 8,980,102 - 4,011,855 - 4,011,855 2,005,927 1,462,199 - 1,462,199 - 305,073 - 305,073 - 31,790 - 31,790 - 5,105 - 5,105 - 339,403 128,233 467,636 25,245 17,714 (94,978) (77,264) - 587,789 205,494 793,283 15,749 15,741,030 238,749 15,979,779 2,046,921 1,060,607 (1,060,607) - - 6,155,388 2,043,914 8,199,302 (3,424,848) 54,357,457 51,636,631 105,994,088 5,057,558 $ 60,512,845 $ 53,680,545 $ 114,193,390 $ 1,632,710 17 CITY OF SCHERTZ, TEXAS BALANCE SHEET — GOVERNMENTAL FUNDS SEPTEMBER 30, 2009 ASSETS Cash and Cash Equivalents Investments Receivables Taxes, Net Accounts and Other Due from Other Funds Due from Component Unit Accrued Interest Inventory Restricted Assets: Cash and Cash Equivalents Investments TOTAL ASSETS LIABILITIES AND FUND BALANCES Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Salaries and Benefits Customer Deposits Due to Other Governments Due to Other Funds Due to Component Unit Deferred Revenues Accrued Interest Payable Total Liabilities Fund Balances: Reserved for: Inventory Debt Service Tree Mitigation LEOSE Technology Court Security Writing Next Chapter Unreserved Designated for Capital Improvement Unreserved, Reported in General Fund Special Revenue Funds Total Fund Balances TOTAL LIABILITIES AND FUND BALANCES See Accompanying notes to basic financial statements. General Capital Debt Fund Projects Service $ 846,717 $ - $ - 1,568,165 - - 1,099,118 - 59,704 1,400,790 - - 2,742 32,450 35,054 - - 9,195 5,569 8,189 - 44,217 - - - - 35,107 - 20,180,932 407,622 S 4.967.318 S 20221.571 S 546.682 $ - $ 1,359,042 $ - 534,737 1,134,950 - 585,827 - - 21,190 - - 244,662 - - 32,450 3,135,284 - - 246,742 - 1,520,859 3,000 59,704 - - 42,609 2,939,725 5,879,018 102,313 44,217 - - - - 444,369 11,832 - - 236,842 - - 95,275 - - 130,930 - - - 14,342,553 - 1,508,497 - - S 4.967.318 S 20221.571 S 546.682 18 Other Nonmajor Total Governmental Governmental Funds Funds $ 64,702 $ 911,419 78,707 1,646,872 25,380 1,184,202 - 1,400,790 - 70,246 20,000 29,195 - 13,758 - 44,217 123,681 158,788 547,503 21,136,057 $ 859.973 $ 26.595.544 $ 34,933 $ 1,393,975 38,390 1,708,077 - 585,827 - 21,190 - 244,662 - 3,167,734 - 246,742 - 1,583,563 - 42,609 73,323 8,994,379 - 44,217 - 444,369 191,834 191,834 - 11,832 - 236,842 - 95,275 - 130,930 - 14,342,553 - 1,508,497 594,816 594,816 786,650 17,601,165 $ 859.973 $ 26.595.544 19 iv s n CITY m CITY OF SCHERTZ, TEXAS RECONCILIATION OF BALANCE SHEET SEPTEMBER 30, 2009 TOTAL FUND BALANCE - TOTAL GOVERNMENTAL FUNDS Amounts reported for governmental activities in the Statement of Net Assets are different because: Capital Assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Other long -term assets are not available to pay for current -period expenditures and, therefore, are deferred in the funds. Deferred charges, consisting of debt issue costs, are amortized over the life of the bond in the governmental activities, but were recognized in full in the governmental funds: Long -term liabilities, including bonds payable and capital leases, are not due and payable in the current period and therefore, not reported in the funds: Bonds Payable (50,858,850) Issuance Premium (to be Amortized as Interest Expense) (288,456) Issuance Discount (to be Amortized as Interest Expense) 12,510 $ 17,601,165 92,756,957 1,580,563 620,873 Accrued Interest Payable (331,441) Compensated Absences (580,476) (52,046,713) TOTAL NET ASSETS OF GOVERNMENTAL ACTIVITIES See accompanying notes to basic financial statements. 20 $ 60,512,845 CITY OF SCHERTZ, TEXAS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES — GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2009 REVENUES Taxes Permits and Fees Service Fees Fines and Fees Sale of Property Forfeitures Intergovernmental Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General Government Public Safety Streets and Parks Health Culture and Recreation Debt Service: Principal Interest and Fiscal Charges Bond Issue Costs Capital Outlay TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Issuance of Debt Transfers In Transfers (Out) TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance Fund Balances at Beginning of Year Prior Period Adjustment Fund Balances at End of Year General Fund $ 11,200,940 800,381 1,891,856 1,517,821 13,000 137,050 580,904 16,141,952 Capital Proiects 255,155 182,087 Debt Service Fund $ 3,274,650 485,767 11,337 437,242 3,771,754 6,123,741 4,778 - 7,235,501 - - 1,655,204 - - 348,448 - - 786,860 - - 2,436,546 18,586,300 181,678 12,338,876 12,525,332 4,696,928 1,950,358 9,388 6,656,674 (2,444,348) (12,088,090) (2,884,920) 567,951 (1,150,035) 6,781,678 2,900,000 2,200,642 - (582,084) 8,982,320 2,900,000 (3,026,432) 6,085,908 (1,031,883) $ 2,027,593 See accompanying notes to basic financial statements. 21 (3,105,770) 16,416,440 1,031,883 $ 14,342,553 15,080 429,289 $ 444,369 Other Nonmaj or Governmental Funds $ 305,073 21,724 12,847 104,741 43,737 8,929 55 497,106 319,616 188,528 508,144 Total Governmental Funds $ 14,780,663 822,105 1,904,703 1,517,821 104,741 797,659 339,403 580,959 20,848,054 6,448,135 7,235,501 1,655,204 348,448 786,860 4,696,928 1,950,358 191,066 14,963,950 38,276,450 (11,038) (17,428,396) 10,000 (567,951) (557,951) (568,989) 1,355,639 9,681,678 2,778,593 (1,717,986) 10,742,285 (6,686,111) 24,287,276 $ 786,650 $ 17,601,165 22 iv s n CITY m CITY OF SCHERTZ, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2009 NET CHANGE IN FUND BALANCES - GOVERNMENTAL FUNDS $ (6,686,111) Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. Current Year Additions 33,274,868 Additions Previously Reported as Construction in Progress (12,738,959) Current Period Depreciation (3,033,324) 17,502,585 The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade -ins, and donations) is to decrease net assets. (225,289) Revenues in the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds. 212,338 The issuance of long -term debt (e.g. bonds, leases) provides current financial resources to governmental funds, which the repayment of the principal of long -term debt consumes the current financial reources of governmental funds. Neither transaction, however, has any affect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. Issuance of Bonds (9,500,000) Principal Repayments 4,696,928 Deferred Charge on Issuance Cost 191,066 Amortization of Premium /Discount (21,262) Premium/Discount on Issuance (181,679) (4,814,947) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Compensated Absences (24,018) Accrued Interest 190,830 166,812 CHANGE IN NET ASSETS OF GOVERNMENTAL ACTIVITIES $ 6,155,388 See accompanying notes to basic financial statements. 23 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS - PROPRIETARY FUNDS SEPTEMBER 30, 2009 ASSETS Current Assets: Cash and Cash Equivalents Investments Accounts Receivable, Net of Allowance: Customer Accounts Due from Other Funds Accrued Interest Inventory Total Current Assets Noncurrent Assets: Restricted Assets: Cash and Cash Equivalents Investments Deferred Charges Capital Assets: Land Buildings and Improvements Machinery, Equipment, and Vehicles Construction in Progress Less: Accumulated Depreciation Total Noncurrent Assets TOTAL ASSETS See accompanying notes to basic financial statements. Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 142,010 $ - $ 142,010 4,229,374 101,460 4,330,834 1,399,607 824,843 2,224,450 3,062,748 60,976 3,123,724 22,050 - 22,050 35,948 58,588 94,536 8,891,737 1,045,867 9,937,604 785,713 - 785,713 1,349,670 - 1,349,670 185,970 5,975 191,945 608,638 - 608,638 62,646,819 6,500 62,653,319 1,203,080 1,177,529 2,380,609 5,885,978 - 5,885,978 (14,969,437) (600,745) (15,570,182) 57,696,431 589,259 58,285,690 $ 66,588,168 $ 1,635,126 $ 68,223,294 24 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS - PROPRIETARY FUNDS (CONTINUED) SEPTEMBER 30, 2009 LIABILITIES Current Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Customer Deposits Accrued Interest Payable Due to Other Funds Compensated Absences Revenue Bonds Payable - Current Certificates of Obligation - Current Public Facility Loan - Current Total Current Liabilities Noncurrent Liabilities: Compensated Absences Revenue Bonds Payable (Net of Unamortized Discounts) Certificates of Obligation Total Noncurrent Liabilities TOTAL LIABILITIES Net Assets: Investment in Capital Assets Unrestricted Total Net Assets TOTAL LIABILITIES & NET ASSETS Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ - $ 173,313 $ 173,313 1,152,054 12,417 1,164,471 97,043 125,377 222,420 331,718 - 331,718 72,025 3,175 75,200 24,940 1,296 26,236 21,733 16,526 38,258 343,177 - 343,177 270,400 151,400 421,800 7,000 - 7,000 2,320,090 483,504 2,803,593 86,930 66,103 153,034 5,436,772 - 5,436,772 5,827,900 321,450 6,149,350 11,351,602 387,553 11,739,156 13,671,692 871,057 14,542,749 49,936,867 110,434 50,047,301 2,979,609 653,635 3,633,244 52,916,476 764,069 53,680,545 $ 66.588.168 See accompanying notes to basic financial statements. 25 $ 1.635.126 $ 68,223,294 CITY OF SCHERTZ, TEXAS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2009 OPERATING REVENUES Fees Charged to Users Other Charges TOTAL OPERATING REVENUES OPERATING EXPENSES Personnel Services Sewage Treatment General and Administrative Contractual Services Supplies and Maintenance Depreciation TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment Earnings Lease Income Gain (Loss) on Disposal of Capital Assets Miscellaneous Interest Expense Contributions to Joint Venture Amortization of Bond Issue Costs TOTAL NONOPERATING REVENUES (EXPENSES) INCOME BEFORE CONTRIBUTIONS AND TRANSFERS Transfers Out Capital Contributions CHANGE IN NET ASSETS NET ASSETS AT BEGINNING OF YEAR NET ASSETS AT END OF YEAR See accompanying notes to basic financial statements. Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 14,491,009 $ 2,889,518 $ 17,380,527 42,381 - 42,381 14,533,390 2,889,518 17,422,908 1,866,505 2,390,492 4,256,997 4,396,525 - 4,396,525 3,298,501 199,014 3,497,515 182,969 198,970 381,939 229,440 416,163 645,603 1,458,152 136,410 1,594,562 11,432,092 3,341,049 14,773,141 3,101,298 (451,531) 2,649,767 126,352 1,881 128,233 134,747 - 134,747 (94,978) - (94,978) 3,586 201,908 205,494 (530,714) (24,143) (554,857) (1,590,042) - (1,590,042) (15,217) (352) (15,569) (1,966,266) 179,294 (1,786,972) 1,135,032 (272,237) 862,795 (331,986) (728,621) (1,060,607) 2,241,726 - 2,241,726 3,044,772 (1,000,858) 2,043,914 49,871,704 1,764,927 51,636,631 Le $ 52,916,476 $ 764,069 $ 53,680,545 CITY OF SCHERTZ, TEXAS STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2009 Cash Flows From Operating Activities: Cash Received From Customers and Users Other Cash Received From Nonoperating Activity Cash Paid to Employees for Services Cash Paid to Supplier for Goods & Services Net Cash Provided (Used) by Operating Activities Cash Flows From Noncapital Financing Activities: Cash Advances From /(To) Other Funds Contributions to Joint Venture Cash Advances From Component Unit Net Cash Provided (Used) by Noncapital Financing Activities Cash Flows From Capital and Related Financing Activities: Acquisition and Construction of Capital Assets Payments Toward Projects in Progress Interest Payments paid on Long -Term Debt Principal paid on Long -Term Debt Net Cash Provided (Used) by Capital and Related Financing Activities Cash Flows From Investing Activities: Proceeds from Sale/Maturity of Investments Payments from Capital Lease Payments from Lease Interest and Investment Earnings Net Cash Provided (Used) by Investing Activities Net Increase (Decrease) in Cash and Cash Equivalents See accompanying notes to basic financial statements. 27 Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 14,582,631 $ 3,040,829 $ 17,623,460 3,586 201,908 205,494 (1,826,866) (2,337,682) (4,164,548) (8,295,988) (659,998) (8,955,986) 4,463,363 245,057 4,708,420 987,248 (1,590,042) 35,153 (100,816) 886,432 (1,590,042) 35,153 (567,641) (100,816) (668,457) (90,104) (55,865) (145,969) (5,140,464) - (5,140,464) (534,634) (25,112) (559,746) (692,400) (144,750) (837,150) (6,457,602) (225,727) (6,683,329) 2,509,055 59,305 134,747 104,302 2,807,409 798 798 2,509,055 59,305 134,747 105,100 2,808,207 $ 245,529 $ (80,688) $ 164,841 CITY OF SCHERTZ, TEXAS STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2009 Cash and Cash Equivalents at Beginning of Year: Cash and Cash Equivalents Restricted Cash and Cash Equivalents Cash and Cash Equivalents at End of Year: Cash and Cash Equivalents Restricted Cash and Cash Equivalents Reconciliation of Operating Income to Net Cash Provided (Used) by Operating Activities: Operating Income Adjustments to Reconcile Operating Income to Net Cash Provided (Used) by Operating Activities: Depreciation Miscellaneous Income from Nonoperating Activity Changes in Assets and Liabilities: Decrease (Increase) in Assets: Customer Receivable Inventory Increase (Decrease) in Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Customer Deposits Compensated Absences NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Transactions Not Affecting Cash and Cash Equivalents: Contributions - Capital Assets Net Book Value of Transferred Assets See accompanying notes to basic financial statements. 28 Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 476,807 $ 80,688 $ 557,495 205,387 - 205,387 682,194 80,688 762,882 142,010 - 142,010 785,713 - 785,713 $ 927,723 $ - $ 927,723 3,101,298 (451,531) 2,649,767 1,45 8,152 136,410 1,594,562 3,586 201,908 205,494 35,426 151,311 186,737 12,517 4,408 16,925 - 173,313 173,313 (201,070) (23,572) (224,642) 26,083 35,338 61,421 13,815 - 13,815 13,556 17,472 31,028 $ 4,463,363 $ 245,057 $ 4,708,420 $ 2,241,726 $ $ 41,814 $ $ 2,241,726 $ 41,814 NOTES TO BASIC FINANCIAL STATEMENTS 29 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Entity The City of Schertz is a municipal corporation governed by an elected mayor and five- member council. The accompanying financial statements present the City and its discretely presented component units, entities for which the City is considered to be financially accountable. The discretely presented component units are reported in a separate column in the government -wide financial statements to emphasize that they are legally separate from the City. Discretely presented component units - The component units' column in the government -wide financial statements includes the financial data of the component units of the City of Schertz, Texas. The component units are presented as governmental fund types. Following is a summary of the component units: 1. Schertz Economic Development Corporation - The Corporation was organized for the purpose of promoting economic development in order to eliminate unemployment and underemployment and to promote and encourage employment and public welfare of, for, and on behalf of the City. The board of directors consists of seven (7) members appointed by the city council. The City is financially accountable for the Corporation because the city council approves the corporation's budget. 2. Library Advisory Board - The library provides services to the citizens of the City of Schertz as well as surrounding communities. The function of the library board is to work cooperatively with City management to provide funding and oversight for special projects of the library. All projects must be approved by the city council. The library's governing board is appointed by the city council. 3. Parks and Recreation Foundation — The Corporation was organized to improve and expand the community parks, trails, venues, and recreational programs providing adventure and opportunities for all. Complete financial statements for the Schertz Economic Development Corporation may be obtained at City Hall located at 1400 Schertz Parkway, Schertz, Texas 78154. Separate financials are not issued for the Library. B. Government -Wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges of customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. 30 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) B. Government -Wide and Fund Financial Statements (Continued) Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property and sales taxes, utility franchises, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund which accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service Fund accounts for the resources accumulated and payments made for principal and interest on long -term general obligation debt of governmental funds. The Capital Proiects Fund accounts for financial resources to be used for the acquisition and construction of major capital facilities and is principally financed by the sale of bonds or certificates of obligation and grants. 31 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The government reports the following major proprietary funds: The Water and Sewer System Fund accounts for the water and sewer services provided to the citizens through user charges. The EMS Fund accounts for the emergency medical services provided to the citizens of the City and other participating governments through user charges. Private - sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board (GASB). Governments also have the option of following subsequent private- sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The City has elected not to follow subsequent private- sector guidance. As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this are charges between the City's general government function and various other functions of the City. Eliminations of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applications for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. General revenues include all taxes and investment earnings. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the water and sewer enterprise fund and the EMS enterprise fund are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. D. Cash and Cash Equivalents The City's cash and cash equivalents are considered to be cash on hand and demand deposits. 32 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) E. Investments The City is authorized to invest in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas of the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated of not less than "AA" or its equivalent; (5) certificates of deposit issued by state and national banks domiciled in Texas that are guaranteed or insured by the Federal Deposit Insurance Corporation (FDIC) or its successor, or secured by obligations mentioned above; and (6) fully collateralized direct repurchase agreements having a defined termination date. In addition, the City is authorized to invest in local government investment pools. The investment pools operate in accordance with appropriate state laws and regulations and have regulatory oversight from the Texas Public Funds Investment Act Sec. 2256.0016. The fair value of the City's position in each pool is the same as the fair value of the pool shares. F. Receivables and Pavables Activities between the funds that are representative of interfund loans outstanding at the end of the fiscal year are referred to as due to /from other funds. Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances ". Accounts receivable are reported net of allowances for uncollectible accounts. The allowance account represents management's estimate of uncollectible accounts based upon experience and historical trends. Property taxes for the City are levied each October 1 on the taxable value as of the preceding January 1, the date a lien attaches, for all taxable real and personal property located in the City. Taxes are due by January 31 following the October 1 assessment date and become delinquent on February 1, at which time they begin accruing penalty and interest. The enforceable legal claim date for property taxes is the assessment date; therefore, the City did not record a receivable for accrual of future taxes at year end. Accordingly, no current taxes receivable are reported. Delinquent taxes have been reported in the financial statements net of the allowance for uncollectible taxes. Tax revenues are recognized as they become available. Accordingly, an amount equal to taxes not yet available has been reported as deferred revenue at the government fund level. G. Inventories All inventories are valued at cost using the first -in /first -out (FIFO) method. Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. H. Restricted Assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate bank accounts and their use is limited by applicable bond covenants. 33 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) L Capital Assets Capital assets, which include land, buildings and improvements, machinery, equipment, vehicles, and infrastructure assets (i.e., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of one year. When capital assets are purchased, they are capitalized and depreciated in the government -wide financial statements and the proprietary fund statements. Capital assets are recorded as expenditures of the current period in the governmental fund financial statements. Capital assets are valued at cost where historical records are available and at an estimated cost where no records exist. Donated capital assets are valued at their estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Improvements to capital assets that materially extend the life of the asset or add to the value are capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during construction will not be capitalized in the governmental activities on the government -wide financial statements; however capitalization of interest is required for business- type activities. There was no capitalized interest during the current fiscal year. Capital assets are depreciated over their useful lives on a straight -line basis as follows: Assets Buildings and Improvements Machinery, Equipment, and Vehicles Infrastructure J. Compensated Absences Useful Lives (Years) 10 -50 2 -20 15 -30 It is the City's policy to permit employees to accumulate earned but unused vacation and compensatory time benefits. There is no liability for unpaid accumulated sick leave since the City does not have a policy to pay any amounts when employees separate from service with the City. All vacation and compensatory time pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. 34 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) K. Long -Term Obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, losses on defeasance, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount and losses on defeasance. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. L. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. M. Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consist of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed by creditors, grantors, or laws or regulations of other governments. N. Estimates The preparation of financial statements, in conformity with generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual amounts could differ from those estimates. L. Budgetary Information Annual budgets are adopted on a basis consistent with generally accepted accounting principles for all governmental funds except the library grant special revenue fund, police department forfeiture special revenue fund and the capital projects fund, which adopts project - length budgets. 35 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 2 - CASH, CASH EQUIVALENTS, AND INVESTMENTS As of September 30, 2009, the City had the following pooled investment funds: Investment Type LOGIC Lone Star Investment Pool MBIA Municipal Investors Federated Money Market Schertz Bank & Trust - Certificate of Deposit Chase Capital One - U.S. Agency Securities Total Book Value Primary Component Government Unit $ 14,970,189 $ - 4,061,676 - 344,071 390,388 4,272,419 30,563 3,517,894 1,500,000 - 43,914 1,297,184 - $ 28,463,433 $ 1,964,865 Fair Value Weighted Primary Component Average Government Unit Maturity $ 14,970,189 $ - 1.000 4,061,676 - 1.000 344,071 390,388 1.000 4,272,419 30,563 1.000 3,517, 894 1,500,000 1.000 - 43,914 0.250 1,297,184 - 2.762 $ 28,463,433 $ 1964,865 8.012 Interest Rate Risk. As a means of limiting its exposure to fair value losses arising from rising interest rates, the City's investment policy limits the City's investment portfolio to highly liquid investments to meet unanticipated cash requirements, and /or to redeploy cash into other investments expected to outperform current holdings. Credit Risk. State law limits investments in certificates of deposit to guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor or the National Credit Union Share Insurance Fund, or its successor and investment pools continuously rated no lower than AAA or an equivalent rating by at least one nationally recognized rating service. The City's investment policy does not further limit its investment choices. As of September 30, 2009, the City's investments in the pooled investment funds were rated AAA by Standard & Poor's. The City has invested in Federal Home Loan Mortgage Corporation and Federal National Mortgage Association. Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the government's deposits may not be returned to it. As of September 30, 2009, the City's petty cash on hand was $1,775. The carrying amount of cash and cash equivalents (including withdrawals in excess of deposits and certificates of deposit) were $3,948,536 and the bank balance was $1,747,755. Of the bank balance, $250,000 was covered by federal deposit insurance at each Chase Bank and Schertz Bank and Trust and the City's depository had pledged securities having a face value of $6,903,977 and a market value of $6,158,837 as collateral forthe City's deposits. Funds were fully insured and collateralized. All collateral is held in the City's name. As of September 30, 2009, the Economic Development Corporation (Component Unit) held funds of $99,246 in the pooled cash of the primary government. Custodial Credit Risk - Investments. For an investment, this is the risk that, in the event of the failure of the counterparty, the government will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. All of the government securities owned by the City are held by its agent in the City's name. M CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 3 - RECEIVABLES Receivables as of year -end for the government's individual major funds and nonmajor funds and enterprise fund in the aggregate, including the applicable allowances for uncollectible accounts, are as follows: Governmental funds report deferred revenue in connection with receivables for revenue that is not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: Unavailable General Fund Delinquent Property Taxes Receivable $ 122,855 Court Fines 1,398,004 Total General Fund 1,520,859 Capital Projects Fund Unearned Revenue 3,000 Total Capital Projects Fund 3,000 Debt Service Fund Delinquent Property Taxes Receivable 59,704 Total Debt Service Fund 59,704 Total Governmental Funds S 1.583.563 NOTE 4 - PROPERTY TAX Taxes are levied on and payable as of October 1. The City has contracted with the Guadalupe County Tax Assessor - Collector to collect taxes on its behalf. Current taxes become delinquent February 1. Current year delinquent taxes not paid by July 1 are turned over to attorneys for collection action. The total taxable value as of October 1, 2008, upon which the fiscal 2009 levy was based, was $1,891,409,716 (i.e., market value less exemptions). The estimated market value was $2,026,485,784, making the taxable value 93.33% of the estimated market value. 37 Governmental Funds Proprietary Funds Other Water and Schertz General Funds Sewer Fund EMS Total Receivables: Property Taxes $ 130,697 $ 63,515 $ - $ - $ 194,212 Sales Taxes 631,406 - - - 631,406 Occupancy Taxes - 25,380 - - 25,380 Franchise Taxes 344,857 - - - 344,857 Customer Accounts 2,785 - 1,446,716 1,618,485 3,067,986 Court Fines 3,434,902 - - - 3,434,902 Gross Receivables 4,544,647 88,895 1,446,716 1,618,485 7,698,743 Less: Allowance for Uncollectibles 2,044,739 3,811 47,109 793,642 2,889,301 Net Total Receivables $ 2,499,908 $ 85,084 $ 1,399,607 $ 824,843 $ 4,809,442 Governmental funds report deferred revenue in connection with receivables for revenue that is not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: Unavailable General Fund Delinquent Property Taxes Receivable $ 122,855 Court Fines 1,398,004 Total General Fund 1,520,859 Capital Projects Fund Unearned Revenue 3,000 Total Capital Projects Fund 3,000 Debt Service Fund Delinquent Property Taxes Receivable 59,704 Total Debt Service Fund 59,704 Total Governmental Funds S 1.583.563 NOTE 4 - PROPERTY TAX Taxes are levied on and payable as of October 1. The City has contracted with the Guadalupe County Tax Assessor - Collector to collect taxes on its behalf. Current taxes become delinquent February 1. Current year delinquent taxes not paid by July 1 are turned over to attorneys for collection action. The total taxable value as of October 1, 2008, upon which the fiscal 2009 levy was based, was $1,891,409,716 (i.e., market value less exemptions). The estimated market value was $2,026,485,784, making the taxable value 93.33% of the estimated market value. 37 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 4 - PROPERTY TAX (Continued) The City is permitted by the Constitution of the State of Texas to levy taxes up to $2.50 per $100 of taxable assessed valuation for all governmental purposes. Pursuant to a decision of the Attorney General of the State of Texas, up to $1.50 per $100 of assessed valuation may be used for the payment of long -term debt. The combined tax rate to finance general governmental services, including the payment of principal and interest on long -term debt for the year ended September 30, 2009, was $0.409 per $100 of assessed value, which means that the City has a tax margin of $2.091 for each $100 value and could increase its annual tax levy by approximately $39,549,377 based upon the present assessed valuation of $1,891,409,716 before the limit is reached. However, the City may not adopt a tax rate that exceeds the tax rate calculated in accordance with the Texas Property Tax Code without holding a public hearing. The Property Tax Code subjects an increase in the effective tax rate to a referendum election, if petitioned by registered voters, when the effective tax rate increase is more than eight percent (8 %) of the previous year's effective tax rate. Property taxes are recorded as receivables and deferred revenues at the time the taxes are assessed. In governmental funds, revenues are recognized as the related ad valorem taxes are collected. Additional amounts estimated to be collectible in the time to be a resource for payment of obligations incurred during the fiscal year and therefore susceptible to accrual in accordance with generally accepted accounting principles have been recognized as revenue. In the government -wide financial statements, the entire levy is recognized as revenue, net of estimated uncollectible amounts (if any), at the levy date. NOTE 5 - CAPITAL ASSETS Capital asset activity for the year ended September 30, 2009 was as follows: Beginning Transfers/ Ending Balance Increases Deletions Balance Governmental Activities: Capital Assets, Not Being Depreciated Land $ 6,363,542 $ 908,164 $ (295,811) $ 6,975,895 Construction in Progress 10,945,388 13,194,072 (12,738,959) 11,400,501 Total Capital Assets Not Being Depreciated 17,308,930 14,102,236 (13,034,770) 18,376,396 Capital Assets, Being Depreciated: Buildings and Improvements 17,888,868 9,402,265 (30,531) 27,260,602 Machinery, Equipment, and Vehicles 4,215,119 640,458 122,333 4,977,910 Streets and Infrastructure 50,269,146 9,129,909 - 59,399,055 Total Capital Assets Being Depreciated 72,373,133 19,172,632 91,802 91,637,567 Accumulated Depreciation Buildings and Improvements (3,287,774) Machinery, Equipment, and Vehicles (1,959,837) Streets and Infrastructure (8,954,791) Total Accumulated Depreciation (14,202,402) Total Capital Assets Being Depreciated, Net 58,170,731 Governmental Activities Capital Assets, Net $ 75.479.661 38 (681,429) 18,936 (3,950,267) (524,755) (40,216) (2,524,808) (1,827,140) - (10,781,931) (3,033,324) (21,280) (17,257,006) 16,139,308 $ 30241.544 70,522 $(12.9642481 74,380,561 $ 92.756.957 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 5 - CAPITAL ASSETS (Continued) Business -Type Activities: Capital Assets, Not Being Depreciated: Land Construction in Progress Total Assets Not Being Depreciated Capital Assets, Being Depreciated: Buildings and Improvements Machinery, Equipment, and Vehicles Total Capital Assets Being Depreciated Accumulated Depreciation: Buildings and Improvements Machinery, Equipment, and Vehicles Total Accumulated Depreciation Total Capital Assets Being Depreciated, Net Business -Type Activities Capital Assets, Net Discretely Presented Component Unit Table: Beginning Transfers/ Ending Balance Increases Deletions Balance $ 557,972 $ 63,419 $ (12,753) $ 608,638 9,748,051 5,140,464 (9,002,537) 5,885,978 10,306,023 5,203,883 (9,015,290) 6,494,616 51,522,115 11,035,310 95,894 62,653,319 1,931,098 144,843 304,668 2,380,609 53,453,213 11,180,153 400,562 65,033,928 (12,951,367) (1,389,315) 107,648 (14,233,034) (751,127) (205,247) (380,774) (1,337,148) (13,702,494) (1,594,562) (273,126) (15,570,182) 39,750,719 9,585,591 127,436 49,463,746 $ 50.056.742 $14.789.474 $ (8.887.8541 $ 55.958.362 Beginning Transfers/ Ending Balance Increases Deletions Balance Economic Development Corporation: Capital Assets, Not Being Depreciated: Construction in Progress $ 3,750,962 $ - $ (3,750,962) $ - Total Assets Not Being Depreciated $ 3,750,962 $ - $ (3,750,962) $ - Depreciation expense was charged to functions /programs of the primary government as follows: Governmental Activities General Government $ 583,202 Public Safety 461,630 Streets and Parks 1,962,890 Culture and Recreation 13,445 Health 12,157 Total Depreciation Expense - Governmental Activities $ 3.033.324 Business -Type Activities: Water and Sewer System $ 1,458,152 EMS 136,410 Total Depreciation Expense - Business Type Activities $ 1.594.562 39 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 6 - INTERFUND BALANCES AND TRANSFERS The composition of interfund balances as of September 30, 2009 is as follows: Receivable Fund General Fund General Fund Capital Projects Fund Debt Service Fund Water & Sewer Fund Schertz EMS Payable Fund Amount Water & Sewer Fund $ 1,446 Schertz EMS 1,296 General Fund 7,308 Capital Projects Fund 35,054 Capital Projects Fund 3,039,254 Capital Projects Fund 60,976 Balances resulted from the lag time between dates that 1) interfund goods and services are provided or reimbursable expenditures occur, and 2) transactions are recorded in the accounting system, and 3) payments between funds are made. The following schedule briefly summarizes the City's transfer activity: Transfers In Transfers Out Amount Purpose General Nonmajor Governmental $ 567,951 Subsidy for Administrative Expenditures Nonmajor Governmental General 10,000 Funding for Improvements Capital Projects General 1,140,035 Funding for Previous Capital Projects Capital Projects Water & Sewer 331,986 Funding for Previous Capital Projects Capital Projects Schertz EMS 728,621 Funding for Previous Capital Projects NOTE 7 - OPERATING LEASE The City made agreements with the following telecommunication companies for cellular tower space. The following are the minimum lease receivables. AT &T Sprint Verizon Total 2010 $ 37,386 $ 24,720 $ 37,544 $ 99,650 2011 38,507 25,462 38,670 102,639 2012 39,663 26,225 39,830 105,718 2013 40,853 27,012 41,025 108,890 $ 156,409 $ 103,419 $ 157,069 $ 416,897 NOTE 8 - LONG TERM DEBT The City issues a variety of long -term debt instruments in order to acquire and /or construct major capital facilities and equipment for governmental activities. These instruments include general obligation bonds, certificates of obligation, and capital leases. These debt obligations are secured by either future property or hotel tax revenue or liens on property and equipment. 40 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 8 - LONG TERM DEBT (CONTINUED) Bonds Payable and Certificates of Obligation A summary of the terms of general obligation bonds and combination of tax and revenue certificates of obligation outstanding at September 30, 2009, follows: Series and Original Final Interest Issue Amount Maturity Rate Balance Primary Government General Obligation Bonds 2006 Series $ 15,000,000 2031 4.0%-5.25% $ 13,855,000 2007 Series 6,000,000 2027 4.07% 5,525,000 2008 Series 9,900,000 2028 4.13% 9,605,000 2009 Series 9,500,000 2033 2.0%-5.50% 9,500,000 Certificates of Obligation 2001 Series $ 4,500,000 2021 4.1%-6.0% 3,250,000 2003 Series 3,360,000 2018 2.0%-3.9% 1,925,000 2004 Series 7,750,000 2023 4.0%-4.7% 6,440,000 2007 Series CIB 2 438,900 2016 4.01% 326,700 2007 Series CIB 4 569,500 2016 4.01% 432,150 Total Governmental Long -Term Obligations $ 50,858,850 Revenue Bonds 2001 Series $ 5,550,000 2021 3.4%-5.2% $ 3,060,000 2005 Series 3,200,000 2025 3.0%-4.0% 2,745,000 Certificates of Obligation 2007 Series CIB 1 $ 6,600,000 2026 4.01% 5,930,000 2007 Series CIB 2 226,100 2016 4.01% 168,300 2007 Series CIB 3 500,000 2011 4.01% 260,000 2007 Series CIB 4 280,500 2016 4.01% 212,850 Public Facility Loan $ 142,000 2010 5.00% 7,000 Total Business -Type Long -Term Obligations $ 12,383,150 Economic Development Corporation Certificates of Obligation 2007 Series CIB 5 $ 1,300,000 2016 4.01% $ 965,000 Total Economic Development Corporation Long -Term Obligations $ 965,000 41 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 8 - LONG -TERM DEBT (CONTINUED) Debt Service Requirements Annual debt service requirements of bonded debt as of September 30, 2009, are as follows: Fiscal Year Ending September 30, 2010 2011 2012 2013 2014 2015-2019 2020-2024 2025-2029 2030-2033 Principal $ 1,753,200 1,889,850 2,043,200 2,209,850 2,373,150 12,794,600 12,990,000 10,405,000 4,400,000 Governmental Activities Interest $ 2,183,676 2,085,953 2,012,621 1,933,376 1,848,442 7,758,646 5,016,232 2,265,628 346,781 Total $ 3,936,876 3,975,803 4,055,821 4,143,226 4,221,592 20,553,246 18,006,232 12,670,628 4,746,781 Total $ 50.858.850 $ 25.451.355 $ 76.310205 Fiscal Year Ending Business -Type Activities September 30, Principal Interest Total 2010 $ 773,800 $ 521,943 $ 1,295,743 2011 805,150 490,591 1,295,741 2012 696,800 457,652 1,154,452 2013 725,150 428,497 1,153,647 2014 756,850 397,732 1,154,582 2015-2019 3,930,400 1,478,512 5,408,912 2020-2024 3,545,000 636,880 4,181,880 2025-2026 1,150,000 60,833 1,210,833 Total $ 12.383.150 $ 4.472.640 $ 16.855.790 Fiscal Year Ending Economic Development Corporation September 30, Principal Interest Total 2010 $ 125,000 $ 38,697 $ 163,697 2011 125,000 33,684 158,684 2012 130,000 28,672 158,672 2013 135,000 23,459 158,459 2014 145,000 18,045 163,045 2015-2016 305,000 18,446 323,446 Total $ 965.000 $ 161.003 $ 1.126.003 42 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 8 - LONG -TERM DEBT (CONTINUED) Changes in Long -Term Debt Total Business -Type Activities $13.353.690 $ 63.080 $ 867.379 $12.549.391 $ 810,235 Economic Development Corporation: Certificates of Obligation $ 1,085,000 $ - $ 120,000 $ 965,000 $ 125,000 Compensated Absences 3,348 4,736 3,348 4,736 4,736 Total Economic Development $ 1,088,348 $ 4,736 $ 123,348 $ 969,736 $ 129,736 During the year, the City issued $9,500,000 of general obligation bonds, with the payment of the related principal and interest to be made from an annual ad valorem tax levied against all taxable property within the City and revenues from the proprietary funds. $6,600,000 of the bonds were issued to provide funds for various construction projects. The City refunded the 1998 General Obligation bonds with principal remaining of $2,900,000. The bonds were called for cancellation and redemption on August 10, 2009. Additionally, the economic gain on the current refunding was $167,366. In the government -wide financial statements, bond issuance costs are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges. Bonded debt of the City consists of various series of general obligation bonds, revenue bonds, certificates of obligation, and a public facility loan. General obligation bonds and certificates of obligation are direct obligations of the City for which its full faith and credit are pledged, and are payable from taxes levied on all taxable property located within the City. Revenue bonds are generally payable from pledged revenues generated by the water and sewer fund. The debenture agreement for water and sewer bonds requires that funds be available for 1 /12th of the principal and 1 /6th of the interest requirements of the next fiscal year. The City is required to accumulate a reserve fund in an amount equal to the average principal and interest on the revenue bonds. The City has purchased a surety bond through MBIA Insurance Corporation to fund the required reserve amount. 43 Balance Balance Due Within 9/30/2008 Additions Reductions 9/30/2009 One Year Governmental Activities: General Obligation Bonds $ 32,790,000 $ 9,500,000 $ 3,805,000 $ 38,485,000 $ 955,000 Premium 113,213 181,679 6,436 288,456 10,989 Certificates of Obligation 13,158,700 - 784,850 12,373,850 798,200 Discount (13,403) - (893) (12,510) (893) Compensated Absences 556,457 135,310 111,291 580,476 116,095 Capital Lease 107,078 - 107,078 - - Total Governmental Activities $46,712,045 $ 9,816,989 $4,813,762 $51,715,272 $1,879,391 Business -Type Activities: Revenue Bonds $ 6,230,000 $ - $ 425,000 $ 5,805,000 $ 345,000 Unamortized Discount (26,874) - (1,823) (25,051) (1,823) Certificates of Obligation 6,976,300 - 405,150 6,571,150 421,800 Public Facility Loan 14,000 - 7,000 7,000 7,000 Compensated Absences Payable 160,264 63,080 32,052 191,292 38,258 Total Business -Type Activities $13.353.690 $ 63.080 $ 867.379 $12.549.391 $ 810,235 Economic Development Corporation: Certificates of Obligation $ 1,085,000 $ - $ 120,000 $ 965,000 $ 125,000 Compensated Absences 3,348 4,736 3,348 4,736 4,736 Total Economic Development $ 1,088,348 $ 4,736 $ 123,348 $ 969,736 $ 129,736 During the year, the City issued $9,500,000 of general obligation bonds, with the payment of the related principal and interest to be made from an annual ad valorem tax levied against all taxable property within the City and revenues from the proprietary funds. $6,600,000 of the bonds were issued to provide funds for various construction projects. The City refunded the 1998 General Obligation bonds with principal remaining of $2,900,000. The bonds were called for cancellation and redemption on August 10, 2009. Additionally, the economic gain on the current refunding was $167,366. In the government -wide financial statements, bond issuance costs are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges. Bonded debt of the City consists of various series of general obligation bonds, revenue bonds, certificates of obligation, and a public facility loan. General obligation bonds and certificates of obligation are direct obligations of the City for which its full faith and credit are pledged, and are payable from taxes levied on all taxable property located within the City. Revenue bonds are generally payable from pledged revenues generated by the water and sewer fund. The debenture agreement for water and sewer bonds requires that funds be available for 1 /12th of the principal and 1 /6th of the interest requirements of the next fiscal year. The City is required to accumulate a reserve fund in an amount equal to the average principal and interest on the revenue bonds. The City has purchased a surety bond through MBIA Insurance Corporation to fund the required reserve amount. 43 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 9 - RETIREMENT PLAN A. Plan Description The City provides pension benefits for its eligible employees through a nontraditional, joint contributory, hybrid defined benefit plan in the state -wide Texas Municipal Retirement System (TMRS), an agent multiple - employer public employee retirement system. The plan provisions that have been adopted by the City are within the options available in the governing state statutes of TMRS. TMRS issues publicly available comprehensive annual financial report that includes financial statements and required supplementary information (RSI) for TMRS; the report also provides detailed explanations of the contribution, benefits and actuarial methods and assumptions used by the System. This report may be obtained by writing TMRS, P.O. Box 149153, Austin, Texas 78714 -9153 or by calling 800 - 924 -8677; in addition, the report is available on TMRS' website at wN% w.TMRS.com. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS. Plan provisions for the City were as follows: B. Contributions Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for the City. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. The City contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance for budgetary purposes, there is a one -year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. (i.e. December 31, 2008, valuation is effective for rates beginning January 2009.) The annual pension cost and net pension obligation/ (asset) are as follows: Plan Year 2008 Plan Year 2009 Employee deposit rate 7.0% 7.0% Matching ratio (City to Employee) 2 to 1 2 to 1 Years required for vesting 5 5 Service retirement eligibilty (expressed as 1,380,930 1,380,930 age / years of service) 60/5,0/20 60/5,0/20 Updated Service Credit 100% Repeating, 100% Repeating, Annuity Increase (to retirees) 70% of CPI Repeating 70% of CPI Repeating B. Contributions Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for the City. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. The City contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance for budgetary purposes, there is a one -year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. (i.e. December 31, 2008, valuation is effective for rates beginning January 2009.) The annual pension cost and net pension obligation/ (asset) are as follows: 44 Annual Actual Percentage of Net Pension Fiscal Year Pension Cost Contribution Made APC Contribution Obligation 2009 $ 1,738,696 $ 1,738,696 100% - 2008 1,380,930 1,380,930 100% - 2007 954,490 954,490 100% - 44 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 9 - RETIREMENT PLAN (CONTINUED) B. Contributions (Continued) The required contribution rates for fiscal year 2009 were determined as part of the December 31, 2006 and 2007 actuarial valuations. Additional information as of the latest actuarial valuation, December 31, 2008, also follows: Valuation Date Acturial Cost Method Amortization Method Remaining Amortization Period Asset Valuation Method Acturial Assumptions: Investment Rate of Return* Projected Salary Increases* * Includes Inflation at Cost -of- Living Adjustments December 31, 2006 Unit Credit Level Percent of Payroll 25 years - Open Period Amortized Cost 7.0% Varies by age and service 3.0% N/A December 31, 2007 Projected Unit Credit Level Percent of Payroll 30 years - Closed Period Amortized Cost 7.0% Varies by age and service 3.0% 2.1% December 31, 2008 Projected Unit Credit Level Percent of Payroll 29 years - Closed Period Amortized Cost 7.5% Varies by age and service 3.0% 2.1% The funded status as of December 31, 2008, the most recent actuarial valuation date, is as follows: Actuarial UAAL as a Actuarial Actuarial Accrued Unfunded Percentage of Valuation Date Value of Assets Liability (AAL) Funded Ratio AAL (UAAL) Covered Payroll Covered Payroll 12/31/2008 $ 11,216,663 $ 22,068,312 50.8% $ 10,851,649 $ 11,626,232 93.3% The schedule of funding progress, presented as Required Supplementary Information following the notes to the financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. C. Other Post - Employment Benefits The City also participates in the cost sharing multiple - employer defined benefit group -term life insurance plan operated by TMRS known as Supplemental Death Benefits Fund (SDBF). The City elected, by ordinance, to provide group -term life insurance coverage to both current and retired employees. The City may terminate coverage under and discontinue participation in the SDBF by adopting an ordinance before November 1 of any year to be effective the following January 1. The death benefit for active employees provides a lump -sum payment approximately equal to the employee's annual salary (calculated based on the employee's actual earnings, for the 12 -month period preceding the month of death); retired employees are insured for $7,500; this coverage is an "other postemployment benefit," or OPEB. The City contributes to the SDBF at a contractually required rate as determined by an annual actuarial valuation. The rate is equal to the cost of providing one -year term life insurance. The funding policy for the SDBF program is to assure that adequate resources are available to meet all death benefit payments for the upcoming year; the intent is not to pre -fund retiree life insurance during the employees' entire careers. 45 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 9 - RETIREMENT PLAN (CONTINUED) C. Other Post - Employment Benefits (Continued) The City's contributions to the TMRS SDBF for the years ended 2009, 2008, and 2007 were $22,389, $21,067, and $18,030, respectively, which equaled the required contributions each year. NOTE 10 - COMMITMENTS AND CONTINGENCIES Construction Commitments The City of Schertz has entered into commitments for various projects as follows: Primary Government: Governmental Activities: Recreation Center Rural Roads Schertz Pkwy Improvement Weiderstein - Chelsea Doerr Lane Reconstruction Northcliff Main Street GreenValley Road West Dietz Creek Upstream Drainage Elbel Drainage Projects Total Governmental Commitments Business -Type Activities: East Live Oak Water Plant Improvements Aviation Heights Waterline FM 3009 W &S Relocation Ground Storage Schaefer Road Water Town Creek Project Ph2 Total Business -Type Activities Total Estimated Future Commitments Tar Increment Financing (the "Zone') Estimated Project Expended to Estimated Future Cost to City Date Commitment 7,070,978 2,050,000 3,863,332 753,436 2,23 9,165 4,754,028 737,264 290,576 1,823,135 337,217 1,446,259 25,365,390 3,569,135 384,284 1,410,000 3,200,000 51,200 6,880,245 15,494,864 $ 40.860254 3,298,106 469,071 3,558,649 389,486 1,845,161 418,817 16,782 71,337 1,155,178 11,168 166,745 11,400,500 249,796 163,422 558,996 3,080,192 46,539 1,780,783 5,879,728 $ 17280228 3,772,872 1,580,929 304,683 363,950 394,004 4,335,211 720,482 219,239 667,957 326,049 1,279,514 13,964,890 3,319,339 220,862 851,004 119,808 4,661 5,099,462 9,615,136 $ 23.580.026 The City is a principal in the City of Schertz Tax Increment Reinvestment Zone 42, pursuant to Chapter 311 of the Texas Tax Code. Under the terms of the Zone agreement, the City of Schertz, Bexar County, and San Antonio River Authority are funding infrastructure improvements through tax increment financing to the Sedona Development Project. At the time the Zone was created, the property tax base was "frozen" and increment taxes resulting from the increases to property tax base are being used to finance Zone improvements. The total projected cost is a combined figure of $45,000,000. Project costs of the developer will be funded up to 100% of the tax increment generated by the City of Schertz, Bexar County, and San Antonio River Authority. The Zone has a statutory termination date of December 31, 2027. M1 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 10 - COMMITMENTS AND CONTINGENCIES (CONTINUED) Schertz /Seguin Local Government Corporation The City of Schertz is jointly liable, together with the City of Seguin, for operating deficits and long -term debt of the Schertz /Seguin Local Government Corporation. Following is a summary of financial data as reported in the Corporation's audited financial statements dated September 30, 2008: ASSETS: Current Assets $ 3,062,697 Restricted Cash and Cash Equivalents 5,659,660 Property, Plant & Equipment 49,255,115 Other Assets 2,188,572 TOTAL ASSETS —E-60,166,044 LIABILITIES & NET ASSETS: Current Liabilities $ 2,271,128 Revenue Bonds (Less Current Maturities and Unamortized Discounts) 54,056,656 TOTAL LIABILITIES 56,327,784 NET ASSETS: Invested in Capital Assets, Net of Related Debt - Restricted 1,319,046 Unrestricted 2,519,214 TOTAL NET ASSETS 3,838,260 TOTAL LIABILITIES AND NET ASSETS $ 60.166.044 The Corporation had revenue bonds outstanding in the amount of $57,985,000 (as of September 30, 2008) to provide funds to build, improve, extend, enlarge and repair the Corporation's utility system, fund a reserve, and pay the costs of bond issuance. The bond resolution pledges interngovernmental contract revenues from the cities of Schertz and Seguin (the participating governments) to bond holders. Under the intergovernmental water supply contract, the participating governments are unconditionally obligated to pay their respective shares of annual contract revenue bond debt service from the operation of their respective utility systems. RiskManagement The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City contracts with the Texas Municipal League Intergovernmental Risk Pool, a public entity risk pool currently operating as a common risk management and insurance program providing insurance coverage in the following areas: general liability, automobile liability and physical damage, law enforcement liability, worker's compensation, real and personal property, mobile equipment, and errors and omissions liability. TML is a multi - employer group that provides for a combination of risk sharing among pool participants and stop loss coverage. Contributions are set annually by the provider. Liability by the City is generally limited to the contributed amounts. Annual contributions for the year ended September 30, 2009 were $498,112 for property and casualty and workers compensation coverage. There were no significant increases or decreases in coverage from fiscal year 2008. 47 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2009 NOTE 10 - COMMITMENTS AND CONTINGENCIES (CONTINUED) Litigation The City is the subject of various claims and litigation that have arisen in the course of its operations. Management is of the opinion that the City's liability in these cases, if decided adversely to the City, will not have a material effect on the City's financial position. NOTE 11 - JOINT VENTURE A joint venture is a legally separate entity that results from a contractual arrangement and that is owned, operated, or governed by two or more participating governments. The following entity meets the criteria as a joint venture: Schertz /Seguin Local Government Corporation The Schertz /Seguin Local Government Corporation is a public, nonprofit corporation organized to aid, assist, and act on behalf of the cities of Schertz and Seguin in acquiring, constructing, maintaining, and operating a water utility system. The participating governments have an ongoing financial responsibility to fund the operation of the corporation through either purchase of services or by subsidizing the operations. Contributions to the corporation are reflected as "nonoperating expenses" in the water and sewer fund and totaled $1,590,042 for the year ended September 30, 2009. Separate financial statements for the Schertz /Seguin Local Government Corporation may be obtained from the City of Seguin, 210 East Gonzales Street, Seguin, Texas 78156. NOTE 12 - SUBSEQUENT EVENT Subsequent to year end, the following contracts for projects were awarded by the City: Project Green Valley Road Improvements West Dietz/Weiderstein Road Project NOTE 13 - PRIOR PERIOD ADJUSTEMENT Amount $ 175,941 251,632 $ 427,573 The following adjustment was necessary to correct certain errors and classifications in the financial statements for the period ending September 30, 2008: Beginning Fund Balances Interfund Receivable (Overstated) Understated Restated Beginning Fund Balances 48 General Fund 6,085,908 Capital Projects Fund $ 16,416,440 (1,031,883) 1,031,883 $ 5,054,025 $ 17,448,323 REQUIRED SUPPLEMENTARY INFORMATION 49 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) Public Safety Police Department 3,979,207 3,979,207 4,091,859 Variance With *Restated Fire Department 2,297,126 2,297,126 2009 Final Budget - 2008 Inspection Budgeted Amounts Actual Positive Actual 499,342 Original Final Amounts (Negative) Amounts REVENUES Property Taxes $ 5,519,684 $ 5,519,684 S 5,689,992 $ 170,308 $4,985,907 Sales Tax 4,432,000 4,432,000 4,011,855 (420,145) 4,117,173 Franchise Taxes 1,203,288 1,203,288 1,462,199 258,911 1,240,642 Beverage Taxes 37,000 37,000 36,894 (106) 37,115 Permits and Fees 1,252,595 1,252,595 800,381 (452,214) 951,746 Service Fees 2,294,299 2,294,299 1,891,856 (402,443) 1,568,600 Fines and Fees 1,410,830 1,410,830 1,517,821 106,991 1,387,677 Intergovernmental - - 13,000 13,000 27,880 Investment Earnings 202,500 202,500 137,050 (65,450) 381,426 Miscellaneous 451,050 452,050 580,904 128,854 318,661 TOTAL REVENUES 16,803,246 16,804,246 16,141,952 (662,294) 15,016,827 EXPENDITURES Current: General Government: City Council 41,825 43,825 31,111 12,714 23,977 City Manager 726,958 726,958 671,567 55,391 694,869 Planning and Zoning 248,787 248,787 188,602 60,185 280,134 Legal 254,000 254,000 331,154 (77,154) 299,411 Customer Relations 125,967 140,374 111,694 28,680 94,477 Municipal Court 250,674 250,674 238,217 12,457 378,600 Facilities Maintenance 715,199 714,649 734,277 (19,628) 671,918 Purchasing 103,471 103,020 202,476 (99,456) 115,564 City Secretary 170,489 170,489 166,405 4,084 150,872 Finance 449,056 449,056 430,266 18,790 383,739 Information Technology 614,445 614,445 502,923 111,522 723,143 Human Resources 281,151 289,047 231,872 57,175 213,665 Records Management 216,962 195,790 163,786 32,004 178,153 Engineering 272,718 272,718 287,689 (14,971) 250,561 Fleet Services 293,259 293,259 275,457 17,802 247,804 Special Events 15,372 16,372 67,934 (51,562) 102,125 Public Information 488,744 488,744 484,784 3,960 432,351 Other 997,866 992,235 1,003,527 (11,292) 887,431 Total General Government 6,266,943 6,264,442 6,123,741 140,701 6,128,794 Public Safety Police Department 3,979,207 3,979,207 4,091,859 (112,652) 3,899,253 Fire Department 2,297,126 2,297,126 2,345,033 (47,907) 2,239,757 Inspection 848,082 847,932 798,609 49,323 499,342 Total Public Safety $ 7,124,415 $ 7,124,265 S 7,235,501 $ (111,236) $6,638,352 50 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL (CONTINUED) YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) EXPENDITURES (continued) Current: (Continued) Streets and Parks: Streets Parks Swimming Pool Total Streets and Parks Health: Animal Control Total Health Culture and Recreation: Library Civic Center Total Culture and Recreation Capital Outlay TOTAL EXPENDITURES Budgeted Amounts Original Final 2009 Actual Amounts Variance With *Restated Final Budget - 2008 Positive Actual (Negative) Amounts $ 891,410 $ 894,567 $ 856,502 $ 38,065 $ 740,091 560,873 560,873 568,507 (7,634) 579,963 230,803 230,803 230,195 608 225,332 1,683,086 1,686,243 1,655,204 31,039 1,545,386 1,611,039 (582,084) (2,193,123) (332,294) 341,457 341,457 348,448 (6,991) 295,156 341,457 341,457 348,448 (6,991) 295,156 FUND BALANCE - BEGINNING 5,054,025 5,054,025 5,054,025 - 595,372 595,372 593,528 1,844 416,409 184,100 199,615 193,332 6,283 251,586 779,472 794,987 786,860 8,127 667,995 1,139,537 1,813,485 2,436,546 (623,061) 3,176,638 17,334,910 18,024,879 18,586,300 (561,421) 18,452,321 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (531,664) (1,220,633) (2,444,348) (1,223,715) (3,435,494) OTHER FINANCING SOURCES (USES) Transfers In 922,070 1,611,039 567,951 (1,043,088) 130,500 Transfers Out - - (1,150,035) (1,150,035) (462,794) Total Other Financing Sources (Uses) 922,070 1,611,039 (582,084) (2,193,123) (332,294) NET CHANGE IN FUND BALANCE 390,406 390,406 (3,026,432) (3,416,838) (3,767,788) FUND BALANCE - BEGINNING 5,054,025 5,054,025 5,054,025 - 8,821,813 FUND BALANCE - ENDING $ 5,444,431 $ 5,444,431 $ 2,027,593 $(3,416,838) $ 5,054,025 *Restated for the effects of a prior period adjustment 51 CITY OF SCHERTZ, TEXAS NOTES TO SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE — BUDGET AND ACTUAL SEPTEMBER 30, 2009 Budgetary Information — The budget is prepared in accordance with accounting principles generally accepted in the United States of America. The City maintains strict budgetary controls. The objective of these controls is to ensure compliance with legal provision embodied in the annual appropriated budget approved by the City Council and as such is a good management control device. Annual budgets are adopted for all governmental funds except Capital Projects. Project - length financial plans are adopted for capital projects funds. Budgetary preparation and control is exercised at the department level. Actual expenditures may not legally exceed appropriations at the fund level. The City Manager may transfer budgeted amounts up to $50,000 between and among departments within any fund without approval by City Council. The City exceeded the general fund budgeted expenditures during 2009. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is utilized in the governmental funds. Encumbrances lapse at year -end and do not constitute expenditures or liabilities because the commitments must be reappropriated and honored during the subsequent year. 52 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION TEXAS MUNICIPAL RETIREMENT SYSTEM ANALYSIS OF FUNDING PROGRESS LAST FIVE FISCAL YEARS UNFUNDED FUNDING ACTUARIAL RATIO (1)/(2) ACTUARIAL ACTUARIAL FISCAL VALUE OF ACCRUED YEAR ASSETS" LIABILITY* 2004 $ 5,122,816 $ 7,950,619 2005 6,042,437 9,003,970 2006 7,290,175 11,798,002 2007 8,811,205 19,057,935 2008 11,216,663 22,068,312 UNFUNDED FUNDING ACTUARIAL RATIO (1)/(2) ACCRUED LIABILITY 64.4% $ 2,827,803 67.1% 2,961,533 61.8% 4,507,827 46.2% 10,246,730 50.8% 10,851,649 *As of December 31 of the preceding year, the date of the actuarial valuation. * *Assets are stated cost as of December 31 of the preceding year. 53 ANNUAL COVERED PAYROLL $ 6,144,053 7,662,928 8,478,634 10,047,726 11,626,232 UNFUNDED ACTUARIAL ACCRUED LIABILITY AS A PERCENTAGE OF COVERED PAYROLL 46.0% 38.6% 53.2% 102.0% 93.3% iv s n CITY m OTHER SUPPLEMENTARY INFORMATION 54 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 55 NONMAJOR GOVERNMENTAL FUNDS Nonmajor Governmental Funds (Special Revenue Funds) are used to account for the proceeds of specific revenue sources that are legally restricted to expenditure for specified purposes. Hotel Occupancy Fund - will account for proceeds of hotel occupancy taxes to be used strictly for those kinds of programs that promote the tourism industry. Sedona TIRZ Fund - will account for funds and distribute funds according to the terms of the agreement of the Tax Incremental Financing Zone. Park Fund - will account for revenues from developers' fees (in lieu of park land dedication), grants, and donations and is designed to monitor and manage improvement of park system and tree mitigation. Recycling Fund - will account for revenues received from the recycling fee on all residential water bills and the sale of recyclable material used to buy down solid waste collection costs. Police Forfeitures Fund - will account for revenue received from drug related cases in conjunction with other law enforcement agencies. Library Grant Fund - will account for funds from a state grant to be used for purchasing computers at the library to be used for access to the internet. Parks and Wildlife Fund - will account for funds received for the preservation of parks and wildlife. Historical Committee Fund - will account for funds received for the preservation of the history of the city. M CITY OF SCHERTZ, TEXAS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2009 ASSETS Cash and Cash Equivalents Investments Accounts Receivable, Net of Allowance Taxes Due from Component Unit Restricted Assets: Cash and Cash Equivalents Investments TOTAL ASSETS LIABILITIES AND FUND BALANCE Liabilities Withdrawals in Excess of Deposits Accounts Payable Total Liabilities Fund Balance Reserved for: Tree Mitigation Unreserved: Total Fund Balances TOTAL LIABILITIES AND FUND BALANCE Special Revenue Funds Hotel Sedona Police Occupancy T1RZ Park Recycling Forfeitures Fund Fund Fund Fund Fund $ - $ 36,000 $ 18,553 $ - $ - - 78,707 25,380 - - - - 20,000 - - - - 57,472 - - - 65,808 77,858 - 191,834 - 277,811 $ 180,710 $ 36,000 $ 289,094 $ - $ 343,619 $ - $ - $ - $ 24,912 $ 36,000 2,390 - 36,000 2,390 24,912 - - 191,834 - - 180,710 - 94,870 (24,912) 343,619 180,710 - 286,704 (24,912) 343,619 $ 180,710 $ 36,000 $ 289,094 $ - $ 343,619 57 Special Revenue Funds Library Parks and Historical Grant Wildlife Committee Fund Fund Fund Totals $ - $ - $ 10,149 $ 64,702 78,707 - - - 25,380 - - - 20,000 401 - - 123,681 - - - 547,503 $ 401 $ - $ 10,149 $ 859,973 $ - $ 10,021 $ - $ 34,933 - - - 38,390 - 10,021 - 73,323 - - - 191,834 401 (10,021) 10,149 594,816 401 (10,021) 10,149 786,650 $ 401 $ - $ 10,149 $ 859,973 58 CITY OF SCHERTZ, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2009 REVENUES Occupancy Tax Developer Fees Tree Mitigation Sale of Recycling Materials Sale of Property Forfeitures Sale of Merchandise Operating Grants Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General and Administrative Contractual Services Capital Outlay TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures Special Revenue Funds Hotel Sedona Police Occupancy TIRZ Park Recycling Forfeitures Fund Fund Fund Fund Fund $ 305,073 $ - $ - $ - $ - - - 2,402 - - 19,322 - - - 5,812 - - 104,741 2,586 - 3,537 - 2,806 - - 55 - - 307,659 - 25,316 5,812 107,547 18,637 - 130,655 - 20,631 75,444 - - 45,472 - 46,754 - 48,557 - 47,447 140,835 - 179,212 45,472 68,078 166,824 - (153,896) (39,660) 39,469 OTHER FINANCING SOURCES (USES) Transfers In - - - - - Transfers Out (488,997) - - - (78,954) TOTAL OTHER FINANCING SOURCES (USES) (488,997) - - - (78,954) Net Change in Fund Balance (322,173) - (153,896) (39,660) (39,485) Fund Balances/Equity, October 1 502,883 - 440,600 14,748 383,104 Fund Balances /Equity (Deficit), September 30 $ 180,710 $ - $ 286,704 $ (24,912) $ 343,619 59 Special Revenue Funds Library Parks and Historical Grant Wildlife Committee Fund Fund Fund Totals $ - $ - $ - $ 305,073 - - - 2,402 - - - 19,322 - - - 5,812 - - - 104,741 - - 7,035 7,035 7,988 35,749 - 43,737 - - - 8,929 - - - 55 7,988 35,749 7,035 497,106 21,891 - 6,886 198,700 - - - 120,916 - 45,770 - 188,528 21,891 45,770 6,886 508,144 (13,903) (10,021) 149 (11,038) - - 10,000 10,000 - - - (567,951) - - 10,000 (557,951) (13,903) (10,021) 10,149 (568,989) 14,304 - - 1,355,639 $ 401 $ (10,021) $ 10,149 $ 786,650 •1 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL HOTEL OCCUPANCY FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) OTHER FINANCING SOURCES (USES) Transfers Out (173,500) (173,500) (488,997) (315,497) (130,500) TOTAL OTHER FINANCING SOURCES (USES) (173,500) (173,500) (488,997) (315,497) (130,500) Net Change in Fund Balance 85,000 85,000 (322,173) (407,173) Variance with FUND BALANCE, BEGINNING 502,883 502,883 502,883 - 2009 Final Budget- 2008 FUND BALANCE, ENDING Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts REVENUES Occupancy Tax $ 436,000 $ 436,000 $ 305,073 $ (130,927) $ 273,558 Investment Earnings 18,100 18,100 2,586 (15,514) 14,478 Miscellaneous - - - - 403 TOTAL REVENUES 454,100 454,100 307,659 (146,441) 288,439 EXPENDITURES Current: General and Administrative 4,800 48,800 18,637 30,163 21,953 Contractual Services 135,500 91,500 75,444 16,056 89,810 Capital Outlay 55,300 55,300 46,754 8,546 14,036 TOTAL EXPENDITURES 195,600 195,600 140,835 54,765 125,799 Excess (Deficiency) of Revenues Over (Under) Expenses 258,500 258,500 166,824 (91,676) 162,640 OTHER FINANCING SOURCES (USES) Transfers Out (173,500) (173,500) (488,997) (315,497) (130,500) TOTAL OTHER FINANCING SOURCES (USES) (173,500) (173,500) (488,997) (315,497) (130,500) Net Change in Fund Balance 85,000 85,000 (322,173) (407,173) 32,140 FUND BALANCE, BEGINNING 502,883 502,883 502,883 - 470,743 FUND BALANCE, ENDING $ 587,883 $ 587,883 $ 180,710 $ (407,173) $ 502,883 61 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL PARK FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) REVENUES Developer Fees Tree Mitigation Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General and Administrative Capital Outlay TOTAL EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers In TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance FUND BALANCE, BEGINNING FUND BALANCE, ENDING 65,500 130,655 (65,155) 22,344 - 48,557 (48,557) 44,405 65,500 179,212 (113,712) 66,749 20,000 20,000 (20,000) - (20,000) 29,900 (153,896) (183,796) (10,694) 440,600 440,600 - 451,294 $ 470,500 $ 286,704 $ (183,796) $ 440,600 CL Variance with Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts - $ 50,000 $ 2,402 $ (47,598) $ 25,088 10,000 19,322 9,322 16,119 15,400 3,537 (11,863) 14,848 65,500 130,655 (65,155) 22,344 - 48,557 (48,557) 44,405 65,500 179,212 (113,712) 66,749 20,000 20,000 (20,000) - (20,000) 29,900 (153,896) (183,796) (10,694) 440,600 440,600 - 451,294 $ 470,500 $ 286,704 $ (183,796) $ 440,600 CL CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL RECYCLING FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) 63 Variance with Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Sale of Recycling Materials $ 18,000 $ 5,812 $ (12,188) $ 23,472 TOTAL REVENUES 18,000 5,812 (12,188) 23,472 EXPENDITURES Current: General and Administrative - - - 341 Contractual Services 18,000 45,472 (27,472) 15,163 TOTAL EXPENDITURES 18,000 45,472 (27,472) 15,504 Net Change in Fund Balance - (39,660) (39,660) 7,968 FUND BALANCE, BEGINNING 14,748 14,748 - 6,780 FUND BALANCE (DEFICIT), ENDING $ 14,748 $ (24,912) $ (39,660) $ 14,748 63 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL POLICE FORFEITURES FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) OTHER FINANCING SOURCES (USES) Transfers Out - (78,954) (78,954) - TOTAL OTHER FINANCING SOURCES (USES) - (78,954) (78,954) - Net Change in Fund Balance - (39,485) (39,485) 41,123 FUND BALANCE, BEGINNING 383,104 Variance with - 341,981 FUND BALANCE, ENDING Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Sale of Property Forfeitures $ - $ 104,741 $ 104,741 $ 122,879 Investment Earnings - 2,806 2,806 9,908 TOTAL REVENUES - 107,547 107,547 132,787 EXPENDITURES General and Administrative - 20,631 (20,631) 34,011 Capital Outlay - 47,447 (47,447) 57,653 TOTAL EXPENDITURES - 68,078 (68,078) 91,664 OTHER FINANCING SOURCES (USES) Transfers Out - (78,954) (78,954) - TOTAL OTHER FINANCING SOURCES (USES) - (78,954) (78,954) - Net Change in Fund Balance - (39,485) (39,485) 41,123 FUND BALANCE, BEGINNING 383,104 383,104 - 341,981 FUND BALANCE, ENDING $ 383,104 $ 343,619 $ (39,485) $ 383,104 64 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL LIBRARY GRANT FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) 65 Variance with Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Operating Grants $ - $ 7,988 $ 7,988 $ 8,211 TOTAL REVENUES - 7,988 7,988 8,211 EXPENDITURES Current: General and Administrative - 21,891 (21,891) - TOTAL EXPENDITURES - 21,891 (21,891) - Net Change in Fund Balance - (13,903) (13,903) 8,211 FUND BALANCE, BEGINNING 14,304 14,304 - 6,093 FUND BALANCE, ENDING $ 14,304 $ 401 $ (13,903) $ 14,304 65 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL PARKS AND WILDLIFE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) FUND BALANCE, BEGINNING FUND BALANCE (DEFICIT), ENDING $ - $ (10,021) $ (10,021) $ - .: Variance with Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Operating Grants $ - $ 35,749 $ 35,749 $ - TOTAL REVENUES - 35,749 35,749 - EXPENDITURES Capital Outlay - 45,770 (45,770) - TOTAL EXPENDITURES - 45,770 (45,770) - Net Change in Fund Balance - (10,021) (10,021) - FUND BALANCE, BEGINNING FUND BALANCE (DEFICIT), ENDING $ - $ (10,021) $ (10,021) $ - .: CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL HISTORICAL COMMITTEE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) 67 Variance with Original and 2009 Final Budget- 2008 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Sale of Merchandise $ - $ 7,035 $ 7,035 $ - TOTAL REVENUES - 7,035 7,035 - EXPENDITURES General and Administrative - 6,886 (6,886) - TOTAL EXPENDITURES - 6,886 (6,886) - OTHER FINANCING SOURCES (USES) Transfers In - 10,000 10,000 - TOTAL OTHER FINANCING SOURCES (USES) - 10,000 10,000 - Net Change in Fund Balance - 10,149 10,149 - FUND BALANCE, BEGINNING - - - - FUND BALANCE, ENDING $ - $ 10,149 $ 10,149 $ - 67 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL DEBT SERVICE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2009 (WITH COMPARATIVE ACTUAL TOTALS FOR 2008) OTHER FINANCING SOURCES Transfers In 338,632 338,632 - Variance with Issuance of Debt - - 2,900,000 2009 Final Budget- 2008 Budgeted Amounts Actual Positive Actual 338,632 Original Final Amounts (Negative) Amounts REVENUES (218,791) (127,595) FUND BALANCE, BEGINNING 429,289 429,289 429,289 Property Taxes $ 4,088,759 $ 4,088,759 $ 3,274,650 $ (814,109) $ 2,870,077 Intergovernmental - - 485,767 485,767 490,748 Investment Earnings 49,300 49,300 11,337 (37,963) 41,801 TOTAL REVENUES 4,138,059 4,138,059 3,771,754 (366,305) 3,402,626 EXPENDITURES Debt Service: Principal 2,470,000 2,111,516 4,696,928 (2,585,412) 1,910,043 Interest and Fiscal Charges 1,772,820 2,131,304 1,950,358 180,946 1,620,178 Bond Issue Costs - - 9,388 (9,388) - TOTAL EXPENDITURES 4,242,820 4,242,820 6,656,674 (2,413,854) 3,530,221 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (104,761) (104,761) (2,884,920) (2,780,159) (127,595) OTHER FINANCING SOURCES Transfers In 338,632 338,632 - (338,632) - Issuance of Debt - - 2,900,000 2,900,000 - TOTAL OTHER FINANCING SOURCES 338,632 338,632 2,900,000 2,561,368 - Net Change in Fund Balance 233,871 233,871 15,080 (218,791) (127,595) FUND BALANCE, BEGINNING 429,289 429,289 429,289 - 556,884 FUND BALANCE, ENDING $ 663,160 $ 663,160 1 $ 444,369 1 $ (218,791) $ 429,289 68 CITY OF SCHERTZ, TEXAS COMPARATIVE BALANCE SHEETS GENERAL FUND SEPTEMBER 30, 2009 AND 2008 LIABILITIES AND FUND BALANCE Liabilities: Restated Withdrawals in Excess of Deposits 2009 2008 ASSETS 534,737 614,836 Cash and Cash Equivalents $ 846,717 $ 1,100 Investments 1,568,165 5,468,624 Receivables: 244,662 288,578 Ad Valorem Taxes (Net of Allowance for 32,450 12,838 Uncollectibles of $7,842 and $7,314) 122,855 114,592 Sales Taxes 631,406 740,307 Franchise Taxes 344,857 325,157 Other (Net of Allowance for Uncollectibles Reserved for: of $2,036,897 and $1,747,485) 1,400,790 1,203,048 Due from Other Funds 2,742 - Due from Component Unit - 1,412 Accrued Interest 5,569 38,246 Inventory 44,217 46,014 TOTAL ASSETS $ 4,9671318 $ 7,938,500 LIABILITIES AND FUND BALANCE Liabilities: Withdrawals in Excess of Deposits $ - $ 232,783 Accounts Payable 534,737 614,836 Accrued Liabilities 585,827 403,673 Customer Deposits 21,190 16,050 Due to Other Governments 244,662 288,578 Due to Other Funds 32,450 12,838 Deferred /Unearned Revenue 1,520,859 1,315,717 Total Liabilities 2,939,725 2,884,475 Fund Balance: Reserved for: Inventory 44,217 46,014 LEOSE 11,832 11,018 Technology 236,842 212,561 Court Security 95,275 57,400 Writing Next Chapter 130,930 - Unreserved: Undesignated 1,508,497 4,727,032 Total Fund Balance 2,027,593 5,054,025 TOTAL LIABILITIES AND FUND BALANCE $ 4,967,318 $ 7,938,500 .' CITY OF SCHERTZ, TEXAS COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GENERAL FUND FOR THE YEARS ENDED SEPTEMBER 30, 2009 AND 2008 EXPENDITURES Current: General Government 6,123,741 Restated Public Safety 2009 2008 REVENUES 1,655,204 1,545,386 Property Taxes $ 5,689,992 $ 4,985,907 Sales Taxes 4,011,855 4,117,173 Franchise Taxes 1,462,199 1,240,642 Beverage Taxes 36,894 37,115 Permits and Fees 800,381 951,746 Service Fees 1,891,856 1,568,600 Fines and Fees 1,517,821 1,387,677 Intergovernmental 13,000 27,880 Investment Earnings 137,050 381,426 Miscellaneous 580,904 318,661 TOTAL REVENUES 16,141,952 15,016,827 EXPENDITURES Current: General Government 6,123,741 6,128,794 Public Safety 7,235,501 6,638,352 Streets and Parks 1,655,204 1,545,386 Health 348,448 295,156 Culture and Recreation 786,860 667,995 Capital Outlay 2,436,546 3,176,638 TOTAL EXPENDITURES 18,586,300 18,452,321 Excess (Deficiency) of Revenues Over (Under) Expenditures (2,444,348) (3,435,494) OTHER FINANCING SOURCES (USES) Transfers In 567,951 130,500 Transfers Out (1,150,035) (462,794) TOTAL OTHER FINANCING SOURCES (USES) (582,084) (332,294) Net Change in Fund Balance (3,026,432) (3,767,788) Fund Balance at Beginning of Year 5,054,025 8,821,813 Fund Balance at End of Year S 2,027,593 $ 5.054.025 70 iv s n CITY m DISCRETELY PRESENTED COMPONENT UNITS Discretely presented component units consist of separate entities whose governing bodies are not substantively the same as the governing body of the primary government. The discretely presented component units also provide services to areas other than the primary government. 71 CITY OF SCHERTZ, TEXAS COMBINING BALANCE SHEET DISCRETELY PRESENTED COMPONENT UNITS SEPTEMBER 30, 2009 ASSETS Cash and Cash Equivalents Investments Taxes Receivable Accounts Receivable - Other Accrued Interest Receivable Due from Primary Government TOTAL ASSETS LIABILITIES AND FUND BALANCE Liabilities Accounts Payable Accrued Liabilities Due to Primary Government Total Liabilities Fund Balance Unreserved Total Fund Balances TOTAL LIABILITIES AND FUND BALANCE Total Fund Balances Amounts reported in the statement of net assets are different because: Deferred charges, consisting of debt issue costs, are amortized over the life of the bond in the governmental activities, but were recognized in full in the governmental funds: Long -term liabilities (including employee compensated absences) are not payable in the current period and, therefore, are deferred in the funds Total Net Assets Net Assets are presented on pages 14 -15. Schertz The Economic Library Development Advisory Corporation Board Parks and Recreation Foundation Total $ 99,446 $ 1,864 $ 45,531 $ 146,841 1,934,302 30,563 - 1,964,865 315,703 - - 315,703 - - 100 100 6,140 - - 6,140 237,547 - - 237,547 $ 2.593.138 $ 32.427 $ 45.631 $ 2.671.196 $ 35,996 $ 14,132 50,128 97 $ - $ 36,093 - - 14,132 - 20,000 20,000 97 20,000 70,225 2,543,010 32,330 25,631 2,600,971 2,543,010 32,330 25,631 2,600,971 $ 2.593.138 $ 32.427 $ 45.631 $ 2.671.196 $ 2,543,010 $ 32,330 $ 25,631 $ 2,600,971 7,924 - - 7,924 (976,185) - - (976,185) $ 1.574.749 $ 32.330 $ 25.631 $ 1.632.710 72 CITY OF SCHERTZ, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE DISCRETELY PRESENTED COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2009 REVENUES Sales Taxes Capital Grants and Contributions Operating Grants and Contributions Charges for Services Investment Earnings Miscellaneous Income TOTAL REVENUES EXPENDITURES Current: Administrative Culture and Recreation Economic Development Debt Service: Principal Interest and Fiscal Charges TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Contibutions to Primary Government TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING FUND BALANCE, ENDING Schertz The Economic Library Development Advisory Corporation Board Parks and Recreation Foundation Total $ 2,005,927 $ - $ - $ 2,005,927 603,011 - - 603,011 - 830 56,466 57,296 - 11,386 65,681 77,067 24,754 399 92 25,245 14,237 - 1,512 15,749 2,647,929 12,615 123,751 2,784,295 424,554 - - 424,554 - 34,188 98,120 132,308 1,842,290 - - 1,842,290 120,000 - - 120,000 37,026 - - 37,026 2,423,870 34,188 98,120 2,556,178 224,059 (21,573) 25,631 228,117 (13,000) - - (13,000) 73 (13,000) 211,059 - - (13,000) (21,573) 25,631 215,117 2,331,951 53,903 - 2,385,854 $ 2.543.010 $ 32.330 $ 25.631 $ 2.600.971 CITY OF SCHERTZ, TEXAS COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE DISCRETELY PRESENTED COMPONENT UNITS (CONTINUED) FOR THE YEAR ENDED SEPTEMBER 30, 2009 Net Change in Fund Balance Amounts reported in the statement of activities are different because: The issuance of long -term debt provides current financial resouces to governmental funds, which the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however has any affect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. Principal Repayments Amortization of Bond Issue Costs Contribution to Primary Government of Construction in Progress recognized in Prior Year Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the funds (Accrued Compensated Absences) Change in Net Assets Change in Net Assets is presented on pages 16 -17. Schertz The Economic Library Parks and Development Advisory Recreation Corporation Board Foundation Total $ 211,059 $ (21,573) $ 25,631 $ 215,117 74 120,000 - - 120,000 (1,167) - - (1,167) (3,750,962) - - (3,750,962) (7,836) - - (7,836) $ (3.428.906) $ (21.573) $ 25.631 $ (3.424.848) STATISTICAL SECTION This part of the City of Schertz's annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Financial Trends (Tables I through 4) Net Assets by Component Change in Net Assets Fund Balances, Governmental Funds Changes in Fund Balances, Governmental Funds These schedules contain trend information to help reader understand how the City's financial performance and well -being have changed over time. Revenue Capacity (Tables 5 through 12) Tax Revenues by Source, Governmental Funds Total Water and Sewer Consumption and Rates Principal Water and Sewer Consumers Assessed Value and Estimated Actual Value of Taxable Property Direct and Overlapping Property Tax Rates Principal Property Taxpayers Property Tax Levies and Collections Assessed Value — ACT TP These schedules contain information to help readers assess the factors affecting the City's ability to generate its property and sales tax. Debt Capacity (Tables 13 through 17) Ratios of Outstanding Debt by Type Ratios of General Bonded Debt Outstanding Direct and Overlapping Governmental Activities Debt Debt Margin Information Pledged Revenue Coverage These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information (Tables 18 through 19) Demographic and Economic Statistics Principal Employers These schedules offer demographic and economic indicators to help the reader understand how the City's financial activities take place and to help make comparisons over time and with other governments. Operating Information (Tables 20 through 22) Full -time Equivalent City Government Employees by Function Operating Indicators by Function /Program Capital Asset Statistics by Function /Program These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the City provides and the activities itperforms. 75 CITY OF SCHERTZ, TEXAS NET ASSETS, BY COMPONENT LAST SEVEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Governmental Activities Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Governmental Activities Net Assets Business -Type Activities Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Business -Type Activities Net Assets Primary Government Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Primary Government Net Assets Fiscal Year 2003 2004 2005 2006 $ 11,380,173 $ 16,228,134 $ 17,699,797 $ 13,257,031 491,313 7,037,607 4,813,496 15,888,549 7,448,061 985,750 6,957,173 8,759,630 S 19.319.547 S 24.251.491 S 29.470.466 S 37.905.210 $ 21,806,626 $ 22,901,982 $ 24,970,976 $ 24,783,839 1,384,083 1,010,662 428,712 1,253,711 5,294,283 3,988,006 5,377,968 9,879,126 S 28.484.992 S 27.900.650 S 30.777.656 S 35.916.676 $ 33,186,799 $ 39,130,116 $ 42,670,773 $ 38,040,870 1,875,396 8,048,269 5,242,208 17,142,260 12,742,344 4,973,756 12,335,141 18,638,756 S 47.804.539 S 52.152.141 S 60.248.122 S 73.821.886 NOTE: Financial data prior to fiscal year 2003 was not available. 76 Fiscal Year 2007 2008 2009 $ 32,932,355 $ 44,206,232 $ 57,324,482 663,973 1,058,514 1,170,786 12,720,293 9,092,711 2,017,577 $ 46.316.621 $ 54.357.457 $ 60.512.845 $ 18,788,933 $ 41,350,184 $ 50,047,301 1,995,213 - - 23,658,181 10,286,447 3,633,244 $ 44.442.327 $ 51.636.631 $ 53.680.545 $ 51,721,288 $ 85,556,416 $ 107,371,783 2,659,186 1,058,514 1,170,786 36,378,474 19,379,158 5,650,821 $ 90.758.948 $ 105.994.088 $ 114.193.390 77 TABLE 1 CITY OF SCHERTZ, TEXAS CHANGE IN NET ASSETS LAST SEVEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2003 2004 2005 2006 Expenses Governmental Activities General Government $ 2,630,450 Public Safety 3,705,722 Streets and Parks 1,182,993 Health 156,927 Culture and Recreation 451,215 Interest and Other Fees 499,011 Total Governmental Activities Expenses 8,626,318 Business -Type Activities $ 2,873,573 4,586,498 1,019,101 192,506 310,013 707,090 9,688,781 $ 3,612,084 5,558,596 1,134,281 221,950 339,124 862,744 11,728,779 $ 3,957,693 6,403,122 1,240,956 231,149 396,078 823,818 13,052,816 Water and Sewer 8,300,590 8,302,505 8,937,553 9,821,823 EMS 2,248,651 2,509,858 3,789,791 3,474,249 Total Business -Type Activities 10,549,241 10,812,363 12,727,344 13,296,072 Total Primary Government Expenses S 19.175.559 S 20.501.144 S 24.456.123 S 26.348.888 Program Revenues Governmental Activities Charges for Service: General Government Public Safety Streets and Parks Health Culture and Recreation Operating Grants and Contributions Capital Grants and Contributions Total Governmental Aactivities Program Revenues Business -Type Activities Charges for Service: Water and Sewer EMS Capital Grants and Contributions Total Business -Type Activities Program Revenues Total Primary Government Program Revenues $ 1,461,361 $ 1,381,802 1,033,713 1,118,241 34,248 203,579 117,983 36,095 155,644 180,707 2,788,821 2,280,629 - 2,153,213 $ 1,575,236 1,475,618 141,523 44,611 146,429 1,789,763 3,808,133 $ 1,310,142 1,684,786 143,254 44,178 149,225 1,567,164 5,382,779 5,591,770 7,354,266 8,981,313 10,281,528 8,135,299 7,534,841 9,308,362 11,223,658 2,014,126 1,723,611 3,443,429 3,904,818 279,913 1,045,334 2,055,366 3,148,100 10,429,338 S 16.021.108 10,303,786 S 17.658.052 NOTE: Financial data prior to fiscal year 2003 was not available. 78 14,807,157 S 23.788.470 18,276,576 S 28.558.104 Fiscal Year 2007 2008 2009 $ 5,603,855 $ 7,305,112 $ 7,695,768 5,920,046 7,093,301 7,697,131 2,702,102 3,177,145 3,815,342 272,730 306,764 360,604 450,974 681,440 800,305 1,412,066 1,982,984 1,780,791 16,361,773 20,546,746 22,149,941 10,995,554 13,424,086 9,502,039 12,379,584 13,568,065 5,114,911 2,976,112 3,365,544 14,616,950 15,355,696 16,933,609 $ 30.978.723 $ 35.902.442 $ 39.083.550 $ 3,123,184 $ 1,968,046 $ 2,045,321 1,307,295 1,760,063 2,026,108 196,436 170,872 213,758 33,148 37,096 28,875 201,779 210,311 207,643 493,281 526,839 797,659 5,640,431 8,750,859 6,184,328 10,995,554 13,424,086 11,503,692 13,007,618 13,620,440 14,668,137 5,017,343 3,150,428 2,889,518 2,755,376 5,190,039 2,241,726 20,780,337 21,960,907 19,799,381 $ 31.775.891 $ 35.384.993 $ 31.303.073 Wei TABLE 2 CITY OF SCHERTZ, TEXAS CHANGE IN NET ASSETS (CONTINUED) LAST SEVEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2003 2004 2005 2006 Net (Expenses) Revenue Governmental Activities $ (3,034,548) $ (2,334,515) $ (2,747,466) $ (2,771,288) Business -Type Activities (119,903) (508,577) 2,079,813 4,980,504 Total Primary Government Net Expenses S (3.154.451) S (2.843.0921 S (667.6531 S 2.209.216 Governmental Revenues and Other Changes in Net Assets Governmental Activities Taxes: Ad Valorem Sales Franchise Fees Hotel /Motel Mixed Drink Bingo Unrestricted Investment Earnings Gain Sale of Capital Asset Miscellaneous Transfers Total Governmental Activities Business -Type Activities Interest and Investment Earnings Gain Sale of Capital Asset Miscellaneous Transfers Total Business -Type Activities Total Primary Government Changes In Net Assets Government Activities Business -Type Activities Total Primary Government $ 3,984,262 $ 4,410,567 $ 4,908,108 $ 5,705,805 2,035,655 1,703,994 2,227,282 3,136,970 671,009 659,847 786,298 961,462 43,177 37,688 42,982 202,108 4,243 5,064 6,437 20,068 4,528 4,749 4,946 5,124 93,690 114,323 356,080 552,091 16,028 58,770 83,337 112,306 410,802 584,733 199,123 510,098 7,263,394 7,579,735 8,614,593 11,206,032 94,731 158,372 (410,802) (157,699) S 7.105.695 $ 4,228,846 (277,602) $ 3.951.244 61,025 327,900 120,043 (584,733) (75,765) S 7.503.970 $ 5,245,220 (584,342) S 4.660.878 NOTE: Financial data prior to fiscal year 2003 was not available. 80 170,610 177,554 (199,123) 149,041 S 8.763.634 $ 5,867,127 2,228,854 S 8.095.981 473,205 195,409 (510,098) 158,516 S 11.364.548 $ 8,434,744 5,139,020 S 13.573.764 Fiscal Year 2007 2008 2009 $ (5,366,219) $ (7,122,660) $(10,646,249) 6,163,387 6,605,211 2,865,772 $ 797.168 $ (517.4491 $ (7.780.4771 $ 7,309,127 $ 7,841,928 $ 8,980,102 4,016,381 4,117,173 4,011,855 1,004,116 1,240,642 1,462,199 259,176 273,558 305,073 29,451 32,364 31,790 6,781 4,751 5,105 1,453,645 1,310,310 339,403 - 23,706 17,714 923,574 319,064 587,789 (1,224,621) - 1,060,607 13,777,630 15,163,496 16,801,637 976,595 409,972 128,233 - 57,527 (94,978) 161,048 121,594 205,494 1,224,621 - (1,060,607) 2,362,264 589,093 (821,858) 16.139.894 S 15.752.589 S 15.979.779 $ 8,411,411 $ 8,040,836 $ 6,155,388 8,525,651 7,194,304 2,043,914 16.937.062 15.235.140 S 8.199.302 81 TABLE 2 (Continued) GENERAL FUND Reserved Unreserved CITY OF SCHERTZ, TEXAS FUND BALANCES - GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2000 2001 2002 2003 $ 58,232 $ 163,210 $ 122,355 $ - 3,015,959 3,260,866 2,863,146 5,499,836 TOTAL GENERAL FUND $ 3,074,191 $ 3,424,076 $ 2,985,501 $ 5,499,836 ALL OTHER GOVERNMENTAL FUNDS Reserved $ 105,019 $ 156,200 $ 299,074 $ 491,313 Unreserved, Reported In: Special Revenue Funds 659,930 886,961 740,647 665,281 Capital Project Funds 1,087,077 4,632,762 1,939,678 1,212,118 Total All Other Governmental Funds $ 1,852,026 $ 5,675,923 $ 2,979,399 $ 2,368,712 NOTE: 2008 has been restated to reflect prior period adjustments (see Note 13). 82 TABLE 3 Fiscal Year 2004 2005 2006 2007 2008 (Restated) 2009 $ 65,551 $ 10,571 $ 232,555 $ 269,806 $ 326,993 $ 519,096 4,319,428 4,864,647 7,202,709 9,583,890 4,727,032 1,508,497 $ 4,384,979 $ 4,875,218 $ 7,435,264 $ 9,853,696 $ 5,054,025 $ 2,027,593 $ 414,357 $ 590,007 $ 690,830 $ 556,884 $ 700,360 $ 636,203 794,729 660,151 871,305 1,276,891 1,084,568 594,816 8,792,947 5,135,834 15,134,814 17,612,092 17,448,323 14,342,553 $ 10,002,033 $ 6,385,992 $ 16,696,949 $ 19,445,867 $ 19,233,251 $ 15,573,572 83 CITY OF SCHERTZ, TEXAS CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) REVENUES Taxes Permits and Fees Service Fees Fines and Fees Intergovernmental Other Revenue TOTAL REVENUES EXPENDITURES General Government Public Safety Streets and Parks Health Culture and Recreation Economic Development Management Services Capital Outlay Debt Service: Principal Interest and Fiscal Charges Bond Issue Costs TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Bonds Issued Premium on Bond Issue Discount on Bond Issue Tax Notes Issued Capital Lease Transfers In Transfers (Out) TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE Debt Service as a percentage of Noncapital Expenditures Fiscal Year 2000 2001 2002 2003 $ 4,088,491 $ 4,452,964 $ 5,305,902 $ 6,747,330 731,488 620,652 663,682 941,515 626,464 659,145 883,126 944,506 444,331 749,201 538,831 646,613 280,026 186,382 45,362 2,003,743 422,700 368,260 877,544 287,865 6,593,500 7,036,604 8,314,447 11,571,572 1,558,650 1,792,396 2,735,142 2,554,675 2,212,924 2,561,055 2,963,924 3,530,470 793,700 627,110 689,150 675,687 155,814 175,048 120,530 156,927 259,848 270,437 328,404 415,834 83,273 98,683 - - 1,835,461 1,688,451 4,079,385 4,767,695 365,820 257,410 937,000 783,000 302,111 280,774 511,811 508,166 - - - 46,272 7,567,601 7,751,364 12,365,346 13,438,726 (974,101) (714,760) (4,050,899) (1,867,154) 4,500,000 3,360,000 - - 400,000 - 598,405 388,542 551,720 467,502 (218,386) - (31,156) (56,700) 380,019 4,888,542 920,564 3,770,802 S (594.0821 S 4.173.782 S (3.130.3351 S 1.903.648 11.7% 8.9% 17.5% 14.9% 84 TABLE 4 Fiscal Year 2004 2005 2006 2007 2008 2009 $ 7,322,727 $ 8,569,435 $ 10,587,264 $ 13,083,505 $ 13,524,472 $ 14,780,663 852,577 1,421,575 1,475,619 1,062,054 992,953 822,105 793,096 872,286 1,820,940 1,807,098 1,592,072 1,904,703 842,322 915,704 1,157,480 1,397,101 1,387,677 1,517,821 1,710,277 956,791 19,278 153,349 526,839 797,659 490,266 659,430 710,580 2,460,832 1,752,254 1,025,103 12,011,265 13,395,221 15,771,161 19,963,939 19,776,267 20,848,054 2,772,024 3,471,560 3,817,778 5,389,340 11,607,551 6,448,135 3,833,243 4,542,384 5,020,684 5,665,671 6,638,352 7,235,501 942,942 1,043,501 1,162,541 1,392,923 1,545,386 1,655,204 181,074 208,499 216,655 263,918 295,156 348,448 298,179 325,498 384,127 439,767 667,995 786,860 3,827,879 4,360,483 6,127,735 5,504,679 10,281,603 14,963,950 1,233,000 1,236,000 1,155,000 1,458,000 1,910,043 4,696,928 609,522 884,069 803,664 1,377,961 1,620,178 1,950,358 111,802 - 165,125 52,300 122,290 191,066 13,809,665 16,071,994 18,853,309 21,544,559 34,688,554 38,276,450 (1,798,400) (2,676,773) (3,082,148) (1,580,620) (14,912,287) (17,428,396) 7,750,000 - 15,000,000 8,076,733 9,900,000 9,681,678 - - 123,057 - - - (17,869) - - - - - - - 319,996 (104,142) - - 2,275,896 583,126 529,598 354,150 593,294 2,778,593 (1,691,163) (384,003) (19,500) (1,578,771) (593,294) (1,717,986) 8,316,864 199,123 15,953,151 6,747,970 9,900,000 10,742,285 $ 6.518.464 $ (2.477.6501 $ 12.871.003 $ 5.167.350 $ (5.0122871 $ (6.686.1111 18.5% 18.1% 15.4% 18.2% 15.0% 29.3% 85 CITY OF SCHERTZ, TEXAS TAX REVENUE BY SOURCE — GOVERNMENTAL FUNDS LAST SEVEN FISCAL YEARS TABLE 5 Fiscal Mixed Total Year Property Sales & Use Franchise Beverage Bingo Occupancy Revenue 2009 $8,964,642 $ 4,011,855 $1,462,199 $ 31,789 $ 5,105 $ 305,073 $ 14,780,663 2008 7,855,984 4,117,173 1,240,642 32,364 4,751 273,558 13,524,472 2007 7,767,600 4,016,381 1,004,116 29,451 6,781 259,176 13,083,505 2006 6,261,532 3,136,970 961,462 20,068 5,124 202,108 10,587,264 2005 5,501,490 2,227,282 786,298 6,437 4,946 42,982 8,569,435 2004 4,911,385 1,703,994 659,847 5,064 4,749 37,688 7,322,727 2003 3,988,718 2,035,655 671,009 4,243 4,528 43,177 6,747,330 *Property tax is the largest revenue source of the City. NOTE: Financial data prior to fiscal year 2003 was not available. 86 CITY OF SCHERTZ, TEXAS TOTAL WATER AND SEWER CONSUMPTION AND RATES LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Year Ended September 30, 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 Total Water & Sewer Consumption $ 15,115,679 8,557,792 6,145,081 7,142,304 5,287,665 4,894,003 4,941,716 3,774,089 3,234,262 2,684,968 87 Water & Sewer Base Rate $ 18.94 15.94 15.94 15.94 15.94 13.70 13.70 11.70 7.70 3.70 TABLE 6 Water & Sewer Rate Per 1,000 Gallons $ 2.16 1.92 1.72 1.69 1.52 1.47 1.47 1.40 1.25 1.25 CITY OF SCHERTZ, TEXAS PRINCIPAL WATER AND SEWER CONSUMERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) TABLE 7 Note: Data from nine years ago was not available. 88 2009 2000 Total Percentage of Total Percentage of Water Total City Water Total City Consumption Water Consumption Water TAXPAYERS (In Hundreds) Rank Consumption (In Hundreds) Rank Consumption AOH- Vantage at Schertz, LLC 135,443 1 0.90% - Beck Readymix 132,329 2 0.88% - Wal -Mart Supercenters 101,686 3 0.67% - Riata Land LTD 80,168 4 0.53% - Pecan Grove Investments 61,892 5 0.41% - Prologis Trust 56,458 6 0.37% 57,623 5 2.15% Landscape of Texas 51,167 7 0.34% 56,125 6 2.09% Lowe's Home Improvement 46,920 8 0.31% - Legacy Oaks Apartments 43,155 9 0.29% - Val Verde Apartments 42,051 10 0.28% - Samuel Clemens High School - 0.00% 116,666 2 4.35% Sebastian Apartments - 0.00% 1,031,567 1 38.42% North American Composites - 0.00% 104,245 3 3.88% Holbrook, Jack W. - 0.00% 91,779 4 3.42% Riedel's Apartments - 0.00% 38,839 7 1.45% Samuel Clemens Stadium - 0.00% 35,545 8 1.32% Autumn Winds /Sterling Care - 0.00% 27,725 9 1.03% Denny's 46771 - 0.00% 24,731 10 0.92% TOTAL 751,269 4.97% 1,584,845 59.03% Total City Water Consumption 15,115,679 2,684,968 Note: Data from nine years ago was not available. 88 CITY OF SCHERTZ, TEXAS ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (UNAUDITED) TABLE 8 Fiscal Year Ended September 30, Total Taxable Assessed Value Total Direct Tax Rate 2009 $ 1,891,409,716 0.4090% 2008 1,939,016,982 0.4090% 2007 1,423,205,878 0.4090% 2006 1,397,297,729 0.3977% 2005 1,292,156,353 0.3760% 2004 1,139,992,157 0.3825% 2003 1,024,412,713 0.3825% 2002 827,142,321 0.3825% 2001 731,305,433 0.3405% 2000 636,157,284 0.3455% Source: Guadalupe County Tax Office NOTES: Property in the City of Schertz is reassessed every year at estimated actual value. For this reason, assessed value is equal to estimated actual value. Tax rates are per $100 of assessed value. Property tax is the largest revenue source of the City. . CITY OF SCHERTZ, TEXAS DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (UNAUDITED) TABLE 9 Source: Guadalupe County Tax Office NOTE: Overlapping rates are those of local and county governments that apply within the City of Schertz. Not all overlapping rates apply to all City of Schertz property owners. •i City Direct Rates Overlapping Rates Schertz- Cibolo- Fiscal Basic Debt Universal Guadalupe County Year Rate Service Total City ISD County Road 2009 0.2590 0.1500 0.4090 1.3850 0.3295 0.0600 2008 0.2590 0.1500 0.4090 1.3150 0.3295 0.0600 2007 0.2805 0.1512 0.4317 1.6100 0.3481 0.0550 2006 0.3005 0.0972 0.3977 1.7200 0.3531 0.0500 2005 0.2888 0.0872 0.3760 1.7400 0.3531 0.0500 2004 0.2946 0.0879 0.3825 1.7800 0.3654 0.0477 2003 0.3091 0.0734 0.3825 1.7300 0.3668 0.0463 2002 0.3208 0.0617 0.3825 1.7100 0.3499 0.0420 2001 0.3147 0.0258 0.3405 1.6267 0.3193 0.0630 2000 0.3151 0.0304 0.3455 1.4945 0.3417 0.0582 Source: Guadalupe County Tax Office NOTE: Overlapping rates are those of local and county governments that apply within the City of Schertz. Not all overlapping rates apply to all City of Schertz property owners. •i CITY OF SCHERTZ, TEXAS PRINCIPAL PROPERTY TAX PAYERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) TABLE 10 Source: Guadalupe County Tax Office 91 2009 2000 Percentage Percentage of of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value San Antonio MTA LP $ 23,049,000 1 1.22% $ - - AOH- Vantage at Schertz LLC 16,884,584 2 0.89% - - EM Limited Partnership 15,880,110 3 0.84% - - Sprint Spectrum LP 15,461,600 4 0.82% - - Wal -Mart Real Estate Business Trust 14,529,843 5 0.77% - - H.E.Butt Grocery Co. 11,849,626 6 0.63% 9,411,683 5 1.48% Eye Care Centers of America Inc. 11,298,734 7 0.60% - - Lowe's Home Center Inc 9,258,951 8 0.49% - - Prologis North American Properties Fund 9,104,240 9 0.48% 6,299,014 7 0.99% Atlantic Financial Group LTD 8,408,771 10 0.44% 10,386,995 4 1.63% Sanfilippo John B & Son Inc - - 23,818,757 1 3.74% Dynapac - - 14,649,791 2 2.30% Southwestern Bell Telephone - - 11,549,800 3 1.82% Williams Scotsman Inc - - 6,707,916 6 1.05% Gillman Companies - - 6,167,411 8 0.97% C & W Ranches LTD - - 6,027,928 9 0.95% Sycamore Apartment LTD - - 5,003,434 10 0.79% TOTALS $ 135,725,459 7.18% $100,022,729 15.72% TOTAL TAXABLE ASSESSED VALUE $1,891,409,716 $ 636,157,284 Source: Guadalupe County Tax Office 91 CITY OF SCHERTZ, TEXAS PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (UNAUDITED) Source: Guadalupe County Tax Office 92 TABLE 11 Total Collections To Date Amount $ 8,703,978 7,711,714 7,025,936 5,635,302 4,850,582 4,350,309 3,914,968 3,161,434 2,488,597 2,197,171 % of Levy 98.90% 98.95% 99.68% 99.82% 99.84% 99.77% 99.91% 99.92% 99.94% 99.94% Collected Within Fiscal Year Taxes Levied Fiscal Year of Levy Collections In Ended for the % of Subsequent September 30, Fiscal Year Amount Levy Years 2009 $ 8,800,927 $ 8,703,978 98.90% $ - 2008 7,793,405 7,711,714 98.95% 55,103 2007 7,048,818 6,957,827 98.71% 68,109 2006 5,645,611 5,576,559 98.78% 58,743 2005 4,858,508 4,796,062 98.71% 54,520 2004 4,360,470 4,252,349 97.52% 97,960 2003 3,918,379 3,881,204 99.05% 33,764 2002 3,163,819 3,107,209 98.21% 54,225 2001 2,490,095 2,459,900 98.79% 28,697 2000 2,198,381 2,153,542 97.96% 43,629 Source: Guadalupe County Tax Office 92 TABLE 11 Total Collections To Date Amount $ 8,703,978 7,711,714 7,025,936 5,635,302 4,850,582 4,350,309 3,914,968 3,161,434 2,488,597 2,197,171 % of Levy 98.90% 98.95% 99.68% 99.82% 99.84% 99.77% 99.91% 99.92% 99.94% 99.94% CITY OF SCHERTZ, TEXAS ASSESSED VALUE LAST SIX FISCAL YEARS Fiscal 0.4090 1,939,016,982 0.4090 2,195,057,857 0.4317 Year Taxable 1,589,745,469 0.3760 1,433,017,426 0.3825 Ended Value Residential Commercial Tax - Exempt Other September 30, January 1 Property Property Property Property 2009 2008 S 1,147,403,041 S 656,276,237 S (86,062,834) S 173,793,272 2008 2007 1,074,280,935 728,323,513 (125,049,238) 261,461,772 2007 2006 1,392,720,883 423,317,359 (21,195,965) 400,215,580 2006 2005 1,201,285,889 344,827,561 (16,046,859) 340,912,535 2005 2004 1,068,235,628 262,553,018 (11,646,100) 270,602,923 2004 2003 985,774,636 248,629,342 (10,777,023) 209,390,471 NOTE: Financial data prior to fiscal year 2004 was not available. 93 TABLE 12 Total Taxable Total Assessed Direct Value* Tax Rate S 1,891,409,716 0.4090 1,939,016,982 0.4090 2,195,057,857 0.4317 1,870,979,126 0.3977 1,589,745,469 0.3760 1,433,017,426 0.3825 Fiscal Year 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 CITY OF SCHERTZ, TEXAS RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (UNAUDITED) Governmental Activities General Certificates Obligation of Bonds Obligation - 215,854 6,645,000 $ 38,485,000 $12,373,850 $ 32,790,000 13,158,700 23,950,000 14,032,893 18,740,000 13,560,000 4,045,000 14,250,000 4,456,000 14,785,000 4,844,000 7,600,000 5,222,000 4,375,000 5,129,000 4,585,000 5,321,410 150,000 Tax Notes Business -Type Activities Public Capital Revenue Facility Lease Bonds Loan - $ - $ 5,805,000 $ 7,000 - 107,078 6,230,000 14,000 - 215,854 6,645,000 21,000 - 319,996 7,055,000 28,000 160,000 - 7,445,000 34,000 450,000 - 4,625,000 40,000 730,000 - 4,990,000 46,000 1,000,000 - 5,275,000 52,000 - - 5,550,000 57,000 - - 785,000 62,000 NOTES: a Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. b. The City issued $9,500, 000 ofnew general obligation bonds in 2009. c. See Table 18 for personal income and population data for the City. These ratios are calculated using personal income and population for the prior calendar year. 94 TABLE 13 Busines -Type Activities Certificates Total Refunding of Note Primary Percent of *Per Bonds Obligation Payable Government Gross Income Capita $ - $ 6,571,150 $ - $63,242,000 6.92% 1,932 - 6,976,300 - 59,276,078 7.06% 1,849 - 7,237,107 - 52,101,854 5.88% 1,639 - - - 39,702,996 1.56% 1,262 - - - 25,934,000 1.35% 968 64,000 - - 24,420,000 2.43% 923 126,000 - - 18,336,000 2.01% 764 193,000 60,000 - 16,177,000 1.93% 703 211,000 120,000 34,564 15,686,564 1.95% 713 543,590 130,000 66,670 7,058,670 1.19% 378 95 CITY OF SCHERTZ, TEXAS RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (UNAUDITED) TABLE 14 NOTE: Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. See Table 5 for the City's property tax value data. City population data can be found in Table 18. o General Bonded Debt Outstanding Percentage of General Certificates Actual Taxable Fiscal Obligation of Tax Value of Per Year Bonds Obligation Notes Total Property Capita 2009 $ 38,485,000 $ 12,373,850 $ - $50,858,850 2.69% 1,554 2008 32,790,000 13,158,700 - 45,948,700 2.37% 1,433 2007 23,950,000 21,271,000 - 45,221,000 2.06% 1,423 2006 18,740,000 13,560,000 - 32,300,000 1.73% 1,027 2005 4,045,000 14,250,000 160,000 18,455,000 1.16% 689 2004 4,456,000 14,785,000 450,000 19,691,000 1.37% 744 2003 4,844,000 7,600,000 730,000 13,174,000 1.29% 549 2002 5,222,000 4,375,000 1,000,000 10,597,000 1.28% 461 2001 5,129,000 4,585,000 - 9,714,000 1.33% 442 2000 5,321,410 150,000 - 5,471,410 0.86% 293 NOTE: Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. See Table 5 for the City's property tax value data. City population data can be found in Table 18. o CITY OF SCHERTZ, TEXAS DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT (UNAUDITED) Governmental Unit Debt repaid with property taxes: Debt Outstanding Estimated Percentage Applicable* TABLE 15 Estimated Share of Overlapping Debt Alamo CCD $ 537,313,778 0.08% $ 429,851 Bexar County 716,410,000 0.08% 573,128 Bexar County Hospital District 559,700,000 0.08% 447,760 Comal County 45,760,000 2.71% 1,240,096 ComalISD 543,984,141 2.68% 14,578,775 Guadalupe County 19,980,000 20.58% 4,111,884 San Antonio River Authority 42,015,000 0.08% 33,612 Schertz - Cibolo- Universal 285,330,515 56.48% 161,154,675 Subtotal, Overlapping Debt City Governmental Activities Direct Debt TOTAL NET OVERLAPPING DEBT 182,569,781 49,233,593 $ 231,803,374 NOTES: The overlapping debt was received from the Municipal Advisory Council of Texas. Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. 97 CITY OF SCHERTZ, TEXAS DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (UNAUDITED) Assessed Value, 2008 Tax Roll Debt Limit - Texas statues do not provide a legal debt limit for cities; however, through accepted practice a practical "economic" debt limit is considered to be 10% of the assessed value. Amount of Applicable Debt: Bonded Debt - General Obligation Bonds Less Debt Service Fund Balance DEBT MARGIN Total Net Debt as a Percentage of Debt Margin $1,891,409,716 $ 189,140,972 $ 50,858,850 (444,369) 50,414,481 $ 138,726,491 36.34% 98 Fiscal Year 2000 2001 2002 2003 Assessed Value $ 636,157,284 $ 731,305,433 $ 827,142,321 $1,024,412,713 Debt Margin $ 63,615,728 $ 73,130,543 $ 82,714,232 $ 102,441,271 Total Net Debt Applicable to Limit 5,216,391 4,972,800 4,922,926 4,520,834 Total Debt Margin $ 58,399,337 $ 68,157,743 $ 77,791,306 $ 97,920,437 98 TABLE 16 Fiscal Year 2004 2005 2006 2007 2008 2009 $1,139,992,157 $ 1,292,156,383 $ 1,397,297,729 $ 1,423,205,878 $ 1,939,016,982 $ 1,891,409,716 $ 113,999,216 $ 129,215,638 4,208,707 3,781,530 $ 109,790,509 $ 125,434,108 $ 139,729,773 $ 142,320,588 18,392,261 23,488,500 $ 121,337,512 $ ]18,832,088 e $ 193,901,698 $ 189,140,972 45,466,903 50,414,481 $ 148,434,795 $ 138,726,491 CITY OF SCHERTZ, TEXAS PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS (UNAUDITED) TABLE 17 NOTE: Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. Operating expenses do not include depreciation, interest, amortization or joint venture expenses. 100 Water Revenue Bonds Utility Less: Net Debt Service Fiscal Service Operating Available Year Charges Expenses Revenue Principal Interest Coverage 2009 $14,533,390 $ 9,973,940 $ 4,559,450 $ 685,400 $ 532,534 3.74% 2008 13,620,440 9,040,264 4,580,176 665,400 558,569 3.74% 2007 13,476,288 7,896,319 5,579,969 645,800 501,397 4.86% 2006 11,289,876 6,955,000 4,334,876 390,000 354,965 5.82% 2005 9,381,042 6,136,390 3,244,652 380,000 213,290 5.47% 2004 7,583,136 5,653,184 1,929,952 365,000 226,795 3.26% 2003 8,228,571 5,359,309 2,869,262 285,000 236,913 5.50% 2002 4,663,584 3,061,327 1,602,257 275,000 246,263 3.07% 2001 4,260,109 3,115,427 1,144,682 35,000 55,750 12.61% 2000 3,958,054 2,717,774 1,240,280 35,000 58,375 13.28% NOTE: Details regarding the City's outstanding debt can be found in Note 8 to the current financial statements. Operating expenses do not include depreciation, interest, amortization or joint venture expenses. 100 Year 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 Population 32,730 32,057 31,788 31,452 26,780 26,463 24,000 23,000 22,000 18,694 CITY OF SCHERTZ, TEXAS DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (UNAUDITED) Personal Income $ 913,919,790 839,701,058 885,836,196 2,543,051,460 1,926,713,880 1,005,594,000 912,000,000 838,994,000 802,516,000 593,870,992 TABLE 18 Unemployment Rate 5.1% 5.0% 4.0% 4.4% 3.6% 4.1% 2.4% 2.4% 2.4% 3.9% Sources: Population, personal income, median age and education level information provided by City Economic Development Corporation. School enrollment provided by Schertz- Cibolo - Universal City Independent School District. Unemployment data provided by the Texas Workforce Commission. 101 Education Per Capita Level In Personal Median Years of School Income Age Schooling Enrollment $ 27,923 36.5 13.9 11,700 26,194 35.1 14.0 10,991 27,867 36.3 14.0 9,470 80,855 36.1 18.0 8,380 71,946 35.1 15.9 7,712 38,000 32.7 15.0 7,257 38,000 35.1 14.6 7,245 36,478 35.1 14.6 6,440 36,478 35.1 14.6 6,440 31,768 35.1 14.6 6,186 Unemployment Rate 5.1% 5.0% 4.0% 4.4% 3.6% 4.1% 2.4% 2.4% 2.4% 3.9% Sources: Population, personal income, median age and education level information provided by City Economic Development Corporation. School enrollment provided by Schertz- Cibolo - Universal City Independent School District. Unemployment data provided by the Texas Workforce Commission. 101 CITY OF SCHERTZ, TEXAS TOP TEN PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) TABLE 19 Source: City Economic Development Corporation Note: Nine year principal employer history is not available. 102 2009 2000 Percentage Percentage of Total City of Total City Employer Employees Employment Employees Employment Schertz /Cibolo /UC ISD 1,400 4.28% N/A N/A Brandt Engineering 400 1.22% N/A N/A City of Schertz 325 0.99% N/A N/A EyeCare Centers of America 320 0.98% N/A N/A H.E.B. Grocery Co. 300 0.92% N/A N/A Lowe's 250 0.76% N/A N/A Republic National Distributing 220 0.67% N/A N/A Valero Energy 200 0.61% N/A N/A Theis Distributing Co. 125 0.38% N/A N/A Federal Express Freight 120 0.37% N/A N/A Manco 120 0.37% N/A N/A Source: City Economic Development Corporation Note: Nine year principal employer history is not available. 102 CITY OF SCHERTZ, TEXAS FULL -TIME EQUIVALENT CITY GOVERNMENTAL EMPLOYEES BY FUNCTION LAST EIGHT FISCAL YEARS (UNAUDITED) TABLE 20 Full-Time Equivalent Employees as of September 30, Function 2002 2003 2004 2005 2006 2007 2008 2009 General Government City Manager 4 3 4 4 3 4 7 7 Court Support 3 3 4 4 4 4 0 0 Municipal Court 2 2 2 2 3.5 5 6 4 Customer Relations 0 0 0 0 0 2 4 4 Planning and Zoning 3 2 2 2 3 4 5 4 Facility Maintenance 5 5 6 6 6.5 9 11 10 City Secretary 2 2 2 2 2 2 2 2 Media Relations 1 1 1 1 1 2 3 3 Records Management 0 0 1 15 2 2 3 3 Engineer 0 0 0 0 0 1 3 1 GIS 0 0 0 0 0 0 0 4 Information Tecynology 1 2 2 2 3 3 3 3 Human Resources 1 2 2 2 2 2 3 3 Finance 4 4 5 5 5 5 6 6 Purchasing 0 0 0 0 0 1 2 2 Fleet Service 2 2 2 3 3 3 3 3 Public Safetv Police 44.5 46.5 50.5 53.5 62 66 69 70 Fire 24 24 30 31 32 32 32 32 Inspections 5 6 6 6 6 8 8 7 Marshal Services 0 0 0 0 0 0 0 5 Health Animal Control 5 5.5 5 5 5 5 6 6 Parks and Culture Parks 4 5 6 7 7 9 8 8 Pools 7.5 8 14.5 15 12.5 12.5 0 0 Civic and Community Centers 0 0 0 0 0 1 1 1 Library 7.5 7 8.5 8.5 9.5 9.5 14 15 Public Environment Streets 9 9 13 12 11 11 13 13 Public Works Public Works 6 6 6 6 6 6 6 6 Business Office 11 12 11 9 10 9 10 10 Water and Sewer 11 14 15 15 17 19 14 16 Drainage 0 0 0 0 0 5 6 7 EMS 27 27.5 28 32 32.5 33.5 50 54 Economic Development 2 1 2 2 3 3 3 4 TOTAL 191.5 199 5 228 5 250 251 5 278 5 301 313 Source: City Adopted Budgets NOTES: Less than 10 years of data is available. The information will be presented on a prospective basis. 103 CITY OF SCHERTZ, TEXAS OPERATING INDICATORS BY FUNCTION /PROGRAM LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Year Function 2000 2001 2002 2003 General Government Building Permits Issued 3,716 2,754 2,812 7,119 Police CFS N/A N/A 10,743 11,089 Arrests N/A N/A 666 670 Traffic Violations N/A N/A 8,863 9,157 Accidents N/A N/A 857 875 N/A N/A Fire N/A N/A Numer of Rescue /Other Responses N/A N/A 1,058 929 Number of Fire Responses N/A N/A 76 89 Number of Inspections N/A N/A 202 254 Number of Training Classes Conducted N/A N/A 87 186 Number of Pre -Plan Inspections N/A N/A N/A N/A Marshal Service Warrants Issued N/A N/A N/A N/A Warrants Cleared N/A N/A N/A N/A Food Establishment Permits N/A N/A N/A N/A Food Establishment Inspection N/A N/A N/A N/A Foster /Adoption Inspections N/A N/A N/A N/A Parks Facility Reservations 205 174 178 300 Civic Center - - - - Library Annual Circulation 123,897 131,293 183,467 225,573 Library Visits 98,515 99,541 142,258 162,263 Library Program Attendance 4,946 2,050 3,607 4,328 Registered Users 11,471 5,370 9,320 12,779 Water New Connections N/A 545 1,241 439 Water Main Breaks 54 35 21 18 Total Consumption (thousands of gallons) 11,097,642 10,977,327 10,177,465 10,747,349 Daily Average Consumption (thousands of gallons) 30,827 30,492 28,271 29,854 Peak Daily Consumption (thousands of gallons) 5,562 6,375 5,616 6,757 Total Customers 6,837 7,103 7,311 8,045 Average Use Per Connection 9,606 8,942 4,682 3,565 Sewer Total Customers 5,814 6,185 6,511 7,261 Source: Various City Departments NOTE: Indicators are not available for the police or EMS function. 104 TABLE 21 Fiscal Year 2004 2005 2006 2007 2008 2009 3,055 3,434 9,948 5,811 2,869 5,181 11,875 12,770 16,642 25,478 37,829 36,319 631 729 526 608 719 873 9,652 11,157 10,487 13,461 18,820 20,452 1,127 1,169 1,192 1,484 1,475 1,491 1,082 1,131 1,216 1,459 978 1,536 90 128 129 103 141 135 301 331 356 302 461 447 213 136 136 694 595 264 N/A N/A N/A N/A N/A 452 N/A N/A N/A N/A N/A 5,974 N/A N/A N/A N/A N/A 3,836 N/A N/A N/A N/A N/A 134 N/A N/A N/A N/A N/A 209 N/A N/A N/A N/A N/A 34 333 294 416 516 983 671 - - - - - 484 238,602 257,765 276,873 292,909 278,826 263,131 171,811 175,976 181,603 179,630 175,435 188,118 5,170 5,254 5,064 6,680 7,444 10,499 14,492 17,101 19,342 19,595 23,327 20,360 425 425 532 91 1,474 2,024 26 39 46 29 72 72 10,373,621 11,030,621 13,322,380 11,535,927 14,460,239 15,115,679 28,816 30,639 37,007 31,606 39,617 38,550 6,869 6,939 10,540 5,379 5,804 7,520 9,389 9,673 10,118 10,598 10,900 10,198 6,329 5,957 7,060 1,089 6,378 6,913 7,887 8,664 8,990 9,391 6,378 9,974 105 Function CITY OF SCHERTZ, TEXAS CAPITAL ASSET STATISTICS BY FUNCTION /PROGRAM LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Year 2000 2001 2002 Police 1 21 26 Stations 1 1 1 Patrol Units 5 8 11 Fire Stations 1 1 1 Training Facility 1 1 1 Fire Vehicles 6 7 9 Streets Streeets, paved (miles) 97 100 100 Streets, unpaved (miles) 7 7 9 Sidewalks (miles) 17 17 17 Parks and Recreation Parks 7 7 7 Playground 65 117 117 Swimming Pools - - - Baby Pools - - - Baseball /Softball Diamonds 5 8 8 Soccer Fields - - - Community Centers 1 1 1 Animal Control Control Vehicle - 1 1 Library Facility 1 1 1 Volumes in Collection 37,610 36,259 39,062 Water Number of Reservoirs - - - Number of Pump Stations - - - Water Mains (Miles) 139 144 149 Sewer Sanitary Sewers (Miles) 48 51 54 Storm Sewers (Miles) 3 4 4 Source: Various City Departments NOTES: No Capital Asset indicators are available for the General Government or EMS function. 106 2003 2004 1 1 21 26 1 1 1 1 11 11 102 102 9 9 17 17 7 7 20 20 1 1 1 1 12 12 1 1 2 2 1 1 41,275 46,961 - 1 - 1 155 159 54 54 4 4 Fiscal Year 2005 2006 2007 2008 2009 1 27 2 1 11 102 9 21 7 20 1 1 12 1 2 1 49,289 1 1 166 54 4 1 34 2 1 12 102 9 32 7 20 1 1 12 1 2 1 52,818 1 1 171 54 4 1 33 2 1 12 107 9 32 7 20 1 1 12 1 3 1 56,282 1 33 2 1 14 122 7 50 7 20 2 2 12 2 3 1 60,650 1 23 2 13 124 7 50 11 20 2 2 12 12 2 3 1 64,400 2 - 5 177 182 188 59 71 78 6 8 9 107 TABLE 22 iv s n CITY m COMPLIANCE SECTION 108 REPORT ON COMPLIANCE AND INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT A UDITING STANDARDS The Honorable Mayor and Members of the City Council City of Schertz, Texas We have audited the financial statements of the governmental activities, the business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of and for the year ended September 30, 2009, which collectively comprise the City of Schertz, Texas, basic financial statements and have issued our report thereon dated February 22, 2010. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City of Schertz's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of Schertz's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City of Schertz's internal control over financial reporting. Our consideration of the internal control over financial reporting was for the limited purpose described in the preceding paragraph and would not necessarily identify all discrepancies in internal control over financial reporting that might be significant deficiencies or material weaknesses. However, as discussed below, we identified certain deficiencies in internal control over financial reporting that we consider to be significant deficiencies. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the City of Schertz, Texas's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the City of Schertz's financial statements that is more than inconsequential will not be prevented or detected by the City of Schertz Texas's internal control. We consider the deficiencies described in the accompanying schedule of findings and responses to be significant deficiencies in internal control over financial reporting. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the City of Schertz, Texas's internal control. „._ Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in the internal control that might be significant deficiencies, and accordingly, would not necessarily disclose all significant deficiencies that are also considered to be material weaknesses. However, we believe that none of the significant deficiencies described above is a material weakness. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Schertz's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material affect on the determination of the financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted certain matters that we reported to management of the City of Schertz, Texas, in a separate letter dated February 22, 2010. City of Schertz, Texas's response to the findings identified in our audit is described in the accompanying schedule of findings and responses. We did not audit the City of Schertz, Texas' response and, accordingly, we express no opinion on it. This report is intended solely for the information and use of management, City Council and is not intended to be and should not be used by anyone other than these specified parties. PG. Armstrong, Vaughan & Assoc., P.C. February 22, 2010 110 CITY OF SCHERTZ, TEXAS SCHEDULE OF FINDINGS AND RESPONSES SEPTEMBER 30, 2009 Summary of Auditor's Results 1. The auditor's report expresses an unqualified opinion on the financial statements of the City of Schertz, Texas 2. Three control deficiencies disclosed during the audit of the financial statements are reported in the Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards. The conditions are significant deficiencies in internal control. 3. No instances of noncompliance material to the financial statements of the City of Schertz, Texas, were disclosed during the audit. Findings — Financial Statement Audit Significant Deficiency: 2009 -01 Compliance with Contracts Condition: Approved contract invoices are submitted for payment to the Finance Department from the City Engineering Department. The project tracking and payment system did not track payments previously made to a contractor which resulted in overpayment and non compliance with the contract and the contract terms which required the final payment to be made after certification of the completed contract by the City Engineering Department. Criteria: The City should implement a system to track compliance with contracts and corresponding payments made for service of those contracts throughout the project. Effect: Without adequate procedures for tracking contracts, the city could overpay the contractor and not comply with the requirements of the contract. Recommendation: Implement a system that enables the City Engineering Department to track invoices and payments approved to prevent overpayment of invoices. The project should be marked if there is a special provision in the contract to withhold payment until the project is completed. Consider having all contractors submit applications for progress payments. City Response: For invoices related to construction projects, the City Engineer's Office will only accept and process invoices for payment that must be in standard format to include: • Original Contract Price • Net Change Orders • Current Contract Price • Work to be Done including Retainage • Work to Date • Amount Retained • Sub -Total Previous Payments • Amounts Due This Payment 111 CITY OF SCHERTZ, TEXAS SCHEDULE OF FINDINGS AND RESPONSES (CONTINUED) SEPTEMBER 30, 2008 2009 -02 Significant Journal Entries Condition: Significant adjustments were made to the Financial Statements during the course of the audit to record capital contributions, transfers of property and disposal of Water /Sewer capital assets, accounts payable for construction projects, and correction of the interfund receivables and payables. Criteria: The City should have a procedure for recording year end journal entries. Effect: The lack of reconciliation procedures did not ensure that the financial statements were materially correct. Recommendation: Develop a list of entries that may be considered at year end as part of the closing process to enable the City to ensure that they have adequately recorded all year end entries. Consider recording the retainage on construction in progress as the invoices are received. City Response: The City of Schertz (City) will be preparing a list of potential journal entries for the year end close to enable them to encompass recording all journal entries required by generally accepted accounting principles before year end. 2009 -03 Emergency Medical Services Accounts Receivable Condition: The Emergency Medical Services department is recording the billing, write -offs, payments and other adjustments in a separate software developed specifically for emergency services. The payments are recorded by EMS directly to Incode. The charges and write -offs are sent to Finance in a summary report from the Emergency Services Department and the information is recorded in to Incode from these supplied reports. The aging report supplied by EMS at year end does not agree with the balance in Incode at year end. The EMS software system applies the payments and resets the Accounts Receivable report as if the receivable is no longer outstanding as of the specific cutoff date. Additionally, the write -offs and adjustments are not properly flowing on the EMS system resulting in a moving target for the Accounts Receivable at any given point in time. Criteria: The EMS billing system should accurately record charges, payments, adjustments and provide accurate reporting information to be transferred to the City's financial system. Effect: The EMS Accounts Receivable were not accurately reflected on the financial statements of the City. Recommendation: Print the Accounts Receivable aging report the last day of the month after all data entry has been accomplished. Send this report to the Finance Department. Review the current problems with the EMS software provider to determine how to correct the problem and obtain additional training on the system. Determine the correct way to record adjustments and write -offs to enable the software to give the most accurate report. 112 CITY OF SCHERTZ, TEXAS SCHEDULE OF FINDINGS AND RESPONSES (CONTINUED) SEPTEMBER 30, 2008 City Response: EMS agrees that what we show for Accounts Receivables does not match that amount as shown by the Finance Department in INCODE. The reasons for this include normal fluctuations in patient's accounts balances as we work with insurance companies to obtain payments, accounts being sent and retrieved from our collections vendor for a variety of reasons, and confusion on our part in exactly which aging report should have been prepared and when it should have been run and delivered to Finance. In response to the findings of the City's auditing contractor, the EMS Department is doing the following: • We are now printing an Account Receivable report at the end of every month as of close of business on the last day of business of every month. This report is being saved electronically and in print in case it is ever needed for historical review. • We are working with our software vendor to develop a historical report on Account Receivables that can be used recreate any period when and if needed. • EMS will be working with the Finance Department monthly to reconcile Accounts Receivables against charges, cash collections, accounts referred to our collections agency and other revenue adjustments. • EMS is reviewing all billing procedures and processes to help clarify the Accounts Receivables fluctuations that occur due to unusual and customary billing procedures and to develop a procedures for properly accounting for these fluctuations. • EMS will implement a software interface for direct exchange of deposits between EMS Billing software and INCODE and will explore a method to daily report Account Receivable balances through this same interface. 113 iv s n CITY m