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CAFR FY 2009-2010CITY OF SCHERTZ, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30, 2010 OFFICIALS ISSUING REPORT Don E. Taylor City Manager Juan F. Santoya Director of Finance iv s n CITY m CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS SEPTEMBER 30, 2010 PAGE INTRODUCTORYSECTION ........................................................................... ............................... v LETTER OF TRANSMITTAL .................................................................................... ............................... vi CITYOFFICIALS ....................................................................................................... ............................... ix ORGANIZATIONAL CHART ..................................................................................... ............................... x 2009 CERTIFICATE OF ACHIEVEMENT ................................................................. ............................... xi FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT ..................................................................... ............................... 2 MANAGEMENTS DISCUSSION AND ANALYSIS ................................................... ............................... 4 BASIC FINANCIAL STATEMENTS ......................................................................... .............................13 STATEMENT OF NET ASSETS .................................................................................. .............................14 STATEMENT OF ACTIVITIES ................................................................................... .............................16 BALANCE SHEET - GOVERNMENTAL FUNDS ...................................................... .............................18 RECONCILIATION OF BALANCE SHEET ................................................................ .............................20 STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GOVERNMENTALFUNDS ...................................................................................... .............................21 RECONCILIATION OF THE STATEMENT OF REVENUES, GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES ................................................................................. .............................23 STATEMENT OF NET ASSETS - PROPRIETARY FUNDS ....................................... .............................24 STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS - PROPRIETARY FUNDS ........................................................................................... .............................26 STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS ...................................... .............................27 NOTES TO BASIC FINANCIAL STATEMENTS ........................................................ .............................29 REQUIRED SUPPLEMENTARY INFORMATION ................................................. .............................51 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGETAND ACTUAL .......................................................................................... .............................52 NOTES TO SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGETAND ACTUAL .......................................................................................... .............................54 TEXAS MUNICIPAL RETIREMENT SYSTEM ANALYSIS OF FUNDING PROGRESS - LAST SIX CALENDAR YEARS ............................................................................... .............................55 i CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS SEPTEMBER 30, 2010 FINANCIAL SECTION (CONTINUED) OTHER SUPPLEMENTARY INFORMATION COMPARATIVE BALANCE SHEETS - GENERAL FUND COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - GENERAL FUND ....................................................................... ............................... 56 57 58 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - DEBT SERVICE FUND .................................................................... .............................59 COMBINING AND INDIVIDUAL FUND - STATEMENTS AND SCHEDULES ....... .............................60 NONMAJOR GOVERNMENTAL FUNDS 61 COMBINING BALANCE SHEET - NONMAJOR GOVERNMENTAL FUNDS ......... .............................62 COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - NONMAJOR GOVERNMENTAL FUNDS ........................................ .............................64 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - HOTEL OCCUPANCY FUND .......................................................... .............................66 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - PARK FUND ..................................................................................... .............................67 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - RECYCLING FUND ......................................................................... .............................68 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - POLICE FORFEITURES FUND ....................................................... .............................69 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - LIBRARY GRANT FUND ................................................................ .............................70 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - PARKS AND WILDLIFE FUND ...................................................... .............................71 SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET TO ACTUAL - HISTORICAL COMMITTEE FUND ................................................. .............................72 DISCRETELY PRESENTED COMPONENT UNITS 73 COMBINING BALANCE SHEET - DISCRETELY PRESENTED COMPONENT UNITS .......................74 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - DISCRETELY PRESENTED COMPONENT UNITS ........................... .............................75 11 CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS SEPTEMBER 30, 2010 FINANCIAL SECTION (CONTINUED) STATISTICAL SECTION NET ASSETS, BY COMPONENT - LAST EIGHT FISCAL YEARS - (ACCRUAL BASIS OF ACCOUNTING) ........................................................................................................ .............................78 CHANGE IN NET ASSETS - LAST EIGHT FISCAL YEARS - (ACCRUAL BASIS OF ACCOUNTING) ....................................................................................................... .............................80 FUND BALANCES - GOVERNMENTAL FUNDS -LAST TEN FISCAL YEARS - (MODIFIED ACCRUAL BASISOF ACCOUNTING) ....................................................................................... .............................84 CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS - LAST TEN FISCAL YEARS - (MODIFIED ACCRUAL BASIS OF ACCOUNTING) ............................................... .............................86 TAX REVENUE BY SOURCE - GOVERNMENTAL FUNDS 88 TOTAL WATER AND SEWER CONSUMPTION AND RATES - LAST TEN FISCAL YEARS ....89 PRINCIPAL WATER AND SEWER CONSUMERS ............................................... .............................90 ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY - LAST TEN FISCALYEARS ........................................................................................................ .............................91 DIRECT AND OVERLAPPING PROPERTY TAX RATES - LAST TEN FISCAL YEARS .....................92 PRINCIPAL PROPERTY TAX PAYERS - CURRENT YEAR AND NINE YEARS AGO ........................93 PROPERTY TAX LEVIES AND COLLECTIONS - LAST TEN FISCAL YEARS ...... .............................94 TAXABLE ASSESSED VALUE - LAST SEVEN FISCAL YEARS 95 RATIOS OF OUTSTANDING DEBT BY TYPE - LAST TEN FISCAL YEARS .......... .............................96 RATIOS OF GENERAL BONDED DEBT OUTSTANDING - LAST TEN FISCAL YEARS ........... 98 DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT ........... .............................99 DEBT MARGIN INFORMATION - LAST TEN FISCAL YEARS PLEDGED REVENUE COVERAGE - LAST TEN FISCAL YEARS 100 102 DEMOGRAPHIC AND ECONOMIC STATISTICS - LAST TEN FISCAL YEARS ... ............................103 TOP TEN PRINCIPAL EMPLOYERS - CURRENT YEAR AND NINE YEARS AGO ...........................104 III CITY OF SCHERTZ, TEXAS TABLE OF CONTENTS SEPTEMBER 30, 2010 FINANCIAL SECTION (CONTINUED) STATISTICAL SECTION FULL -TIME EQUIVALENT CITY GOVERNMENTAL EMPLOYEES BY FUNCTION - LAST NINEFISCAL YEARS .............................................................. ............................... ............................105 OPERATING INDICATORS BY FUNCTION /PROGRAM - LAST TEN FISCAL YEARS ....................106 CAPITAL ASSET STATISTICS BY FUNCTION /PROGRAM - LAST TEN FISCAL YEARS ...............108 COMPLIANCE SECTION 110 REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GO VERNMENT A UDITING STANDARDS ..................... ............................111 1V 1► o 1 tZ / 11114 C I]: IM M a[ IN I February 25, 2011 1400 SC HERTZ PARKWAY SCHERTZ, TEXAS 78154-1634 PHONE (210) 619-1000 FAX (210) 619 -1050 DON E. TAYLOR CITY MANAGER To the Honorable Mayor, City Council, and the Citizens of City of Schertz: State law requires that local governments publish a complete set of financial statements presented in conformity with generally accepted accounting principles in the United States of America (U.S. GAAP) and audited in accordance with generally accepted auditing standards in the United States of America by a firm of licensed certified public accountants. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Schertz for the fiscal year ended September 30, 2010. This report consists of management's representations concerning the finances of the City of Schertz. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Schertz has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Schertz's financial statements in conformity with U.S. GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Schertz comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Schertz's financial statements have been audited by Armstrong, Vaughan & Associates P.C. a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Schertz for the fiscal year ended September 30, 2010, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Schertz's financial statements for the fiscal year ended September 30, 2010, are fairly presented in conformity with U.S. GAAP. The independent auditor's report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD &A). This letter of transmittal is designed to complement MD &A and should be read in conjunction with it. The City of Schertz's MD &A can be found immediately following the report of the independent auditors. AJ CM3 Vi Profile of the Government The City of Schertz, incorporated in 1958, is located in the central part of Texas, which is considered to be a top growth area in the state, and one of the top growth areas in the country. The City of Schertz currently occupies a land area of 29.85 square miles and serves a population of 31,465. The City of Schertz is empowered to levy a property tax on both real and personal properties located within its boundaries. It also is empowered by state statue to extend its corporate limits by annexation, which occurs periodically when deemed appropriate by the governing body. The City of Schertz has operated under the council - manager form of government since 30 November 1972. Policymaking and legislative authority are vested in a City Council consisting of the mayor and 5 other members. The City Council is responsible for establishing public policy on City matters by the passage of appropriate ordinances and resolutions. The City Manager is responsible for overseeing the day -to -day operations of the government, implementing policy established by City Council, and for appointing the heads of the various departments. The council is elected on a non - partisan basis. Council members serve two -year staggered terms, with two council members elected every two years. The mayor is elected to serve a two -year term. The mayor and all five council members are elected at large. The City of Schertz provides a full range of services, including police and fire protection, the construction and maintenance of streets, recreational facilities, cultural events, water and sewer services and EMS services. The annual budget serves as the foundation for the City of Schertz's financial planning and control. All departments of the City of Schertz are required to submit requests for appropriation to the City Manager by June of each year. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the council for review prior to 1 August. The council then holds public hearings on the proposed budget and to adopt a final budget by no later than September 30th, the close of the City of Schertz's fiscal year. The appropriated budget is prepared by each department (e.g. police). Department heads may make transfers of appropriations within a department. The City Manager may make transfers between and among departments if the total single transfer does not exceed $50,000. If such a transfer occurs the City Manager shall inform City Council within 30 days. In no case shall money be transferred between funds without City Council approval. Budget to actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund, this comparison is presented on page 52 as part of the required supplementary information. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Schertz operates. Local economy. The City of Schertz currently enjoys a favorable economic environment and local indicators point to continued stability, despite the national recession in late 2009. In the housing market, local indicators point to a strong and stable market. The region has a manufacturing and industrial base that adds to the relative stability of the unemployment rate, which currently stands at 5.7 %. Employment in the area should continue to be strong with the announcement in March 2010 that SYSCO would build a new regional distribution center in Schertz with 600 jobs. In addition, Caterpillar announced it would build a new facility to accommodate its engine business. The region has a labor force of approximately 990,000, and this number is expected to increase in the next several years as the region continues to experience population and business growth. Businesses with headquarters or divisions located within the city's boundaries or in close proximity include Eye Care Centers of America, Brandt Engineering, Cal -Tex Protective Coatings, Inc., Valero, FedEx Freight, Marshall Shredding Company, Kraft Nabisco and Republic National Distributing Company. Long -term financial planning. In 2006, the citizens approved bond propositions for streets and drainage improvements, a new library and additional recreational facilities. Streets and drainage improvements are ongoing. The Recreation Center opened in April 2010 and the Library was completed in August 2009. Total projected cost to the City of Schertz is $38,500,000. vn Cash management policies and practices. During the year, temporarily idle cash was invested through State local investment pools. Cash available for longer term investments was invested in agency bonds and Certificates of Deposit. Cash in the State local investment pools are essentially liquid. Longer term investments had an average maturity of 3 years. The average yield on investments was about .75 percent. Active involvement in investment vehicles was limited due to the continuation of extremely low interest rates and market uncertainty. The rate of return was simply not sufficient to justify the management expense. Risk Management. During 2010, the City continued a risk management program for worker's compensation. Various control techniques, including employee accident prevention training, have been implemented during the year to minimize accident - related losses. Third -parry coverage is currently maintained for individual worker's compensation claims and all other potential losses. Additional information on the City of Schertz's risk management activity can be found in the notes to the financial statements. Pension bcnclits. The City of Schertz sponsors an agent multiple- employer defined benefit pension plan for its employees. Each year, an independent actuary engaged by the pension plan calculates the amount of the annual contribution the City of Schertz must make to the pension plan to ensure the plan will be able to fully meet its obligations to retired employees on a timely basis. As a matter of policy, the City of Schertz fully funds each year's annual required contribution to the pension plan as determined by the actuary. The remaining unfunded amount is being systematically funded as part of the annual required contribution calculated by the actuary. Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Schertz for its comprehensive annual financial report for the fiscal year ended September 30, 2009. This was the 22nd consecutive year that the City has received this prestigious award. In order to be awarded a Certificate of Achievement, the City must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. In addition, without the assistance of each and every department head on staff, we would have none of the successes we've enjoyed. Credit also must be given to the Mayor and the City Council for their unfailing support for the City Manager and staff. Respectfully submitted, Don E. Taylor City Manager vni MAYOR MAYOR PRO -TEM ialK111111010" CITY MANAGER DIRECTOR OF FINANCE CITY ATTORNEY CITY AUDITOR CITY OF SCHERTZ, TEXAS CITY OFFICIALS HONORABLE HAL BALDWIN JIM FOWLER DAVID SCAGLIOLA GEORGE ANTUNA, JR. CEDRIC EDWARDS, SR. MICHAEL CARPENTER DON E. TAYLOR JUAN F. SANTOYA, JR. MICHAEL SPAIN, FULBRIGHT & JAWORSKI, L.L.P ARMSTRONG, VAUGHAN & ASSOCIATES, P.C. ix - - �Q ex � I� � � � �: � a# 1 � p - � p �. �� _- - � I _ _ G �� '� "" ��( � .a R �( ��� of X1 iv 5; El "CITp' !V FINANCIAL SECTION 4 IMUIV �n • — I� n e INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Schertz, Texas We have audited the accompanying financial statements of the governmental activities, the business - type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of and for the year ended September 30, 2010, which collectively comprise the City's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the City of Schertz, Texas' management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of September 30, 2010, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated February 25, 2011 on our consideration of City of Schertz, Texas' internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Accounting principles generally accepted in the United States of America require that management's discussion and analysis, and budgetary comparison information and analysis of funding progress on pages 4 through 12 and 51 through 55 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's response to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Schertz, Texas, basic financial statements. The introductory section, combining and individual nonmajor fund financial statements, other schedules, and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and other schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we express no opinion on them. k Armstrong, Vaughan & Assoc., P.C. February 25, 2011 iv 5; El "CITp' !V MANAGEMENTS DISCUSSION AND ANALYSIS As management of the City of Schertz, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Schertz for the fiscal year ended September 30, 2010. We encourage readers to consider the information presented herein conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the introductory section of this report. Financial Highlights The assets of the City of Schertz exceeded its liabilities at the close of the most recent fiscal year by $116,049,440 (net assets). Of this amount, $10,193,212 (unrestricted net assets) may be used to meet the City's ongoing obligations to citizens and creditors. The City's total net assets increased by $1,856,050. All of the increase is attributable to capital contributions from developers. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $7,411,095, a decrease of $10,190,070 in comparison with the prior year. At the end of the current fiscal year, unreserved fund balance for the general fund was $1,775,951 or 10.1% of total general fund expenditures, including capital outlay. The City issued $1,580,000 in tax notes during 2010. The related principal and interest payment for the tax notes are from an annual ad valorem tax levied against all taxable property within the City and revenues from the EMS proprietary fund. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private- sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Schertz is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City of Schertz that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Schertz include general government, public safety, streets and parks, health, and culture and recreation. The business -type activities of the City of Schertz include a water and sewer department and an emergency medical services department. The government -wide financial statements include not only the City of Schertz itself (known as the primary government) but also legally separate component units for which the City is financially accountable. Financial information for these component units is reported separately from the primary government. The government -wide financial statements can be found on pages 14 through 17 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Schertz, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. The funds of the City of Schertz can be divided into two categories: governmental and proprietary. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government - wide financial statements, governmental fund financial statements focus on near term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information is useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Schertz maintains eleven individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, the debt service fund, and the capital projects fund, all of which are considered to be major funds. Data from the other eight governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The basic governmental fund financial statements can be found on pages 18 through 23 of this report. Proprietary funds. The City of Schertz maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City of Schertz uses enterprise funds to account for its water and sewer department and for its emergency medical services department. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water and sewer department and for the emergency medical services department, both of which are considered to be major funds of the City of Schertz. 5 The basic proprietary fund financial statements can be found on pages 24 through 28 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 29 through 50 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's general fund budgetary schedule. The City of Schertz adopts an annual appropriated budget for its general fund. A budgetary comparison schedule has been provided for the general fund to demonstrate compliance with this budget. Required supplementary information can be found on pages 51 through 55 of this report. The combining statements referred to earlier in connection with non -major governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 56 through 72 of this report. Government -wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Schertz, assets exceeded liabilities by $116,049,440 at the close of the most recent fiscal year. The largest portion of the City's total net assets (90.3 %) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding, plus bond proceeds that have not yet been signed. The City of Schertz uses these capital assets to provide services to citizens; consequently, these assets are not available for operational type of future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Current and Other Assets Capital Assets Total Assets Long -Term Liabilities: Outstanding Other Liabilities Total Liabilities Net Assets: Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Net Assets NET ASSETS Governmental Activities 2010 2009 $ 12,518,142 $ 24,019,488 101,646,687 92,756,957 114,164, 829 116,776,445 Business -Type Activities 2010 2009 $ 11,316,172 $ 12,239,696 58,246,342 55,958,362 69,562,514 68,198,058 Total 2010 2009 $ 23,834,314 $ 36,259,184 159,893,029 148,715,319 183,727,343 184,974,503 48,038,998 49,832,864 11,165,385 11,739,156 59,204,383 61,572,020 5,180,308 6,430,736 3,293,212 2,777,357 8,473,520 9,208,093 53,219,306 56,263,600 14,458,597 14,516,513 67,677,903 70,780,113 54,010,139 57,324,482 50,778,490 50,047,301 104,788,629 107,371,783 1,067,599 1,170,786 - - 1,067,599 1,170,786 5,867,785 2,017,577 4,325,427 3,633,244 10,193,212 5,650,821 $ 60,945,523 $ 60,512,845 $ 55,103,917 $ 53,680,545 $ 116,049,440 $ 114,193,390 Table A -1 An additional portion of the City's total net assets (.9 %) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets, $10,193,212 may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Schertz is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business -type activities. The same situation held true for the prior fiscal year. The government's net assets increased by $1,856,050 during the current fiscal year. One - hundred percent of this increase represents capital contributions from developers. The following table indicates changes in net assets for governmental and business -type activities: Revenues: Program Revenues: Charges for Services Operating Grants and Contributions Capital Grants and Contributions General Revenues Property Taxes Other Taxes Unrestricted Investment Earnings Miscellaneous Total Revenues Expenses: General Government Public Safety Streets and Parks Health Culture and Recreation Interest and Other Fees Water and Sewer EMS Total Expenses INCREASE IN NET ASSETS BEFORE TRANSFERS TRANSFERS CHANGE IN NET ASSETS NET ASSETS, BEGINNING NET ASSETS, ENDING Governmental Activities Business -Type Activities Total 2010 2009 2010 2009 2010 2009 $ 5,555,638 $ 4,521,705 $ 18,208,746 $ 17,557,655 $ 23,764,384 $ 22,079,360 534,267 797,659 - - 534,267 797,659 1,248,646 6,184,328 973,437 2,241,726 2,222,083 8,426,054 9,715,645 8,980,102 - - 9,715,645 8,980,102 5,994,057 5,816,022 - - 5,994,057 5,816,022 92,208 339,403 36,824 128,233 129,032 467,636 648,169 605,503 236,173 110,516 884,342 716,019 23,788,630 27,244,722 19,455,180 20,038,130 43,243,810 47,282,852 7,996,952 7,695,768 - - 7,996,952 7,695,768 7,829,350 7,697,131 7,829,350 7,697,131 4,113,949 3,815,342 4,113,949 3,815,342 344,588 360,604 344,588 360,604 897,946 800,305 897,946 800,305 2,188,588 1,780,791 - - 2,188,588 1,780,791 - - 14,434,709 13,568,065 14,434,709 13,568,065 - - 3,581,678 3,365,544 3,581,678 3,365,544 23,371,373 22,149,941 18,016,387 16,933,609 41,387,760 39,083,550 417,257 5,094,781 1,438,793 3,104,521 1,856,050 8,199,302 15,421 1,060,607 (15,421) (1,060,607) - - 432,678 6,155,388 1,423,372 2,043,914 1,856,050 8,199,302 60,512,845 54,357,457 53,680,545 51,636,631 114,193,390 105,994,088 $ 60,945,523 $ 60,512,845 $ 55,103,917 $ 53,680,545 $ 116,049,440 $ 114,193,390 Table A -2 7 $10,000,000 $9,000,000 $8,000,000 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 Below is a graph showing total revenues by type for the City: Total Revenues - Government -Wide Charges for Operating Capital Property Other Taxes Unrestricted Miscellaneous Services Grants and Grants and Taxes Investment Contributions Contributions Earnings 2010 ® 2009 Business -Type activities accounted for 76.7% of the growth in the net assets of the City of Schertz. Of this increase, 68% is the result of capital contributions from developers. For the most part, increases in expenses closely paralleled inflation and growth in the demand for services. Total Expenses- Government -Wide 8 Revenues - Governmental Activities (Continued) General Revenue by Source - Governmental Activities Occupancy Tax, 2% � Miscellaneous, 4% Franchise Tax, 9% Sales Tax, 25% Revenues - Business -Type Activities Charges for services increased by $651,091. This increase was due to higher revenues from Water and Sewer and EMS Operations. Capital grants and contributions decreased by $1,268,289. This decrease was due to decreased capital contributions from developers. 20,500,000 20,000,000 19,500,000 19,000,000 18,500,000 18,000,000 17,500,000 17,000,000 16,500,000 16,000,000 15,500,000 15,000,000 2010 2009 I $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 Expenses- Business -Type Activities Water and Sewer Utilities EMS Financial Analysis of the Government's Funds El Program Revenue Program Expense ❑Nonoperating Revenues 0 Capital Contributions and Transfers As noted earlier, the City of Schertz uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $7,411,095. Of this total amount, $2,615,204 constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of fund balances is reserved of designated to indicate that it is not available for new spending because it has already been committed to pay debt service, for capital improvement projects, and other restricted purposes. The general fund is the chief operating fund of the City of Schertz. At the end of the current fiscal year, unreserved fund balance of the general fund was $1,775,951, while total fund balance was $2,386,902, an increase of $359,309 from the prior year. The majority of this increase was from savings in budgeted expenditures during the year. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 10.1% of total general fund expenditures, including capital, while total fund balance represents 13.5% of that same amount. The debt service fund has a total fund balance of $286,215 all of which is reserved for the payment of debt service. The net decrease in fund balance during the current year in the debt service fund was $158,154. 10 The capital projects fund has a total fund balance of $3,734,301, a decrease of $10,608,252. This decrease was from the expenditure of funds for various construction projects. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. Unrestricted net assets of the water and sewer fund at the end of the year amounted to $4,109,970 and those for the Schertz EMS fund amounted to $215,457. General Fund Budgetary Highlights Differences between the original budget and the final amended budget and the final budget and actual expenditures can be briefly summarized as follows: • The shortfall in City Manager's Office was due to a salary adjustment and training /travel. • The shortfall in Other Departmental was due to approved tax abatements not being budgeted. • The Police shortfall was due to replacement of a vehicle as a result of an accident. • Parks Department shortfall was due mainly to water utility services being higher than expected. • The Swimming Pool shortfall was due to higher than expected maintenance costs. During the year, the over - expenditures were funded by the unrestricted fund balance, as intended. CAPITAL ASSET AND DEBT ADMINISTRATION Capital assets. The City's investment in capital assets for its governmental and business -type activities as of September 30, 2010, amounts to $159,893,029 (net of accumulated depreciation). Major capital asset events during the current fiscal year included the following: The City completed construction of the Recreation Center, Schertz Parkway and Doerr Lane in 2010. Land Buildings and Improvements Machinery, Equipment, and Vehicles Infrastructure Construction in Progress Accumulated Depreciation TOTALS CAPITAL ASSETS (Net of Depreciation) Governmental Business -Type Activities Activities Total 2010 2009 2010 2009 2010 2009 $ 7,291,922 $ 6,975,895 $ 729,749 $ 608,638 $ 8,021,671 $ 7,584,533 34,508,230 27,260,602 62,872,054 62,653,319 97,380,284 89,913,921 5,590,437 4,977,910 2,440,753 2,380,609 8,031,190 7,358,519 66,274,863 59,399,055 - - 66,274,863 59,399,055 8,582,255 11,400,501 9,423,289 5,885,978 18,005,544 17,286,479 (20,601,020) (17,257,006) (17,219,503) (15,570,182) (37,820,523) (32,827,188) $ 101,646,687 $ 92,756,957 $ 58,246,342 $ 55,958,362 $ 159,893,029 $ 148,715,319 Table A -3 Additional information on the City's capital assets can be found in Note 5 on pages 39 and 40 of this report. 11 Long -Term Debt. At the end of the current fiscal year, the City of Schertz had total bonded debt outstanding of $61,158,408. Of this amount, $55,255,000 comprises debt backed by the full faith and credit of the government. The remainder of the City's debt represents bonds secured solely by specified revenue sources, i.e., revenue bonds. Table A -4 The City's total debt decreased by 3.3% during the current fiscal year from normally scheduled debt service payments. During 2010, the City issued $1,580,000 in tax notes during. The related principal and interest payment for the tax notes are from an annual ad valorem tax levied against all taxable property within the City and revenues from the EMS proprietary fund. The City of Schertz's general fund maintains a "AA" rating and its water and sewer fund maintains an "A" rating from Standard and Poor's. Additional information on the City's long -term debt can be found in Note 9 on pages 42 through 44 of this report. Economic Factors and Next Year's Budgets and Rates During the current fiscal year, unreserved fund balance in the general fund increased to $1,775,951. The City of Schertz has not appropriated any portion of this amount for spending in the 2011 fiscal year budget. The intention is to build up the unreserved fund balance to 3 to 6 months of operating expenses. Water and sewer rates are expected to remain stable. A portion of the debt service fund balance will be used to offset the debt service ad valorem rate. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of Schertz, 1400 Schertz Parkway, Schertz, Texas 78154. 12 Governmental Business -Type Activities Activities Total 2010 2009 2010 2009 2010 2009 General Obligation Bonds $ 37,530,000 $ 38,485,000 $ - $ - $ 37,530,000 $ 38,485,000 Certificates of Obligation 11,575,650 12,373,850 6,149,350 6,571,150 17,725,000 18,945,000 Revenue Bonds - - 5,460,000 5,805,000 5,460,000 5,805,000 Other Debt 133,408 - 310,000 7,000 443,408 7,000 TOTALS $ 49.239.058 $ 50.858.850 $ 11.919.350 $ 12.383.150 $ 61.158.408 $ 63.242.000 Table A -4 The City's total debt decreased by 3.3% during the current fiscal year from normally scheduled debt service payments. During 2010, the City issued $1,580,000 in tax notes during. The related principal and interest payment for the tax notes are from an annual ad valorem tax levied against all taxable property within the City and revenues from the EMS proprietary fund. The City of Schertz's general fund maintains a "AA" rating and its water and sewer fund maintains an "A" rating from Standard and Poor's. Additional information on the City's long -term debt can be found in Note 9 on pages 42 through 44 of this report. Economic Factors and Next Year's Budgets and Rates During the current fiscal year, unreserved fund balance in the general fund increased to $1,775,951. The City of Schertz has not appropriated any portion of this amount for spending in the 2011 fiscal year budget. The intention is to build up the unreserved fund balance to 3 to 6 months of operating expenses. Water and sewer rates are expected to remain stable. A portion of the debt service fund balance will be used to offset the debt service ad valorem rate. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of Schertz, 1400 Schertz Parkway, Schertz, Texas 78154. 12 iv 5; El "CITp' !V BASIC FINANCIAL STATEMENTS 13 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30, 2010 See Accompanying notes to basic financial statements. 14 Primary Government Governmental Business -Type Component ASSETS Activities Activities Total Units Current Assets: Cash and Cash Equivalents $ 1,159,427 $ 895,260 $ 2,054,687 $ 675,590 Investments 2,136,379 3,516,388 5,652,767 2,588,603 Receivables Delinquent Taxes, Net of Allowance for Uncollectible Accounts 1,233,532 - 1,233,532 334,703 Accounts and Other 1,654,953 2,981,364 4,636,317 138 Due from Primary Government - - - 226,742 Accrued Interest Income 2,316 10,776 13,092 3,294 Inventories 46,473 137,483 183,956 - Internal Balances (1,020,140) 1,020,140 - - Total Current Assets 5,212,940 8,561,411 13,774,351 3,829,070 Noncurrent Assets: Restricted Assets: Cash and Cash Equivalents 492,297 2,014,375 2,506,672 - Investments 6,226,800 554,186 6,780,986 - Note Receivable - - - 150,000 Deferred Charges 586,105 186,200 772,305 25,757 Capital Assets: Land 7,291,922 729,749 8,021,671 - Buildings and Improvements 34,508,230 62,872,054 97,380,284 - Machinery, Equipment, and Vehicles 5,590,437 2,440,753 8,031,190 - Infrastructure 66,274,863 - 66,274,863 - Construction in Progress 8,582,255 9,423,289 18,005,544 - Accumulated Depreciation (20,601,020) (17,219,503) (37,820,523) - Total Noncurrent Assets 108,951,889 61,001,103 169,952,992 175,757 TOTAL ASSETS $ 114,164,829 $ 69,562,514 $183,727,343 $ 4,004,827 See Accompanying notes to basic financial statements. 14 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS (CONTINUED) SEPTEMBER 30, 2010 LIABILITIES Current Liabilities Payable from Unrestricted Assets: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Due to Component Unit Due to Other Governments Unearned Revenue Compensated Absences Accrued Interest Payable Current Portion of Long -Term Debt Total Current Liabilities Payable From Unrestricted Assets Current Liabilities Payable, from Restricted Assets: Customer Deposits Total Current Liabilities Payable From Restricted Assets Total Current Liabilities Noncurrent Liabilities: Long -Term Debt Compensated Absences Total Noncurrent Liabilities TOTAL LIABILITIES Net Assets: Invested in Capital Assets, Net of Related Debt Restricted For: Debt Service Tree Mitigation LEOSE Technology Court Security Writing Next Chapter Unrestricted TOTAL NET ASSETS TOTAL LIABILITIES & NET ASSETS Primary Government Governmental Business -Type Component Activities Activities Total Units $ 58,366 $ 194,514 $ 252,880 $ - 1,655,410 1,575,164 3,230,574 201,069 566,690 210,415 777,105 7,752 226,742 - 226,742 - 234,504 - 234,504 - - 48,255 48,255 - 119,072 33,147 152,219 3,654 353,218 71,733 424,951 10,135 1,939,183 863,326 2,802,509 370,000 5,153,185 2,996,554 8,149,739 592,610 27,123 296,658 323,781 27,123 296,658 323,781 5,180,308 3,293,212 8,473,520 592,610 47,562,709 11,032,797 58,595,506 1,740,000 476,289 132,588 608,877 - 48,038,998 11,165,385 59,204,383 1,740,000 53,219,306 14,458,597 67,677,903 2,332,610 54,010,139 50,778,490 104,788,629 - 338,697 - 338,697 - 164,424 - 164,424 - 12,353 - 12,353 - 269,739 - 269,739 - 133,005 - 133,005 - 149,381 - 149,381 - 5,867,785 4,325,427 10,193,212 1,672,217 60,945,523 55,103,917 116,049,440 1,672,217 S 114.164.829 S 69.562.514 S 183.727.343 S 4.004.827 See Accompanying notes to basic financial statements. 15 CITY OF SCHERTZ, TEXAS STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2010 Functions and Programs Expenses Primary Government: Governmental Activities: General Government Public Safety Streets and Parks Health Culture and Recreation Interest and Other Fees Total Governmental Activities Business -Type Activities Water and Sewer EMS Total Business -Type Activities Total Primary Government Component Unit: Program Revenues Operating Capital Charges for Grants and Grants and Services Contributions Contributions $ 7,996,952 $ 2,608,285 $ 73,542 $ 1,248,646 7,829,350 2,159,182 - - 4,113,949 511,641 - - 344,588 29,636 - - 897,946 246,894 10,426 - 2,188,588 - 450,299 - 23,371,373 5,555,638 534,267 1,248,646 14,434,709 15,147,332 - 973,437 3,581,678 3,061,414 - - 18,016,387 18,208,746 - 973,437 $ 41,387,760 $ 23,764,384 $ 534,267 $ 2,222,083 $ 2,483,553 $ 222,430 $ 36,119 $ - General Revenues: Taxes: Ad Valorem Sales Franchise Fees Hotel/Motel Mixed Drink Bingo Unrestricted Investment Earnings Gain (Loss) on Disposal of Capital Assets Miscellaneous Total General Revenues Transfers Change in Net Assets Net Assets at Beginning of Year Net Assets at End of Year See Accompanying notes to basic financial statements. 16 Net (Expense) Revenue and Changes in Net Assets Primary Government Governmental Business -Type Activities Activities Total $ (4,066,479) (5,670,168) (3,602,308) (314,952) (640,626) (1,738,289) (16,032,822) $ (4,066,479) (5,670,168) (3,602,308) (314,952) (640,626) (1,738,289) (16,032,822) - 1,686,060 1,686,060 - (520,264) (520,264) - 1,165,796 1,165,796 (16,032,822) 1,165,796 (14,867,026) Component Units (2,225,004) 9,715,645 - 9,715,645 - 4,160,495 - 4,160,495 2,080,254 1,448,620 - 1,448,620 - 348,147 - 348,147 - 32,144 - 32,144 - 4,651 - 4,651 - 92,208 36,824 129,032 25,568 20,910 - 20,910 - 627,259 236,173 863,432 158,689 16,450,079 272,997 16,723,076 2,264,511 15,421 (15,421) - - 432,678 1,423,372 1,856,050 39,507 60,512,845 53,680,545 114,193,390 1,632,710 $ 60,945,523 $ 55,103,917 $ 116,049,440 $ 1,672,217 17 CITY OF SCHERTZ, TEXAS BALANCE SHEET — GOVERNMENTAL FUNDS SEPTEMBER 30, 2010 ASSETS Cash and Cash Equivalents Investments Receivables Taxes, Net Accounts and Other Due from Other Funds Due from Component Unit Accrued Interest Inventory Restricted Assets: Cash and Cash Equivalents Investments TOTAL ASSETS LIABILITIES AND FUND BALANCES Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Salaries and Benefits Customer Deposits Due to Other Governments Due to Other Funds Due to Component Unit Unearned/ Deferred Revenues Total Liabilities Fund Balances: Reserved for: Inventory Debt Service Tree Mitigation LEOSE Technology Court Security Writing Next Chapter Unreserved Designated for Capital Improvement Unreserved, Reported in General Fund Special Revenue Funds Total Fund Balances TOTAL LIABILITIES AND FUND BALANCES See Accompanying notes to basic financial statements. General Capital Debt Fund Projects Service $ 981,538 $ - $ - 2,097,587 - - 1,146,914 - 52,482 1,608,411 46,542 - 15,977 16,615 - 2,316 - - 46,473 - - - 112,039 126,922 - 5,518,784 159,293 $ 5.899216 $ 5.693.980 $ 338.697 984,372 670,226 - 566,690 - - 27,123 - - 234,504 - - - 1,042,711 - - 246,742 - 1,699,625 - 52,482 3,512,314 1,959,679 52,482 46,473 - - - - 286,215 12,353 - - 269,739 - - 133,005 - - 149,381 - - - 3,734,301 1,775,951 - - 2,386,902 3,734,301 286,215 $ 5.899216 $ 5.693.980 $ 338.697 18 Other Nonmajor Total Governmental Governmental Funds Funds $ 177,889 38,792 34,136 20,000 y 1,1J7,`TL/ 2,136,379 1,233,532 1,654,953 32,592 20,000 2,316 46,473 253,336 492,297 548,723 6,226,800 $ 1.072.876 $ 13.004.769 $ 58,366 $ 58,366 812 1,655,410 - 566,690 - 27,123 - 234,504 10,021 1,052,732 - 246,742 - 1,752,107 69,199 5,593,674 - 46,473 - 286,215 164,424 164,424 - 12,353 - 269,739 - 133,005 - 149,381 - 3,734,301 - 1,775,951 839,253 839,253 1,003,677 7,411,095 $ 1.072.876 $ 13.004.769 19 iv 5; El "CITp' !V CITY OF SCHERTZ, TEXAS RECONCILIATION OF BALANCE SHEET SEPTEMBER 30, 2010 TOTAL FUND BALANCE - TOTAL GOVERNMENTAL FUNDS $ 7,411,095 Amounts reported for governmental activities in the Statement of Net Assets are different because: Capital Assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. 101,646,687 Other long -term assets are not available to pay for current- period expenditures and, therefore, are deferred in the funds. 1,752,107 Deferred charges, consisting of debt issue costs, are amortized over the life of the bond in the governmental activities, but were recognized in full in the governmental funds. 586,105 Long -term liabilities, including bonds payable and capital leases, are not due and payable in the current period and therefore, not reported in the funds: Bonds Payable (49,105,650) Issuance Premium (to be Amortized as Interest Expense) (274,450) Issuance Discount (to be Amortized as Interest Expense) 11,616 Capital Lease Payable (133,408) Accrued Interest Payable (353,218) Compensated Absences (595,361) (50,450,471) TOTAL NET ASSETS OF GOVERNMENTAL ACTIVITIES See accompanying notes to basic financial statements. 20 $ 60,945,523 CITY OF SCHERTZ, TEXAS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES — GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 REVENUES Taxes Permits and Fees Service Fees Fines and Fees Sale of Property Forfeitures Intergovernmental Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General Government Public Safety Streets and Parks Health Culture and Recreation Debt Service: Principal Interest and Fiscal Charges Capital Outlay TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Proceeds from Issuance of Debt Transfers In Transfers (Out) TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance Fund Balances at Beginning of Year Fund Balances at End of Year General Fund $ 12,020,100 1,056,716 2,296,451 1,655,183 50,000 34,228 514,653 17,627,331 Capital Projects 101,361 52,779 261,707 415,847 Debt Service Fund $ 3,363,046 372,480 3,364 3,738,890 6,665,308 130,666 - 7,409,720 - - 1,756,734 - - 331,860 - - 866,441 - - 14,886 1,311 602,398 17,648,658 (21,327) 148,294 232,430 (88) 380,636 359,309 2,027,593 $ 2,386,902 See accompanying notes to basic financial statements. 21 10,893,521 11,024,187 1,753,200 2,143,844 3,897,044 (10,608,340) (158,154) 88 - 88 (10,608,252) 14,342,553 $ 3,734,301 (158,154) 444,369 $ 286,215 Other Nonmaj or Governmental Funds $ 348,147 273,756 1,126 100,173 10,426 1,837 7,184 742,649 276,634 31,979 308,613 434,036 10,021 (227,030) (217,009) 217,027 Total Governmental Funds $ 15,731,293 1,330,472 2,297,577 1,655,183 100,173 534,267 92,208 783,544 22,524,717 7,072,608 7,409,720 1,756,734 331,860 866,441 1,768,086 2,145,155 11,527,898 32,878,502 (10,353,785) 148,294 242,539 (227,118) 163,715 (10,190,070) 786,650 17,601,165 $ 1,003,677 $ 7,411,095 22 iv 5; El "CITp' !V CITY OF SCHERTZ, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2010 10 1 W go I/,1►[0a1► all 0 111 :y_ \r/.6[oM`W WI kyl K W 11yJ1a 0411W, 0 a1101J.`� Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. Current Year Additions 26,322,537 Additions Previously Reported as Construction in Progress (13,832,360) Current Period Depreciation (3,460,868) The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade -ins, and donations) is to decrease net assets. Revenues in the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds. The issuance of long -term debt (e.g. bonds, leases) provides current financial resources to governmental funds, which the repayment of the principal of long -term debt consumes the current financial reources of governmental funds. Neither transaction, however, has any affect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. Issuance of Debt (148,294) Principal Repayments 1,768,086 Amortization of Premium, Discount and Issuance Costs (21,654) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Compensated Absences Accrued Interest CHANGE IN NET ASSETS OF GOVERNMENTAL ACTIVITIES See accompanying notes to basic financial statements. 23 (14,885) (21,777) $ (10,190,070) 9,029,309 (139,579) 171,542 1,598,138 (36,662) $ 432,678 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS - PROPRIETARY FUNDS SEPTEMBER 30, 2010 ASSETS Current Assets: Cash and Cash Equivalents Investments Accounts Receivable, Net of Allowance: Customer Accounts Due from Other Governments Due from Other Funds Accrued Interest Inventory Total Current Assets Noncurrent Assets: Restricted Assets: Cash and Cash Equivalents Investments Deferred Charges Capital Assets: Land Buildings and Improvements Machinery, Equipment, and Vehicles Construction in Progress Less: Accumulated Depreciation Total Noncurrent Assets TOTAL ASSETS See accompanying notes to basic financial statements. Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 895,260 $ - $ 895,260 3,216,195 300,193 3,516,388 1,476,456 683,908 2,160,364 821,000 - 821,000 1,011,298 31,413 1,042,711 10,776 - 10,776 67,007 70,476 137,483 7,497,992 1,085,990 8,583,982 2,014,375 - 2,014,375 554,186 - 554,186 172,577 13,623 186,200 729,749 - 729,749 62,865,554 6,500 62,872,054 1,203,080 1,237,673 2,440,753 9,423,289 - 9,423,289 (16,484,660) (734,843) (17,219,503) 60,478,150 522,953 61,001,103 $ 67,976,142 $ 1,608,943 $ 69,585,085 24 CITY OF SCHERTZ, TEXAS STATEMENT OF NET ASSETS - PROPRIETARY FUNDS (CONTINUED) SEPTEMBER 30, 2010 LIABILITIES Current Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Customer Deposits Accrued Interest Payable Due to Other Funds Unearned Revenue Compensated Absences Revenue Bonds Payable - Current Certificates of Obligation - Current Tax Notes - Current Total Current Liabilities Noncurrent Liabilities: Compensated Absences Revenue Bonds Payable (Net of Unamortized Discounts) Certificates of Obligation Tax Notes Total Noncurrent Liabilities TOTAL LIABILITIES Net Assets: Investment in Capital Assets Unrestricted Total Net Assets TOTAL LIABILITIES & NET ASSETS Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ - $ 194,514 $ 194,514 1,409,926 165,238 1,575,164 100,893 109,522 210,415 296,658 - 296,658 68,467 3,266 71,733 19,732 2,839 22,571 24,411 23,844 48,255 18,160 14,987 33,147 358,176 - 358,176 282,100 163,050 445,150 - 60,000 60,000 2,578,523 737,260 3,315,783 72,642 59,946 132,588 5,078,597 - 5,078,597 5,545,800 158,400 5,704,200 - 250,000 250,000 10,697,039 468,346 11,165,385 13,275,562 1,205,606 50,590,610 187,880 4,109,970 215,457 54,700,580 403,337 $ 67,976,142 $ 1,608.943 See accompanying notes to basic financial statements. 25 14,481,168 50,778,490 4,325,427 55,103,917 $ 69,585,085 CITY OF SCHERTZ, TEXAS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 OPERATING REVENUES Fees Charged to Users Other Charges TOTAL OPERATING REVENUES OPERATING EXPENSES Personnel Services Water Purchase Sewage Treatment General and Administrative Contractual Services Supplies and Maintenance Depreciation TOTAL OPERATING EXPENSES OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment Earnings Lease Income Miscellaneous Interest Expense Amortization of Bond Issue Costs TOTAL NONOPERATING REVENUES (EXPENSES) INCOME BEFORE CONTRIBUTIONS AND TRANSFERS Transfers Out Capital Contributions CHANGE IN NET ASSETS NET ASSETS AT BEGINNING OF YEAR NET ASSETS AT END OF YEAR See accompanying notes to basic financial statements. Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 14,944,255 $ 3,061,414 $ 18,005,669 49,393 - 49,393 14,993,648 3,061,414 18,055,062 1,953,916 2,557,316 4,511,232 1,599,886 - 1,599,886 5,088,070 - 5,088,070 3,451,235 253,358 3,704,593 104,433 233,291 337,724 202,340 381,949 584,289 1,515,223 134,098 1,649,321 13,915,103 3,560,012 17,475,115 1,078,545 (498,598) 579,947 36,530 294 36,824 153,684 - 153,684 76,935 159,238 236,173 (504,389) (19,314) (523,703) (15,217) (2,352) (17,569) (252,457) 137,866 (114,591) 26 826,088 (15,421) 973,437 1,784,104 (360,732) 465,356 (15,421) 973,437 (360,732) 1,423,372 52,916,476 764,069 53,680,545 $ 54,700,580 $ 403,337 $ 55,103,917 CITY OF SCHERTZ, TEXAS STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 Cash Flows From Operating Activities: Cash Received From Customers and Users Other Cash Received From Nonoperating Activity Cash Paid to Employees for Services Cash Paid to Supplier for Goods & Services Net Cash Provided (Used) by Operating Activities Cash Flows From Noncapital Financing Activities: Cash Advances From /(To) Other Funds Net Cash Provided (Used) by Noncapital Financing Activities Cash Flows From Capital and Related Financing Activities: Acquisition and Construction of Capital Assets Payments Toward Projects in Progress Proceeds from Debt Issuance Interest Payments paid on Long -Term Debt Principal paid on Long -Term Debt Net Cash Provided (Used) by Capital and Related Financing Activities Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 14,085,150 $ 3,226,193 $ 17,311,343 76,935 159,238 236,173 (1,967,927) (2,580,867) (4,548,794) (10,219,151) (706,464) (10,925,615) 1,975,007 98,100 2,073,107 2,030,821 31,106 2,061,927 2,030,821 31,106 2,061,927 (339, 846) (2,563,874) (507,947) (622,400) (4,034,067) Cash Flows From Investing Activities: Proceeds from Sale/Maturity of Investments 1,808,663 Payments from Lease 153,684 Interest and Investment Earnings 47,804 Net Cash Provided (Used) by Investing Activities 2,010,151 Net Increase (Decrease) in Cash and Cash Equivalents See accompanying notes to basic financial statements. 27 $ 1,981,912 (60,144) 310,000 (29,223) (151,400) 69,233 (198,733) 294 (198,439) (399,990) (2,563,874) 310,000 (537,170) (773,800) (3,964,834) 1,609,930 153,684 48,098 1,811,712 $ 1,981,912 CITY OF SCHERTZ, TEXAS STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 Cash and Cash Equivalents at Beginning of Year: Cash and Cash Equivalents Restricted Cash and Cash Equivalents Cash and Cash Equivalents at End of Year: Cash and Cash Equivalents Restricted Cash and Cash Equivalents Reconciliation of Operating Income to Net Cash Provided (Used) by Operating Activities: Operating Income Adjustments to Reconcile Operating Income to Net Cash Provided (Used) by Operating Activities: Depreciation Miscellaneous Income from Nonoperating Activity Changes in Assets and Liabilities: Decrease (Increase) in Assets: Customer Receivable Inventory Increase (Decrease) in Liabilities: Withdrawals in Excess of Deposits Accounts Payable Accrued Liabilities Customer Deposits Unearned Revenue Compensated Absences NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Transactions Not Affecting Cash and Cash Equivalents: Contributions - Capital Assets See accompanying notes to basic financial statements. 28 Business -Type Activities - Enterprise Funds Water and Sewer Schertz System EMS Total $ 142,010 785,713 927,723 $ 142,010 785,713 927,723 895,260 - 895,260 2,014,375 - 2,014,375 $ 2,909,635 $ - $ 2,909,635 1,078,545 (498,598) 579,947 1,515,223 134,098 1,649,321 76,935 159,238 236,173 (897,849) 140,935 (756,914) (31,059) (11,888) (42,947) - 21,201 21,201 257,872 152,821 410,693 3,850 (15,855) (12,005) (35,060) - (35,060) 24,411 23,844 48,255 (17,861) (7,696) (25,557) $_1,975 007 $ 98,100 $ 2,073,107 $ 152,437 $ - $ 152,437 NOTES TO BASIC FINANCIAL STATEMENTS 29 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Rebortina Entit The City of Schertz is a municipal corporation governed by an elected mayor and five- member council. The accompanying financial statements present the City and its discretely presented component units, entities for which the City is considered to be financially accountable. The discretely presented component units are reported in a separate column in the government -wide financial statements to emphasize that they are legally separate from the City. Discretely presented component units - The component units' column in the government -wide financial statements includes the financial data of the component units of the City of Schertz, Texas. The component units are presented as governmental fund types. Following is a summary of the component units: 1. Schertz Economic Development Corporation - The Corporation was organized for the purpose of promoting economic development in order to eliminate unemployment and underemployment and to promote and encourage employment and public welfare of, for, and on behalf of the City. The board of directors consists of seven (7) members appointed by the city council. The City is financially accountable for the Corporation because the city council approves the corporation's budget. 2. Library Advisory Board - The library provides services to the citizens of the City of Schertz as well as surrounding communities. The function of the library board is to work cooperatively with City management to provide funding and oversight for special projects of the library. All projects must be approved by the city council. The library's governing board is appointed by the city council. Parks and Recreation Foundation — The Corporation was organized to improve and expand the community parks, trails, venues, and recreational programs providing adventure and opportunities for all. The majority of the foundation's governing board are employees of the City, the accounting records are maintained by the finance department, cash is pooled with City funds, and the City provides financing for the foundation and includes the Foundation as part of the City budget process. The City and its citizens are the sole beneficiaries of the Foundation. Complete financial statements for the Schertz Economic Development Corporation may be obtained at City Hall located at 1400 Schertz Parkway, Schertz, Texas 78154. Separate financials are not issued for the Library Advisory Board or Parks and Recreation Foundation. B. Government -Wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from legally separate component units for which the primary government is financially accountable. 30 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) B. Government -Wide and Fund Financial Statements (Continued) The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges of customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property and sales taxes, utility franchises, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund which accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service Fund accounts for the resources accumulated and payments made for principal and interest on long -term general obligation debt of governmental funds. 31 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) The Capital Proiects Fund accounts for financial resources to be used for the acquisition and construction of major capital facilities and is principally financed by the sale of bonds or certificates of obligation and grants. The government reports the following major proprietary funds: The Water and Sewer System Fund accounts for the water and sewer services provided to the citizens through user charges. The EMS Fund accounts for the emergency medical services provided to the citizens of the City and other participating governments through user charges. Private - sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board (GASB). Governments also have the option of following subsequent private- sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The City has elected not to follow subsequent private- sector guidance. As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this are charges between the City's general government function and various other functions of the City. Eliminations of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applications for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. General revenues include all taxes and investment earnings. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the water and sewer enterprise fund and the EMS enterprise fund are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. D. Cash and Cash Equivalents The City's cash and cash equivalents are considered to be cash on hand and demand deposits 32 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE I - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) E. Investments The City is authorized to invest in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas of the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated of not less than "AA" or its equivalent; (5) certificates of deposit issued by state and national banks domiciled in Texas that are guaranteed or insured by the Federal Deposit Insurance Corporation (FDIC) or its successor, or secured by obligations mentioned above; and (6) fully collateralized direct repurchase agreements having a defined termination date. In addition, the City is authorized to invest in local government investment pools. The investment pools operate in accordance with appropriate state laws and regulations and have regulatory oversight from the Texas Public Funds Investment Act Sec. 2256.0016. The fair value of the City's position in each pool is the same as the fair value of the pool shares. F. Receivables and Pavables Activities between the funds that are representative of interfund loans outstanding at the end of the fiscal year are referred to as due to /from other funds. Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances ". Accounts receivable are reported net of allowances for uncollectible accounts. The allowance account represents management's estimate of uncollectible accounts based upon experience and historical trends. Property taxes for the City are levied each October 1 on the taxable value as of the preceding January 1, the date a lien attaches, for all taxable real and personal property located in the City. Taxes are due by January 31 following the October 1 assessment date and become delinquent on February 1, at which time they begin accruing penalty and interest. The enforceable legal claim date for property taxes is the assessment date; therefore, the City did not record a receivable for accrual of future taxes at year end. Accordingly, no current taxes receivable are reported. Delinquent taxes have been reported in the financial statements net of the allowance for uncollectible taxes. Tax revenues are recognized as they become available. Accordingly, an amount equal to taxes not yet available has been reported as unearned revenue at the government fund level. G. Inventories All inventories are valued at cost using the first -in /first -out (FIFO) method. Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. H. Restricted Assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate bank accounts and their use is limited by applicable bond covenants. 33 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) 1. Capital Assets Capital assets, which include land, buildings and improvements, machinery, equipment, vehicles, and infrastructure assets (i.e., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of one year. When capital assets are purchased, they are capitalized and depreciated in the government -wide financial statements and the proprietary fund statements. Capital assets are recorded as expenditures of the current period in the governmental fund financial statements. Capital assets are valued at cost where historical records are available and at an estimated cost where no records exist. Donated capital assets are valued at their estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Improvements to capital assets that materially extend the life of the asset or add to the value are capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during construction will not be capitalized in the governmental activities on the government -wide financial statements; however capitalization of interest is required for business -type activities. There was no capitalized interest during the current fiscal year. Capital assets are depreciated over their useful lives on a straight -line basis as follows: Assets Buildings and Improvements Machinery, Equipment, and Vehicles Infrastructure J. Compensated Absences Useful Lives (Years) 10 -50 2 -20 15 -30 It is the City's policy to permit employees to accumulate earned but unused vacation and compensatory time benefits. There is no liability for unpaid accumulated sick leave since the City does not have a policy to pay any amounts when employees separate from service with the City. All vacation and compensatory time pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. 34 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) K. Long -Term Obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, losses on defeasance, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount and losses on defeasance. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. L. Fund Equitv In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. As of September 30, 2010, the Recycling Fund had a deficit fund balance of $58,366. M. Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consist of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed by creditors, grantors, or laws or regulations of other governments. N. Estimates The preparation of financial statements, in conformity with generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual amounts could differ from those estimates. O. Budgetary Information Annual budgets are adopted on a basis consistent with generally accepted accounting principles for all governmental funds except the library grant special revenue fund, police department forfeiture special revenue fund and the capital projects fund, which adopts project - length budgets. 35 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) P. Comparative Data/Reclassifications Comparative data for the prior year has been provided for the General Fund and Utility Fund in the fund financial statements in order to provide an understanding of the changes in financial position and operation of these funds. Certain reclassifications have been made to the 2009 financial statements to conform to the 2010 financial statement presentation. The reclassifications had no effect on the changes in financial position. NOTE 2 - CASH, CASH EQUIVALENTS AND INVESTMENTS As of September 30, 2010, the City had the following pooled investment funds: Interest Kate Risk As a means of limiting its exposure to fair value losses arising from rising interest rates, the City's investment policy limits the City's investment portfolio to highly liquid investments to meet unanticipated cash requirements, and /or to redeploy cash into other investments expected to outperform current holdings. Credit Risk. State law limits investments in certificates of deposit to guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor or the National Credit Union Share Insurance Fund, or its successor and investment pools continuously rated no lower than AAA or an equivalent rating by at least one nationally recognized rating service. The City's investment policy does not further limit its investment choices. As of September 30, 2010, the City's investments in the pooled investment funds were rated AAA by Standard & Poor's. The City has invested in Federal Home Loan Mortgage Corporation and Federal National Mortgage Association. Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the government's deposits may not be returned to it. As of September 30, 2010, the City's petty cash on hand was $2,780. The carrying amount of cash and cash equivalents (including withdrawals in excess of deposits and certificates of deposit) were $4,305,699 and the bank balance was $5,389,649. Of the bank balance, $250,000 was covered by federal deposit insurance at each Chase Bank and Schertz Bank and Trust and the City's depository had pledged securities having a face value of $10,400,855 and a market value of $9,795,645 as collateral for the City's deposits. Funds were fully insured and collateralized. All collateral is held in the City's name. 36 Book Value Fair Value Weighted Primary Component Primary Component Average Investment Type Government Unit Government Unit Maturity LOGIC $ 4,823,452 $ - $ 4,823,452 $ - 1.000 Lone Star Investment Pool 2,740,381 - 2,740,381 - 1.000 MBIA Municipal Investors 645,157 1,536,173 645,157 1,536,173 1.000 Federated Money Market 1,870,885 30,620 1,870,885 30,620 1.000 Schertz Bank & Trust - Certificate of Deposit 1,030,000 1,021,810 1,030,000 1,021,810 0.260 Capital One - U.S. Agency Securities 1,323,878 - 1,323,878 - 2.270 Total $ 12,433,753 $ 2,588,603 $ 12,433,753 $ 2,588,603 6.530 Interest Kate Risk As a means of limiting its exposure to fair value losses arising from rising interest rates, the City's investment policy limits the City's investment portfolio to highly liquid investments to meet unanticipated cash requirements, and /or to redeploy cash into other investments expected to outperform current holdings. Credit Risk. State law limits investments in certificates of deposit to guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor or the National Credit Union Share Insurance Fund, or its successor and investment pools continuously rated no lower than AAA or an equivalent rating by at least one nationally recognized rating service. The City's investment policy does not further limit its investment choices. As of September 30, 2010, the City's investments in the pooled investment funds were rated AAA by Standard & Poor's. The City has invested in Federal Home Loan Mortgage Corporation and Federal National Mortgage Association. Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the government's deposits may not be returned to it. As of September 30, 2010, the City's petty cash on hand was $2,780. The carrying amount of cash and cash equivalents (including withdrawals in excess of deposits and certificates of deposit) were $4,305,699 and the bank balance was $5,389,649. Of the bank balance, $250,000 was covered by federal deposit insurance at each Chase Bank and Schertz Bank and Trust and the City's depository had pledged securities having a face value of $10,400,855 and a market value of $9,795,645 as collateral for the City's deposits. Funds were fully insured and collateralized. All collateral is held in the City's name. 36 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 2 - CASH, CASH EQUIVALENTS, AND INVESTMENTS (Continued) As of September 30, 2010, the Economic Development Corporation (Component Unit) held funds of $109,658 in the pooled cash of the primary government, $200 in petty cash on hand, and $503,953 in certificates of deposit with a term less than three months. The Corporation's funds are fully secured under City's pledged securities. Custodial Credit Risk - Investments. For an investment, this is the risk that, in the event of the failure of the counterparty, the government will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. All of the government securities owned by the City are held by its agent in the City's name. NOTE 3 - RECEIVABLES Receivables as of year -end for the government's individual major funds and nonmajor funds and enterprise fund in the aggregate, including the applicable allowances for uncollectible accounts, are as follows: Receivables: Property Taxes Sales Taxes Occupancy Taxes Franchise Taxes Customer Accounts Court Fines Other Gross Receivables Less: Allowance for Uncollectibles Net Total Receivables Governmental Funds Other General Funds Proprietary Funds Water and Schertz Sewer Fund EMS Total $ 115,412 $ 55,832 $ - $ 669,406 - - - 34,136 - 369,021 - - 17,273 - 1,525,387 3,909,429 - - - 46,542 821,000 _ 5,080,541 136,510 2,346,387 - $ 171,244 - 669,406 - 34,136 - 369,021 1,083,351 2,626,011 - 3,909,429 - 867,542 1,083,351 8,646,789 2,325,216 3,350 48,931 399,443 2,776,940 $ 2,755,325 $ 133,160 $ 2,297,456 $ 683,908 $ 5,869,849 Governmental funds report deferred revenue in connection with receivables for revenue that is not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of unearned/ deferred revenue and unavailable revenue reported in the governmental funds were as follows: 37 Unavailable General Fund Delinquent Property Taxes Receivable $ 108,487 Court Fines 1,591,138 Total General Fund 1,699,625 Debt Service Fund Delinquent Property Taxes Receivable 52,482 Total Debt Service Fund 52,482 Total Governmental Funds $1.752.107 37 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 3 - RECEIVABLES (Continued) The Schertz Economic Development Corporation approved a loan to SPV Ventures for $150,000 for twenty years at 0 %. Management considers the loan to be fully collectible. Additionally, there is no imputed interest included in the face amount of the Note Receivable. NOTE 4 - PROPERTY TAX Taxes are levied on and payable as of October 1. The City has contracted with the Guadalupe County Tax Assessor - Collector to collect taxes on its behalf. Current taxes become delinquent February 1. Current year delinquent taxes not paid by July 1 are turned over to attorneys for collection action. The total taxable value as of October 1, 2009, upon which the fiscal 2010 levy was based, was $1,933,159,122 (i.e., market value less exemptions). The estimated market value was $2,105,380,460, making the taxable value 91.82% of the estimated market value. The City is permitted by the Constitution of the State of Texas to levy taxes up to $2.50 per $100 of taxable assessed valuation for all governmental purposes. Pursuant to a decision of the Attorney General of the State of Texas, up to $1.50 per $100 of assessed valuation may be used for the payment of long -term debt. The combined tax rate to finance general governmental services, including the payment of principal and interest on long -term debt for the year ended September 30, 2010, was $0.4342 per $100 of assessed value, which means that the City has a tax margin of $2.0658 for each $100 value and could increase its annual tax levy by approximately $39,935,201 based upon the present assessed valuation of $1,933,159,122 before the limit is reached. However, the City may not adopt a tax rate that exceeds the tax rate calculated in accordance with the Texas Property Tax Code without holding a public hearing. The Property Tax Code subjects an increase in the effective tax rate to a referendum election, if petitioned by registered voters, when the effective tax rate increase is more than eight percent (8 %) of the previous year's effective tax rate. Property taxes are recorded as receivables and unearned revenues at the time the taxes are assessed. In governmental funds, revenues are recognized as the related ad valorem taxes are collected. Additional amounts estimated to be collectible in the time to be a resource for payment of obligations incurred during the fiscal year and therefore susceptible to accrual in accordance with generally accepted accounting principles have been recognized as revenue. In the government -wide financial statements, the entire levy is recognized as revenue, net of estimated uncollectible amounts (if any), at the levy date. 38 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 5 - CAPITAL ASSETS Capital asset activity for the year ended September 30, 2010 was as follows: Beginning Transfers/ Ending Balance Increases Deletions Balance Governmental Activities: Capital Assets, Not Being Depreciated: Land $ 6,975,895 $ 316,527 $ (500) $ 7,291,922 Construction in Progress 11,400,501 11,014,114 (13,832,360) 8,582,255 Total Capital Assets Not Being Depreciated 18,376,396 11,330,641 (13,832,860) 15,874,177 Capital Assets, Being Depreciated: Buildings and Improvements Machinery, Equipment, and Vehicles Streets and Infrastructure Total Capital Assets Being Depreciated Accumulated Depreciation: Buildings and Improvements Machinery, Equipment, and Vehicles Streets and Infrastructure Total Accumulated Depreciation Total Capital Assets Being Depreciated, Net Governmental Activities Capital Assets, Net Business -Type Activities: Capital Assets, Not Being Depreciated: Land Construction in Progress Total Assets Not Being Depreciated Capital Assets, Being Depreciated: Buildings and Improvements Machinery, Equipment, and Vehicles Total Capital Assets Being Depreciated Accumulated Depreciation: Buildings and Improvements Machinery, Equipment, and Vehicles Total Accumulated Depreciation Total Capital Assets Being Depreciated, Net Business -Type Activities Capital Assets, Net 27,260,602 7,247,628 - 34,508,230 4,977,910 868,460 (255,933) 5,590,437 59,399,055 6,875,808 - 66,274,863 91,637,567 14,991,896 (255,933) 106,373,530 (3,950,267) (854,575) - (4,804,842) (2,524,808) (518,284) 116,854 (2,926,238) (10,781,931) (2,088,009) - (12,869,940) (17,257,006) (3,460,868) 116,854 (20,601,020) 74,380,561 11,531,028 (139,079) 85,772,510 $92,756,957 $22,861,669 $(13,971,9391 $101,646,687 Beginning Transfers/ Ending Balance Increases Deletions Balance $ 608,638 $ 121,111 $ - $ 729,749 5,885,978 3,720,437 (183,126) 9,423,289 6,494,616 3,841,548 (183,126) 10,153,038 62,653,319 218,735 - 62,872,054 2,380,609 60,144 - 2,440,753 65,033,928 278,879 - 65,312,807 (14,233,034) (1,437,295) - (15,670,329) (1,337,148) (212,026) - (1,549,174) (15,570,182) (1,649,321) - (17,219,503) 49,463,746 (1,370,442) - 48,093,304 $55,958,362 $ 2,471,106 $ (183,1261 $ 58,246,342 39 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 5 - CAPITAL ASSETS (Continued) Depreciation expense was charged to functions /programs of the primary government as follows: Governmental Activities: General Government Public Safety Streets and Parks Culture and Recreation Health Total Depreciation Expense - Governmental Activities Business -Type Activities: Water and Sewer System EMS Total Depreciation Expense - Business Type Activities NOTE 6 - INTERFUND BALANCES AND TRANSFERS The composition of interfund balances as of September 30, 2010 is as follows: Receivable Fund General Fund General Fund General Fund Capital Projects Fund Water & Sewer Fund Schertz EMS Payable Fund Water & Sewer Fund Schertz EMS Nonmajor Governmental Water & Sewer Fund Capital Projects Fund Capital Projects Fund $ 651,968 412,388 2,354,671 29,684 12,157 $ 3,460.868 $ 1,515,223 134,098 $ 1,649,321 Amount $ 3,117 2,839 10,021 16,615 1,011,298 31,413 Balances resulted from the lag time between dates that 1) interfund goods and services are provided or reimbursable expenditures occur, and 2) transactions are recorded in the accounting system, and 3) payments between funds are made. The following schedule briefly summarizes the City's transfer activity: Transfers In Transfers Out Amount Purpose General Nonmajor Governmental $ 217,009 Subsidy for Administrative Expenditures Capital Projects General 88 Funding for Previous Capital Projects General Water & Sewer 15,421 Funding for Previous Capital Projects Nonmajor Governmental Nonmajor Governmental 10,021 Funding for Previous Capital Projects 40 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 7 - OPERATING LEASE The City made agreements with the following telecommunication companies for cellular tower space. The following are the minimum lease receivables. NOTE 8 - CAPITAL LEASE Clearwire AT &T 2011 $ 43,282 2012 44,580 2013 45,917 2014 - $ 99,866 $ 133,779 NOTE 8 - CAPITAL LEASE Clearwire Sprint $ 24,411 $ 25,462 24,412 26,225 25,144 27,012 25,899 - $ 99,866 $ 78,699 X7-- "" - - -- '1` -1 -I IV ✓u,viv w 1✓ uc✓ 39,830 135,047 41,025 139,098 - 25,899 $ 119,525 $ 431,869 The City has entered into a lease agreement to finance the mowers. The lease agreement qualifies as a capital lease for accounting purposes and, therefore, has been recorded at the present value of the future minimum lease payments as of the inception date. The assets acquired through capital leases are as follows: Assets: Mowers $ 148,294 Less Accumulated Depreciation (7,415) Total 140,879 Future minimum obligations and the net present value of these minimum lease payments as of September 30, 2010 are as follows: Year Ending September 30, 2011 2012 2013 2014 Total Payments Less: Amount Representing Interest Present Value of Minimum Lease Payments 41 $ 38,705 38,705 38,705 22,578 138,693 5,285 $ 133,408 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 h[171MILM [1WIV lNWINVIIII :3111 The City issues a variety of long -term debt instruments in order to acquire and /or construct major capital facilities and equipment for governmental activities. These instruments include general obligation bonds, certificates of obligation, and capital leases. These debt obligations are secured by either future property or hotel tax revenue or liens on property and equipment. A summary of the terms of general obligation bonds and combination of tax and revenue certificates of obligation outstanding at September 30, 2010, follows: Issue Amount Primary Government General Obligation Bonds 2006 Series 2007 Series 2008 Series 2009 Series Maturity $ 15,000,000 2031 6,000,000 2027 9,900,000 2028 9,500,000 2033 Rate Balance 4.0%-5.25% 4.07% 4.13% 2.0%-5.50% $ 13,755,000 5,275,000 9,370,000 9,130,000 Certificates of Obligation 6,600,000 2026 4.01% $ 5,680,000 2001 Series $ 4,500,000 2021 4.1%-6.0% 3,050,000 2003 Series 3,360,000 2018 2.0%-3.9% 1,745,000 2004 Series 7,750,000 2023 4.0%-4.7% 6,115,000 2007 Series CIB 2 438,900 2016 4.01% 287,100 2007 Series CIB 4 569,500 2016 4.01% 378,550 Total Governmental Long -Term Obligations $ 49,105,650 Revenue Bonds 2001 Series $ 5,550,000 2021 3.4%-5.2% $ 2,840,000 2005 Series 3,200,000 2025 3.0%-4.0% 2,620,000 Certificates of Obligation 2007 Series CIB 1 $ 6,600,000 2026 4.01% $ 5,680,000 2007 Series CIB 2 226,100 2016 4.01% 147,900 2007 Series CIB 3 500,000 2011 4.01% 135,000 2007 Series CIB 4 280,500 2016 4.01% 186,450 2010 Tax Notes $ 310,000 2015 1.20% - 2.55% 310,000 Total Business -Type Long -Term Obligations $ 11,919,350 Economic Development Corporation Certificates of Obligation 2007 Series CIB 5 $ 1,300,000 2016 4.01% $ 840,000 2010 Tax Notes $ 1,270,000 2015 1.20% - 2.55% 1,270,000 Total Economic Development Corporation Long -Term Obligations $ 2,110,000 42 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 9 - LONG -TERM DEBT (Continued) Debt Service Requirements Annual debt service requirements of bonded debt as of September 30, 2010, are as follows: September 30, 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026-2030 2031 -2033 Total September 30, 2011 2012 2013 2014 2015 2016-2020 2021-2025 2026 Total Fiscal Year Ending September 30, 2011 2012 2013 2014 2015 2016 Total Principal $ 1,889,850 2,043,200 2,209,850 2,373,150 2,486,450 12,873,150 12,530,000 9,905,000 2,795,000 Interest $ 2,085,953 2,012,621 1,933,376 1,848,442 1,756,800 7,235,292 4,437,049 1,794,025 164,122 Total $ 3,975,803 4,055,821 4,143,226 4,221,592 4,243,250 20,108,442 16,967,049 11,699,025 2,959,122 $ 49,105.650 $ 23267,680 $ 72,373.330 Principal $ 865,150 756,800 785,150 821,850 863,550 3,941,850 3,415,000 470,000 Interest $ 496,563 462,467 432,217 400,121 366,065 1,307,234 484,909 18,847 Total $ 1,361,713 1,219,267 1,217,367 1,221,971 1,229,615 5,249,084 3,899,909 488,847 $ 11,919.350 $ 3,968,423 $ 15,887.773 Economic Develonment Comoration Principal Interest Total $ 370,000 $ 58,107 $ 428,107 380,000 48,330 428,330 390,000 38,504 428,504 400,000 27,671 427,671 415,000 15,610 430,610 155,000 6,216 161,216 $ 2,110.000 $ 194,438 $ 2,304.438 43 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 9 - LONG -TERM DEBT (Continued) Changes in Long -Term Debt Total Economic Development $ 969,736 $ 1,273,654 $ 129,736 $ 2,113,654 $ 373,654 During the year, the City issued $1,580,000 of tax notes, with the payment of the related principal and interest to be made from an annual ad valorem tax levied against all taxable property within the City and revenues from the proprietary funds. The tax notes were issued to provide funds to purchase a new EMS vehicle and make improvements for SYSCO in the amounts of $310,000 and $1,270,000, respectively. In the government -wide financial statements, bond issuance costs are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges. Bonded debt of the City consists of various series of general obligation bonds, revenue bonds, certificates of obligation, and tax notes. General obligation bonds and certificates of obligation are direct obligations of the City for which its full faith and credit are pledged, and are payable from taxes levied on all taxable property located within the City. Revenue bonds are generally payable from pledged revenues generated by the water and sewer fund. The debenture agreement for water and sewer bonds requires that funds be available for 1 /12th of the principal and 1 /6th of the interest requirements of the next fiscal year. The City is required to accumulate a reserve fund in an amount equal to the average principal and interest on the revenue bonds. The City has purchased a surety bond through MBIA Insurance Corporation to fund the required reserve amount. 44 Balance Balance Due Within 9/30/2009 Additions Reductions 9/30/2010 One Year Governmental Activities: General Obligation Bonds $38,485,000 $ - $ 955,000 $37,530,000 $1,065,000 Premium 288,456 - 14,006 274,450 14,006 Certificates of Obligation 12,373,850 - 798,200 11,575,650 824,850 Discount (12,510) - (894) (11,616) (893) Capital Lease - 148,294 14,886 133,408 36,220 Compensated Absences 580,476 130,980 116,095 595,361 119,072 Total Governmental Activities $ 51,715,272 $ 279,274 $1,897,293 $ 50,097,253 $2,058,255 Business -Type Activities: Revenue Bonds $ 5,805,000 $ - $ 345,000 $ 5,460,000 $ 360,000 Unamortized Discount (25,051) - (1,824) (23,227) (1,824) Certificates of Obligation 6,571,150 - 421,800 6,149,350 445,150 Tax Notes - 310,000 - 310,000 60,000 Public Facility Loan 7,000 - 7,000 - - Compensated Absences Payable 191,292 12,701 38,258 165,735 33,147 Total Business -Type Activities $12,549,391 $ 322,701 $ 810,234 $12,061,858 $ 896,473 Economic Development Corporation: Certificates of Obligation $ 965,000 $ - $ 125,000 $ 840,000 $ 125,000 Tax Notes - 1,270,000 - 1,270,000 245,000 Compensated Absences 4,736 3,654 4,736 3,654 3,654 Total Economic Development $ 969,736 $ 1,273,654 $ 129,736 $ 2,113,654 $ 373,654 During the year, the City issued $1,580,000 of tax notes, with the payment of the related principal and interest to be made from an annual ad valorem tax levied against all taxable property within the City and revenues from the proprietary funds. The tax notes were issued to provide funds to purchase a new EMS vehicle and make improvements for SYSCO in the amounts of $310,000 and $1,270,000, respectively. In the government -wide financial statements, bond issuance costs are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges. Bonded debt of the City consists of various series of general obligation bonds, revenue bonds, certificates of obligation, and tax notes. General obligation bonds and certificates of obligation are direct obligations of the City for which its full faith and credit are pledged, and are payable from taxes levied on all taxable property located within the City. Revenue bonds are generally payable from pledged revenues generated by the water and sewer fund. The debenture agreement for water and sewer bonds requires that funds be available for 1 /12th of the principal and 1 /6th of the interest requirements of the next fiscal year. The City is required to accumulate a reserve fund in an amount equal to the average principal and interest on the revenue bonds. The City has purchased a surety bond through MBIA Insurance Corporation to fund the required reserve amount. 44 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 10 - RETIREMENT PLAN A. Plan Description The City provides pension benefits for its eligible employees through a nontraditional, joint contributory, hybrid defined benefit plan in the state -wide Texas Municipal Retirement System (TMRS), an agent multiple - employer public employee retirement system. The plan provisions that have been adopted by the City are within the options available in the governing state statutes of TMRS. TMRS issues publicly available comprehensive annual financial report that includes financial statements and required supplementary information (RSI) for TMRS; the report also provides detailed explanations of the contribution, benefits and actuarial methods and assumptions used by the System. This report may be obtained by writing TMRS, P.O. Box 149153, Austin, Texas 78714 -9153 or by calling 800 - 924 -8677; in addition, the report is available on TMRS' website at -,\Nv­,%-.TMRS.com. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS. Plan provisions for the City were as follows: Employee deposit rate Matching ratio (City to Employee) Years required for vesting Service retirement eligibilty (expressed as age / years of service) Updated Service Credit Annuity Increase (to retirees) B. Contributions Plan Year 2009 7.0% 2 to 1 5 60/5,0/20 100% Repeating, Transfers 70% of CPI Repeating Plan Year 2010 7.0% 2 to 1 5 60/5,0/20 100% Repeating, Transfers 70% of CPI Repeating Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for the City. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. The City contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance for budgetary purposes, there is a one -year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. The annual pension cost and net pension obligation (asset) is as follows: Annual Actual Percentage of Net Pension Fiscal Year Pension Cost Contribution Made APC Contribution Obligation 2010 1,926,623 1,926,623 100% - 2009 1,73 8,696 1,73 8,696 100% - 2008 1,380,930 1,380,930 100% - 45 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 10 - RETIREMENT PLAN (Continued) B. Contributions (Continued) The required contribution rates for fiscal year 2010 were determined as part of the December 31, 2007 and 2008 actuarial valuations. Additional information as of the latest actuarial valuation, December 31, 2009, also follows: Valuation Date Acturial Cost Method Amortization Method Remaining Amortization Period Asset Valuation Method Acturial Assumptions: Investment Rate of Return* Projected Salary Increases* * Includes Inflation at Cost -of- Living Adjustments December 31, 2007 Projected Unit Credit Level Percent of Payroll 30 years - Closed Period Amortized Cost 7.0% Varies by age and service 3.0% 2.1% December 31, 2008 Projected Unit Credit Level Percent of Payroll 29 years - Closed Period Amortized Cost 7.5% Varies by age and service 3.0% 2.1% December 31, 2009 Projected Unit Credit Level Percent of Payroll 28 years - Closed Period 10 -year Smoothed Market 7.5% Varies by age and service 3.0% 2.1% The funded status as of December 31, 2009, the most recent actuarial valuation date, is as follows: Actuarial UAAL as a Actuarial Actuarial Accrued Unfunded Percentage of Valuation Date Value of Assets Liability (AAL) Funded Ratio AAL (UAAL) Covered Payroll Covered Payroll 12/31/2009 $ 13,946,029 $ 25,584,067 54.5% $ 11,638,038 $ 12,321,349 94.5% The schedule of funding progress, presented as Required Supplementary Information following the notes to the financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. C. Other Post - Employment Benefits The City also participates in the cost sharing multiple - employer defined benefit group -term life insurance plan operated by TMRS known as Supplemental Death Benefits Fund (SDBF). The City elected, by ordinance, to provide group -term life insurance coverage to both current and retired employees. The City may terminate coverage under and discontinue participation in the SDBF by adopting an ordinance before November 1 of any year to be effective the following January 1. The death benefit for active employees provides a lump -sum payment approximately equal to the employee's annual salary (calculated based on the employee's actual earnings, for the 12 -month period preceding the month of death); retired employees are insured for $7,500; this coverage is an "other postemployment benefit," or OPEB. The City contributes to the SDBF at a contractually required rate as determined by an annual actuarial valuation. The rate is equal to the cost of providing one -year term life insurance. The funding policy for the SDBF program is to assure that adequate resources are available to meet all death benefit payments for the upcoming year; the intent is not to pre -fund retiree life insurance during the employees' entire careers. 46 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 10 - RETIREMENT PLAN (Continued) C. Other Post - Employment Benefits (Continued) The City's contributions to the TMRS SDBF for the years ended 2010, 2009, and 2008 were $21,794, $22,389, and $21,067, respectively, which equaled the required contributions each year. NOTE 11 - JOINT VENTURE A joint venture is a legally separate entity that results from a contractual arrangement and that is owned, operated, or governed by two or more participating governments. The following entity meets the criteria as a joint venture: Schertz /Seguin Local Government Corporation The Schertz /Seguin Local Government Corporation is a public, nonprofit corporation organized to aid, assist, and act on behalf of the cities of Schertz and Seguin in acquiring, constructing, maintaining, and operating a water utility system. The participating governments have an ongoing financial responsibility to fund the operation of the corporation through either purchase of services or by subsidizing the operations. Contributions to the corporation are reflected as "operating expenses" in the water and sewer fund and totaled $1,599,886 for the year ended September 30, 2010. Separate financial statements for the Schertz /Seguin Local Government Corporation may be obtained from the City of Seguin, 210 East Gonzales Street, Seguin, Texas 78156. The City of Schertz is jointly liable, together with the City of Seguin, for operating deficits and long -term debt of the Schertz /Seguin Local Government Corporation. Following is a summary of financial data as reported in the Corporation's audited financial statements dated September 30, 2009: ASSETS Current Assets $ 4,130,611 Restricted Cash and Cash Equivalents 4,554,952 Property, Plant & Equipment 49,631,688 Other Assets 1,989,747 TOTAL ASSETS $ 60.306.998 LIABILITIES & NET ASSETS: Current Liabilities $ 2,254,223 Revenue Bonds (Less Current Maturities and Unamortized Discounts) 53,420,346 TOTAL LIABILITIES 55,674,569 NET ASSETS: Invested in Capital Assets, Net of Related Debt - Restricted 2,324,729 Unrestricted 2,307,700 TOTAL NET ASSETS 4,632,429 TOTAL LIABILITIES AND NET ASSETS $ 60.306.998 47 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 11 - JOINT VENTURE (Continued) Schertz /Seguin Local Government Corporation (Continued) The Corporation had revenue bonds outstanding in the amount of $57,180,000 (as of September 30, 2009) to provide funds to build, improve, extend, enlarge and repair the Corporation's utility system, fund a reserve, and pay the costs of bond issuance. The bond resolution pledges interngovernmental contract revenues from the cities of Schertz and Seguin (the participating governments) to bond holders. Under the intergovernmental water supply contract, the participating governments are unconditionally obligated to pay their respective shares of annual contract revenue bond debt service from the operation of their respective utility systems. The Corporation issued additional contract revenue bonds on July 8, 2010 in the amount of $22,140,000. The bonds were issued to fund construction costs of enlarging the current utility system, fund reserves, and pay the costs of bond issuance. The issue required the Corporation to contribute $1,000,000 toward funding the Debt Service Reserve Fund. NOTE 12 - COMMITMENTS AND CONTINGENCIES Tar Increment Financing (the "Zone') The City is a principal in the City of Schertz Tax Increment Reinvestment Zone 42, pursuant to Chapter 311 of the Texas Tax Code. Under the terms of the Zone agreement, the City of Schertz, Bexar County, and San Antonio River Authority are funding infrastructure improvements through tax increment financing to the Sedona Development Project. At the time the Zone was created, the property tax base was "frozen" and increment taxes resulting from the increases to property tax base are being used to finance Zone improvements. The total projected cost is a combined figure of $45,000,000. Project costs of the developer will be funded up to 100% of the tax increment generated by the City of Schertz, Bexar County, and San Antonio River Authority. The Zone has a statutory termination date of December 31, 2027. The TIRZ collected $15,838 in 2010, which will be used to reimburse the developer for infrastructure improvements. Litigation The City is the subject of various claims and litigation that have arisen in the course of its operations. Management is of the opinion that the City's liability in these cases, if decided adversely to the City, will not have a material effect on the City's financial position. 48 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 12 - COMMITMENTS AND CONTINGENCIES (Continued) Construction Commitments The City of Schertz has entered into commitments for various projects as follows: Primary Government: Governmental Activities: Rural Roads Weiderstein- Chelsea Northcliffe Main Street Loan Oak Emergency Exit GreenValley Road West Dietz Creek Upstream Drainage Elbel IH 35 / IH 10 Initiative Total Governmental Commitments Business -Type Activities: East Live Oak Water Plant Improvements Aviation Heights Waterline FM 3009 W &S Relocation Town Creek Project Ph2 Hillbrook Drive Project Total Business -Type Activities Total Estimated Future Commitments Economic Development Corporation: SYSCO Project IH 35 / IH 10 Initiative Total Estimated Future Commitments RiskManagement Estimated Project Cost to City $ 4,480,505 1,034,575 3,524,550 737,264 117,704 279,366 2,227,541 337,217 289,388 13,028,110 3,669,609 399,020 1,558,121 6,880,245 220,000 12,726,995 Expended to Estimated Future Date Commitment $ 2,257,656 1,031,796 2,230,666 16,782 12,704 277,336 2,203,005 46,526 8,076,471 2,813,960 69,039 1,546,327 3,452,116 23,936 7,905,378 $ 2,222,849 2,779 1,293,884 720,482 105,000 2,030 24,536 290,691 289,388 4,951,639 855,649 329,981 11,794 3,428,129 196,064 4,821,617 $ 25,755,105 $ 15,981,849 $ 9,773,256 $ 1,200,000 $ 505,782 $ 694,218 399,175 - 399,175 $ 1,599,175 $ 505,782 $ 1,093,393 The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City contracts with the Texas Municipal League Intergovernmental Risk Pool, a public entity risk pool currently operating as a common risk management and insurance program providing insurance coverage in the following areas: general liability, automobile liability and physical damage, law enforcement liability, worker's compensation, real and personal property, mobile equipment, and errors and omissions liability. TML is a multi - employer group that provides for a combination of risk sharing among pool participants and stop loss coverage. Contributions are set annually by the provider. Liability by the City is generally limited to the contributed amounts. Annual contributions for the year ended September 30, 2010 were $478,817 for property and casualty and workers compensation coverage. There were no significant increases or decreases in coverage from fiscal year 2009. 49 CITY OF SCHERTZ, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 2010 NOTE 13 - SUBSEQUENT EVENTS Subsequent to year end, the following contracts for projects were awarded by the City: Project Northcliffe Street Reconstruction Amount $ 1,322,530 $ 1,322,530 The City also approved issuing City of Schertz, Texas General Obligation Refunding Bonds, Series 2010 for $2,865,000 with an interest rate between 2 %and 4% to be paid over ten years. During the November 2010 election, the following propositions were passed: Proposition 1 - $6,625,000 for an 8 lane competition pool and aquatic facility as well as relocation of and improvements to the Schertz Play - scape. Proposition 2 - $6,000,000 for athletic /recreational sports field. Proposition 3 - $2,250,000 for renovation of the 5,400 square foot Schertz animal services facility. Proposition 4 - $1,000,000 for improvements to jumpstart the downtown revitalization on or near FM 78 and Main Street. 50 REQUIRED SUPPLEMENTARY INFORMATION 51 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) Public Safety Police Department 4,272,619 4,266,619 4,281,040 Variance With 4,091,859 Fire Department 2,500,652 2,507,652 2010 Final Budget - 2009 Inspection Budgeted Amounts Actual Positive Actual 436,003 Original Final Amounts (Negative) Amounts REVENUES Total Public Safety $ 7,573,670 $ 7,574,670 S 7,409,720 $ 164,950 Property Taxes $ 6,458,061 $ 6,458,061 S 6,374,190 $ (83,871) $ 5,689,992 Sales Tax 4,370,000 4,370,000 4,160,495 (209,505) 4,011,855 Franchise Taxes 1,552,129 1,552,129 1,448,620 (103,509) 1,462,199 Beverage and Bingo Taxes 49,300 49,300 36,795 (12,505) 36,894 Permits and Fees 920,230 920,230 1,056,716 136,486 800,381 Service Fees 2,161,188 2,161,188 2,296,451 135,263 1,891,856 Fines and Fees 1,687,530 1,687,530 1,655,183 (32,347) 1,517,821 Intergovernmental 50,000 50,000 50,000 - 13,000 Investment Earnings 193,600 193,600 34,228 (159,372) 137,050 Miscellaneous 555,300 555,300 514,653 (40,647) 580,904 TOTAL REVENUES 17,997,338 17,997,338 17,627,331 (370,007) 16,141,952 EXPENDITURES Current: General Government: City Council 48,469 48,469 36,922 11,547 31,111 City Manager 713,435 713,435 723,636 (10,201) 671,567 Planning and Zoning 162,125 162,125 159,693 2,432 188,602 Legal 257,000 257,000 213,812 43,188 331,154 Customer Relations 88,018 88,018 88,837 (819) 111,694 Municipal Court 326,790 326,790 287,414 39,376 238,217 Facilities Maintenance 881,977 880,277 850,784 29,493 734,277 Purchasing and Asset Management 298,857 250,197 237,246 12,951 202,476 City Secretary 179,208 179,208 173,120 6,088 166,405 Finance 455,137 456,137 419,397 36,740 430,266 Information Technology 779,914 779,914 760,106 19,808 502,923 Human Resources 333,370 333,370 285,402 47,968 231,872 Records Management 72,512 72,512 52,495 20,017 163,786 Engineering 201,486 201,486 175,767 25,719 178,284 Geographic Information Systems 129,050 129,050 113,757 15,293 109,405 Fleet Services 300,743 300,743 303,428 (2,685) 275,457 Special Events 154,344 154,344 91,153 63,191 67,934 Public Affairs 491,367 543,027 539,692 3,335 484,784 Other 1,007,496 984,568 1,152,647 (168,079) 1,003,527 Total General Government 6,881,298 6,860,670 6,665,308 195,362 6,123,741 Public Safety Police Department 4,272,619 4,266,619 4,281,040 (14,421) 4,091,859 Fire Department 2,500,652 2,507,652 2,389,640 118,012 2,345,033 Inspection 403,038 403,038 361,847 41,191 436,003 Marshal Service 397,361 397,361 377,193 20,168 362,606 Total Public Safety $ 7,573,670 $ 7,574,670 S 7,409,720 $ 164,950 $7,235,501 52 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL (CONTINUED) YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (127,812) (51,379) (21,327) Variance With (2,444,348) OTHER FINANCING SOURCES (USES) 2010 Final Budget - 2009 Proceeds from Issuance of Debt Budgeted Amounts Actual Positive Actual - Original Final Amounts (Negative) Amounts EXPENDITURES (Continued) Transfers Out (15,000) (15,000) (88) 14,912 Current: (Continued) TOTAL OTHER FINANCING Streets and Parks: SOURCES (USES) 242,876 242,876 380,636 137,760 Streets $ 963,157 $ 963,041 S 817,800 $ 145,241 $ 856,502 Parks 688,866 682,892 697,492 (14,600) 568,507 Swimming Pool 230,803 230,803 241,442 (10,639) 230,195 Total Streets and Parks 1,882,826 1,876,736 1,756,734 120,002 1,655,204 Health: Animal Control 379,818 379,818 331,860 47,958 348,448 Total Health 379,818 379,818 331,860 47,958 348,448 Culture and Recreation: Library 716,924 734,324 691,033 43,291 593,528 Civic Center 145,076 145,076 151,556 (6,480) 193,332 Senior Center 26,020 26,020 23,852 2,168 - Total Culture and Recreation 888,020 905,420 866,441 38,979 786,860 Capital Outlay 519,518 451,403 602,398 (150,995) 2,436,546 Debt Service: Principal - - 14,886 (14,886) - Interest and Fiscal Charges - - 1,311 (1,311) - TotalDebtService - - 16,197 (16,197) - TOTAL EXPENDITURES 18,125,150 18,048,717 17,648,658 400,059 18,586,300 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (127,812) (51,379) (21,327) 30,052 (2,444,348) OTHER FINANCING SOURCES (USES) Proceeds from Issuance of Debt - - 148,294 148,294 - Transfers In 257,876 257,876 232,430 (25,446) 567,951 Transfers Out (15,000) (15,000) (88) 14,912 (1,150,035) TOTAL OTHER FINANCING SOURCES (USES) 242,876 242,876 380,636 137,760 (582,084) NET CHANGE IN FUND BALANCE 115,064 191,497 359,309 167,812 (3,026,432) FUND BALANCE - BEGINNING 2,027,593 2,027,593 2,027,593 - 5,054,025 FUND BALANCE - ENDING $ 2,142,657 $ 21219,090 S 21386,902 $ 167,812 $ 2,027,593 53 CITY OF SCHERTZ, TEXAS NOTES TO SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE — BUDGET AND ACTUAL SEPTEMBER 30, 2010 Budgetary Information — The budget is prepared in accordance with accounting principles generally accepted in the United States of America. The City maintains strict budgetary controls. The objective of these controls is to ensure compliance with legal provision embodied in the annual appropriated budget approved by the City Council and as such is a good management control device. Annual budgets are adopted for the general fund; debt service fund; special revenue funds; hotel motel tax, park fund and the recycling fund. There is no adopted budget for the police forfeiture fund, library grant fund, parks and wildlife fund, and the historical committee fund. Project - length financial plans are adopted for capital projects funds. Budgetary preparation and control is exercised at the department level. Actual expenditures may not legally exceed appropriations at the fund level. The City Manager may transfer budgeted amounts up to $50,000 between and among departments within any fund without approval by City Council. The City did not exceed the general fund budgeted expenditures during 2010. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is utilized in the governmental funds. Encumbrances lapse at year -end and do not constitute expenditures or liabilities because the commitments must be reappropriated and honored during the subsequent year. 54 CITY OF SCHERTZ, TEXAS REQUIRED SUPPLEMENTARY INFORMATION TEXAS MUNICIPAL RETIREMENT SYSTEM ANALYSIS OF FUNDING PROGRESS LAST SIX CALENDAR YEARS *As of December 31 of the preceding year, the date of the actuarial valuation. "Assets Assets are stated cost as of December 31 of the preceding year. 55 UNFUNDED ACTUARIAL ACCRUED LIABILITY UNFUNDED ASA ACTUARIAL ACTUARIAL FUNDING ACTUARIAL ANNUAL PERCENTAGE CALENDAR VALUE OF ACCRUED RATIO ACCRUED COVERED OF COVERED YEAR ASSETS" LIABILITY* (1)/(2) LIABILITY PAYROLL PAYROLL 2004 $ 5,122,816 $ 7,950,619 64.4% $ 2,827,803 $ 6,144,053 46.0% 2005 6,042,437 9,003,970 67.1% 2,961,533 7,662,928 38.6% 2006 7,290,175 11,798,002 61.8% 4,507,827 8,478,634 53.2% 2007 8,811,205 19,057,935 46.2% 10,246,730 10,047,726 102.0% 2008 11,216,663 22,068,312 50.8% 10,851,649 11,626,232 93.3% 2009 13,946,029 25,584,067 54.5% 11,638,038 12,321,349 94.5% *As of December 31 of the preceding year, the date of the actuarial valuation. "Assets Assets are stated cost as of December 31 of the preceding year. 55 OTHER SUPPLEMENTARY INFORMATION 56 CITY OF SCHERTZ, TEXAS COMPARATIVE BALANCE SHEETS GENERAL FUND SEPTEMBER 30, 2010 AND 2009 LIABILITIES AND FUND BALANCE Liabilities: 2010 2009 ASSETS $ 984,372 $ 534,737 Cash and Cash Equivalents $ 981,538 $ 846,717 Investments 2,097,587 1,568,165 Receivables: 234,504 244,662 Ad Valorem Taxes (Net of Allowance for - 32,450 Uncollectibles of $6,925 and $7,842) 108,487 122,855 Sales Taxes 669,406 631,406 Franchise Taxes 369,021 344,857 Other (Net of Allowance for Uncollectibles Reserved for: of $2,318,291 and $2,036,909) 1,608,411 1,400,790 Due from Other Funds 15,977 2,742 Accrued Interest 2,316 5,569 Inventory 46,473 44,217 TOTAL ASSETS S 5,8991216 $ 4,967,318 LIABILITIES AND FUND BALANCE Liabilities: Accounts Payable $ 984,372 $ 534,737 Accrued Liabilities 566,690 585,827 Customer Deposits 27,123 21,190 Due to Other Governments 234,504 244,662 Due to Other Funds - 32,450 Unearned Revenue 1,699,625 1,520,859 Total Liabilities 3,512,314 2,939,725 Fund Balance: Reserved for: Inventory 46,473 44,217 LEOSE 12,353 11,832 Technology 269,739 236,842 Court Security 133,005 95,275 Writing Next Chapter 149,381 130,930 Unreserved: Undesignated 1,775,951 1,508,497 Total Fund Balance 2,386,902 2,027,593 TOTAL LIABILITIES AND FUND BALANCE $ 5,8992216 $ 4,967,318 57 CITY OF SCHERTZ, TEXAS COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GENERAL FUND FOR THE YEARS ENDED SEPTEMBER 30, 2010 AND 2009 EXPENDITURES Current: General Government 2010 2009 REVENUES 7,409,720 7,235,501 Property Taxes $ 6,374,190 $ 5,689,992 Sales Taxes 4,160,495 4,011,855 Franchise Taxes 1,448,620 1,462,199 Beverage and Bingo Taxes 36,795 36,894 Permits and Fees 1,056,716 800,381 Service Fees 2,296,451 1,891,856 Fines and Fees 1,655,183 1,517,821 Intergovernmental 50,000 13,000 Investment Earnings 34,228 137,050 Miscellaneous 514,653 580,904 TOTAL REVENUES 17,627,331 16,141,952 EXPENDITURES Current: General Government 6,665,308 6,123,741 Public Safety 7,409,720 7,235,501 Streets and Parks 1,756,734 1,655,204 Health 331,860 348,448 Culture and Recreation 866,441 786,860 Capital Outlay 602,398 2,436,546 Debt Service: Principal 14,886 - Interest and Fiscal Charges 1,311 - TOTAL EXPENDITURES 17,648,658 18,586,300 Excess (Deficiency) of Revenues Over (Under) Expenditures (21,327) (2,444,348) OTHER FINANCING SOURCES (USES) Issuance of Debt 148,294 - Transfers In 232,430 567,951 Transfers Out (88) (1,150,035) TOTAL OTHER FINANCING SOURCES (USES) 380,636 (582,084) Net Change in Fund Balance 359,309 (3,026,432) Fund Balance at Beginning of Year 2,027,593 5,054,025 Fund Balance at End of Year S 2,386,902 $ 2,027,593 58 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL DEBT SERVICE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) REVENUES Property Taxes Intergovernmental Investment Earnings TOTAL REVENUES EXPENDITURES Debt Service: Principal Interest and Fiscal Charges Bond Issue Costs TOTAL EXPENDITURES EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES Transfers In Issuance of Debt TOTAL OTHER FINANCING SOURCES Net Change in Fund Balance FUND BALANCE, BEGINNING FUND BALANCE, ENDING Variance with 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts $ 3,358,407 $ 3,358,407 $ 3,363,046 $ 4,639 $ 3,274,650 - - 372,480 372,480 485,767 24,700 24,700 3,364 (21,336) 11,337 3,383,107 3,383,107 3,738,890 355,783 3,771,754 1,462,934 1,462,934 1,753,200 (290,266) 4,696,928 2,104,308 2,104,308 2,143,844 (39,536) 1,950,358 - - - - 9,388 3,567,242 3,567,242 3,897,044 (329,802) 6,656,674 (184,135) (184,135) (158,154) 25,981 (2,884,920) 465,000 465,000 465,000 465,000 280,865 280,865 (158,154) 444,369 444,369 444,369 (465,000) - - 2,900,000 (465,000) 2,900,000 (439,019) 15,080 - 429,289 $ 725,234 $ 725,234 1 $ 286,215 1 $ (439,019) $ 444,369 59 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES •1 I�[�]�1► /.�1�]�ZK�] %�1.�►1► I �1►� II.� A �I1�1 �3: Nonmajor Governmental Funds (Special Revenue Funds) are used to account for the proceeds of specific revenue sources that are legally restricted to expenditure for specified purposes. Hotel Occut)ancy Fund - will account for proceeds of hotel occupancy taxes to be used strictly for those kinds of programs that promote the tourism industry. Park Fund - will account for revenues from developers' fees (in lieu of park land dedication), grants, and donations and is designed to monitor and manage improvement of park system and tree mitigation. Recycling Fund - will account for revenues received from the recycling fee on all residential water bills and the sale of recyclable material used to buy down solid waste collection costs. Police Forfeitures Fund - will account for revenue received from drug related cases in conjunction with other law enforcement agencies. Library Grant Fund - will account for funds from a state grant to be used for purchasing computers at the library to be used for access to the internet. Parks and Wildlife Fund - will account for funds received for the preservation of parks and wildlife. Historical Committee Fund - will account for funds received for the preservation of the history of the city. 61 CITY OF SCHERTZ, TEXAS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2010 ASSETS Cash and Cash Equivalents Investments Accounts Receivable, Net of Allowance Taxes Due from Component Unit Restricted Assets: Cash and Cash Equivalents Investments TOTAL ASSETS LIABILITIES AND FUND BALANCE Liabilities Withdrawals in Excess of Deposits Accounts Payable Due to Other Funds Total Liabilities Fund Balance Reserved for: Tree Mitigation Unreserved: Total Fund Balances TOTAL LIABILITIES AND FUND BALANCE Special Revenue Funds Hotel Police Library Occupancy Park Recycling Forfeitures Grant Fund Fund Fund Fund Fund $ - $ 167,949 $ - - 38,792 - - - 34,136 - - - - 20,000 - - - - 119,053 - - 130,380 3,903 78,002 192,189 - 278,532 - $ 251,191 $ 398,930 $ - $ 408,912 $ 3,903 $ - $ - $ 58,366 $ - $ - 812 - - - - - 10,021 - - - 812 10,021 58,366 - - - 164,424 - - - 250,379 224,485 (58,366) 408,912 3,903 250,379 388,909 (58,366) 408,912 3,903 $ 251,191 $ 398,930 $ - $ 408,912 $ 3,903 62 Special Revenue Funds Parks and Historical Wildlife Committee Fund Fund Totals $ - $ 9,940 $ 177,889 - - 38,792 - - 34,136 - - 20,000 - - 253,336 - - 548,723 $ - $ 9,940 $ 1,072,876 $ 58,366 - - 812 - - 10,021 - - 69,199 - - 164,424 - 9,940 839,253 9,940 1,003,677 $ - $ 9,940 $ 1,072,876 63 CITY OF SCHERTZ, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 REVENUES Occupancy Tax Developer Fees Tree Mitigation Sale of Property Forfeitures Sale of Merchandise Operating Grants Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General and Administrative Contractual Services Capital Outlay TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Transfers In Transfers Out TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance Fund Balances /Equity (Deficit), October I Fund Balances /Equity (Deficit), September 30 Special Revenue Funds Hotel Police Library Occupancy Park Recycling Forfeitures Grant Fund Fund Fund Fund Fund $ 348,147 $ - $ - $ - $ - - 220,000 - - - - 53,756 - - - - - - 100,173 - - - - - 10,426 425 691 - 721 - 4,394 2,790 - - - 352,966 277,237 - 100,894 10,426 69,519 160,878 - 3,622 6,924 902 - 33,454 - - - - - 31,979 - 70,421 160,878 33,454 35,601 6,924 282,545 116,359 (33,454) 65,293 3,502 (212,876) (14,154) - - - (212,876) (14,154) - - - 69,669 102,205 (33,454) 65,293 3,502 180,710 286,704 (24,912) 343,619 401 $ 250,379 $ 388,909 $ (58,366) $ 408,912 $ 3,903 64 Special Revenue Funds Parks and Historical Wildlife Committee Fund Fund Totals $ - $ - $ 348,147 - - 220,000 - - 53,756 - - 100,173 - 1,126 1,126 - - 10,426 - - 1,837 - - 7,184 - 1,126 742,649 - 1,335 242,278 - - 34,356 -_ - 31,979 1,335 308,613 - (209) 434,036 10,021 - 10,021 - - (227,030) 10,021 - (217,009) 10,021 (209) 217,027 (10,021) 10,149 786,650 $ - $ 9,940 $ 1,003,677 65 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL HOTEL OCCUPANCY FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) REVENUES Occupancy Tax Investment Earnings Miscellaneous TOTAL REVENUES EXPENDITURES Current: General and Administrative Contractual Services Capital Outlay TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenses OTHER FINANCING SOURCES (USES) Transfers Out TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance FUND BALANCE, BEGINNING FUND BALANCE, ENDING 154,943 69,519 85,424 18,637 2,500 902 1,598 75,444 - - - 46,754 157,443 70,421 87,022 140,835 260,367 282,545 22,178 166,824 (212,876) (212,876) - (488,997) (212,876) (212,876) - (488,997) 47,491 69,669 22,178 (322,173) 180,710 180,710 - 502,883 $ 228,201 $ 250,379 $ 22,178 $ 180,710 e Variance with Original and 2010 Final Budget- 2009 Final Actual Positive Actual Budget Amounts (Negative) Amounts $ 413,910 $ 348,147 $ (65,763) $ 305,073 3,900 425 (3,475) 2,586 - 4,394 4,394 - 417,810 352,966 (64,844) 307,659 154,943 69,519 85,424 18,637 2,500 902 1,598 75,444 - - - 46,754 157,443 70,421 87,022 140,835 260,367 282,545 22,178 166,824 (212,876) (212,876) - (488,997) (212,876) (212,876) - (488,997) 47,491 69,669 22,178 (322,173) 180,710 180,710 - 502,883 $ 228,201 $ 250,379 $ 22,178 $ 180,710 e CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL PARK FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) OTHER FINANCING SOURCES (USES) Transfers Out - (14,154) (14,154) - TOTAL OTHER FINANCING SOURCES (USES) - (14,154) (14,154) - Net Change in Fund Balance 5,600 102,205 96,605 Variance with FUND BALANCE, BEGINNING 286,704 Original and 2010 Final Budget- 2009 $ 292,304 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Developer Fees $ 5,000 $ 220,000 $ 215,000 $ 2,402 Tree Mitigation 30,000 53,756 23,756 19,322 Investment Earnings 4,100 691 (3,409) 3,537 Miscellaneous - 2,790 2,790 55 TOTAL REVENUES 39,100 277,237 238,137 25,316 EXPENDITURES Current: General and Administrative 33,500 160,878 (127,378) 130,655 Capital Outlay - - - 48,557 TOTAL EXPENDITURES 33,500 160,878 (127,378) 179,212 OTHER FINANCING SOURCES (USES) Transfers Out - (14,154) (14,154) - TOTAL OTHER FINANCING SOURCES (USES) - (14,154) (14,154) - Net Change in Fund Balance 5,600 102,205 96,605 (153,896) FUND BALANCE, BEGINNING 286,704 286,704 - 440,600 FUND BALANCE, ENDING $ 292,304 $ 388,909 $ 96,605 $ 286,704 67 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL RECYCLING FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) EXPENDITURES Current: Contractual Services 46,000 33,454 12,546 45,472 TOTAL EXPENDITURES 46,000 33,454 12,546 45,472 Net Change in Fund Balance - (33,454) (33,454) (39,660) FUND BALANCE (DEFICIT), BEGINNING (24,912) (24,912) - 14,748 FUND BALANCE (DEFICIT), ENDING $ (24,912) $ (58,366) $ (33,454) $ (24,912) 68 Variance with Original and 2010 Final Budget- 2009 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Sale of Recycling Materials $ 46,000 $ - $ (46,000) $ 5,812 TOTAL REVENUES 46,000 - (46,000) 5,812 EXPENDITURES Current: Contractual Services 46,000 33,454 12,546 45,472 TOTAL EXPENDITURES 46,000 33,454 12,546 45,472 Net Change in Fund Balance - (33,454) (33,454) (39,660) FUND BALANCE (DEFICIT), BEGINNING (24,912) (24,912) - 14,748 FUND BALANCE (DEFICIT), ENDING $ (24,912) $ (58,366) $ (33,454) $ (24,912) 68 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL POLICE FORFEITURES FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) OTHER FINANCING SOURCES (USES) Transfers Out - - - (78,954) TOTAL OTHER FINANCING SOURCES (USES) - - - (78,954) Net Change in Fund Balance - 65,293 65,293 (39,485) FUND BALANCE, BEGINNING 343,619 343,619 - 383,104 FUND BALANCE, ENDING $ 343,619 $ 408,912 $ 65,293 $ 343,619 .• Variance with Original and 2010 Final Budget- 2009 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES Sale of Property Forfeitures $ - $ 100,173 $ 100,173 $ 104,741 Investment Earnings - 721 721 2,806 TOTAL REVENUES - 100,894 100,894 107,547 EXPENDITURES General and Administrative - 3,622 (3,622) 20,631 Capital Outlay - 31,979 (31,979) 47,447 TOTAL EXPENDITURES - 35,601 (35,601) 68,078 OTHER FINANCING SOURCES (USES) Transfers Out - - - (78,954) TOTAL OTHER FINANCING SOURCES (USES) - - - (78,954) Net Change in Fund Balance - 65,293 65,293 (39,485) FUND BALANCE, BEGINNING 343,619 343,619 - 383,104 FUND BALANCE, ENDING $ 343,619 $ 408,912 $ 65,293 $ 343,619 .• CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL LIBRARY GRANT FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) REVENUES Operating Grants TOTAL REVENUES EXPENDITURES Current: General and Administrative TOTAL EXPENDITURES Net Change in Fund Balance FUND BALANCE, BEGINNING FUND BALANCE, ENDING - 6,924 (6,924) 21,891 - 6,924 (6,924) 21,891 - 3,502 3,502 (13,903) 401 401 - 14,304 $ 401 $ 37903 $ 3,502 $ 401 70 Variance with Original and 2010 Final Budget- 2009 Final Actual Positive Actual Budget Amounts (Negative) Amounts $ - $ 10,426 $ 10,426 $ 7,988 - 10,426 10,426 7,988 - 6,924 (6,924) 21,891 - 6,924 (6,924) 21,891 - 3,502 3,502 (13,903) 401 401 - 14,304 $ 401 $ 37903 $ 3,502 $ 401 70 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL PARKS AND WILDLIFE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) REVENUES Operating Grants TOTAL REVENUES EXPENDITURES Capital Outlay TOTAL EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers In TOTAL OTHER FINANCING SOURCES (USES) Net Change in Fund Balance FUND BALANCE (DEFICIT), BEGINNING FUND BALANCE (DEFICIT), ENDING 2009 Actual -_ $ 35,749 35,749 45,770 - 45,770 - 10,021 10,021 - - 10,021 10,021 - - 10,021 - (10,021) (10,021) (10,021) - - $ (10,021) $ - $ - $ (10,021) 71 Variance with Original and 2010 Final Budget - Final Actual Positive Budget Amounts (Negative) 2009 Actual -_ $ 35,749 35,749 45,770 - 45,770 - 10,021 10,021 - - 10,021 10,021 - - 10,021 - (10,021) (10,021) (10,021) - - $ (10,021) $ - $ - $ (10,021) 71 CITY OF SCHERTZ, TEXAS SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE BUDGET TO ACTUAL HISTORICAL COMMITTEE FUND FOR THE YEAR ENDED SEPTEMBER 30, 2010 (WITH COMPARATIVE ACTUAL TOTALS FOR 2009) EXPENDITURES General and Administrative 12,650 Variance with 11,315 Original and 2010 Final Budget- 2009 Final Actual Positive Actual Budget Amounts (Negative) Amounts REVENUES (USES) Sale of Merchandise $ - $ 1,126 $ 1,126 $ 7,035 TOTAL REVENUES - 1,126 1,126 7,035 EXPENDITURES General and Administrative 12,650 1,335 11,315 6,886 TOTAL EXPENDITURES 12,650 1,335 11,315 6,886 OTHER FINANCING SOURCES (USES) Transfers In 15,000 - (15,000) 10,000 TOTAL OTHER FINANCING SOURCES (USES) 15,000 - (15,000) 10,000 Net Change in Fund Balance 2,350 (209) (2,559) 10,149 FUND BALANCE, BEGINNING 10,149 10,149 - - FUND BALANCE, ENDING $ 12,499 $ 9,940 $ (2,559) $ 10,149 72 iv 5; El "CITp' !V DISCRETELY PRESENTED COMPONENT UNITS Discretely presented component units consist of separate entities whose governing bodies are not substantively the same as the governing body of the primary government. The discretely presented component units also provide services to areas other than the primary government. 73 CITY OF SCHERTZ, TEXAS COMBINING BALANCE SHEET DISCRETELY PRESENTED COMPONENT UNITS SEPTEMBER 30, 2010 ASSETS Cash and Cash Equivalents Investments Accounts Receivable - Sales Tax Accounts Receivable - Other Note Receivable Accrued Interest Receivable Due from Primary Government TOTAL ASSETS LIABILITIES AND FUND BALANCE Liabilities Accounts Payable Accrued Liabilities Due to Primary Government Total Liabilities Fund Balance Reserved for Note Receivable Unreserved Total Fund Balances TOTAL LIABILITIES AND FUND BALANCE Total Fund Balances Amounts reported in the statement of net assets are different because: Deferred charges, consisting of debt issue costs, are amortized over the life of the bond in the governmental activities, but were recognized in full in the governmental funds: Schertz The Economic Library Development Advisory Corporation Board Parks and Recreation Foundation Total $ 613,811 $ 16,672 $ 45,107 $ 675,590 2,557,983 30,620 - 2,588,603 334,703 - - 334,703 138 - - 138 150,000 - - 150,000 3,294 - - 3,294 246,742 - - 246,742 $ 3,906,671 $ 47,292 $ 45,107 $ 3,999,070 $ 200,852 $ 217 $ - $ 201,069 7,752 - - 7,752 - - 20,000 20,000 208,604 217 20,000 228,821 150,000 - - 150,000 3,548,067 47,075 25,107 3,620,249 3,698,067 47,075 25,107 3,770,249 $ 3,906,671 $ 47,292 $ 45,107 $ 3,999,070 $ 3,698,067 $ 47,075 $ 25,107 $ 3,770,249 25,757 - - 25,757 Long -term liabilities (including employee compensated absences) are not payable in the current period and, therefore, are deferred in the funds (2,123,789) - - (2,123,789) Total Net Assets $ 1,600,035 $ 47,075 $ 25,107 $ 1,672,217 Net Assets are presented on pages 14 -15. 74 CITY OF SCHERTZ, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE DISCRETELY PRESENTED COMPONENT UNITS FOR THE YEAR ENDED SEPTEMBER 30, 2010 REVENUES Sales Taxes Operating Grants and Contributions Charges for Services Investment Earnings Miscellaneous Income TOTAL REVENUES EXPENDITURES Current: Administrative Culture and Recreation Economic Development Debt Service: Principal Interest and Fiscal Charges Bond Issue Costs TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Proceeds from Issuance of Debt TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE FUND BALANCE, BEGINNING FUND BALANCE, ENDING Schertz The Economic Library Parks and Development Advisory Recreation Corporation Board Foundation Total $ 2,080,254 $ - $ - $ 2,080,254 - 925 35,194 36,119 - 19,946 202,484 222,430 25,381 101 86 25,568 158,317 - 372 158,689 2,263,952 20,972 238,136 2,523,060 476,205 - - 476,205 - 6,227 238,660 244,887 1,718,993 - - 1,718,993 125,000 - - 125,000 38,697 - - 38,697 20,000 - - 20,000 2,378,895 6,227 238,660 2,623,782 (114,943) 14,745 (524) (100,722) 1,270,000 - - 1,270,000 1,270,000 - - 1,270,000 1,155,057 14,745 (524) 1,169,278 2,543,010 32,330 25,631 2,600,971 $ 3,698,067 $ 47,075 $ 25,107 $ 3,770,249 75 CITY OF SCHERTZ, TEXAS COMBINING STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE DISCRETELY PRESENTED COMPONENT UNITS (CONTINUED) FOR THE YEAR ENDED SEPTEMBER 30, 2010 Net Change in Fund Balance Amounts reported in the statement of activities are different because: The issuance of long -term debt provides current financial resouces to governmental funds, which the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however has any affect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. Issuance of Bonds Deferred Charge on Issuance Cost Principal Repayments Amortization of Bond Issue Costs Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the funds (Accrued Compensated Absences) Change in Net Assets Change in Net Assets is presented on pages 16 -17. Schertz The Economic Library Parks and Development Advisory Recreation Corporation Board Foundation Total $ 1,155,057 $ 14,745 $ (524) $ 1,169,278 (1,270,000) 20,000 125,000 (2,167) (2,604) - - (1,270,000) - - 20,000 - - 125,000 - - (2,167) - (2,604) $ 25286 $ 14,745 $ (5241 $ 39,507 76 iv 5; El "CITp' !V STATISTICAL SECTION This part of the City of Schertz's annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Financial Trends (Tables I through 4) Net Assets by Component Change in Net Assets Fund Balances, Governmental Funds Changes in Fund Balances, Governmental Funds These schedules contain trend information to help reader understand how the City's financial performance and well -being have changed over time. Revenue Capacity (Tables S through 12) Tax Revenues by Source, Governmental Funds Total Water and Sewer Consumption and Rates Principal Water and Sewer Consumers Assessed Value and Estimated Actual Value of Taxable Property Direct and Overlapping Property Tax Rates Principal Property Taxpayers Property Tax Levies and Collections Taxable Assessed Value These schedules contain information to help readers assess the factors affecting the City's ability to generate its property a; Debt Capacity (Tables 13 through 17) Ratios of Outstanding Debt by Type Ratios of General Bonded Debt Outstanding Direct and Overlapping Governmental Activities Debt Debt Margin Information Pledged Revenue Coverage These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information (Tables 18 through 19) Demographic and Economic Statistics Principal Employers These schedules offer demographic and economic indicators to help the reader understand how the City's financial activities take place and to help make comparisons over time and with other governments. Operatinglnformation (Tables 20 through 22) Full -time Equivalent City Government Employees by Function Operating Indicators by Function /Program Capital Asset Statistics by Function /Program These schedules contain information about the City's operations and resources to help the reader understand how the City's financial information relates to the services the City provides and the activities itperforms. 77 CITY OF SCHERTZ, TEXAS NET ASSETS, BY COMPONENT LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Governmental Activities Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Governmental Activities Net Assets Business -Type Activities Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Business -Type Activities Net Assets Primary Government Invested in Capital Assets, Net of Related Debt Restricted Unrestricted Total Primary Government Net Assets Fiscal Year 2003 2004 2005 2006 $ 11,380,173 $ 16,228,134 $ 17,699,797 $ 13,257,031 491,313 7,037,607 4,813,496 15,888,549 7,448,061 985,750 6,957,173 8,759,630 $ 19.319.547 $ 24251.491 $ 29.470.466 $ 37.905210 $ 21,806,626 $ 22,901,982 $ 24,970,976 $ 24,783,839 1,384,083 1,010,662 428,712 1,253,711 5,294,283 3,988,006 5,377,968 9,879,126 $ 28.484.992 $ 27.900.650 $ 30.777.656 $ 35.916.676 $ 33,186,799 $ 39,130,116 $ 42,670,773 $ 38,040,870 1,875,396 8,048,269 5,242,208 17,142,260 12,742,344 4,973,756 12,335,141 18,638,756 $ 47.804.539 $ 52.152.141 $ 60248.122 1 $ 73.821.886 NOTE: Financial data prior to fiscal year 2003 was not available. 78 Fiscal Year TABLE 1 2007 2008 2009 2010 $ 32,932,355 $ 44,206,232 $ 57,324,482 $ 54,010,139 663,973 1,058,514 1,170,786 1,067,599 12,720,293 9,092,711 2,017,577 5,867,785 $ 46.316.621 $ 54.357.457 $ 60.512.845 $ 60.945.523 $ 18,788,933 $ 41,350,184 $ 50,047,301 $ 50,778,490 1,995,213 - - - 23,658,181 10,286,447 3,633,244 4,325,427 $ 44.442.327 $ 51.636.631 $ 53.680.545 $ 55.103.917 $ 51,721,288 $ 85,556,416 $ 107,371,783 $ 104,788,629 2,659,186 1,058,514 1,170,786 1,067,599 36,378,474 19,379,158 5,650,821 10,193,212 $ 90.758.948 $ 105.994.088 $ 114.193.390 $ 116.049.440 79 CITY OF SCHERTZ, TEXAS CHANGE IN NET ASSETS LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2003 2004 2005 2006 Expenses Governmental Activities General Government $ 2,630,450 Public Safety 3,705,722 Streets and Parks 1,182,993 Health 156,927 Culture and Recreation 451,215 Interest and Other Fees 499,011 Total Governmental Activities Expenses 8,626,318 Business -Type Activities $ 2,873,573 4,586,498 1,019,101 192,506 310,013 707,090 9,688,781 $ 3,612,084 5,558,596 1,134,281 221,950 339,124 862,744 11,728,779 $ 3,957,693 6,403,122 1,240,956 231,149 396,078 823,818 13,052,816 Water and Sewer 8,300,590 8,302,505 8,937,553 9,821,823 EMS 2,248,651 2,509,858 3,789,791 3,474,249 Total Business -Type Activities 10,549,241 10,812,363 12,727,344 13,296,072 Total Primary Government Expenses $ 19.175.559 $ 20.501.144 $ 24.456.123 $ 26.348.888 Program Revenues Governmental Activities Charges for Service: General Government Public Safety Streets and Parks Health Culture and Recreation Operating Grants and Contributions Capital Grants and Contributions Total Governmental Aactivities Program Revenues Business -Type Activities Charges for Service: Water and Sewer EMS Capital Grants and Contributions Total Business -Type Activities Program Revenues Total Primary Government Program Revenues $ 1,461,361 $ 1,381,802 1,033,713 1,118,241 34,248 203,579 117,983 36,095 155,644 180,707 2,788,821 2,280,629 - 2,153,213 $ 1,575,236 1,475,618 141,523 44,611 146,429 1,789,763 3,808,133 $ 1,310,142 1,684,786 143,254 44,178 149,225 1,567,164 5,382,779 5,591,770 7,354,266 8,981,313 10,281,528 8,135,299 7,534,841 9,308,362 11,223,658 2,014,126 1,723,611 3,443,429 3,904,818 279,913 1,045,334 2,055,366 3,148,100 10,429,338 $ 16.021.108 10,303,786 $ 17.658.052 NOTE: Financial data prior to fiscal year 2003 was not available. 80 14,807,157 $ 23.788.470 18,276,576 $ 28.558.104 Fiscal Year TABLE 2 2007 2008 2009 2010 $ 5,603,855 $ 7,305,112 $ 7,695,768 $ 7,996,952 5,920,046 7,093,301 7,697,131 7,829,350 2,702,102 3,177,145 3,815,342 4,113,949 272,730 306,764 360,604 344,588 450,974 681,440 800,305 897,946 1,412,066 1,982,984 1,780,791 2,188,588 16,361,773 20,546,746 22,149,941 23,371,373 10,995,554 13,424,086 11,503,692 9,502,039 12,379,584 13,568,065 14,434,709 5,114,911 2,976,112 3,365,544 3,581,678 14,616,950 15,355,696 16,933,609 18,016,387 $ 30.978.723 $ 35.902.442 $ 39.083.550 $ 41.387.760 $ 3,123,184 $ 1,968,046 $ 2,045,321 $ 2,608,285 1,307,295 1,760,063 2,026,108 2,159,182 196,436 170,872 213,758 511,641 33,148 37,096 28,875 29,636 201,779 210,311 207,643 246,894 493,281 526,839 797,659 534,267 5,640,431 8,750,859 6,184,328 1,248,646 10,995,554 13,424,086 11,503,692 7,338,551 13,007,618 13,620,440 14,668,137 15,147,332 5,017,343 3,150,428 2,889,518 3,061,414 2,755,376 5,190,039 2,241,726 973,437 20,780,337 21,960,907 19,799,381 19,182,183 $ 31.775.891 $ 35.384.993 $ 31.303.073 $ 26.520.734 81 CITY OF SCHERTZ, TEXAS CHANGE IN NET ASSETS (CONTINUED) LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2003 2004 2005 2006 Net (Expenses) Revenue Governmental Activities $ (3,034,548) $ (2,334,515) $ (2,747,466) $ (2,771,288) Business -Type Activities (119,903) (508,577) 2,079,813 4,980,504 Total Primary Government Net Expenses $ (3.154.451) $ (2.843.0921 $ (667.6531 $ 2,209,216 Governmental Revenues and Other Changes in Net Assets Governmental Activities Taxes: Ad Valorem Sales Franchise Fees Hotel /Motel Mixed Drink Bingo Unrestricted Investment Earnings Gain Sale of Capital Asset Miscellaneous Transfers Total Governmental Activities Business -Type Activities Interest and Investment Earnings Gain Sale of Capital Asset Miscellaneous Transfers Total Business -Type Activities Total Primary Government Changes In Net Assets Government Activities Business -Type Activities Total Primary Government $ 3,984,262 $ 4,410,567 $ 4,908,108 $ 5,705,805 2,035,655 1,703,994 2,227,282 3,136,970 671,009 659,847 786,298 961,462 43,177 37,688 42,982 202,108 4,243 5,064 6,437 20,068 4,528 4,749 4,946 5,124 93,690 114,323 356,080 552,091 16,028 58,770 83,337 112,306 410,802 584,733 199,123 510,098 7,263,394 7,579,735 8,614,593 11,206,032 94,731 158,372 (410,802) (157,699) $ 7.105.695 $ 4,228,846 (277,602) _$_3,951,244 61,025 327,900 120,043 (584,733) (75,765) $ 7.503.970 $ 5,245,220 (584,342) $ 4.660.878 NOTE: Financial data prior to fiscal year 2003 was not available. 82 170,610 177,554 (199,123) 149,041 $ 8.763.634 $ 5,867,127 2,228,854 $ 8.095.981 473,205 195,409 (510,098) 158,516 $ 11.364.548 $ 8,434,744 5,139,020 $ 13.573.764 Fiscal Year TABLE 2 (Continued) 2007 2008 2009 2010 $ (5,366,219) $ (7,122,660) $(10,646,249) $(16,032,822) 6,163,387 6,605,211 2,865,772 1,165,796 $ 797.168 $ (517.4491 $ (7.780.4771 $04.867.0261 $ 7,309,127 $ 7,841,928 $ 8,980,102 $ 9,715,645 4,016,381 4,117,173 4,011,855 4,160,495 1,004,116 1,240,642 1,462,199 1,448,620 259,176 273,558 305,073 348,147 29,451 32,364 31,790 32,144 6,781 4,751 5,105 4,651 1,453,645 1,310,310 339,403 92,208 - 23,706 17,714 20,910 923,574 319,064 587,789 627,259 (1,224,621) - 1,060,607 15,421 13,777,630 15,163,496 16,801,637 16,465,500 976,595 409,972 128,233 36,824 - 57,527 (94,978) - 161,048 121,594 205,494 236,173 1,224,621 - (1,060,607) (15,421) 2,362,264 589,093 (821,858) 257,576 $ 16.139.894 $ 15.752.589 -L i5 $ 16.723.076 $ 8,411,411 $ 8,040,836 $ 6,155,388 $ 432,678 8,525,651 7,194,304 2,043,914 1,423,372 $ 16.937.062 $ 15235.140 $ 8.199.302 $ 1.856.050 83 GENERAL FUND Reserved Unreserved CITY OF SCHERTZ, TEXAS FUND BALANCES - GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2001 2002 2003 2004 $ 163,210 $ 122,355 $ - $ 65,551 3,260,866 2,863,146 5,499,836 4,319,428 TOTAL GENERAL FUND $ 3,424,076 $ 2,985,501 $ 5,499,836 $ 4,384,979 ALL OTHER GOVERNMENTAL FUNDS Reserved $ 156,200 $ 299,074 $ 491,313 $ 414,357 Unreserved, Reported In: Special Revenue Funds 886,961 740,647 665,281 794,729 Capital Project Funds 4,632,762 1,939,678 1,212,118 8,792,947 Total All Other Governmental Funds $ 5,675,923 $ 2,979,399 $ 2,368,712 $ 10,002,033 84 TABLE 3 Fiscal Year 2005 2006 2007 2008 2009 2010 $ 10,571 $ 232,555 $ 269,806 $ 326,993 $ 519,096 $ 610,951 4,864,647 7,202,709 9,583,890 4,727,032 1,508,497 1,775,951 $ 4,875,218 $ 7,435,264 $ 9,853,696 $ 5,054,025 $ 2,027,593 $ 2,386,902 $ 590,007 $ 690,830 $ 556,884 $ 700,360 $ 636,203 $ 450,639 660,151 871,305 1,276,891 1,084,568 594,816 839,253 5,135,834 15,134,814 17,612,092 17,448,323 14,342,553 3,734,301 $ 6,385,992 $ 16,696,949 $ 19,445,867 $ 19,233,251 $ 15,573,572 $ 5,024,193 85 CITY OF SCHERTZ, TEXAS CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) REVENUES Taxes Permits and Fees Service Fees Fines and Fees Intergovernmental Other Revenue TOTAL REVENUES EXPENDITURES General Government Public Safety Streets and Parks Health Culture and Recreation Management Services Capital Outlay Debt Service: Principal Interest and Fiscal Charges TOTAL EXPENDITURES Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Bonds Issued Premium on Bond Issue Discount on Bond Issue Tax Notes Issued Capital Lease Bond Issue Costs Transfers In Transfers (Out) TOTAL OTHER FINANCING SOURCES (USES) NET CHANGE IN FUND BALANCE Debt Service as a percentage of Noncapital Expenditures Fiscal Year 2001 2002 2003 2004 $ 4,452,964 $ 5,305,902 $ 6,747,330 $ 7,322,727 620,652 663,682 941,515 852,577 659,145 883,126 944,506 793,096 749,201 538,831 646,613 842,322 186,382 45,362 2,003,743 1,710,277 368,260 877,544 287,865 490,266 7,036,604 8,314,447 11,571,572 12,011,265 1,792,396 2,735,142 2,554,675 2,772,024 2,561,055 2,963,924 3,530,470 3,833,243 627,110 689,150 675,687 942,942 175,048 120,530 156,927 181,074 270,437 328,404 415,834 298,179 98,683 - - - 1,688,451 4,079,385 4,767,695 3,827,879 257,410 937,000 783,000 1,233,000 280,774 511,811 508,166 609,522 7,751,364 12,365,346 13,392,454 13,697,863 (714,760) (4,050,899) (1,820,882) (1,686,598) 4,500,000 - 3,360,000 7,750,000 - - - (17,869) - 400,000 - - - - (46,272) (111,802) 388,542 551,720 467,502 2,275,896 - (31,156) (56,700) (1,691,163) 4,888,542 920,564 3,724,530 8,205,062 $ 4.173.782 $ (3.130.3351 $ 1.903.648 $ 6.518.464 :: 8.9% 17.5% 14.9% 18.5% TABLE 4 Fiscal Year 2005 2006 2007 2008 2009 2010 $ 8,569,435 $ 10,587,264 $ 13,083,505 $ 13,524,472 $ 14,780,663 $ 15,731,293 1,421,575 1,475,619 1,062,054 992,953 822,105 1,330,472 872,286 1,820,940 1,807,098 1,592,072 1,904,703 2,297,577 915,704 1,157,480 1,397,101 1,387,677 1,517,821 1,655,183 956,791 19,278 153,349 526,839 797,659 534,267 659,430 710,580 2,460,832 1,752,254 1,025,103 975,925 13,395,221 15,771,161 19,963,939 19,776,267 20,848,054 22,524,717 3,471,560 3,817,778 5,389,340 11,607,551 6,448,135 7,072,608 4,542,384 5,020,684 5,665,671 6,638,352 7,235,501 7,409,720 1,043,501 1,162,541 1,392,923 1,545,386 1,655,204 1,756,734 208,499 216,655 263,918 295,156 348,448 331,860 325,498 384,127 439,767 667,995 786,860 866,441 4,360,483 6,127,735 5,504,679 10,281,603 14,963,950 11,527,898 1,236,000 1,155,000 1,458,000 1,910,043 4,696,928 1,768,086 884,069 803,664 1,377,961 1,620,178 1,950,358 2,145,155 16,071,994 18,688,184 21,492,259 34,566,264 38,085,384 32,878,502 (2,676,773) (2,917,023) (1,528,320) (14,789,997) (17,237,330) (10,353,785) - 15,000,000 8,076,733 9,900,000 9,681,678 - - 123,057 - - - - - 319,996 (104,142) - - 148,294 - (165,125) (52,300) (122,290) (191,066) - 583,126 529,598 354,150 593,294 2,778,593 242,539 (384,003) (19,500) (1,578,771) (593,294) (1,717,986) (227,118) 199,123 15,788,026 6,695,670 9,777,710 10,551,219 163,715 $ (2.477.6501 $ 12.871.003 $ 5.167.350 $ (5.0122871 $ (6.686.1111 $(10.190.070) 18.1% 15.4% 18.2% 14.0% 27.9% 18.3% 87 CITY OF SCHERTZ, TEXAS TAX REVENUE BY SOURCE — GOVERNMENTAL FUNDS LAST EIGHT FISCAL YEARS TABLE 5 Fiscal Mixed Hotel Total Year Property Sales & Use Franchise Beverage Bingo Occupancy Revenue 2010 $ 9,737,236 $ 4,160,495 $1,448,620 $ 32,144 $ 4,651 $ 348,147 $ 15,731,293 2009 8,964,642 4,011,855 1,462,199 31,790 5,105 305,073 14,780,664 2008 7,855,984 4,117,173 1,240,642 32,364 4,751 273,558 13,524,472 2007 7,767,600 4,016,381 1,004,116 29,451 6,781 259,176 13,083,505 2006 6,261,532 3,136,970 961,462 20,068 5,124 202,108 10,587,264 2005 5,501,490 2,227,282 786,298 6,437 4,946 42,982 8,569,435 2004 4,911,385 1,703,994 659,847 5,064 4,749 37,688 7,322,727 2003 3,988,718 2,035,655 671,009 4,243 4,528 43,177 6,747,330 *Property tax is the largest revenue source of the City. NOTE: Financial data prior to fiscal year 2003 was not available. 88 CITY OF SCHERTZ, TEXAS TOTAL WATER AND SEWER CONSUMPTION AND RATES LAST TEN FISCAL YEARS (UNAUDITED) Fiscal Year Ended September 30, 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 Total Water & Sewer Consumption (In Gallons) 12,313,766 15,115,679 8,557,792 6,145,081 7,142,304 5,287,665 4,894,003 4,941,716 3,774,089 3,234,262 89 Water & Sewer Base Rate $ 18.94 18.94 15.94 15.94 15.94 15.94 13.70 13.70 11.70 7.70 TABLE 6 Water & Sewer Rate Per 1,000 Gallons $ 2.25 2.16 1.92 1.72 1.69 1.52 1.47 1.47 1.40 1.25 CITY OF SCHERTZ, TEXAS PRINCIPAL WATER AND SEWER CONSUMERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) W TABLE 7 2010 2001 Total Percentage of Total Percentage of Water Total City Water Total City Consumption Water Consumption Water TAXPAYERS (In Hundreds) Rank Consumption (In Hundreds) Rank Consumption AOH- Vantage at Schertz, LLC 123,050 1 1.00% - Beck Readymix 78,796 2 0.64% 103,968 2 3.21% Wal -Mart Supercenters 73,687 3 0.60% - Tri- County 35 Business Park 67,016 4 0.54% - Pecan Grove Investments 53,211 5 0.43% - Val Verde Apartments 47,937 6 0.39% 26,541 10 0.82% Lennar/Newmark 46,749 7 0.38% - Legacy Oaks Apartments 42,288 8 0.34% - Sycamore Creek Apartment 39,791 9 0.32% - Landscape of Texas 37,914 10 0.31% 53,098 6 1.64% Samuel Clemens High School - 126,002 1 3.90% Glenn Fey - 100,917 3 3.12% Greenshire HOA - 100,010 4 3.09% Lally, Garry & Debra - 98,673 5 3.05% Sebastian Apartments - 52,031 7 1.61% Prologis Trust - 47,931 8 1.48% Riedel's Apartments - 29,159 9 0.90% TOTAL 610,439 4.96% 738,330 22.83% Total City Water Consumption 12,313,766 3,234,262 W CITY OF SCHERTZ, TEXAS ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (UNAUDITED) TABLE 8 Fiscal Year Ended September 30, Total Taxable Assessed Value Total Direct Tax Rate 2010 $ 1,933,159,122 0.4342 2009 1,891,409,716 0.4090 2008 1,939,016,982 0.4090 2007 1,423,205,878 0.4317 2006 1,397,297,729 0.3977 2005 1,292,156,353 0.3760 2004 1,139,992,157 0.3825 2003 1,024,412,713 0.3825 2002 827,142,321 0.3825 2001 731,305,433 0.3405 Source: Guadalupe County Tax Office NOTES: Property in the City of Schertz is reassessed every year at estimated actual value. For this reason, assessed value is equal to estimated actual value. Tax rates are per $100 of assessed value. Property tax is the largest revenue source of the City. 91 CITY OF SCHERTZ, TEXAS DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS (UNAUDITED) TABLE 9 Source: Guadalupe County Tax Office NOTE: Overlapping rates are those of local and county governments that apply within the City of Schertz. Not all overlapping rates apply to all City of Schertz property owners. 0 City Direct Rates Overlapping Rates Schertz- Cibolo- Fiscal Basic Debt Universal Guadalupe County Year Rate Service Total City ISD County Road 2010 0.2842 0.1500 0.4342 1.4200 0.3345 0.5500 2009 0.2590 0.1500 0.4090 1.3850 0.3295 0.0600 2008 0.2590 0.1500 0.4090 1.3150 0.3295 0.0600 2007 0.2805 0.1512 0.4317 1.6100 0.3481 0.0550 2006 0.3005 0.0972 0.3977 1.7200 0.3531 0.0500 2005 0.2888 0.0872 0.3760 1.7400 0.3531 0.0500 2004 0.2946 0.0879 0.3825 1.7800 0.3654 0.0477 2003 0.3091 0.0734 0.3825 1.7300 0.3668 0.0463 2002 0.3208 0.0617 0.3825 1.7100 0.3499 0.0420 2001 0.3147 0.0258 0.3405 1.6267 0.3193 0.0630 Source: Guadalupe County Tax Office NOTE: Overlapping rates are those of local and county governments that apply within the City of Schertz. Not all overlapping rates apply to all City of Schertz property owners. 0 CITY OF SCHERTZ, TEXAS PRINCIPAL PROPERTY TAX PAYERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) TABLE 10 Source: Guadalupe County Tax Office 93 2010 2001 Percentage Percentage of of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Republic Beverage Co. Distribution $ 44,558,524 1 2.30% $ - - Lack Properties Inc. 22,970,530 2 1.19% - - San Antonio MTA LP 22,115,750 3 1.14% - - Eye Care Centers of America Inc. 16,572,315 4 0.86% - - AOH- Vantage at Schertz LLC 16,560,000 5 0.86% - - Wal -Mart Real Estate Business Trust 14,529,843 6 0.75% - - Sprint Spectrum LP 12,051,870 7 0.62% - - H.E.Butt Grocery Co. 11,876,268 8 0.61% 9,344,547 2 1.28% EM Limited Partnership 10,992,086 9 0.57% - - Mid Cities 35 Partners LTD 10,607,005 10 0.55% - Atlantic Financial Group LTD - - 11,363,120 1 1.55% Prologis North American Properties Fund - - 7,189,892 3 0.98% C & W Ranches LTD - - 6,027,928 4 0.82% Sycamore Apartment LTD - - 5,003,434 5 0.68% Distribution Funding Inc. - - 4,888,993 6 0.67% Negley Paint Co. Inc. - - 4,193,891 7 0.57% AER Manufacturing Inc. - - 4,146,431 8 0.57% Schertz VP Partners LTD - - 3,773,124 9 0.52% 3009 Properties LLC - - 3,655,823 10 0.50% TOTALS $ 182,834,191 9.46% $ 59,587,183 8.15% TOTAL TAXABLE ASSESSED VALUE $1,933,159,122 $ 731,305,433 Source: Guadalupe County Tax Office 93 CITY OF SCHERTZ, TEXAS PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (UNAUDITED) Source: Guadalupe County Tax Office 94 TABLE 11 Total Collections To Date Amount $ 9,559,899 8,767,499 7,781,117 7,032,650 5,637,881 4,852,409 4,355,635 3,915,783 3,161,554 2,488,668 % of Levy 99.17% 99.62% 99.84% 99.77% 99.86% 99.87% 99.89% 99.93% 99.93% 99.94% Collected Within Fiscal Year Taxes Levied Fiscal Year of Levy Collections In Ended for the % of Subsequent September 30, Fiscal Year Amount Levy Years 2010 $ 9,639,945 $ 9,559,899 99.17% $ - 2009 8,800,927 8,703,978 98.90% 63,521 2008 7,793,405 7,711,714 98.95% 69,403 2007 7,048,818 6,957,827 98.71% 74,823 2006 5,645,611 5,576,559 98.78% 61,322 2005 4,858,508 4,796,062 98.71% 56,347 2004 4,360,470 4,252,349 97.52% 103,286 2003 3,918,379 3,881,204 99.05% 34,579 2002 3,163,819 3,107,209 98.21% 54,345 2001 2,490,095 2,459,900 98.79% 28,768 Source: Guadalupe County Tax Office 94 TABLE 11 Total Collections To Date Amount $ 9,559,899 8,767,499 7,781,117 7,032,650 5,637,881 4,852,409 4,355,635 3,915,783 3,161,554 2,488,668 % of Levy 99.17% 99.62% 99.84% 99.77% 99.86% 99.87% 99.89% 99.93% 99.93% 99.94% CITY OF SCHERTZ, TEXAS TAXABLE ASSESSED VALUE LAST SEVEN FISCAL YEARS (UNAUDITED) Fiscal 0.4342 1,891,409,716 0.4090 1,939,016,982 0.4090 Year Taxable 1,870,979,126 0.3977 1,589,745,469 0.3760 Ended Value Residential Commercial Tax- Exempt Other September 30, January 1 Property Property Property Property 2010 2009 $1,193,345,347 $692,030,966 $(126,198,829) $173,981,638 2009 2008 1,147,403,041 656,276,237 (86,062,834) 173,793,272 2008 2007 1,074,280,935 728,323,513 (125,049,238) 261,461,772 2007 2006 1,392,720,883 423,317,359 (21,195,965) 400,215,580 2006 2005 1,201,285,889 344,827,561 (16,046,859) 340,912,535 2005 2004 1,068,235,628 262,553,018 (11,646,100) 270,602,923 2004 2003 985,774,636 248,629,342 (10,777,023) 209,390,471 NOTE: Financial data prior to fiscal year 2004 was not available. 95 Total Taxable Assessed TABLE 12 Total Direct fax Rate $1,933,159,122 0.4342 1,891,409,716 0.4090 1,939,016,982 0.4090 2,195,057,857 0.4317 1,870,979,126 0.3977 1,589,745,469 0.3760 1,433,017,426 0.3825 CITY OF SCHERTZ, TEXAS RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS (UNAUDITED) NOTES: a Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. b. See Table 18 for personal income and population data for the City. These ratios are calculated using personal income and population for the prior calendar year. No! Governmental Activities Business -Type Activities General Certificates Certificates Fiscal Obligation of Tax Capital Revenue of Year Bonds Obligation Notes Lease Bonds Obligation 2010 $ 37,530,000 $11,575,650 $ - $ 133,408 $ 5,460,000 $ 6,149,350 2009 38,485,000 12,373,850 - - 5,805,000 6,571,150 2008 32,790,000 13,158,700 - 107,078 6,230,000 6,976,300 2007 23,950,000 14,032,893 - 215,854 6,645,000 7,237,107 2006 18,740,000 13,560,000 - 319,996 7,055,000 - 2005 4,045,000 14,250,000 160,000 - 7,445,000 - 2004 4,456,000 14,785,000 450,000 - 4,625,000 - 2003 4,844,000 7,600,000 730,000 - 4,990,000 - 2002 5,222,000 4,375,000 1,000,000 - 5,275,000 60,000 2001 5,129,000 4,585,000 - - 5,550,000 120,000 NOTES: a Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. b. See Table 18 for personal income and population data for the City. These ratios are calculated using personal income and population for the prior calendar year. No! Business -Type Activities Public Facility Refunding Tax Note Loan Bonds Notes Payable $ - $ - $ 310,000 7,000 - - 14,000 - - 21,000 - - 28,000 - - 34,000 - - 40,000 64,000 - 46,000 126,000 - 52,000 193,000 - 57,000 211,000 - 34,564 97 TABLE 13 Total Primary Percent of *Per Government Gross Income Capita $ 61,158,408 7.14% 1,944 63,242,000 6.92% 1,932 59,276,078 7.06% 1,849 52,101,854 5.88% 1,639 39,702,996 1.56% 1,262 25,934,000 1.35% 968 24,420,000 2.43% 923 18,336,000 2.01% 764 16,177,000 1.93% 703 15,686,564 1.95% 713 CITY OF SCHERTZ, TEXAS RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS (UNAUDITED) General Bonded Debt Outstanding TABLE 14 Percentage of General Certificates Value of Fiscal Obligation of Tax Year Bonds Obligation Notes Total 2010 $ 37,530,000 $ 11,575,650 $ - $49,105,650 2009 38,485,000 12,373,850 - 50,858,850 2008 32,790,000 13,158,700 - 45,948,700 2007 23,950,000 14,032,893 - 37,982,893 2006 18,740,000 13,560,000 - 32,300,000 2005 4,045,000 14,250,000 160,000 18,455,000 2004 4,456,000 14,785,000 450,000 19,691,000 2003 4,844,000 7,600,000 730,000 13,174,000 2002 5,222,000 4,375,000 1,000,000 10,597,000 2001 5,129,000 4,585,000 - 9,714,000 TABLE 14 Percentage of Actual Taxable Value of Per Property Capita 2.54% 1,561 2.69% 1,554 2.37% 1,433 1.73% 1,195 1.73% 1,027 1.16% 689 1.37% 744 1.29% 549 1.28% 461 1.33% 442 NOTE: Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. See Table 8 for the City's property tax value data. City population data can be found in Table 18. 98 CITY OF SCHERTZ, TEXAS DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT (UNAUDITED) Governmental Unit Debt repaid with property taxes: Debt Outstanding Estimated Percentage Applicable* TABLE 15 Estimated Share of Overlapping Debt Alamo CCD $ 519,743,778 0.09% $ 467,769 Bexar County 511,188,144 0.09% 460,069 Bexar County Hospital District 756,795,000 0.09% 681,116 Comal County 36,929,140 2.71% 1,000,780 ComalISD 533,250,850 2.89% 15,410,950 Guadalupe County 18,680,000 20.14% 3,762,152 San Antonio River Authority 38,235,000 0.08% 30,588 Schertz - Cibolo- Universal 270,098,536 50.98% 137,696,233 Subtotal, Overlapping Debt City Governmental Activities Direct Debt TOTAL NET OVERLAPPING DEBT 159,509,657 48,819,435 $ 208,329,092 NOTES: The overlapping debt was received from the Municipal Advisory Council of Texas. Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. •• CITY OF SCHERTZ, TEXAS DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (UNAUDITED) Assessed Value, 2009 Tax Roll Debt Limit - Texas statues do not provide a legal debt limit for cities; however, through accepted practice a practical "economic" debt limit is considered to be 10% of the assessed value. Amount of Applicable Debt: Bonded Debt - General Obligation Bonds Less Debt Service Fund Balance DEBT MARGIN Total Net Debt as a Percentage of Debt Margin $1,933,159,122 $ 193,315,912 $ 49,105,650 (286,215) 48,819,435 $ 144,496,477 33.79% 100 Fiscal Year 2001 2002 2003 2004 Assessed Value $ 731,305,433 $ 827,142,321 $1,024,412,713 $1,139,992,157 Debt Margin $ 73,130,543 $ 82,714,232 $ 102,441,271 $ 113,999,216 Total Net Debt Applicable to Limit 4,972,800 4,922,926 4,520,834 4,208,707 Total Debt Margin $ 68,157,743 $ 77,791,306 $ 97,920,437 $ 109,790,509 100 TABLE 16 Fiscal Year 2005 2006 2007 2008 2009 2010 $1,292,156,383 $ 1,397,297,729 $ 1,423,205,878 $ 1,939,016,982 $ 1,891,409,716 $ 1,933,159,122 $ 129,215,638 $ 139,729,773 3,781,530 18,392,261 $ 125,434,108 $ 121,337,512 $ 142,320,588 $ 193,901,698 23,488,500 45,466,903 $ 118,832,088 $ 148,434,795 101 $ 189,140,972 $ 193,315,912 50,414,481 48,819,435 $ 138,726,491 $ 144,496,477 CITY OF SCHERTZ, TEXAS PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS (UNAUDITED) TABLE 17 NOTE: Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. Operating expenses do not include depreciation, interest, amortization or joint venture expenses. 102 Water Revenue Bonds Utility Less: Net Debt Service Fiscal Service Operating Available Year Charges Expenses Revenue Principal Interest Coverage 2010 $14,993,648 $12,399,880 $ 2,593,768 $ 615,400 $ 502,629 2.32 2009 14,533,390 9,973,940 4,559,450 685,400 534,634 3.74 2008 13,620,440 9,040,264 4,580,176 665,400 558,569 3.74 2007 13,476,288 7,896,319 5,579,969 645,800 501,397 4.86 2006 11,289,876 6,955,000 4,334,876 390,000 354,965 5.82 2005 9,381,042 6,136,390 3,244,652 380,000 213,290 5.47 2004 7,583,136 5,653,184 1,929,952 365,000 226,795 3.26 2003 8,228,571 5,359,309 2,869,262 285,000 236,913 5.50 2002 4,663,584 3,061,327 1,602,257 275,000 246,263 3.07 2001 4,260,109 3,115,427 1,144,682 35,000 55,750 12.61 NOTE: Details regarding the City's outstanding debt can be found in Note 9 to the current financial statements. Operating expenses do not include depreciation, interest, amortization or joint venture expenses. 102 Year 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 Population 31,465 32,730 32,057 31,788 31,452 26,780 26,463 24,000 23,000 22,000 CITY OF SCHERTZ, TEXAS DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (UNAUDITED) Personal Income $ 856,236,720 913,919,790 839,701,058 885,836,196 2,543,051,460 1,926,713,880 1,005,594,000 912,000,000 838,994,000 802,516,000 TABLE 18 Unemployment Rate 5.7% 5.1% 5.0% 4.0% 4.4% 3.6% 4.1% 2.4% 2.4% 2.4% Sources: Population, personal income, median age and education level information provided by City Economic Development Corporation. School enrollment provided by Schertz- Cibolo - Universal City Independent School District. Unemployment data provided by the Texas Workforce Commission. 103 Education Per Capita Level In Personal Median Years of School Income Age Schooling Enrollment $ 27,212 34.4 15.4 12,330 27,923 36.5 13.9 11,700 26,194 35.1 14.0 10,991 27,867 36.3 14.0 9,470 80,855 36.1 18.0 8,380 71,946 35.1 15.9 7,712 38,000 32.7 15.0 7,257 38,000 35.1 14.6 7,245 36,478 35.1 14.6 6,440 36,478 35.1 14.6 6,440 Unemployment Rate 5.7% 5.1% 5.0% 4.0% 4.4% 3.6% 4.1% 2.4% 2.4% 2.4% Sources: Population, personal income, median age and education level information provided by City Economic Development Corporation. School enrollment provided by Schertz- Cibolo - Universal City Independent School District. Unemployment data provided by the Texas Workforce Commission. 103 CITY OF SCHERTZ, TEXAS TOP TEN PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO (UNAUDITED) TABLE 19 Source: City Economic Development Corporation Note: Nine year principal employer history is not available. 104 2010 2001 Percentage Percentage of Total City of Total City Employer Employees Employment Employees Employment Schertz/Cibolo/UC ISD 1,615 11.71% N/A N/A Wal -Mart Stores 350 2.54% N/A N/A EyeCare Centers of America 321 2.33% N/A N/A City of Schertz 320 2.32% N/A N/A H.E.B. Grocery Co. 300 2.17% N/A N/A Block 220 1.59% N/A N/A Valero Energy 200 1.45% N/A N/A Theis Distributing Co. 125 0.91% N/A N/A Federal Express Freight 120 0.87% N/A N/A Manco 120 0.87% N/A N/A Source: City Economic Development Corporation Note: Nine year principal employer history is not available. 104 CITY OF SCHERTZ, TEXAS FULL -TIME EQUIVALENT CITY GOVERNMENTAL EMPLOYEES BY FUNCTION LAST NINE FISCAL YEARS (UNAUDITED) TABLE 20 Full-Time Equivalent Employees as of September 30, Function 2002 2003 2004 2005 2006 2007 2008 2009 2010 General Government City Manager 4 3 4 4 3 4 7 7 6 Court Support 3 3 4 4 4 4 0 0 0 Municipal Court 2 2 2 2 3.5 5 6 4 5 Customer Relations 0 0 0 0 0 2 4 4 4 Planning and Zoning 3 2 2 2 3 4 5 4 4 Facility Maintenance 5 5 6 6 6.5 9 11 10 13.5 City Secretary 2 2 2 2 2 2 2 2 2 Media Relations 1 1 1 1 1 2 3 3 3 Records Management 0 0 1 15 2 2 3 3 1 Engineer 0 0 0 0 0 1 3 1 2 GIs 0 0 0 0 0 0 0 4 2 Information Tecynology 1 2 2 2 3 3 3 3 3 Human Resources 1 2 2 2 2 2 3 3 4 Finance 4 4 5 5 5 5 6 6 6 Purchasing 0 0 0 0 0 1 2 2 5 Fleet Service 2 2 2 3 3 3 3 3 3 Public Safetv Police 44.5 46.5 50.5 53.5 62 66 69 70 67 Fire 24 24 30 31 32 32 32 32 32 Inspections 5 6 6 6 6 8 8 7 6 Marshal Services 0 0 0 0 0 0 0 5 5 Health Animal Control 5 5.5 5 5 5 5 6 6 6 Parks and Culture Parks 4 5 6 7 7 9 8 8 8 Pools 7.5 8 14.5 15 12.5 12.5 0 0 0 Civic and Community Centers 0 0 0 0 0 1 1 1 1 Library 7.5 7 8.5 8.5 9.5 9.5 14 15 14 Public Environment Streets 9 9 13 12 11 11 13 13 13 Public Works Public Works 6 6 6 6 6 6 6 6 6 Business Office 11 12 11 9 10 9 10 10 10 Water and Sewer 11 14 15 15 17 19 14 16 15 Drainage 0 0 0 0 0 5 6 7 7 EMS 27 27.5 28 32 32.5 33.5 50 54 44 Economic Development 2 1 2 2 3 3 3 4 4 TOTAL 191.5 199.5 228.5 250 251.5 278.5 301 313 301.5 Source: City Adopted Budgets NOTES: Less than 10 years of data is available. The information will be presented on a prospective basis 105 CITY OF SCHERTZ, TEXAS OPERATING INDICATORS BY FUNCTION /PROGRAM LAST TEN FISCAL YEARS (UNAUDITED) Source: Various City Departments NOTE: Indicators are not available for the police or EMS function 106 Fiscal Year Function 2001 2002 2003 2004 2005 General Government Building Permits Issued 2,754 2,812 7,119 3,055 3,434 Schertz Tales Number of Magazines printed - - - - - Police CFS N/A 10,743 11,089 11,875 12,770 Arrests N/A 666 670 631 729 Traffic Violations N/A 8,863 9,157 9,652 11,157 Accidents N/A 857 875 1,127 1,169 N/A Fire N/A Numer of Rescue /Other Responses N/A 1,058 929 1,082 1,131 Number of Fire Responses N/A 76 89 90 128 Number of Inspections N/A 202 254 301 331 Number of Training Classes Conducted N/A 87 186 213 136 Number of Pre -Plan Inspections N/A N/A N/A N/A N/A Marshal Service Warrants Issued N/A N/A N/A N/A N/A Warrants Cleared N/A N/A N/A N/A N/A Food Establishment Permits N/A N/A N/A N/A N/A Food Establishment Inspection N/A N/A N/A N/A N/A Foster /Adoption Inspections N/A N/A N/A N/A N/A Parks Facility Reservations 174 178 300 333 294 Community and Civic Centers Civic Center - - - - - Community Center Rentals Animal Services Number of Animals Handled N/A N/A N/A N/A N/A Number of Adoptions N/A N/A N/A N/A N/A Number of Return to Owners N/A N/A N/A N/A N/A Number of Transfers N/A N/A N/A N/A N/A Library Annual Circulation 131,293 183,467 225,573 238,602 257,765 Library Visits 99,541 142,258 162,263 171,811 175,976 Library Program Attendance 2,050 3,607 4,328 5,170 5,254 Registered Users 5,370 9,320 12,779 14,492 17,101 Water New Connections 545 1,241 439 425 425 Water Main Breaks 35 21 18 26 39 Total Consumption (thousands of gallons) 10,977,327 10,177,465 10,747,349 10,373,621 11,030,621 Daily Average Consumption (thousands of gallons) 30,492 28,271 29,854 28,816 30,639 Peak Daily Consumption (thousands of gallons) 6,375 5,616 6,757 6,869 6,939 Total Customers 7,103 7,311 8,045 9,389 9,673 Average Use Per Connection 8,942 4,682 3,565 6,329 5,957 Sewer Total Customers 6,185 6,511 7,261 7,887 8,664 Facilities Maintenance Number of Buildings Maintained 8 8 8 9 9 Square Footage 73,505 73,505 73,505 89,452 89,452 Source: Various City Departments NOTE: Indicators are not available for the police or EMS function 106 Fiscal Year TABLE 21 2006 2007 2008 2009 2010 9,948 5,811 2,869 5,181 4,806 - 72,000 108,000 120,000 144,000 16,642 25,478 37,829 36,319 37,269 526 608 719 873 790 10,487 13,461 18,820 20,452 19,259 1,192 1,484 1,475 1,491 1,606 1,216 1,459 978 1,536 1,671 129 103 141 135 76 356 302 461 447 425 136 694 595 264 107 N/A N/A N/A 452 642 N/A N/A N/A 5,974 5,444 N/A N/A N/A 3,836 4,023 N/A N/A N/A 134 129 N/A N/A N/A 209 202 N/A N/A N/A 34 27 416 516 983 671 719 - - - 484 594 - 635 N/A N/A N/A 1,804 2,021 N/A N/A N/A 255 249 N/A N/A N/A 252 279 N/A N/A N/A 415 451 276,873 292,909 278,826 263,131 392,528 181,603 179,630 175,435 188,118 257,235 5,064 6,680 7,444 10,499 10,610 19,342 19,595 23,327 20,360 24,628 532 91 1,474 446 509 46 29 72 72 25 13,322,380 11,535,927 14,460,239 15,115,679 12,313,766 37,007 31,606 39,617 38,550 33,736 10,540 5,379 5,804 7,520 7,040 10,118 10,598 10,900 10,198 10,134 7,060 1,089 6,378 6,913 5,054 8,990 9,391 6,378 9,974 9,499 12 14 16 19 19 111,642 127,589 135,091 166,591 166,591 107 CITY OF SCHERTZ, TEXAS CAPITAL ASSET STATISTICS BY FUNCTION /PROGRAM LAST TEN FISCAL YEARS (UNAUDITED) 108 Fiscal Year Function 2001 2002 2003 2004 2005 Police Stations 1 1 1 1 1 Patrol Units 8 11 21 26 27 Fire Stations 1 1 1 1 2 Training Facility 1 1 1 1 1 Fire Vehicles 7 9 11 11 11 Marshal Service Vehicles N/A N/A N/A N/A N/A Streets Streeets, paved (miles) 100 100 102 102 102 Streets, unpaved (miles) 7 9 9 9 9 Sidewalks (miles) 17 17 17 17 21 Parks and Recreation Parks 7 7 7 7 7 Playground 117 117 20 20 20 Swimming Pools - - 1 1 1 Baby Pools - - 1 1 1 Baseball/Softball Diamonds 8 8 12 12 12 Soccer Fields - - - - - Community Centers 1 1 1 1 1 Animal Control Control Vehicle 1 1 2 2 2 Library Facility 1 1 1 1 1 Volumes in Collection 36,259 39,062 41,275 46,961 49,289 Water Number of Reservoirs - - - 1 1 Number of Pump Stations - - - 1 1 Water Mains (Miles) 144 149 155 159 166 Sewer Sanitary Sewers (Miles) 51 54 54 54 54 Storm Sewers (Miles) 4 4 4 4 4 Facilities Maintenance Vehicles 4 4 4 4 4 Generators 2 2 2 2 3 Source: Various City Departments NOTES: No Capital Asset indicators are available for the General Government or EMS function. 108 TABLE 22 Fiscal Year 2006 2007 2008 2009 2010 1 1 1 1 1 34 33 33 38 40 2 2 2 2 2 1 1 1 - - 12 12 14 13 13 N/A N/A N/A 5 7 102 107 122 124 125 9 9 7 7 7 32 32 50 50 50 7 7 7 11 12 20 20 20 20 19 1 1 2 2 2 1 1 2 2 2 12 12 12 12 12 - - - 12 12 1 1 2 2 4 2 3 3 3 3 1 1 1 1 1 52,818 56,282 60,650 64,400 71,929 1 - - - - 1 2 - 5 5 171 177 182 188 190 54 59 71 78 78 4 6 8 9 9 4 4 4 5 5 3 3 3 3 3 109 iv 5; El "CITp' !V COMPLIANCE SECTION 110 4 IAKUIV �n • — I� n e REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT A UDITING STANDARDS The Honorable Mayor and Members of the City Council City of Schertz, Texas We have audited the financial statements of the governmental activities, the business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Schertz, Texas, as of and for the year ended September 30, 2010, which collectively comprise the City of Schertz, Texas, basic financial statements and have issued our report thereon dated February 25, 2011. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City of Schertz's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of Schertz's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City of Schertz's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies, or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Schertz's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material affect on the determination of the financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. a We noted certain matters that we reported to management of the City of Schertz, Texas, in a separate letter dated February 25, 2011. This report is intended solely for the information and use of management, City Council and is not intended to be and should not be used by anyone other than these specified parties. �j ra4�� PG. 14ZO-1 Armstrong, Vaughan & Assoc., P.C. February 25, 2011 112 iv 5; El "CITp' !V