14-R-07 - Bank Depository Schertz Bank & TrustRESOLUTION NO. 14 -R -07
A RESOLUTION BY THE CITY COUNCIL OF THE CITY OF
SCHERTZ, TEXAS AUTHORIZING THE EXTENSION FOR ONE YEAR
OF THE BANK DEPOSITORY AGREEMENT WITH SCHERTZ BANK &
TRUST, AND OTHER MATTERS IN CONNECTION THEREWITH
WHEREAS, the City staff entered into a bank depository agreement with Schertz Bank &
Trust on February 1, 2010 per resolution 10 -R -01 for a three -year term with two options for one-
year extensions; and
WHEREAS, the City Council has determined that it is in the best interest of the City to
extend the bank depository agreement for the final year pursuant to the Bank Depository
Agreement attached hereto as Exhibit A (the "Agreement")
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF SCHERTZ, TEXAS
THAT:
Section 1. The City Council hereby authorizes the City Manager to execute and
deliver the Agreement with Schertz Bank & Trust in substantially the form set forth in Exhibit A.
Section 2. The recitals contained in the preamble hereof are hereby found to be true,
and such recitals are hereby made a part of this Resolution for all purposes and are adopted as a
part of the judgment and findings of the City Council.
Section 3. All resolutions, or parts thereof, which are in conflict or inconsistent with
any provision of this Resolution are hereby repealed to the extent of such conflict, and the
provisions of this Resolution shall be and remain controlling as to the matters resolved herein.
Section 4. This Resolution shall be construed and enforced in accordance with the
laws of the State of Texas and the United States of America.
Section 5. If any provision of this Resolution or the application thereof to any person
or circumstance shall be held to be invalid, the remainder of this Resolution and the application
of such provision to other persons and circumstances shall nevertheless be valid, and the City
Council hereby declares that this Resolution would have been enacted without such invalid
provision.
Section 6. It is officially found, determined, and declared that the meeting at which
this Resolution is adopted was open to the public and public notice of the time, place, and subject
matter of the public business to be considered at such meeting, including this Resolution, was
given, all as required by Chapter 551, Texas Government Code, as amended.
Section 7. This Resolution shall be in force and effect from and after its final
passage, and it is so resolved.
PASSED AND ADOPTED, this 21st day of January, 2014.
ATTEST:
City Secretary
(CITY SEAL)
CITY
-2-
R. Carpenter
Exhibit A
Bank Depository Agreement
-3-
BANK DEPOSITORY AGREEMENT
This Bank Depository Agreement (the "Agreement ") is made and entered into this first (I") day
of February, 2014 by and between City of Schertz (the "City ") and Schertz Bank & Trust (the
"Bank "), a bank chartered by the State of Texas.
The City and the Bank entered into a Bank Depository Agreement (the "original agreement ") on
February 1, 2010 for a term of three years with two one -year extensions. This Bank Depository
Agreement is being entered into to document the City's and the Bank's exercise of the final one-
year extension under the original agreement.
Section I Designation as Depository
The City, through action of its Governing Body, hereby designates the Bank as its depository for
banking services for a one (1) year period commencing February 1, 2014 and extending through
January 31, 2015.
Section II Designation of Custodian
The City and Bank hereby designate the Frost Bank (the "Custodian ") to hold in trust, according
to the terms and conditions of the City Request for Proposal, dated October 1, 2009 (the "RFP ")
and pursuant to the Safekeeping Agreement. All securities pledged as depository collateral is in
accordance with the City's Investment Policy.
Any and all fees from the Custodian associated with the safekeeping of securities pledged to the
benefit of the City shal l be borne by the Bank.
Section III Collateral
City time and demand deposits, inclusive of interest, in excess of the Federal Deposit Insurance
Corporation insurance shall be secured at all times by collateral, acceptable to the City and in
accordance with the Public Funds Collateral Act (Texas Government Code 2257), pledged by the
Bank and held in trust by the Custodian in an amount equal to at least 102% of the total of those
funds. Custodian will provide a monthly report of the collateral directly to the City.
Such pledged securities shall be subject only to the joint written instructions of both (a)
authorized representatives of the City and (b) specifically authorized representatives of the Bank.
The Bank shall have the right, with the prior written consent of the City, to substitute or replace
any or all of the pledged securities with collateral acceptable to the City.
Section IV Financial Position
The Bank will provide a statement of its financial position on at least a quarterly basis. The
Bank will provide an annual statement prepared by its independent auditors.
Section V Authorized City and Bank Authorized Representatives
For the term of this contract, the City and Bank designate the individuals listed in Exhibit A as
City of Schertz Authorized Representatives and Schertz Bank & Trust Authorized
Representatives to represent and act on behalf of the City or Bank in any and all matters
including collateral assignment and substitution, and execution of agreements and transfer of
funds. Any change in these representatives will be made in writing and signed by the party
changing its authorized representatives.
Section VI Scope of Services
The Bank's response to the City's RFP, dated October 1, 2009 (the "Response ") is incorporated
into this Agreement for all purposes; refer to RFP for detailed scope of services. If any
provisions of the Response and this Agreement are in conflict, this Agreement will control. The
City shall be required to designate which option for demand deposit accounts is preferred.
The Bank shall faithfully perform all of its duties and obligations required by the laws of the
State of Texas for public funds depositories and shall upon presentation pay all checks drawn on
it against collected funds on demand deposits, and shall, at the expiration of the Agreement, turn
over to its successor all funds, City -owned securities, property and things of value held as
depository.
The City shall have the power to determine and designate the character and amount of the funds
to be deposited in the Bank. The City may arrange for time deposits and Bank may accept such
deposits subject to the terms of the Bank's Response.
This Agreement, along with all Exhibits and other incorporated documents shall constitute the
entire Agreement between the parties.
Section VII Bank Compensation
Bank will be compensated for any and all services rendered to City under this Agreement. Bank
agrees to offset monthly service fees against its customary earnings credit for balances in City's
own - interest bearing accounts.
Section VIII Default
The Bank shall be in default if it fails to pay all or part of a demand deposit, a matured time
deposit, or a matured certificate of deposit, including accrued but unpaid interest, at a specified
maturity date. The Bank shall also be in default if ruled "bankrupt ", "insolvent" or "failed" by a
federal or state banking regulator, or if a receiver is appointed for the Bank.
In the event of a default, failure or insolvency of the Bank, the City shall be deemed to have
vested full title to all securities pledged under this Agreement. The City is empowered to take
possession of and transfer and or sell any and all securities. If the security is liquidated, any
proceeds over the defaulted amount, plus expenses related to liquidation, shall be returned to the
Bank. This power is in addition to other remedies which the City may have under this
Agreement and without prejudice to its rights to maintain any suit in any court for redress of
injuries sustained by the City under this Agreement.
Section IX Non - Assignability
This Agreement is not assignable in whole or in part but is binding on the parties, their
successors and assigns.
Section X Termination
This Agreement may be terminated by either the City or the Bank by giving thirty (30) days prior
written notice to the parties.
Section XI Law Governing
All applicable provisions and requirements of the laws of the State of Texas and the FDIC
governing depositories for the City shall be a part of this Agreement.
Section XII Bank Authorization
The Bank represents and warrants that this Agreement is made pursuant to and is duly authorized
by the Board of Directors of the Bank and recorded in the official records of the Bank.
City of Schertz, Texas
a Texas Municipal Corporation
L3X.
John Uessel, City Manager
ATTEST:
Brenda Dennis, City Secretary
Schertz Bank & Trust
Schertz, Texas
By: U V Imo, L 1"� �
Mark Sunderman, President
/AT4T0ESTT:
V �"�'t
Wendy Gri m Cashier