Memo Resolution Renewal of Group Medical, Dental,Vision,Life, Supplemental ProgramsCITY COUNCIL MEMORANDUM /RESOLUTION
City Council Meeting: October 12, 2010
Department:
Human Resources
Agenda No. 4
Subject: Renewal of Group Medical, Dental,
Vision, Life, Supplemental and
Employee Assistance Program
BACKGROUND
Last year the City of Schertz when out for bid for all Group Insurance including the
Brokerage services, the Employee Assistance Program and the Supplemental Insurance.
This year we have received a proposed renewal rate of 7.5% on our Group Medical,
Dental and Life Insurance products.
The Human Resources (HR) Department Budgeted estimated a 9% increase in the budget
for the medical, dental, vision, life and the city paid supplemental insurance.
For the Employee Assistance Program, HR programmed in the HR Budget the known
rate increase from $4.59 Per Employee Per Month to $4.73 Per Employee Per Month in
accordance the our current EAP contract.
FISCAL IMPACT
Total Estimated Budgeted in FYI 011 for Medical, Dental, Vision, Life, LTD and EAP
services:
All below lnsurance
Costs are Estimates:
Current Budgeted
Medical, Dental, Vision,
Life w 9% Increase on
Medical
City Paid Supplemental
w 9% Increase
$1,499,916
$30,799
Long Term Disability
$38,725
EAP Services
$17,465
Total Budgeted
$1,586,906
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CORE BENEFITS
September 29, 2009
N Premiums
BUY-UP BENEFITS
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8
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19. 2
Benefits Cost Breakdown Effective 1 January 2011
CORE BENEFITS BUY-UP BENEFITS
Monthly Premiums Monthly Premiums
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Pnmlum
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Procedures
Premium
City lestis
Employee
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Pl&n4 Outpatient Surgical
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Premium
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Pays
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$13.1
$13.10
$0.
$0.00
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$18.10
$13.10
$5.00
$2.31
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$22.2
513.10
$9.1
$422
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6.90
$13.10
$13.80
$6.3
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_ _
$28.
$13.10
$14.90
$8.68
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$38.60
$13.10
$25.50
$11.77
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$33.9
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re S € is0 -591
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$30.75
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Plan + Outpatient Surgieai
Prowsdwer
Premium
-
City P e
Employee
Ps Mon
Partod
on
Pon + OutpNMnt 8urgieal
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CAN
w
Pays
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Employee (60-64,
$23.65
$13.10
$10.55
$4.87
E 165741
$29.65
$13.10
$16.55
$7.64
E bee & Children 60.64
533.00
$13.10
S19.90
$9.19
E & Ch1dren 6574 )
$41.35
$13.10
S28.25
$13.
Em kr ee& use 60.641
551.30
S13.10
$38.20
$17.63
En - - & 6574
$64.30
$13.10
$51.20
$23.6
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$55.15
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54285
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589.80
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I I-a 1119.31 em.
City Council Memorandum
Page 2
Recommended Budget
Medical, Dental, Vision,
Life w 7.5% Increase on
Medical $1,479,275 .
Trust Fund Cost
Decrease of 1.75% $25,887
Total
$1,453,388
$1,4.53,388
Cit Paid Supplemental
Medical Bridge at $13.10
per employee
$44,516
$44,516
Total
$44,516
Bud eted amount
$30,799
Cost Increase
$13,716
Long Term Disability
$38,725
$17,465
EAP Services
Recommended Total
Budget
$1,554,094
Cost Savings
$32,812
RECOMMENDATION
The Human Resources Department concurs with the City Management recommendation
that Council approve the budget for group health insurance, LTD and Supplemental
insurance as indicated above.
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF SCHERTZ:
Staff recommendations that the above stated are hereby approved and authorized.
PASSED AND APPROVED at a regular meeting of the City council of the City of
Schertz, Texas this 12th day of October, 2010, at which meeting a quorum was present,
held in accordance with the provisions of V.T.C.A., Government Code, §551.001 et seq.
APPROVED
Mayor
ATTEST:
Brenda Dennis, City Secretary