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SSLGC 01-07-1999 ,. { MINUTES OF THE ORGANIZATIONAL MEETING OF THE SCHERTZ/SEGUIN LOCAL GOVERNMENT CORPORATION THE STATE OF TEXAS ~ COUNTY OF GUADALUPE ~ SCHERTZ/SEGUIN LOCAL ~ GOVERNMENT CORPORATION ~ On this, the 7th day of January, 1999, the Board of Directors (the Board) of the Schertz/Seguin Local Government Corporation (the Corporation) convened at 1 :30 o'clock p.m. in the City Council Chambers located at Seguin City Hall, 210 East Gonzales, Seguin, Texas, with the following members being present and in attendance: Jim Wolverton Ramon J. Cook Sidney Bauer GIgria Rivera Director Director Director Director and with the following absent: Robin D\\yer, constituting a majority of the persons appointed to the Board and a quorum for the transaction of business, such meeting being the initial meeting of the Board created under and pursuant to the provisions of the Texas Transportation Corporation Act, as amended, Section 431.001, Texas Transportation Code (the Act) and Chapter 394.001 et seq., as amended, Texas Local Government Code, and notice of such meeting having been duly given in accordance with the provisions of Texas law. Also in attendance were Mayor Mark Stautzenberger, Mayor Hal Baldwin, Ken Greenwald, Eric V ordenbaum, Kerry Sweatt, and Jack Hamlett. The meeting was called to order by Mayor of Seguin, Mark Stautzenberger, with introduction of the Board of Directors and opening remarks by Mayor Stautzenberger and Mayor Hal Baldwin of Schertz. By a unanimous vote of all Directors present, Mark Stautzenberger was elected to serve as temporary cbainnan of the meeting. The Board was then advised that the Articles of Incorporation had been filed with, and a certificate of incorporation issued by, the Secretary of State of the State of Texas, all as of the 23rd day of December, 1998. It was detemrined that the first order of business to be considered was the election of officers of the Corporation prescn'bed,in Article III of the Bylaws. Robin Dwyer was nominated (motion by Sidney Bauer and seconded by Gloria Rivera) and elected by unanimous vote to serve as President of the Corporation for a term to expire on September 30 of each year as provided in the Articles of Incorporation. Ramon J. Cook was nominated (motion by Jim Wolverton and seconded by Sidney Bauer) and elected by unanimous vote to serve as Vice-President of the Corporation for a term to expire on September 30 of each year as provided in the Articles ofIncorporation. 1 , , " .' Jim Wolverton was nominated (motion by Sidney Bauer and seconded by Gloria Rivera) and elected by unanimous vote to serve as Secretary of the Corporation for a term to expire on September 30 of each year as provided in the Articles ofIncorporation. All other members of the Board were appointed by acclamation as Assistant Secretaries. The Vice-President then assumed the duties of the presiding officer in the absence of the President at the meeting and then announced that the next items of business were to approve the Articles ofIncorporation and Bylaws. The next order of business presented to the Board was the adoption of the Articles of Incorporation fur the Corporation. A draft of the Articles of Incorporation which had been approved by the City Councils of the City of Schertz, Texas and City of Seguin, Texas (the Governing Bodies), in connection with their approval and authorization for the creation of the Corporation was then presented to the Board and discussed. A motion was made by ftm Wolverton and seconded Gloria Rivera that the Articles of Incorporation, as approved by the Governing Body, be adopted. Upon a vote being called, such Articles of Incorporation were duly adopted as the Articles ofIncorporation of the Corporation by a unanimous vote of the Directors present, and a copy of same were directed to be attached hereto and made a part of the official minutes of the Board. The next order of business presented to the Board was the adoption of the Bylaws for the Corporation. A draft of the Bylaws which had been approved by the Governing Bodies in connection with its approval and authorization for the creation of the Corporation was then presented to the Board and discussed. A motion was made by Gloria Rivera and seconded by Jim Wolverton that the Bylaws, as approved by the Governing Body, be adopted. Upon a vote being called, such Bylaws were duly adopted as the Bylaws of the Corporation by a unanimous vote of the Directors present, and a copy ofsame were directed to be attached hereto and made a part of the official minutes of the Board. The Vice President then noted for the record that Kerry Sweatt was appointed as the Executive Director of the Corporation pursuant to Section 3.6 of the Corporation's bylaws and that Jack Hamlett was appointed as Treasurer of the Corporation pursuant to Section 3.4 of the Corporation's Bylaws. At this time Robin Dwyer arrived and assumed the duties of presiding officer at the meeting and announced the next order of business presented to the Board was the adoption of a corporate seal for the Corporation. Upon a vote being called, the Board voted that the corporate seal for the Corporation be a round seal showing the Corporation's name on the outside circumference with a star in the middle. The next order of business presented to the Board was establishing a fiscal year for the Corporation. A motion was made by Sidney Bauer and seconded by Gloria Rivera. Upon a vote being called, the Board voted that the fiscal year of the Corporation would be the twelve month period from October 1 st through September 30th of each year. The next order of business presented to the Board was the designation of a regular meeting place and a regular meeting date for the Corporation. A motion was made by Jim Wolverton and seconded by Sidney Bauer. Upon a vote being called, the Board voted that its regular meeting would be held the first and third Thursday at 1 :30 p.m. and its regular meeting place would alternate 2 between the City of Seguin Council Chambers located at 210 East Gonzales, Seguin, Texas 78156 and the City of Schertz Municipal Building located 1400 Schertz Parkway, Schertz, Texas 78154. The next order of business presented to the Board was the selection of a depository bank for the Corporation's funds. A motion was made by Sidney Bauer and seconded by Jim Wolverton. Upon a vote being called, the Board voted to alternate banks utilizing a bank designated by either the City of Seguin and the City of Schertz and corresponding with which City Manager is serving in the Treasurer capacity. The next order of business was a brief overview, project background and a general discussion outlining the project scope and phases to supply water alternatives. The briefing was presented to the Corporation by Crockett Camp. The next meeting of the Board should include a briefing relating to the plans for the proposed Corporation projects and the preparation of a preliminary budget fur the Corporation. The President then asked if there was any other business for the Board to consider an~ none being oftered, it was moved and seconded that the meeting be adjourned. Upon a vote being taken, the motion carried by a unanimous vote of all Directors present and the meeting was adjourned at 3 :30 p.m. MINUTES APPROVED, this the day of February, 1999. Signatures of all Directors Robin Dwyer, President Ramon 1. Cook, Vice President Jim Wolverton, Secretary Sidney Bauer, Director Gloria Rivera, Director 3 .' .' 543723.1 INVESTMENT POLICY SCHERTZ/SEGUIN LOCAL GOVERNMENT CORPORA TION Adopted and Approved this the January 7, 1999 TABLE OF CONTENTS I. PURPOSE . . . .-. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 A. Formal Adoption. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 B. Scope ....................................... 1 C. Review and Amendment ......................... 1 II. OBJECTIVES ............................................ I A. Investment Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 B. Safety of Principal .............................. 2 D. Standard of Care ............................... 2 E. Investment Advisors and BrokerslDealers ............ 3 F. Authority to Invest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 G. Standards of Ethics .............................4 III. ELIGIBLE INVESTMENTS ................................. 4 IV. RESPONSIBILITY AND CONTROLS ......................... 5 V. COLLATERALIZATION ................................... 5 543723.1 SCHERTZ/SEGUIN LOCAL GOVERNMENT CORPORATION INVESTMENT POLICY L PURPOSE A. Fonnal Adoption This Investment Policy (this <<Policy") and the Investment Strategy Statements contained herein (the <<Investment Strategy Statements"), are authorized by the Schertz/Seguin Local Government Corporation (the "Corporation") in accordance with the Public Funds Investment Act, as amended, Chapter 2256, Texas Government Code (the <<Act"). B. Scope This Policy applies to all of the investment activities relating to assets of the Corporation, excluding bond proceeds generated as a result of the Corporation's debt issuing ability. This Policy establishes guidelines for: 1) who can invest Corporation funds; 2) how Corporation funds will be invested; and 3) when and how a periodic review of investments will be made. In addition to this Policy, bond funds (as defined by the Internal Revenue Service) shall be managed by their authorizing resolution and all applicable State of Texas (the "State") and federal law. C. Review and Amendment This Policy and the accompanying Investment Strategy Statements shall be reviewed annually by the Corporation. In conjunction with the Corporation's annual audit, a compliance audit of management control of investments and adherence to this Policy shall be perfonned in compliance with the Act. Amendments must be approved by the Corporation. IT. OBJECTIVES A. Investment Strategy In conjunction with the annual review of this Policy, the Corporation shall review the separate written investment strategy for each of the Corporation's funds. The investment strategy must describe the investment objectives for each particular fund according to the following priorities: 1. investment suitability, 2. preservation and safety of principal, 543723.1 I 543723.1 D. 1. 3. 4. 5. 6. B. 1. c. 1. liquidity, marketability prior to maturity of each investment, diversification, and yield. Safety of Principal The primary objective of all investment activity is the preservation of capital and the safety of principal in the overall portfolio. Each investment transaction shall seek to ensure first that capital losses are avoided, whether they be from securities defaults or erosion of market value. Maintenance of Adequate Liquidity The investment portfolio will remain sufficiently liquid to meet the cash flow requirements that might be reasonably anticipated. Liquidity shall be achieved by matching investment maturities with forecasted cash flow requirements; investing in securities with active secondary markets; and maintaining appropriate portfolio diversification. Standard of Care The standard of care used by the Corporation shall be the "prudent person rule" and shall be applied in the context of managing the overall portfolio within the applicable legal constraints. The Act states: a. "Investing shall be made with judgment and care - under circumstances then prevailing - which persons of prudence, discretion and intelligence exercise in the management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived." / 2 543723-1 2. All participants in the investment process shall seek to act responsibly as custodians of the public trust and shall avoid any transaction that might impair public confidence in the Corporation. E. Investment Advisors and BrokersIDealers BrokerlDealers eligible to transact investment business with the Corporation shall be presented a written copy of this Policy. Additionally, the registered principal of the business organization seeking to transact investment business shall execute a letter to the Corporation substantially to the effect that the registered principal has: 1. received and thoroughly reviewed this Policy, and 2. acknowledged that the organization has implemented reasonable procedures and controls in an effort to preclude imprudent investment activities with the Corporation. The Corporation shall not enter into an investment transaction with a BrokerIDealer prior to receiving the written instrument described above. F. Authority to Invest The following officers and members of the Board of Directors (or other persons) are each designated an "Investment Officer", collectively the "Investment Officers" and "Investment Committee" of the Corporation: Jack Hamlett Kerry Sweatt Anyone of the Investment Officers are authorized to deposit, withdraw, invest, transfer, execute documentation, and otherwise manage Corporation funds according to this Policy. The Investment Officers, shall attend at least one training session, within twelve months of assuming these duties, that addresses investment controls, security risks, strategy risks, market risks, and compliance with the Act. Any Corporation staff member or Investment Officer performing investment duties prior to September 1, 1999, shall complete the required training before September 30, 1999. 3 m. 543723.1 G. Standards of Ethics Additionally, all Investment Officers shall file with the Texas Ethics Commission and the Corporation a statement disclosing any personal business relationship with an entity seeking to sell investments to the Corporation or any relationship within the second degree by affinity or consanguinity to an individual seeking to sell investments to the Corporation. ELIGmLE INVESTMENTS A. All funds will be invested in: 1. Banking Institutions: Corporation certificate, time and demand deposits at anyone banking institution shall not exceed Federal Deposit Insurance Corporation or Federal Home Loan Bank insurance limits which are currently $100,000 unless they are secured by government securities as further described in III. A(2) and held by a third party financial institution. 2. U.S. Government Obligations: Obligations of the United States or its agencies and instrumentalities, excluding principal-only and interest-only securities, and collateralized mortgage obligations and real estate mortgage investment conduits with stated final maturities greater than ten years and collateralized mortgage obligations and real estate mortgage investment conduits the interest rate of which is determined by an index that adjusts opposite to changes in a market index. 3. Money Market Mutual Funds Money market mutual funds regulated by the Securities and Exchange Commission, with a dollar weighted average portfolio maturity of90 days or less; that fully invest dollar-for-dollar all Corporation funds without sales commissions or loads; and, whose investment objectives include seeking to maintain a stable net asset value of $1 per share. The Corporation may not invest funds under its control in an amount that exceeds 10% of the total assets of any individual money market mutual fund or exceeds 80% of its 4 IV. v. 543723-1 monthly average fund balance, excluding bond proceeds and reserves and other funds held for debt service in money market mutual funds. 4. Eligible Investment Pools Eligible Investment Pools as defined in Section 2256.016 of the Act provided that (a) investment in the particular pool has been authorized by the Board of Directors; (b) the pool shall have furnished the Investment Officers an offering circular containing the information required by Section 2256.016(b) of the Act; ( c) the pool shall furnish to the Investment Officers investment transaction confirmations with respect to all investments made with it; (d) the pool shall furnish to the Investment Officers monthly reports that contain the information required by Section 2256.016(c) of the Act; and (e) whose investment philosophy and strategy are consistent with this Policy and the Board's ongoing investment strategy. B. No investment will be greater than 5 years in maturity unless approved by the Corporation. RESPONSmlLITY AND CONTROLS A. Investments will be selected by the Investment Officers of the Corporation. B. Investment records and checking records will be held by the Treasurer, or his designee c. At each regular board meeting occurring at least every three months, the Treasurer will report to the Board of Directors the Corporation's investments in compliance with the Act, their disbursements, revenue, and expenses. The Treasurer's report does not require an independent audit. COLLATERALIZA TION A. Consistent with the requirements of State law, the Corporation requires all bank and savings and loan association deposits to be federally insured or collateralized with eligible securities. Financial institutions that hold Corporation deposits in excess of the FDIC insured amount will be required to sign a Depository Agreement (the "Agreement") with the Corporation and the Corporation's safekeeping agent. The safekeeping portion of the Agreement shall 5 . , . - 543723.1 1. 2. 3. 4. 5. B. 1. define the Corporation's rights to the collateral in case of default, bankruptcy, or closing and shall establish a perfected security interest in compliance with federal and State regulations, including: The Agreement must be in writing; The Agreement has to be executed by the Depository and the Corporation contemporaneously with the acquisition of the asset; The Agreement must be approved by the Board of Directors and the loan committee of the Depository and a copy of the meeting minutes must be delivered to the Corporation; The Agreement must be a part of the Depository's "official record" continuously since its execution; and The collateral market value shall be determined using bid price, or the price received upon sale of collateral. Allowable Collateral Certificates of Deposit a. Eligible securities for collateralization of deposits are defined by the Public Funds Collateral Act, as amended, Chapter 2257, Texas Government Code. b. The market value of the principal portion of collateral pledged for certificates of deposit must at all times be equal to or greater than 102% of the par value of the certificate of deposit plus accrued interest, less the applicable level of FDIC Insurance. c. The Corporation will review at each regular meeting, occurring at least every three months, a Treasurer's report to include monthly reports with market values of pledged securities from all financial institutions with which the Corporation has certificates of deposit. The Investment Committee will monitor adequacy of collateralization levels to verifY market values and total collateral positions. 6 543723,1 C. D. 1. .. 1. d. If the collateral pledged for a certificate of deposit falls below the par value of the deposit, plus accrued interest less FDIC insurance, the institution issuing the certificate of deposit will be notified by the Investment Committee and will be required to pledge additional securities no later than the end of the next succeeding business day. Collateral Substitution Collateralized certificates of deposit and repurchase agreements often require substitution of collateral. Any broker, dealer, or financial institution requesting substitution must contact the Investment Committee for approval and settlement. The substituted security's value will be calculated and substitution approved if its value is equal to or greater than the required security level. The Investment Committee, or a designee, must provide written notification of the decision to the bank or the safekeeping agent holding the security prior to any security release. Substitution is allowable for all transactions, but should be limited, if possible, to minimize potential administrative problems and transfer expense. The Investment Committee may limit substitution and assess appropriate fees if substitution becomes excessive or abusive. Safekeeping of Certificate of Deposit Collateral All collateral securing bank and savings and loan deposits must be held by a third-party banking institution acceptable to and under contract with the Corporation, or by the Federal Reserve Bank 7