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CAFR FY 1998-99COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 1999 � HEp ?2 J� U 135 1.1[ a prA,,4 CITY OF SCHERTZ, TEXAS CITY OF SCHERTZ, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED SEPTEMBER 30, 1999 CITY OFFICIALS MAYOR HONORABLE HAL BALDWIN CITY COUNCIL KENNETH GREENWALD MAYOR PRO -TEM (MAY 19, 1998 TO NOVEMBER 17, 1998) GLYN D. WILLAMS REGINA AGEE JOE POTEMPA MAYOR PRO -TEM (MAY 4, 1999 TO DECEMBER 21, 1999) PIA JARMAN MAYOR PRO -TEM (NOVEMBER 17, 1998 TO MAY 4, 1999) CITY MANAGER KERRY R. SWEATT COMPTROLLER VIJAY JAIN INDEPENDENT AUDITORS Thompson, Williams, Biediger, Kastor & Young, L.C. San Antonio, Texas OFFICIALS ISSUING REPORT Kerry R. Sweatt City Manager Vijay Jain Comptroller (This Page Intentionally Left Blank) CONTENTS PAGE NUMBER INTRODUCTORY SECTION Letter of Transmittal ix Organizational Chart xvii Certificate of Achievement xviii FINANCIAL SECTION Independent Auditor's Report 3 General Purpose Financial Statements Combined Balance Sheet — All Fund Types and Account Groups and Discretely Presented Component Units 8 Combined Statement of Revenues, Expenditures, and Changes in Fund Balances — All Governmental Fund Types and Discretely Presented Component Units 10 Combined Statement of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual — General and Debt Service Fund Types 11 Combined Statement of Revenues, Expenses, and Changes in Retained Earnings — All Proprietary Fund Types 12 Combined Statement of Cash Flows — All Proprietary Fund Types 13 Notes to Financial Statements 15 Combining, Individual Fund and Account Group Statements and Schedules General Fund Comparative Balance Sheets KZ: Comparative Schedules of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual 37 Schedule of Revenues Compared to Budget 38 Schedule of Expenditures Compared to Budget 39 CONTENTS ry PAGE TABLE NUMBER Special Revenue Funds Combining Balance Sheet 42 Combining Statement of Revenue, Expenditures and Changes in Fund Balances 44 Debt Service Fund Comparative Balance Sheets 48 Comparative Statements of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual 49 Capital Projects Fund Comparative Balance Sheets 52 Comparative Statements of Revenue, Expenses, and Changes in Fund Balances 53 Enterprise Funds Combining Balance Sheet 56 Combining Statement of Revenues, Expenses, and Changes in Retained Earnings 58 Combining Statement of Cash Flows — All Proprietary Fund Types 59 General Fixed Assets Schedules of General Fixed Assets — By Source 63 Schedules of General Fixed Assets — By Function and Activity 64 Discretely Presented Component Units Combining Balance Sheet 69 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 70 STATISTICAL INFORMATION General Governmental Expenditures by Function 1 72 General Government Revenues by Source 2 73 ry CONTENTS v PAGE TABLE NUMBER STATISTICAL INFORMATION (CONTINUED) Property Tax Levies and Collections 3 75 Assessed and Estimated Actual Value of Property 4 76 Property Tax Rates — Direct and Overlapping Governments 5 77 Ratio of Net General Obligation Bonded Debt to Assessed Value and Net General Bonded Debt Per Capita 6 78 Computation of Direct and Overlapping Debt 7 79 Legal Debt Margin 8 80 Ratio of Annual Debt Service Expenditures for General Obligation Bonded Debt to Total General Expenditures - Last Ten Fiscal Years 9 81 Water and Sewer Fund Revenue Bond Coverage 10 82 Waterworks and Sewer System Fund Revenue Bond Requirements and Restricted Funds 11 83 Demographic Statistics — Last Ten Fiscal Years 12 84 Property Value, Construction, and Bank Deposits - Last Ten Fiscal Years 13 85 Principal Taxpayers 14 86 Miscellaneous Statistics 15 87 SINGLE AUDIT REPORTS Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 91 Report on Compliance with Requirements Applicable to each Major Program and Internal Control Over Compliance in Accordance with OMB Circular A -133 95 Schedule of Expenditures of Federal Awards 98 Schedule of Findings and Questioned Costs 100 v INTRODUCTORY SECTION vii (This Page Intentionally Left Blank) viii SC�RT� k I -35 -u �11 � / December 31, 1999 . 1400 SCHERTZ PARKWAY P. O. DRAWER I SCHERTZ, TEXAS 78154 -0890 AC (210) 658 -3510 FAX (210) 659 -3204 To the Citizens of the City of Schertz, Texas: KERRY R. SWEATT CITY MANAGER The comprehensive annual financial report (CAFR) of the City of Schertz, Texas, (the City) for the year ending September 30, 1999 is submitted herewith. Responsibility for both the accuracy of the presentation including all disclosures rests with the City. The data, as presented, is accurate to the best of our ability in all material aspects. The report is presented in a manner designed to set forth the financial position of the City and provide a review of various funds. We have attempted to provide all disclosures necessary to enable the reader to gain maximum understanding of the City's financial activity. The accompanying CAFR is presented in the following four (4) sections: 1. Introduction - Includes this letter of transmittal, Organizational Chart, comments regarding economic conditions and outlook, major occurrences of fiscal year 1998 -99, and major initiatives for fiscal year 1999 -2000. 2. Financial - This section consists of: the independent auditor's report, general purpose financial statements including combined balance sheets and combined statements of revenues, expenditures, and changes in fund balance, notes to financial statements, and individual fund statements and account groups with supplemental statements. Within information contained in this section is a review of the accounting system and controls, and includes commentary thereto. 3. Statistical - This section includes selected financial and demographic information, generally presented on a multi -year basis. 4. Single Audit Reports - This section consists of the two (2) reports and two (2) schedules as required by The Single Audit Act. This report includes all funds and account groups of the City of Schertz. The City provides a full range of services including: police, emergency medical transportation, and fire protection; water and sewer services; waste collection; code enforcement; comprehensive planning; street maintenance and recreational activities as well as economic development efforts. While the Schertz Public Library is an operating department of city government, the Library Board serves as an advisory board and maintains a small amount of funds, derived from private sources, as a means to fund specific improvements /additions to the library outside City resources. The Schertz Development Foundation is a separate nonprofit ix (This Page Intentionally Left Blank) corporation organized and operated for the charitable purpose of assisting the City of Schertz, Texas, to develop and implement plans for economic viability to the City. The Schertz Economic Development Corporation was created to promote economic development in our City. The library, economic development corporation, and the foundation are reported as component units, discretely presented. The Schertz Volunteer Fire Department Board does not meet the criteria for inclusion in the reporting entity, and accordingly, is excluded from this report. ECONOMIC CONDITION AND OUTLOOK The City is located near the center of the San Antonio Standard Statistical Metropolitan Area (SMSA) that continues to rank as one of the highest tourist attractions in the Southwest. The economic conditions and outlook remain sound. Statistical data for fiscal year 1998 -1999 include housing starts for 1998- 1999 of 491, compared to 537 for 1997 -1998 and 534 for 1996 -1997. Total building permits were $76,501,638 for 1998 -1999 compared to $60,529,520 in 1997 -1998 and $57,591,942 in 1996 -1997. The current economic conditions remain strong. Unemployment in the area remains at historically low levels at 3% or under. The City of Schertz is at the southern end of the Austin /San Antonio Corridor, which remains one of the fastest growing regions in the country. The City of Schertz can draw from a labor pool of over 750,000. We are, however, beginning to see signs of labor shortages in certain segments of the economy. The near -term remains very positive. Commercial inquiries are steady, and the size and scope of the projects seem to be growing larger as higher profile companies look at this area. The long -term outlook also remains positive because of the underlying fundamentals of the area economy: a sizable but often under - employed work force; competitive taxes; excellent quality of life; improving infrastructure; space for continued growth; political stability; and continued forward planning in both the near and long term. Our economy seems to mirror the national economy, and will be affected by changes in the national economy far more than one would anticipate given our size, especially changes in interest rates. Nonetheless, we remain optimistic that our growth will continue, albeit at a slower pace. CURRENT YEAR PROJECTS Recent new developments as well as enhancement of existing businesses and the attitude that "nothing breeds success like success" seem to effect relocation and growth activity for our area. A positive outlook is shared by all involved in the community's economic development activities. The City is currently working with several substantial prospects to relocate to the area. We continue to receive an ever - larger number of inquiries, which is another positive economic sign. One of the major strengths of the City is an abundance of land available for development along the San Antonio /Austin corridor of IH -35 and similarly available land for development along the corridor between Houston /San Antonio of IH -10. Construction will begin on FM 78 in Schertz in January 2000. The project is scheduled to take approximately 24 months and will cost $8.3 million. This long awaited re- construction will include a new bridge that meets the 100 -year flood requirement. Development of an alternative water supply with the City of Seguin continues to be one of the major activities for the next several years. MAJOR EVENTS The major event of 1998 -99 continues to be that of growth; however, we now see the beginnings of a more balanced growth pattern between retail, industrial, and residential. We have had 468 new residential lots platted during the past twelve months. Ashley Place, Dove Meadows, and Woodland xi Oaks, Unit 5A, 56, 6A, 613, and 6C Subdivision have completed their build -out with a combined total of 1089 new homes. The Greenshire subdivision is now building in its last section, which will bring their combined new residential units to 505 when completed. The subdivisions of Carolina Crossing, Forest Ridge, Woodbridge, Oak Trails, and Arroyo Verde continue to grow with several more years of residential growth projected. It is interesting to note that between the years of 1993 and 2000 there were 2,916 new residential lots platted. Although there may be some reduction of housing units in the next five years because much of the prime tree - covered residential land is already in production for residential lots, it appears developers will continue to produce residential lots on available open land with tree planting incentives and other inducements for upscale housing in the $150K + market. With several existing subdivisions still in production of residential lots and several developers actively seeking additional land, the new platted lot count could very easily reach 3,750 within the next three to five years. Tri- County Business and Industrial Park continues to be a prime location, as a fully developed business park. This year Taco Cabana and Schlotsky's have opened retail outlets complementing the existing mix at the intersection of IH -35 and FM 3009. While we do not have a single major industrial employer, our rapid growth as a large distribution hub puts Schertz in a position to attract manufacturing activity. AER Manufacturing, Alamo Packaging, Interplastic, Lone Star Pet Supply, and Theiss Distributing all completed their new buildings this year adding over 250,000 square feet of industrial space in Tri- County Business and Industrial Park. Other industrial activity in the Tri- County Business Park includes the announcement of ground breaking for three new buildings. S.P. Richards, a subsidiary of Genuine Parts has broken ground on a 137,000 square foot building; Keaco Inc. has broken ground on a 30,000 square foot building; and Victory Packaging has broken ground on a 132,000 square foot building. Pro Logis Trust has also continued its investment in our community with the announcement and ground breaking for a 160,000 square foot building, and the purchase of property for a 211,000 square foot "inventory" building. The park now has over 1 million square feet of "covered space" in distribution and other facilities. In addition, a long -time Schertz business, Coronado Paint completed a 30,000 square foot expansion. Expansions are a very positive indicator of our recent success as the companies are telling us they are prosperous and are treated well. MAJOR INITIATIVES During the coming year we believe the City will continue to benefit from a positive outlook and the results of earlier planning. In December 1997, the City issued 4.9 million dollars of general obligation bonds pursuant to an August, 1997 election. Bonds for police, fire, and EMS building construction and specific library building improvements were rated "AAA" with FGIC insurance, with an underlying rating of "A" sold at an average effective interest rate of 4.8233 %. The August, 1997 election included approval of an additional 1/2 cent sales tax levy to provide debt service for specific capital improvements including those emergency service building projects. Construction on the three emergency service buildings will soon be finished, the remodel work on the library is finished, and the renovation of the municipal building will begin soon. Establishment of the Schertz /Seguin Local Government Corporation and that activity is designed to assure a dependable, drought resistant water supply independent of the Edwards Aquifer for the next 50 years. xii FINANCIAL INFORMATION The City's accounting records for general governmental operations are maintained on a modified accrual basis, with revenues being recognized when they become both measurable and available and expenditures being recognized when the services or goods are received and the liabilities are incurred. Accounting records for the City's utilities and other enterprises are maintained on the accrual basis of accounting. In developing and altering the City's accounting systems, consideration has been given to the adequacy of internal accounting controls. Internal accounting controls have been designed to provide reasonable assurance regarding: * The safeguarding of assets against loss from unauthorized use of disposition and, * The reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that: * The cost of a control should not exceed the benefits likely to be derived and, * The evaluation of costs and benefits required estimates and judgments by management. All internal control evaluations occur within the above framework. The City's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. Budgetary control is maintained by the use of purchase order procedures that require encumbrance of the estimated purchase amounts prior to the release of purchase orders to vendors. Open encumbrances, if any, are reported as reservations of fund balance at September 30, 1999. General Governmental Functions: Revenues which include general, special revenue, debt service, and capital projects for general governmental function totaled $6,582,518 in 1999, an increase of 21.13% from 1998. Taxes produced 55.78% of general revenues compared to 58.32% last year. The amount of revenues from various sources and the increase /decrease from last year are shown in the following tabulation: $6,582,518 100.00% $1,148,423 xiii PERCENT INCREASE OF (DECREASE) AMOUNT TOTAL FROM 1998 Taxes (Property, Sales, Etc.) $3,671,516 55.78% $ 502,590 Licenses and Permits 680,316 10.33 69,373 Charges for Services 558,904 8.49 86,538 Fines and Forfeitures 379,584 5.77 35,641 Other Revenues 1,292,198 19.63 454,281 $6,582,518 100.00% $1,148,423 xiii Expenditures. For general governmental purposes, expenditures totaled $9,781,111, an increase of 90.01 % from 1998. Changes in levels of expenditures for major functions of the City over the preceding year are shown in the following tabulation: $9,781,111 $100.00% $4,633,473 As reflected in the financial statements, general fund revenues including sales tax as well as ad valorem taxes have generally increased. Through cooperative agreements with Guadalupe County, specific intergovernmental payments for services such as library, fire, and SAFES have increased. Other major fluctuations include: an increase in construction permits and related items due to an increase in total construction. General fund expenditures have increased in a number of areas including overall personnel costs resulting from step increases and related items. We believe overall realignments in budget accounts more correctly reflect actual cost centers by activity and function than in years prior. General obligation bonded debt data for the City of Schertz at the end of the 1999 fiscal year was as follows: Net General Obligation Bonded Debt (Principal) General Obligation Bonds Revenue Bonds xiv AMOUNT $5,622,230 RATIO OF DEBT TO ASSESSED VALUE (100 %) OF PRESENT MARKET 1.05 DEBT PER CAPITA $312.35 STANDARD & POOR'S I1 PERCENT INCREASE OF (DECREASE) FUNCTION AMOUNT TOTAL FROM 1998 General Government $1,307,488 13.37% $ 240,040 Public Safety 2,061,488 21.08 207,706 Streets and Parks 806,029 8.24 397,568 Health Services 142,287 1.45 15,222 Recreation 274,865 2.81 14,861 Economic Development 279,058 2.85 10,288 Bond Issue Cost - 0.00 (53,943) Capital Outlay 4,244,176 43.39 3,570,934 Debt Service 665,720 6.81 230,797 $9,781,111 $100.00% $4,633,473 As reflected in the financial statements, general fund revenues including sales tax as well as ad valorem taxes have generally increased. Through cooperative agreements with Guadalupe County, specific intergovernmental payments for services such as library, fire, and SAFES have increased. Other major fluctuations include: an increase in construction permits and related items due to an increase in total construction. General fund expenditures have increased in a number of areas including overall personnel costs resulting from step increases and related items. We believe overall realignments in budget accounts more correctly reflect actual cost centers by activity and function than in years prior. General obligation bonded debt data for the City of Schertz at the end of the 1999 fiscal year was as follows: Net General Obligation Bonded Debt (Principal) General Obligation Bonds Revenue Bonds xiv AMOUNT $5,622,230 RATIO OF DEBT TO ASSESSED VALUE (100 %) OF PRESENT MARKET 1.05 DEBT PER CAPITA $312.35 STANDARD & POOR'S I1 Property Taxes. Current tax collections are 98.8% of the tax levy. This is the seventeenth consecutive year in which current property tax collections have exceeded 97.0 %. The ratio of total collections (current and delinquent) to the current tax levy was 102.3 %. Allocations of property tax levy by purpose for 1999 and the preceding two fiscal years are as follows (amounts per $100 assessed value): PURPOSE General Fund General Obligation Debt 1999 1998 1997 .3169% .3049% .3117% .0375 .0505 .0602 .3544% .3554% .3719% Cash Management. Cash temporarily idle during the year was invested in short-term time deposits and investment pools. The interest earned on such deposits during the year was $574,547, an increase of $6,361 interest compared to earnings during 1998. This increase was due to more funds being invested in investment pools. Bank deposits and certificates of deposit are secured by FDIC insurance and governmental securities pledged by Schertz Bank and Trust and held in safekeeping by Norwest. General Fixed Assets. The general fixed assets of the City are those fixed assets used in the performance of general governmental functions and exclude the fixed assets of enterprise funds. As of September 30, 1999, the general fixed assets of the City amounted to $16,802,163. This amount represents the original cost, or an estimate of the original cost of the assets. Depreciation of general fixed assets is not recognized in the City's accounting system. Refer to Notes 1 (j) and 5 in the notes to the financial statements. The City is self- insured on physical damage to specific vehicles. In order to provide coverage for this, risk funds are designated within the general fund with a balance of $45,000 at September 30, 1999 and an allocation within the reserve of $300,000. Water and Sewer System. Comparative data for the past two fiscal years is presented below: Total Operating Revenue Operating Income (Gross Revenues Less Operating Expenses) Net Revenues (Operating Income Plus Depreciation Less Solid Waste Revenues) Average Annual Bonded Debt Requirements 1999 1998 $3,250,589 $3,316,900 626,171 1,021,961 133,233 1,300,095 1,516,412 142,811 During the year, $80,000 of maturing revenue bonds and $5,000 in Public Facility HUD Bond and $27,700 of a note payable (New Braunfels Utilities) were retired in the water and sewer fund. Schertz Area Facility for Emergency Services (SAFES). During the fiscal year ended September 30, 1999, SAFES increased its revenue 6.33% but operating expenses were increased by 25.9 %. SAFES is fully dependent on income fees generated from services rendered and the contracted cities' support to cover operations costs. This year SAFES had an operating loss before depreciation of $(53,099). xv OTHER INFORMATION Awards. The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its comprehensive annual financial report for the fiscal year ended September 30, 1998. The Certificate of Achievement is the highest form of recognition for excellence in state and local government financing reporting. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City of Schertz has received a Certificate of Achievement for the last 11 consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA. The City Council has selected the firm of Thompson, Williams, Biediger, Kastor & Young, L.C. of San Antonio, Texas, to perform the independent audit for the fiscal year 1998 -99. We find the background experience and interest of the firm will assure the accomplishment of the audit function in an outstanding manner and will provide educational training opportunities for our staff. Acknowledgements. I want to extend my thanks to the Mayor and members of the City Council for their interest and support in planning and conducting the financial operations of the City in an effective and efficient manner. Mr. Vijay Jain of our staff and representatives of the audit firm of Thompson, Williams, Biediger, Kastor & Young, L.C. have provided a high degree of expertise and assistance for the preparation of the report and I wish to express my personal thanks and appreciation for their help. Respectively Submitted, Lzlg5�� �- Kerry R. Pgaer att City Man xvi ON C\ W _ 0 U O 0 y y U > > v Q E 9U o V � o 0 � t.J . c C H Ca y O y o a� V G �? a U U V) C .0 eC O. .r L L U .+ o y y U D E .2...2 L L Vi U a i'_ Z m 0 a �w °vnv��� =O 3 r.. M 16 N N L L ac 0 BOO U � H C > con �U sn a.+ (y /�c a o .. 2 LO L o M = Q ¢ v s.Q v 0.y o UJcicn cc L10�cnC�c CL G�<wm LZ. M M 00 ON C\ W _ 0 U O 0 y y U > > v Q E 9U o V � o 0 � t.J . c C H Ca y O y o a� V G �? a U U V) C .0 eC O. .r L L U .+ o y y U D E .2...2 L L Vi U a i'_ Z m 0 a �w °vnv��� =O 3 r.. M 16 N N L L ac 0 BOO H C E -� �U sn 0 m C ¢ .+ .i O L a V1 U C C L o M = Q ¢ v fl, y a U L � 6. cn 4) UU..]is•, EU.. CL G�<wm LZ. M M 00 O� — ON C\ W _ 0 U O 0 y y U > > v Q E 9U o V � o 0 � t.J . c C H Ca y O y o a� V G �? a U U V) C .0 eC O. .r L L U .+ o y y U D E .2...2 L L Vi U a i'_ Z m 0 a �w °vnv��� =O 3 r.. M 16 N N L L ac 0 BOO E -� �U sn =: V ¢ -• N ^- — a C� L o v TT CL _ U CL H C L 0 U U U U E y U L cc 00 a� cn y ►�•» U _ C�¢Gcnuw «t SC Lc°33� �v O o A �.o cc cU 0 o CL U � = o'� w .o y a� F c ¢UU3 U y 0 c .a .�¢Ua. U G1 = cv ^- U M �M (z `+ L L 0 0 03 ov v CL �'L-, �. cn U U N i ON C\ W _ 0 U O 0 y y U > > v Q E 9U o V � o 0 � t.J . c C H Ca y O y o a� V G �? a U U V) C .0 eC O. .r L L U .+ o y y U D E .2...2 L L Vi U a i'_ Z m 0 a �w °vnv��� =O 3 r.. M 16 N N L L ac 0 BOO E -� �U sn =: V ¢ -• N ^- — 40 40 �0 o aE L a- I � r xvii .7 m a L o v TT CL _ U CL O D C cC U U U U E y U L cc a� cn .a C�¢Gcnuw Lc°33� xvii Certificate of Achievement for Excellence in Financial Reporting Presented to City of Schertz, Texas For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 1998 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. ��E OFp,Y�J s c e N,r„ d M r President sg SIAL ~ yz�(7 a� or • C� Executive Director xviii FINANCIAL SECTION (This Page Intentionally Left Blank) NORTH TOWER 800 N.W. LOOP 410, SUITE 30ON SAN ANTONIO, TEXAS 78216 -5611 210/341 -2581 FAX 210/341 -2588 To the Honorable Mayor and Members of the City Council City of Schertz, Texas Thompson, Williams, Biediger, K for Young, L.C. Independent Auditor's Report CERTIFIED PUBLIC ACCOUNTANTS MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS We have audited the accompanying general purpose financial statements of the City of Schertz, Texas, as of and for the year ended September 30, 1999, as listed in the table of contents. These general purpose financial statements are the responsibility of the City of Schertz, Texas, management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Schertz, Texas, as of September 30, 1999, and the results of its operations and the cash flows of its proprietary fund types for the year then ended, in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated February 10, 2000 on our consideration of City of Schertz' internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. R. LARRY THOMPSON, C.P.A. / PAUL E. WILLIAMS. C.P.A. / JAMES L. BIEDIGER. JR.. C.P.A. / C. TED KASTOR, C.P.A. / CHARLIE E. YOUNG. JR.. C.P.A. H. LEE SCHWARTZMAN, C.P.A. / F. GLENN CRAVEY, C.P.A. / FRED J. TIMMONS. C.P.A. / JOHN W GREEN, C.P.A. 3 JAMES T. McCARTY, C.P.A. (RETIRED) (This Page Intentionally Left Blank) Our audit was performed for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund and account group financial statements and schedules listed in the table of contents are presented for the purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Schertz, Texas. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U. S. Office of Management and Budget Circular A -133, Audits of States, Local Governments, and Non - Profit Organizations, and is not a required part of the general purpose financial statements of the City of Schertz, Texas. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the general purpose financial statements taken as a whole. San Antonio, Texas February 10, 2000 Certified Public Accountants (This Page Intentionally Left Blank) GENERAL PURPOSE FINANCIAL STATEMENTS M co ' co r .- to N f\ 00 ^ M LO m M tO 00 N 00 n LO tO n M t0 Co O n .- N N t0 M 00 LO to n n m O m N N t0 OD co t0 N et M M rn O O— In N N tO co �- t Lc) O N It m N 00 tD 00 J Z Z O f- O Z H N m M — w M M M N M t0 O M O It t0 O O M N co O m m tO M r- to M M H CC r- M tO N M N — tO It LO O co N M N d m m m n N t0 M tti t0 M O M O t0 M w t0 O It t` tt N co m N to n t0 M 00 Ct: N — tO f` m N LO r- t0 N co m. .- N In N N y F- Z M d O t0 co O to .- Z N N N tO .- a OD 0 Z rwi M M O N N U JN M 00 to m N O M It O to co m tO Z M e- f` m M O O t0 O N O m 00 In OD J Z O CC w M m M f` m tO .- tO le M O tO f` M Q Q 2 4 O m N tp N to t0 M O M O M M n F- O g Z M O co 4 t` M N tO m N tO t` t0 M 00 0 W O w - tt) n m N to t0 N �d> O M r N N tt) st O N +? � , tO r• � � Q Cc CC LU W O^ (6 M cli W p w Z O t0 w M N O N 00 cr 0 OJ y M cd O t7 N M Z t7 D M M Zm O V apH co co U Qw w w LLa N W coo ODD Q co to C3 Z Qy�Qg N Jw O � m OM d Z V ,> m N HrV� �w N QZ Wtp 0 j Ztn M to I\ N W ZCC LL = N LL J w W m } 2 w m O ' d' to 00 M M M ' n Cl) et t0 N N to N co O m m ' ' ' M to co LL Q CC w y rr M r` M tt t0 M tO O tp O O a a w CC 00 d O O co d' N U) M W W U) d H LU `" d n to — N N .- Umw it 2 LL W N to N w U U Z to J to O i OD i i i i i to H F- w O to tO Q m Z Q Q o M n W U a¢ OD N .- Z N M m M 40), i U w w �' V <n 0 n 11% N '0 ~ m > Z O w N O a O M M LL N y J Q w i Z Q Z N t0 OD LU Z L) w O m ao 00 cc V) cr N fll > O 0 I ._ 1 O N I I I I I OD J Q � N LO m t0O N to H w O O N w C Z It m OD M r- tO 0 LU O O N E M M 0 ar Ip •U C U) H C C0 w y y C LL O LU + 0 p `�- O O O -0 C -0 N O y 2 ~O N M 3 O 0 > 'j •V aO+ O N O l�'0 r, N y >,Z C '> -0O H '> y N Q to 0 Z O N d w 0a y0 ZO 00 a LL w 'O WCO to Q w o ti c a Ly �0 yE yE lL CO `-0 a+ a00 dodo 0_EM d °� vio fn L " Z L Cl E 7 to 0 y t0 U Z� OQ U� yQ 0� 00 0 >� L E OME .0 000 Q� JUJ c H w y N y " w O Q 'O y a+ �'' C �. 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F- y C 0 O O C U U c Z Z y to `v C C _ C �- 0 4) (D- 0 0) LL U M LL W fn m N N y y ) a. m 0 0 m= E ` Lo " - 0 'o +� to 0 0 to c 0 W Q rn tO U y 0 0) 0) O) �p 0 C O Z O C _C C_ C_ ++ U •- C O (D ++ +. +. O X LL ca i CC 0 t0 t0 to M i- w W U CO 0 Q) 0 m n- o CL CL CL CL o m EL 0000 Z O L=L d O Z 0 z w i W U z Q m 0 Z D LL y c m m tv cn t0 U C to c 0 H CO O z c C N CL O U U Q m a) U) 0 r- U) 0 7 c > N c m w 0 c 41 c E 4- U m o a)�o C ,ac Cw E ? y E m > o (.yv .2;, CL � 0 7 L. D C >+ a N U LL C o a) >. 0 c N c O� stn C LL > D c0 0 O tO O. V 0 O` aci y 4--o c 0CC Cn cc n to 7+ U-a W `�° U t m c y0 aw+ m U) a� > Cn y 0 t0 � 0) ~ C C y " C'_ 0 U 0 M•` X O j CL) c y y +' z X 4) tO 0t o o 0 0 7 +`. 0 CO U 0 a@+ � F- �C7CLWmmww a�a W WMUtC4rF- Z0 to a) )F- -LUu.O LU Up cr w W m C ` E cc 00) > = (a 'a 0 ow 0 to W c D 0 2. O O 0 E E U C C OO y a` U o a0 Cr > E E (n > ,;, 0 ,0 c° 0 O y O U >" d U c ? F- y C 0 O O C U U c Z Z y to `v C C _ C �- 0 4) (D- 0 0) LL U M LL W fn m N N y y ) a. m 0 0 m= E ` Lo " - 0 'o +� to 0 0 to c 0 W Q rn tO U y 0 0) 0) O) �p 0 C O Z O C _C C_ C_ ++ U •- C O (D ++ +. +. O X LL ca i CC 0 t0 t0 to M i- w W U CO 0 Q) 0 m n- o CL CL CL CL o m EL 0000 Z O L=L d O Z 0 z w i W U z Q m 0 Z D LL y c m m tv cn t0 U C to c 0 H CO O z c C N CL O U U Q m a) U) 0 r- CITY OF SCHERTZ, TEXAS COMBINED STATEMENT OF REVENUES EXPENDITURES AND CHANGES IN FUND BALANCES BUDGET AND ACTUAL - GENERAL AND DEBT SERVICE FUND TYPES YEAR ENDED SEPTEMBER 30, 1999 FUND BALANCES - OCTOBER 1, 1998 2,71 1,015 171,987 FUND BALANCES - SEPTEMBER 30, 1999 $2,642,767 $170,444 (See Accompanying Notes to Financial Statements) 11 GENERAL FUND DEBT SERVICE FUND VARIANCE VARIANCE FAVORABLE FAVORABLE BUDGET ACTUAL (UNFAVORABLE) BUDGET ACTUAL (UNFAVORABLE) REVENUES Taxes $3,110,811 $3,565,950 $ 455,139 $ - $ - $ - Licenses and Permits 526,300 680,316 154,016 - - - Charges for Services 602,563 558,904 (43,659) - - - Fines and Forfeitures 351,750 369,255 17,505 - - - Other Revenue 140,050 677,932 537,882 10,094 10,094 Total Revenues 4,731,474 5,852,357 1,120,883 10,094 10,094 EXPENDITURES Current General Government 1,239,304 1,306,500 (67,196) - - - Public Safety 1,951,787 2,023,379 (71,592) - - - Streets and Parks 598,521 472,408 126,113 - - - Health 153,512 142,287 11,225 - - - Recreation 234,242 274,865 (40,623) - - - Economic Development 85,734 85,845 (111) - - - CapitalOutlay 359,791 922,721 (562,930) - - - Debt Service Principal - - - 98,414 338,770 (240,356) Interest and Fees 3,109 3,109 98,414 323,841 (225,427) Total Expenditures 4,626,000 5,231,114 (605,114) 196,828 662,611 (465,783) Excess (Deficiency) of Revenues Over (Under) Expenditures 105,474 621,243 515,769 (196,828) (652,517) (455,689) OTHER FINANCING SOURCES (USES) Operating Transfers In (Out) (196,828) (676,432) (479,604) 196,828 258,785 61,957 Operating Transfers In (Out) from Component Units (13,059) (13,059) 392,189 392,189 Total Other Financing Sources (Uses) (196,828) (689,491) (492,663) 196,828 650,974 454,146 Excess (Deficiency) of Revenues and Other Financing Sources Over (Under) Expenditures and Other Financing Uses $ 191,354) (68,248) $ 23,106 $ - (1,543) S 11,543) FUND BALANCES - OCTOBER 1, 1998 2,71 1,015 171,987 FUND BALANCES - SEPTEMBER 30, 1999 $2,642,767 $170,444 (See Accompanying Notes to Financial Statements) 11 OPERATING REVENUE Fees Charged to Users Reimbursements and Other Total Operating Revenue OPERATING EXPENSES BEFORE DEPRECIATION Personnel Services Sewage Treatment General and Administrative Contractual Services Supplies /Maintenance Bad Debts Total Operating Expenses before Depreciation Operating Income (Loss) before Depreciation and Amortization Depreciation and Amortization Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Interest Income Interest Expense Total Nonoperating Revenues (Expenses) Net Income (Loss) before Operating Transfers Operating Transfers In (Out) Net Income Loss ADD BACK OF DEPRECIATION CLOSED TO CONTRIBUTED CAPITAL Total RETAINED EARNINGS (DEFICIT) - OCTOBER 1 PRIOR PERIOD ADJUSTMENT RETAINED EARNINGS (DEFICIT) - OCTOBER 1 AS ADJUSTED Total TRANSFERS OF EQUITY RETAINED EARNINGS (DEFICIT) - SEPTEMBER 30 3,005,221 115,158 3,120,379 2,486,788 1,052,241 (17,007) 1,035,234 1,679,466 519,625 2,530 532,616 (19,537) 190,652 348 (120,483) - 70,169 348 602,785 (19,189) 522,155 347,933 513,079 1,331,533 191,000 223,279 (120,483) (138,523) 70,517 84,756 583,596 1,416,289 (24,774) - (24,774) 129,169 578,011 (19,189) 558,822 1,545,458 138,106 - 138,106 - 716,117 (19,189) 696,928 1,545,458 3,833,177 (47,222) 3,785,955 2,240,497 (169,858) - (169,858) - 3,663,319 (47,222) 3,616,097 2,240,497 4,379,436 (66,411) 4,313,025 3,785,955 63,839 - 63,839 - $4,443,275 $ 61 6,411) $4,376,864 $3,785,955_ (See Accompanying Notes to Financial Statements) 12 TOTALS ENTERPRISE INTERNAL (MEMORANDUM ONLY) FUNDS SERVICE 1999 1998 $3,854,059 $ 97,985 $3,952,044 $4,089,900 203,403 166 203,569 76,354 4,057,462 98,151 4,155,613 4,166,254 1,317,480 62,303 1,379,783 1,01 1,612 550,647 - 550,647 503,139 272,800 2,006 274,806 275,455 493,123 903 494,026 361,313 325,709 49,946 375,655 304,535 45,462 - 45,462 30,734 3,005,221 115,158 3,120,379 2,486,788 1,052,241 (17,007) 1,035,234 1,679,466 519,625 2,530 532,616 (19,537) 190,652 348 (120,483) - 70,169 348 602,785 (19,189) 522,155 347,933 513,079 1,331,533 191,000 223,279 (120,483) (138,523) 70,517 84,756 583,596 1,416,289 (24,774) - (24,774) 129,169 578,011 (19,189) 558,822 1,545,458 138,106 - 138,106 - 716,117 (19,189) 696,928 1,545,458 3,833,177 (47,222) 3,785,955 2,240,497 (169,858) - (169,858) - 3,663,319 (47,222) 3,616,097 2,240,497 4,379,436 (66,411) 4,313,025 3,785,955 63,839 - 63,839 - $4,443,275 $ 61 6,411) $4,376,864 $3,785,955_ (See Accompanying Notes to Financial Statements) 12 CITY OF SCHERTZ, TEXAS COMBINED STATEMENT OF CASH FLOWS - ALL PROPRIETARY FUND TYPES YEAR ENDED SEPTEMBER 30, 1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30, 1998) CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from Customers Cash Payments to Suppliers for Goods and Services Cash Payments to Employees for Services Cash Received for Reimbursements and Other Net Cash Provided by Operating Activities CASH FLOWS FROM NON- CAPITAL FINANCING ACTIVITIES Operating Transfers in (Out) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and Construction of Capital Assets Principal Payments on Long -Term Debt Interest Paid on Long -Term Debt Capital Advanced to Joint Venture Capital Received (Contributed) for Capital Assets Net Cash Used in Capital and Related Financing Activities CASH FLOWS FROM INVESTING ACTIVITIEa, Interest on Investments Net Increase (Decrease) in Cash CASH AND CASH EQUIVALENTS BEGINNING OF YEAR CASH AND CASH EQUIVALENTS - END OF YEAR Comprised of Current Assets Restricted Assets CASH AND CASH EQUIVALENTS - END OF YEAR TOTALS ENTERPRISE INTERNAL (MEMORANDUM ONLY) FUNDS SERVICE 1999 1998 $3,800,880 $97,985 $3,898,865 $4,181,835 (2,063,289) (32,130) (2,095,419) (2,452,279) (1,272,949) (59,947) (1,332,896) (1,005,407) 203,403 166 203,569 76,354 668,045 6,074 674,119 800,503 (24,774) - (24,774) 129,169 (503,203) - (503,203) (855,163) (276,929) - (276,929) (278,729) (123,064) - (123,064) (147,049) (742,798) - (742,798) - 63,839 - 63,839 (43,461) (1,582,155) - (1,582,155) (1,324,402) 190,652 348 191,000 223,279 (748,232) 6,422 (741,810) (171,451) 4,125,205 14,528 4,139,733 4,311,184 $ 3,376,973 $20,950 $3,397,923 $4,139,733 $2,110,309 $20,950 $2,131,259 $1,697,182 1,266,664 - 1,266,664 2,442,551 $3,376,973 $20,950 $3,397,923 $4,139,733 (See Accompanying Notes to Financial Statements) 13 (Continued) RECONCILIATION OF OPERATING INCOME INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating Income (Loss) Adjustments to Reconcile Operating Income (Loss) to Net Cash Provided by Operating Activities Depreciation /Amortization Depreciation Attributed to Contributed Capital Provision for Uncollectible Accounts (Increase) Decrease in the Following Assets Accounts Receivable Inventory Due from Other Funds Increase (Decrease) in the Following Liabilities Vouchers Payable Due to Other Funds Accrued Vacation Accrued Salaries Salary Reserve Customer Deposits NET CASH PROVIDED BY OPERATING ACTIVITIES (See Accompanying Notes to Financial Statements) TOTALS ENTERPRISE INTERNAL (MEMORANDUM ONLY) FUNDS SERVICE 1999 1998 $ 532,616 $(19,537) $ 513,079 $1,342,579 381,519 2,530 138,106• - 2,620 - (10,335) - 8,123 371 (444,903) - (54,066) (441) 111,401 20,795 7,861 630 18,335 863 18,335 863 (41,567) = 384,049 347,933 138,106 138,106 2,620 (49,272) (10,335) 141,207 8,494 (2,913) (444,903) (54,507) 64,453 132,196 (1,221,308) 8,491 6,205 19,198 - 19,198 - (41,567) 33,513 S 668,045 $ 6,074 $ 674,119 $ 800,503 14 CITY OF SCHERTZ, TEXAS ; \ NOTES TO FINANCIAL STATEMENTS l SEPTEMBER 30, 1999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the City of Schertz, Texas, (the City), have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. The Government Accounting Standards Board (GASB) is the accepted standard - setting body for establishing governmental accounting and financial reporting principles. The more significant of the City's accounting policies are described below. A. Financial Reporting Entity The City of Schertz is a city in which citizens elect the mayor and council members at large. The accompanying financial statements present the City's primary government and component units over which the City exercises significant influence. Significant influence or accountability is based primarily on operational or financial relationships with the City. Discretely presented component units consist of the following: 1. Schertz Development Foundation: The foundation is a nonprofit corporation organized and operated for charitable purposes, including, but not limited to, assisting the City of Schertz, Texas, to develop and implement plans for economic viability for the City. The foundation board is chosen by the City Council and the executive director is employed by the City. The books and records are kept by city personnel. Annual reports of the Schertz Development Foundation for fiscal year ended September 30, 1999 are available upon request from City Hall. 2. Library: The library's governing board is appointed by the Schertz City Council and provides the majority of its funding. The library provides a service to citizens outside of the City of Schertz. Annual reports of the library fund for fiscal year ended September 30, 1999 are available upon request from City Hall. 3. Schertz Economic Development Corporation: The corporation is organized exclusively for the purpose of promoting economic development in order to eliminate unemployment and underemployment and to promote and encourage employment and public welfare of, for, and on behalf of the City. The Board of Directors will consist of seven (7) persons appointed by the city council and four (4) of the directors must be members of the council. Annual reports of Schertz Economic Development Corporation for the fiscal year ended September 30, 1999 are available upon request from City Hall. B. Fund Accounting The City uses funds and account groups to report on its financial position and the results of its operations. Fund accounting is designed to demonstrate legal compliance and to aid financial management by segregating transactions related to certain City functions or activities. A fund is a separate accounting entity with a self - balancing set of accounts. An account group, on the other hand, is a financial reporting device designed to provide accountability for certain assets and liabilities that are not recorded in the funds because they do not directly affect net expendable available financial resources. Funds are classified into two categories: governmental and proprietary. Each category, in turn, is divided into separate "fund types." 15 CITY OF SCHERTZ TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER _30,1 999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Fund Accounting (Continued) Governmental funds are used to account for all or most of a government's general activities, including the collection and disbursement of earmarked monies (Special Revenue Fund), the acquisition or construction of general fixed assets (Capital Projects Fund), and the servicing of general long -term debt (Debt Service Fund). The General Fund is used to account for all activities of the City not accounted for in some other fund. Proprietary funds are used to account for activities similar to those found in the private sector, where the determination of net income is necessary or useful to sound financial administration. Goods or services from such activities can be provided either to outside parties (Enterprise Fund) or to other departments. C. Basis of Accounting The accounting and financial reporting treatment applied to a fund is determined by its measurement focus. All governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet. Operating statements of these funds present increases (i.e., revenues and other financing sources) and decreases (i.e., expenditures and other financing uses) in net current assets. All proprietary funds are accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of these funds are included on the balance sheet. Fund equity (i.e., net total assets) is segregated into contributed capital and retained earnings components. Proprietary fund -type operating statements present increases (e.g., revenues) and decreases (e.g., expenses) in net total assets. The modified accrual basis of accounting is used by all governmental fund types. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual (i.e., when they become both measurable and available). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The City considers property taxes as available if they are collected within sixty (60) days after year end. A one -year availability period is used for revenue recognition for all other governmental fund revenues. Expenditures are recorded when the related fund liability is incurred. Principal and interest on general long -term debt are recorded as fund liabilities when due or when amounts have been accumulated in the Debt Service Fund for payments to be made early in the following year. Those revenues susceptible to accrual are property taxes, franchise taxes, special assessments, interest revenue, and charges for services. Licenses, fines, and permits are not susceptible to accrual because generally they are not measurable until received in cash. The accrual basis of accounting is utilized by proprietary fund types. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports deferred revenue on its combined balance sheet. Deferred revenues arise when a potential revenue does not meet both the "measurable" and "available" criteria for recognition in the current period. Delinquent taxes are reported as deferred revenue as they are not available for current use. 16 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. Fund Structure The City uses funds and account groups to report its financial position and the results of its operations. A fund is a separate accounting entity with a self - balancing set of accounts. An account group is a financial reporting device designed to provide accountability for certain assets and liabilities that are not recorded in the funds because they do not directly effect net expendable available financial resources. The financial activities of the City are recorded in the fund types and account groups identified below. Governmental Fund Types General Fund - is the primary operating fund of the City used to account for all financial transactions except those required to be accounted for in another fund. Special Revenue Funds - used to account for proceeds of specific revenue sources that are legally restricted for specified purposes. Capital Projects Funds — used to account for the acquisition or construction of major city -owned capital facilities. Debt Service Funds — used to account for the accumulation of resources for, and the payment of, principal, interest, and related costs of general long -term obligations. Proprietary Fund Types Enterprise Funds - used to account for those operations where the City's intent is that the cost of providing goods or services to the general public be financed or recovered primarily through user charges or where the periodic determination of net income is appropriate for capital maintenance, management control, public policy, accountability, or other purposes. Internal Service Funds — used to account for the operations of City agencies which render services or provide goods to other City units on a cost - reimbursement basis. Account Groups General Fixed Assets Account Group - used to account for fixed assets of the City not accounted for in specific proprietary funds. General Long -term Debt Account Group — used to account for the unmatured general long -term liabilities of the City, except for debt accounted for directly in proprietary funds. E. Budgets The City Charter establishes requirements for the adoption of budgets and related budgetary control. Budgetary preparation and control is exercised at the departmental level. Amendments to budget total are made only by the City Council. The city manager is authorized to amend the budget without City Council approval by transferring budget amounts between line items within a department. 17 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) E. Budgets (Continued) Annual appropriated budgets are adopted for the general and debt service funds. The budgets are prepared using the modified accrual basis of accounting. All annual appropriations lapse at fiscal year end. Project - length financial plans are adopted for all capital projects funds. In addition, as part of the overall budget process, budgets are adopted for the proprietary fund; however, the City does not require a reporting as part of the comprehensive annual financial report. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting - under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation - is utilized in the governmental funds. Any encumbrances outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be honored during the subsequent year. F. Cash and Cash Equivalents Cash and cash equivalents include amounts in demand deposits, short-term certificates of deposit with a maturity date within three (3) months of the date acquired by the City, and investment pools. G. Short -Term Interfund Receivables /Pavables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as "due from other funds" or "due to other funds" on the balance sheet. Short-term interfund loans are classified as "interfund receivables /payables." H. Inventories Inventories are valued at cost, which approximates market, using the first -in first -out (FIFO) method. The costs of governmental fund -type inventories are recorded as expenditures when consumed rather than when purchased. Restricted Assets Certain proceeds of Enterprise Fund revenue bonds, as well as certain resources set aside for their repayment are classified as restricted assets on the balance sheet because their use is limited by applicable bond covenants. Funds are segregated to report those proceeds of revenue bond issuances that are restricted for use in construction. Funds are also segregated to provide for debt services as provided under bond indenture agreements. J. Fixed Assets General fixed assets are not capitalized in the funds used to acquire or construct them. Instead, capital acquisition and construction are reflected as expenditures in governmental funds, and the related assets are reported in the general fixed assets account group. All purchased fixed assets are valued at cost where historical records are available and at an estimated historical cost where no historical records exist. Donated fixed assets are valued at their estimated fair market value on the date received. 18 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) J. Fixed Assets (Continued) The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Improvements are capitalized and depreciated over the remaining useful lives of the related fixed assets, as applicable. Public domain ( "infrastructure ") general fixed assets consisting of roads, bridges, curbs and gutters, streets and sidewalks, drainage system, and lighting systems are capitalized. Assets in the general fixed assets account group are not depreciated. Depreciation of buildings, equipment, and vehicles in the proprietary fund types is computed using the straight -line method. Interest is capitalized on proprietary fund assets acquired with tax - exempt debt. The amount of interest to be capitalized is calculated by offsetting interest expense incurred from the date of the borrowing until completion of the project with interest earned on invested proceeds over the same period. K. Compensated Absences Vested or accumulated vacation leave that is expected to be liquidated with expendable available financial resources is reported as an expenditure and a fund liability of the governmental fund that will pay it. Amounts of vested or accumulated vacation leave that are not expected to be liquidated with expendable available financial resources are reported in the general long -term debt account group. No expenditure is reported for these amounts. Vested or accumulated vacation leave of proprietary funds is recorded as an expense and liability of those funds as the benefits accrue to employees. In accordance with the provisions of GASB Statement No. 16, "Accounting for Compensated Absences," no liability is recorded for nonvesting accumulating rights to receive sick pay benefits. L. Short -Term Obligation Short -term debt, debt of less than a year duration, is recognized as a liability of the governmental fund that incurred the obligation when the intent is to liquidate the obligation from expendable available resources. M. Long -Term Obligation Long -term debt is recognized as a liability of a governmental fund when due, or when resources have been accumulated in the debt service fund for payment early in the following year. For other long -term obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the general long -term debt account group. Long -term liabilities expected to be financed from proprietary fund operations are accounted for in those funds. N. Fund Equity Contributed capital is recorded in proprietary funds that have received capital grants or contributions from developers, customers, or other funds. Reserves represent those portions of fund equity not appropriate for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. 19 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 0. Bond Discounts /Issuance Costs In governmental fund types, bond discounts and issuance costs are recognized in the current period. Bond discounts and issuance costs for proprietary fund types are deferred and amortized over the term of the bonds using the bonds - outstanding method, which approximates the effective interest method. Bond discounts are presented as a reduction of the face amount of bonds payable whereas issuance costs are recorded as deferred charges. P. Interfund Transactions Quasi - external transactions are accounted for as revenues, expenditures, or expenses. Transactions that constitute reimbursements to a fund for expenditures /expenses initially made from it that are properly applicable to another fund, are recorded as expenditures /expenses in the reimbursing fund and as reductions of expenditures /expenses in the fund that is reimbursed. All other interfund transactions, except quasi- external transactions and reimbursements, are reported as transfers. Nonrecurring or non - routine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as operating transfers. Q. Cash Flows Statement For purposes of the statement of cash flows, the City considers all highly liquid investments (including restricted assets) with an original maturity of approximately ninety days or less when purchased to be cash equivalents. R. Memorandum Only — Total Columns S. T. Total columns on the general purpose financial statements are captioned "memorandum only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or changes in cash flows in conformity with generally accepted accounting principles. Neither are such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. Comparative Data Comparative total data for the prior year has been presented in the accompanying financial statements in order to provide an understanding of changes in the government's financial position and operations. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. 20 CITY OF SCHERTZ. TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 2: COMPLIANCE - BUDGETS On or before July each year, all agencies of the City submit request for appropriation to the city manager so that a budget may be prepared. The budget is prepared by fund, department, function, and activity, and includes information on the past year, current year estimates, and requested appropriations for the next fiscal year. Before September 30, the proposed budget is presented to the City Council for review, modification, and approval. By state statute budgeted expenditures may not exceed budgeted revenues. Expenditures may not legally exceed budgeted appropriations at the fund level. NOTE 3: DEPOSITS WITH FINANCIAL INSTITUTIONS The City maintains demand deposit accounts, savings accounts, certificates of deposit, and investment pools that are available for the individual funds from which they are generated. The fund accounts are displayed on the combined balance sheet under the captions "Cash and Cash Equivalents." The City's bank balances and the bank balances of the discretely presented component units were entirely covered by federal depository insurance and collateral held in safekeeping in the City's name. Also for liquidity purposes, the City invests in the Logic Investment Pool, Lone Star Investment Pool, and MBIA Investment Pool. The City is allowed to invest in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, an other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than "AA" or its equivalent; (5) certificates of deposit issued by state and national banks domiciled in Texas that are guaranteed or insured by the Federal Deposit Insurance Corporation (FDIC) or its successor, or secured by obligations mentioned above; and (6) fully collateralized direct repurchase agreements having a defined termination date. The City had demand deposits with a carrying value of $319,943 and bank balances of these accounts totaled $772,469. The City had temporary investments in the Logic Investment Pool, the Lone Star Investment Pool, and MBIA Investment Pool totaling $9,881,254. The discretely presented component units of the City had demand deposits with carrying values and bank balances of $6,689 and temporary investments in the Investment Pools totaling $328,560. 21 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 4: RECEIVABLES Receivables at September 30, 1999 consist of the following: The delinquent taxes receivable account represents past years of uncollected tax levies and is also reflected as a deferred revenue of equal amount. Property taxes are levied as of October 1 on property values assessed as of January 1. Property taxes are payable on or before January 31 following the levy date without penalty or interest. Unpaid property taxes attach as an enforceable lien on property as of February 1 with penalty and interest. On July 1, unpaid taxes are forwarded for collection and are subject to additional penalties for collection expenses. NOTE 5: GENERAL FIXED ASSETS The following is a summary of changes in general fixed assets: BALANCES AT DEBT BALANCES AT OCTOBER 1, GENERAL SERVICE ENTERPRISE TOTAL RECEIVABLES DEDUCTIONS 1999 Land* $ 501,994 $ 495,179 Taxes $ 94,991 $11,239 $ - $106,230 Account 81,921 - 504,402 586,323 Gross Receivables 176,912 11,239 504,402 692,553 Less: Allowance for Uncollectible 4,750 562 16,948 22,260 NET TOTAL RECEIVABLES $172,162 $10,677 $478,454 $670,293 The delinquent taxes receivable account represents past years of uncollected tax levies and is also reflected as a deferred revenue of equal amount. Property taxes are levied as of October 1 on property values assessed as of January 1. Property taxes are payable on or before January 31 following the levy date without penalty or interest. Unpaid property taxes attach as an enforceable lien on property as of February 1 with penalty and interest. On July 1, unpaid taxes are forwarded for collection and are subject to additional penalties for collection expenses. NOTE 5: GENERAL FIXED ASSETS The following is a summary of changes in general fixed assets: *Adjusted to Include Land of $10,688 in Schertz Development Foundation 22 BALANCES AT BALANCES AT OCTOBER 1, SEPTEMBER 30, 1998 ADDITIONS DEDUCTIONS 1999 Land* $ 501,994 $ 495,179 $ - $ 997,173 Buildings 1,226,466 2,990,120 - 4,216,586 Improvements Other than Buildings 8,265,774 289,542 - 8,555,316 Vehicles 1,277,090 116,976 - 1,394,066 Equipment 1,286,663 352,359 - 1,639,022 $12,557,987 $4,244,176 $ - $16,802,163 *Adjusted to Include Land of $10,688 in Schertz Development Foundation 22 CITY OF SCHERTZ. TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 6: FIXED ASSETS - PROPRIETARY FUND TYPES Buildings 30 Years Sewer and Water Lines 50 Years Equipment 5 - 10 Years NOTE 7: LONG -TERM DEBT A. General Long -Term Debt The following is a summary of changes in general long -term debt: BALANCE BALANCE OUTSTANDING OUTSTANDING ORIGINAL INTEREST OCTOBER 1, DURING YEAR SEPTEMBER 30, AMOUNT RATE 1998 ISSUED RETIRED 1999 General Obligation Bonds 1962 Series $ 301,000 1987 Series 454,000 1992 Series 620,000 1998 Series 4,930,000 Certificates of Obligation 1990 Series General Obligation Refunding Bonds 1995 Series 850,000 3.63% ENTERPRISE INTERNAL $ 24,000 6.2-8.3 WATER /SEWER SAFES SERVICE TOTAL Buildings $ 195,724 $ 26,656 $58,804 $ 281,184 Improvement Other than Buildings 10,792,482 7,642 1,142 10,801,266 Machinery and Equipment 990,339 563,639 25,198 1,579.176 11,978,545 597,937 85,144 12,661,626 Accumulated Depreciation 6,607,572 389,109 34,229 7,030,910 5,370,973 208,828 50,915 5,630,716 Land 160,521 - - 160,521 TOTALS $ 5,531,494 $208,828 $50,915 $ 5,791,237 In the proprietary and internal service funds, the following useful lives are used to compute depreciation: Buildings 30 Years Sewer and Water Lines 50 Years Equipment 5 - 10 Years NOTE 7: LONG -TERM DEBT A. General Long -Term Debt The following is a summary of changes in general long -term debt: BALANCE BALANCE OUTSTANDING OUTSTANDING ORIGINAL INTEREST OCTOBER 1, DURING YEAR SEPTEMBER 30, AMOUNT RATE 1998 ISSUED RETIRED 1999 General Obligation Bonds 1962 Series $ 301,000 1987 Series 454,000 1992 Series 620,000 1998 Series 4,930,000 Certificates of Obligation 1990 Series General Obligation Refunding Bonds 1995 Series 850,000 3.63% $ 37,000 $ - $ 13,000 $ 24,000 6.2-8.3 90,000 - 45,000 45,000 5.2-7.2 520,000 - 25,000 495,000 4.37 -5.375 4,930,000 - 140,000 4,790,000 5,577,000 - 223,000 5,354,000 7-9.0 275,000 - 60,000 215,000 447,000 3.75 -5.00 TOTAL GENERAL OBLIGATION, CERTIFICATES OF OBLIGATION, AND GENERAL OBLIGATION REFUNDING BONDS 324,000 - 55,770 268,230 $6,176,000 $ - $338,770 $5,837,230 23 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 7: LONG -TERM DEBT (CONTINUED) A. General Long -Term Debt (Continued) BALANCE OUTSTANDING OCTOBER 1, 1998 ADDITIONS BALANCE OUTSTANDING SEPTEMBER 30, DEDUCTIONS 1999 Compensated Absences Payable $216,905 $ - $30,112 $186,793 Salary Reserve - 46,558 - 46,558 $216,905 $46,558 $30,112 $233,351 GENERAL OBLIGATION GENERAL YEAR ENDED REFUNDING OBLIGATION CERTIFICATE OF SEPTEMBER 30, BONDS BONDS OBLIGATION 2000 $ 38,661 $ 504,479 $ 78,231 2001 91,265 452,635 73,519 2002 74,834 440,722 88,081 2003 48,200 463,484 - 2004 -2008 88,128 2,349,522 - Thereafter - 3,872,886 - TOTALS $341,088 $8,083,728 $239,831 Principal $268,230 $5,354,000 $215,000 Interest 72,858 2,729,728 24,831 TOTALS $341,088 $8,083,728 $239,831 B. Proprietary Long -Term Debt The following is a summary of changes in proprietary long -term debt: BALANCE BALANCE OUTSTANDING OUTSTANDING ORIGINAL INTEREST OCTOBER 1, SEPTEMBER 30, AMOUNT RATE 1998 ISSUED RETIRED 1999 Revenue Bonds 1973 Series $ 165,000 5.75 -6.10% $ 45,000 $ - $ 45,000 $ - 1987 Series 1,020,000 6.30 -8.30 855,000 - 35,000 820,000 $ 900,000 $ - $ 80,000 $820,000 24 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 7: LONG -TERM DEBT (CONTINUED) B. Proprietary Long -Term Debt (Continued) Certificates of Obligation 1992 Series General Obligation Refunding Bonds 1995 Series Public Facility BALANCE BALANCE OUTSTANDING OUTSTANDING ORIGINAL INTEREST OCTOBER 1, SEPTEMBER 30, AMOUNT RATE 1998 ISSUED RETIRED 1999 $ 200,000 5.00 -7.00% $ 150,000 $ - 1,253,000 3.75 -5.00 $ 896,000 $ - $ 10,000 $154,230 $140,000 $741,770 Loan (HUD) 142,000 5.00 $ 72,000 $ - $ 5,000 $ 67,000 Note Payable 273,000 7.60 $ 124,191 $ - $ 27,700 $ 96,491 The annual requirements to amortize all debt outstanding as of September 30, 1999, including interest payments, are as follows: 25 GENERAL OBLIGATION CERTIFICATES PUBLIC YEAR ENDED REFUNDING REVENUE OF FACILITY NOTES SEPTEMBER 30, BONDS BONDS OBLIGATION LOAN PAYABLE 2000 $228,924 $ 93,375 $ 17,890 $ 8,350 $ 37,212 2001 266,444 90,750 17,380 8,100 37,212 2002 75,617 178,125 66,840 7,850 37,213 2003 90,493 167,500 63,480 7,600 - 2004 82,926 159,063 - 7,350 - 2005 -2009 79,063 426,312 - 33,000 - Thereafter - - - 18,900 - TOTALS $823,467 $1,115,125 $165,590 $91,150 $111,637 Principal $741,770 $ 820,000 $140,000 $67,000 $ 96,492 Interest 81,697 295,125 25,590 24,150 15,145 TOTALS $823,467 $1,115,125 $165,590 $91,150 $11 1,637 25 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 7: LONG -TERM DEBT (CONTINUED) B. Proprietary Long -Term Debt (Continued) Bonded debt of the City consists of various series of general obligation bonds, revenue bonds, certificates of obligation public facility loan (HUD), and a note payable. General obligation bonds are direct obligations of the City for which its full faith and credit are pledged, and are payable from taxes levied on all taxable property located within the City. Revenue bonds are generally payable from pledged revenues generated by the water and sewer fund. The debenture agreement for water and sewer bonds require funds be available for 1/12" the principal and 1/61' the interest requirements of the next fiscal year. Certificates of obligation are payable from a levy of ad valorem taxes upon all taxable property within the City, and are further payable from certain net revenues derived from the operation of the City's combined water and sewer systems after payments of first lien revenue bonds. The public loan is payable from gross revenue derived from operations of the water and sewer systems and has equal status with first lien revenue bonds. The note payable is payable from revenues generated by the water and sewer fund. The City is mandated to maintain revenue reserves at least 1.5 times the average annual revenue bond debt service requirements. The City was in compliance. As of September 30, 1999, outstanding general obligation bonds of $1,010,000 are considered to be defeased. These are analyzed by fund types as follows: Water and Sewer Fund General Long -Term Debt Group NOTE 8: INTERFUND ASSETS /LIABILITIES $ 741,770 268,230 $1,010,000 Following is a summary of amounts due from/ due to primary government as of September 30, 1999: 26 DUE FROM DUE TO OTHER FUNDS OTHER FUNDS General Fund $ - $401,224 Special Revenue Funds Park Fund 57,640 - 1998 FEMA - 47,169 Tax Increment Financing 31,995 - Police Department Forfeitures - 16,799 Debt Service - 159,061 Capital Projects 279,508 - Enterprise Funds - 281,483 Water and Sewer System 510,329 - SAFES 97,510 - Internal Service Fund - 71,246 TOTALS $976,982 $976,982 26 CITY OF SCHERTZ, TEXAS _NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 8: INTERFUND ASSETS /LIABILITIES (CONTINUED) Following is a summary of amounts due to /due from primary government and discretely presented component units: DUE FROM DUE TO General Fund $32,600 $ The Library 10,606 - Schertz Development Foundation - 3,117 Schertz Economic Development Corporation - 40,089 TOTALS $43,206 $43,206 NOTE 9: SEGMENT INFORMATION - ENTERPRISE FUNDS The City has two (2) enterprise operations which provide water /sewer and emergency ambulance services. Segment information for the twelve month period ended September 30, 1999, is as follows: Operating Revenues Operating Expenses, Exclusive of Depreciation and Amortization Depreciation and Amortization Operating Income Other Income (Expense) NET INCOME Total Assets Total Equity Working Capital Additions to Fixed Assets Outstanding Debt NOTE 10: CONTRIBUTED CAPITAL WATER /SEWER SAFES TOTAL $ 3,250,589 $ 806,873 $ 4,057,462 (2,145,249) (859,972) (3,005,221) (341,063) (40,456) (381,519) 764,277 (93,555) 670,722 32,177 13,218 45,395 $ 796,454 $ (80,337) $ 716,117 $10,500,061 $1,481,307 $11,981,368 $ 7,902,602 $1,438,619 $ 9,341,221 $ 3,047,016 $ 385.476 $ 3,432,492 $ 499,046 $ 4,157 $ 503,203 $ 1,865,262 $ - $ 1,865,262 During the year, contributed capital increased by the following amounts: Depreciation on Contribution Contributed Capital - October 1 CONTRIBUTED CAPITAL - SEPTEMBER 30 WATER AND INTERNAL SEWER SAFES SERVICE FUND FUND FUND TOTAL $ (138,106) $ - $ - $ (138,106) 3,964,968 226,769 63,577 4,255,314 $3,826,862 $226,769 $63,577 $4,117,208 27 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 11: OPERATING TRANSFERS Operating transfers are comprised as follows: PRIMARY GOVERNMENT IN OUT General Fund $ 4,800 $681,232 Water and Sewer Fund - 24,774 Debt Service Fund 258,785 - SAFES Fund Special Revenue Funds 150,562 4,800 Capital Project Funds 296,659 - TOTALS $710,806 $710,806 PRIMARY GOVERNMENT AND COMPONENT UNITS IN OUT General Fund $ - $ 13,059 Debt Service Fund 392,189 - Schertz Economic Development Corporation - 392,189 Library Fund 13,059 - TOTALS $405,248 $405,248 NOTE 12: SEGMENT INFORMATION - COMPONENT UNITS Segment Information for component units is as follows: Revenues Expenditures Excess of Revenues Over Expenditures Other Financing (Uses) Excess of Revenues Over Expenditures and Other Financing Uses TOTAL ASSETS NOTE 13: DEFICIT RETAINED EARNINGS SCHERTZ ECONOMIC SCHERTZ DEVELOPMENT THE DEVELOPMENT CORPORATION LIBRARY FOUNDATION TOTAL $ 622,810 $ 9,244 - 3,986 622,810 5,258 (392,189) 13,059 $230,621 $ 280,003 $18,317 $33,499 $ 4,286 $ 636,340 9,361 13,347 (5,075) 622,993 (379,130) $ (5,075) $243.863 $80,613 $394,115 For the year ended September 30, 1999, the Internal Service Fund has a deficit retained earnings balance of $66,411. This occurred again because sufficient transfers were not made from other funds to supplement revenue in order to exceed expenditures. Transfers from other funds will be adjusted in 1999 to offset this deficit balance. 28 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 14: PENSION PLAN Plan Description The City provides pension benefits for all of its full -time employees through a non - traditional, joint contributory, defined benefit plan in the state -wide Texas Municipal Retirement System (TMRS), one of 717 administered by TMRS, an agent multiple - employer public employee retirement system. Benefits depend upon the sum of the employee's contributions to the plan, with interest, and the City - financed monetary credit, with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee, with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent of the employee's accumulated contributions. In addition, the City can grant, as often as annually, another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee's accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions accumulated with interest if the current employee contribution rate and city matching percent had always been in existence and if the employee's salary had always been the average of his salary in the last three years that are one year before effective date. At retirement, the benefit is calculated as if the sum of the employee's accumulated contributions with interest and the employer- financed monetary credits with interest were used to purchase an annuity. Members can retire at ages 60 and above with 10 or more years of service or with 25 years of service regardless of age. A member is vested after 10 years. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes. Contributions The contribution rate for the employees is 5 %, and the City matching ratio is currently 1 '/2 to 1, both as adopted by the governing body of the City. Under the state law governing TMRS, the actuary annually determines the City contribution rate. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the currently accruing monetary credits due to the City matching percent, which are the obligation of the City as of an employee's retirement date, not at the time the employee's contributions are made. The normal cost contribution rate is the actuarially determined percent of payroll necessary to satisfy the obligation of the City to each employee at the time his /her retirement become effective. The prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the remainder of the plan's 25 -year amortization period. When the City periodically adopts updated service credits and increases its annuities in effect, the increased unfunded actuarial liability is to be amortized over a new 25 -year period. The unit credit actuarial cost method is used for determining the City contribution rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance to budget for it, there is a one -year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. (i.e. December 31, 1998 valuation is effective for rates beginning January 2000) 29 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 14: PENSION PLAN (CONTINUED) Schedule of Actuarial Liabilities and Funding Progress Actuarial Valuation Date Actuarial Value of Assets Actuarial Accrued Liability Percentage Funded Unfunded (Over - Funded) Actuarial Accrued Liability (UAAL) Annual Covered Payroll UAAL as a Percentage of Covered Payroll Net Pension Obligation (NPO) at the Beginning of Period Annual Pension Cost: Annual Required Contribution (ARC) Interest on NPO Adjustment to the ARC Contributions Made Increase in NPO NPO at the End of the Period December 31, 1998 $1,296,918 $2,434,873 53.3% $1,137,955 $3,158,499 36.0% $227,548 227,548 227,548 S - Trend Information The five year historical trend information is being developed prospectively. The information for the last five years is as follows: Net Assets Available for Benefits as a Percentage of the Pension Benefit Obligation Unfunded Pension Benefit Obligation as a Percentage of Covered Payroll Employer Contributions as a Percentage of Covered Payroll ACTUARIAL VALUATION DATE DECEMBER 31, 1998 1997 1996 1995 1994 53.26% 55.94% 50.75% 47.05% 36.51% 36.03 28.08 25.09 30.97 30.18 7.20 5.28 5.46 5.09 4.97 30 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 14: PENSION PLAN (CONTINUED) Actuarial Assumptions Actuarial Cost Method Amortization Method Remaining Amortization Period Asset Valuation Method Investment Rate of Return Projected Salary Increases Includes Inflation at Cost -of- Living Adjustments NOTE 15: PRIOR PERIOD ADJUSTMENT Unit Credit Level Percent of Payroll 25 years Market Related 8% None None None In fiscal year 1998, the SAFES Fund recorded income of $ 169,858 as a transfer in and an increase in assets as construction in progress. For the year ended September 30 1999, that transfer was determined to be incorrect. Therefore, the prior period adjustment is the reversal of the previous year's transaction. NOTE 16: RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. During October 1991, the City was unable to obtain insurance at a cost it considered economically justifiable. In October 1991, the City entered into a contractual agreement with the Texas Municipal League Intergovernmental Risk Pool, a public entity risk pool currently operating as a common risk management and insurance program providing insurance coverage in the following areas: general liability, automobile liability and physical damage, law enforcement liability, workers compensation, real and personal property, mobile equipment, and errors and omissions liability. The agreement for formation of the Texas Municipal League Intergovernmental Risk Pool provides that the pool will be self- sustaining through member premiums and will be adjusted annually through an experience modifier. The City continues to carry commercial insurance for all other risks of loss including public official bond, employee dishonesty blanket bond, and underground tank pollution liability. Settled claims resulting from these risks have not exceeded commercial insurance coverage in any of the past three (3) fiscal years. The pooling agreement requires the pool to be self- sustaining. It is not possible to estimate the amount of any losses for which the City might be liable. The Texas Municipal League Intergovernmental Risk Pool has published its own financial report for the year ended September 30, 1999, which can be obtained from the Texas Municipal League. 31 CITY OF SCHERTZ, TEXAS NOTES TO FINANCIAL STATEMENTS (CONTINUED) SEPTEMBER 30, 1999 NOTE 17: COMMITMENTS AND CONTINGENCIES Vehicles owned by the City that are older than four (4) years are covered only by liability insurance. The City has designated $45,000 of general fund equity in the event it is needed. To date, no claims have been made on this reserve and none exists as of September 30, 1999. The City entered into one contract for computer hardware and training and a second contract for software. The total estimated cost of the installation is $405,000. As of September 30, 1999, approximately $280,000 of the two (2) contracts had been installed and billed. In fiscal year 1998, the City began construction on the emergency services buildings project which was financed by a bond issue. This construction is reported in the Capital Projects Fund. As of September 30, 1999, the City had been billed approximately $2,900,00 of the total $3,865,206 contract. The City entered into an agreement with the City of Seguin to create a nonprofit corporation, the Schertz /Seguin Local Government Corporation, for the purpose of acquiring an additional water source. The corporation will be purchasing 1,158 acres. The estimated cost to the City for the land is $650,000. As of September 30, 1999, the City had advanced funds to the corporation totaling $742,000. The City contracted with two (2) entities for the lease of ground water. One contract calls for payments of $17,000 per year and expires on December 31, 2000. The other contract requires a payment of $17,442 per year and expires on December 31, 2001. NOTE 18: YEAR 2000 ISSUES The City has entered into contracts totaling $405,000 for computer hardware, training, and software to address its year 2000 issues. As of February 10, 2000, the City was in the.remediation stage for its water and sewer fund. All other areas had reached the validation /testing stage in implementing its year 2000 compliant system. However, completion of the remaining necessary stages (validation and testing for the water and sewer systems) is not a guarantee that systems and equipment will be year 2000 compliant. 32 COMBINING, INDIVIDUAL FUND AND ACCOUNT GROUP STATEMENTS AND SCHEDULES 33 (This Page Intentionally Left Blank) 34 GENERAL FUND The General Fund accounts for the resources used to finance the fundamental operations of the City. It is the basic fund of the City and covers all activities for which a separate fund has not been established. 35 CITY OF SCHERTZ, TEXAS GENERAL FUND COMPARATIVE BALANCE SHEETS SEPTEMBER 30, 1999 AND 1998 ASSETS SEPTEMBER 30, 1999 1998 Cash and Cash Equivalents $3,040,504 $2,533,399 Accounts Receivable 81,921 51,992 Delinquent Taxes Receivable (Net of Allowances) 90,241 91,164 Due from Other Funds - 175,501 Due from Component Units 32,600 - Inventory of Supplies, at Cost 16,252 9,529 TOTAL ASSETS $3,261,518 $2,861,585 LIABILITIES AND FUND BALANCES LIABILITIES Vouchers Payable $ 80,728 $ 59,406 Accrued Salaries 46,558 - Due to Other Funds 401,224 - Deferred Revenue 90,241 91,164 Total Liabilities 618,751 150,570 FUND BALANCES Reserved for Forfeited Property 19,814 49,186 Reserved for Inventory of Supplies 16,252 9,018 Unreserved Designated for Economic Development 18,821 18,821 Designated for Equipment Replacement 16,144 16,144 Designated for Self- Insurance 45,000 45,000 Designated for Animal Control 121,710 - Designated for Street Repair 69,562 - Undesignated 2,335,464 2,572,846 Total Fund Balances 2,642,767 2,71 1,015 TOTAL LIABILITIES AND FUND BALANCES $3,261,518 $2,861,585 (See Accompanying Notes to Financial Statements) 36 CITY OF SCHERTZ, TEXAS GENERAL FUND (See Accompanying Notes to Financial Statements) 37 1999 VARIANCE FAVORABLE 1998 BUDGET ACTUAL (UNFAVORABLE) ACTUAL REVENUES Taxes $3,110,811 $3,565,950 $ 455,139 $3,015,347 Licenses and Permits 526,300 680,316 154,016 610,943 Charges for Services 602,563 558,904 (43,659) 472,366 Fines and Forfeitures 351,750 369,255 17,505 343,943 Other Revenue 140,050 677,932 537,882 400,090 Total Revenues 4,731,474 5,852,357 1,120,883 4,842,689 EXPENDITURES Current General Government 1,239,304 1,306,500 (67,196) 1,063,835 Public Safety 1,951,787 2,023,379 (71,592) 1,702,684 Streets and Parks 598,521 472,408 126,113 408,461 Health 153,512 142,287 11,225 127,065 Recreation 234,242 274,865 (40,623) 260,004 Economic Development 85,734 85,845 (111) 76,491 Capital Outlay 359,791 922,721 (562,930) 201,778 Debt Service 3,109 3,109 - - Total Expenditures 4,626,000 5,231,114 (605,114) 3,840,318 Excess of Revenues over Expenditures 105,474 621,243 515,769 1,002,371 OTHER FINANCING SOURCES (USES) Operating Transfers - In - 4,800 4,800 (300,084) Operating Transfers - (Out) (196,828) (681,232) (484,404) - Operating Transfer to Component Unit - (13,059) (13,059) - Total Other Financing Sources (Uses) (196,828) (689,491) (492,663) (300,084) Excess (Deficiency) of Revenues and Other Financing Sources Over (Under) Expenditures and Other Financing (Uses) $ (91,354) (68,248) $ 23,106 702,287 FUND BALANCES - OCTOBER 1 2,711,015 2,038,728 RESIDUAL EQUITY TRANSFER (OUT) - (30,000) FUND BALANCES - SEPTEMBER 30 $2,642,767 $2,711,015 (See Accompanying Notes to Financial Statements) 37 CITY OF SCHERTZ, TEXAS GENERAL FUND SCHEDULE OF REVENUES COMPARED TO BUDGET YEAR ENDED SEPTEMBER 30, 1999 Charges for Services Utility Administration 265,000 1999 - $ 265,000 Swimming Pool 39,150 33,942 VARIANCE 34,511 Animal Shelter 18,500 21,760 FAVORABLE 1998 Building Rental BUDGET ACTUAL (UNFAVORABLE) ACTUAL Library and Fire 117,913 REVENUES (1,227) 108,511 Other 150,200 Taxes (37,983) 29,243 Total Charges for Services 602,563 Ad Valorem $1,857,011 $1,932,631 $ 75,620 $1,582,244 Tax Penalty 12,500 30,673 18,173 17,527 City Sales Tax 902,000 1,219,983 317,983 1,069,112 Utility Franchise 334,800 378,341 43,541 342,143 Other 4,500 4,322 (178) 4,321 Total Taxes 3,110,811 3,565,950 455,139 3,015,347 Licenses and Permits 526,300 680,316 154,016 $ 610,943 Charges for Services Utility Administration 265,000 265,000 - $ 265,000 Swimming Pool 39,150 33,942 (5,208) 34,511 Animal Shelter 18,500 21,760 3,260 21,587 Building Rental 11,800 9,299 (2,501) 13,514 Library and Fire 117,913 116,686 (1,227) 108,511 Other 150,200 112,217 (37,983) 29,243 Total Charges for Services 602,563 558,904 (43,659) $ 472,366 Fines and Forfeitures 351,750 369,255 17,505 - $ 343,943 Other Revenue Reimbursements 26,500 10,582 (15,918) $ 37,056 Proceeds from Litigation - - - 2,144 Cibolo Creek Municipal Authority 6,200 5,954 (246) 6,153 Interest 65,000 152,561 87,561 110,552 Sale of Merchandise 5,700 25,497 19,797 643 Sale of Police Forfeitures - - - 2,100 Miscellaneous 10,350 13,238 2,888 20,603 State and Federal Grants 26,300 470,100 443,800 220,839 Total Other Revenue 140,050 677,932 537,882 $ 400,090 TOTAL REVENUES $4,731,474 $5,852,357 $1,120,883 $4,842,689 (See Accompanying Notes to Financial Statements) 38 CITY OF SCHERTZ, TEXAS GENERAL FUND SCHEDULE OF EXPENDITURES COMPARED TO BUDGET YEAR ENDED SEPTEMBER 30, 1999 CURRENT General Government City Council City Manager Tax Planning and Zoning Legal Municipal Court Municipal Building General Administration Finance Other - Unclassified Total General Government Public Safety Police Department Fire Department Inspection Total Public Safety Streets and Parks Streets Parks Total Streets and Parks Health Animal Control Recreation Swimming Pool Library Total Recreation Economic Development CAPITAL OUTLAY DEBT SERVICE Interest TOTAL EXPENDITURES 73,798 160,444 234,242 85,734 359,791 66,325 208,540 274,865 85,845 922,721 3,109 3,109 $4,626,000 $5,231,114 (See Accompanying Notes to Financial Statements) 39 7,473 (48,096) (40,623) (111) 88,664 171,340 260,004 76,491 (562,930) 201,778 $(605,114) $3,840,318 1999 VARIANCE FAVORABLE 1998 BUDGET ACTUAL (UNFAVORABLE) ACTUAL $ 14,750 $ 14,345 $ 405 $ 13,757 127,115 137,187 (10,072) 127,127 105,070 105,319 (249) 94,901 151,158 128,939 22,219 102,866 52,500 100,266 (47,766) 77,220 172,338 149,430 22,908 102,682 158,469 174,332 (15,863} 139,303 88,234 91,563 (3,329) 96,953 138,480 157,265 (18,785) 128,916 231,190 247,854 (16, 664) 180,110 1,239,304 1,306,500 (67,196) 1,063,835 1,251,323 1,290,320 (38,997) 1,125,683 570,022 591,026 (21,004) 479,383 130,442 142,033 (11,591) 97,618 1,951,787 2,023,379 (71,592) 1,702,684 501,814 372,134 129,680 319,894 96,707 100,274 (3,567) 88,567 598,521 472,408 126,113 408,461 153,512 142,287 11,225 127,065 73,798 160,444 234,242 85,734 359,791 66,325 208,540 274,865 85,845 922,721 3,109 3,109 $4,626,000 $5,231,114 (See Accompanying Notes to Financial Statements) 39 7,473 (48,096) (40,623) (111) 88,664 171,340 260,004 76,491 (562,930) 201,778 $(605,114) $3,840,318 (This Page Intentionally Left Blank) 40 SPECIAL REVENUE FUNDS Special Revenue Funds account for the proceeds of specific revenue sources (other than expendable trusts or for major capital projects) that are legally restricted to expenditure for specified purposes. Park Fund - will account for revenues from developers' fees (in lieu of park land dedication), grants, and donations and designed to monitor and manage improvement of park system. Recycling Fund - will account for revenues received from the recycling fee on all residential water bills and the sale of recyclable material and used to buy down solid waste collection costs. Tax Increment Financing Fund - will account for the proceeds of designated property taxes to be used for the widening of Schertz Parkway. 1998 FEMA Fund - will account for the funds received from the Federal Emergency Management Association which are used to repair damages incurred in the flood of 1998. Hotel Occupancy Tax Fund - will account for proceeds of hotel occupancy taxes to be used strictly for those kinds of programs that promote the tourism industry. Library Grant Fund - will account for funds from a state grant to be used for purchasing computers at the library to be used for access to the internet. Police Department Forfeitures Fund - will account for revenue received from drug related cases in conjunction with other law enforcement agencies. 41 CITY OF SCHERTZ, TEXAS SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET SEPTEMBER 30, 1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30, 1998) ASSETS Cash and Cash Equivalents Account Receivable Due from Other Funds TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Due to Other Funds Total Liabilities FUND BALANCES Unreserved Designated TOTAL LIABILITIES AND FUND BALANCES PARK FUND $139,054 57,640 $196,694 RECYCLING FUND $40,462 $40,462 TAX INCREMENT FINANCING $ 72,782 31,995 $104,777 $ - $ 1,677 $ - 1,677 - 196,694 $196,694 (See Accompanying Notes to Financial Statements) 42 38,785 $40,462 104,777 $104,777 HOTEL LIBRARY 1998 OCCUPANCY GRANT FEMA TAX FUND POLICE DEPARTMENT FORFEITURES FUND TOTALS 1999 1998 $199,931 $119,534 $852 $27,620 $600,235 $314,692 - - - - - 16,555 - - - 89,635 137,247 $199,931 $119,534 $852 $27,620 $689,870 $468,494 $ 90,934 $ - $ - $ - $ 96,611 $ 1,677 47,169 - - 16,799 63,968 16,799 138,103 - - 16,799 156,579 $ 18,476 61,828 119,534 852 10,821 533,291 450,018 $199,931 $119,534 $852 $27,620 $689870 $468,494 (See Accompanying Notes to Financial Statements) 43 REVENUES Other Grant Developer Fees Property Forfeitures Donations Tax Revenue Sale of Recycling /Materials Interest Total Revenues EXPENDITURES General and Administrative Streets and Parks Contractual Services Infrastructure Total Expenditures Excess (Deficit) of Revenues Over Expenditures OTHER FINANCING SOURCES (USES) Transfers In Transfers Out Total Other Financing Sources (Uses) Excess (Deficit) of Revenues and Other Financing Sources Over (Under) Expenditures and Other Financing Uses FUND BALANCES - OCTOBER 1 RESIDUAL EQUITY TRANSFER IN (OUT) FUND BALANCES - SEPTEMBER 30 (See Accompanying Notes to Financial Statements) GUADCO TAX PARK RECYCLING MUD #2 INCREMENT FUND FUND FUND FINANCING 69,107 - - 250 - - - - - - 69,816 - 7,839 - - 6,380 - - 3,250 75,737 7,839 - 73,066 201 - - 297 - 6,057 - 87,795 49,952 - - - 50,153 6,057 - 88,092 25,584 1, 782 - 1( 5,026) 2,707 30,682 - - 2,707 30,682 - - 28,291 32,464 - (15,026) 168,403 6,321 21,617 119,803 (21,617) - $196,694 $38,785 $ - $104,777 44 POLICE HOTEL GUADCO LIBRARY DEPARTMENT 1998 OCCUPANCY MUD #1 GRANT FORFEITURES TOTALS FEMA TAX FUND FUND FUND 1999 1998 $313,482 $ - $ 35,750 5,267 5,765 _ 318,749 41,515 _ 371 8,243 224,488 - 129,838 - 354,697 8,243 (35,948) 33,272 - $ - $ - $313,482 $ 27,128 - - - 69,107 100,850 - - 10,329 10,329 55,541 - - - 250 600 - - - 105,566 153,579 - - - 7,839 15,868 - 949 21,611 9,308 - 11,278 528,184 362,874 - - 1,047 18,545 - 18,545 1,047 z (18,545) 10,231 10,159 11,681 224,488 - 1 12,397 113,025 179,790 67,573 526,834 192,279 1,350 170,595 97,776 - - 19,397 - 150,562 33,659 - (4,800) - - - (4,800) - 97,776 (4,800) - 19,397 - 145,762 33,659 61,828 28,472 - 852 10,231 147,112 204,254 - 91,062 42,222 - 590 450,018 215,764 - - (42,222) - - (63,839) 30,000 $ 61,828 $119,534 $ - $ 852 $10,821 $533,291 $450,018 (See Accompanying Notes to Financial Statements) 45 (This Page Intentionally Left Blank) 46 DEBT SERVICE FUND This fund is used to account for the accumulation of resources for and the payment of principal, interest, and related costs on general long -term debt of the City. CfA CITY OF SCHERTZ, TEXAS DEBT SERVICE FUND COMPARATIVE BALANCE SHEETS SEPTEMBER 30, 1999 AND 1998 ASSETS Cash and Cash Equivalents Delinquent Taxes Receivable (Net of Allowances) TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES Due to Other Funds Deferred Revenue Ad Valorem Taxes Total Liabilities FUND BALANCES Reserved for Debt Service TOTAL LIABILITIES AND FUND BALANCES SEPTEMBER 30, 1999 1998 $329,505 10,677 $340,182 $300,855 15,099 $315,954 $159,061 $128,868 10,677 169,738 170,444 $340,182 (See Accompanying Notes to Financial Statements) 48 15,099 143,967 171,987 $315,954 CITY OF SCHERTZ, TEXAS DEBT SERVICE FUND COMPARATIVE STATEMENTS OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL YEAR ENDED SEPTEMBER 30, 1999 (See Accompanying Notes to Financial Statements) 49 1999 VARIANCE FAVORABLE 1998 BUDGET ACTUAL (UNFAVORABLE) ACTUAL REVENUES Interest Income $ - $ 10,094 $ 10,094 $ 44,710 EXPENDITURES Debt Service Bond Principal 98,414 338,770 (240,356) 179,000 Bond Interest 98,414 321,185 (222,771) 251,790 Fiscal Agent Fees - 2,656 (2,656) 4,133 Total Expenditures 196,828 662,611 (465,783) 434,923 Excess of Revenues Over (Under) Expenditures (196,828) (652,517) (455,689) (390,213) OTHER FINANCING SOURCES Operating Transfers In 196,828 258,785 61,957 591,791 Operating Transfer from Component Unit - 392,189 392,189 - Total Other Financing Sources 196,828 650,974 454,146 591,791 Excess (Deficiency) of Revenues and Other Financing Sources Over (Under) Expenditures $ - (1,543) $ (1,543) 201,578 FUND BALANCES - OCTOBER 1 171,987 (29,591) FUND BALANCES - SEPTEMBER 30 $170,444 $ 171,987 (See Accompanying Notes to Financial Statements) 49 (This Page Intentionally Left Blank) 50 CAPITAL PROJECTS FUNDS The Capital Projects Fund accounts for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary fund types.) 51 CITY OF SCHERTZ, TEXAS CAPITAL PROJECTS FUND COMPARATIVE BALANCE SHEETS SEPTEMBER 30, 1999 AND 1998 ASSETS Cash and Cash Equivalents Due from Other Funds TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES Accounts Payable Due to Other Funds Total Liabilities FUND BALANCES Unreserved Designated TOTAL LIABILITIES AND FUND BALANCES TOTALS 1999 1998 $2,833,030 $4,846,221 279,508 - $3,112,538 $4,846,221 $1,035,262 $ 28,003 - 38,790 1,035,262 66,793 2,077,276 4,779,428 $3,112,538 $4,846,221 (See Accompanying Notes to Financial Statements) 52 CITY OF SCHERTZ, TEXAS CAPITAL PROJECTS FUND COMPARATIVE STATEMENTS OF REVENUE EXPENDITURES AND CHANGES IN FUND BALANCES YEARS ENDED SEPTEMBER 30 1999 AND 1998 REVENUES Other Interest Income Other Total Revenues EXPENDITURES Bond Issue Costs General and Administrative Professional and Contractual Services Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures OTHER FINANCING SOURCES (USES) Proceeds from Bond Issue Operating Transfers In (Out) Total Other Financing Sources (Uses) Excess (Deficiency) of Revenues and Other Financing Sources Over (Under) Expenditures and Other Financing (Uses) FUND BALANCES - BEGINNING OF YEAR PRIOR PERIOD ADJUSTMENT FUND BALANCES - BEGINNING OF YEAR AS ADJUSTED FUND BALANCES - END OF YEAR TOTALS 1999 1998 $ 191,883 $ 183,191 - 631 191,883 183,822 53,943 988 3,613 38,109 151,098 3,321,455 471,464 3,360,552 680,118 (3,168,669) (496,296) - 4,930,000 296,659 (169,858) 296,659 4,760,142 (2,872,010) 4,263,846 4,779,428 515,582 169,858 - 4,949,286 515,582 $ 2,077,276 $4,779,428 (See Accompanying Notes to Financial Statements) 53 (This Page Intentionally Left Blank) 54 PROPRIETARY FUND TYPE ENTERPRISE FUNDS Enterprise Funds are established to account for operations that are financed and operated in a manner similar to private business enterprises — where the intent of the governing body is that costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges. The City operates the Water and Sewer System and the Schertz Area Facility for Emergency Services (SAFES) on this basis. 55 CITY OF SCHERTZ, TEXAS ENTERPRISE FUNDS COMBINING BALANCE SHEET SEPTEMBER 30, 1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30, 1998) FIXED ASSETS Land and Improvements WATER AND - 160,521 160,521 Buildings SEWER 26,656 TOTALS 222,380 Improvements Other than SYSTEM SAFES 1999 1998 Buildings ASSETS 7,642 10,800,124 10,367,569 Machinery, Equipment, CURRENT ASSETS and Vehicles Cash and Cash Equivalents $ 1,881,979 $228,330 $ 2,110,309 $ 1,682,654 Accounts Receivable (Net of - - 169,858 Totals Allowances) 401,756 85,698 487,454 479,739 Accounts Receivable - Other 742,798 - 742,798 - Due from Other Funds 510,329 97,510 607,839 113,878 Inventory of Supplies, at Cost 90,811 16,626 107,437 115,560 Total Current Assets 3,627,673 428,164 4,055,837 2,391,831 RESTRICTED ASSETS $1,375 and $1,328 for 1999 Cash and Cash Equivalents 1,266,664 - 1,266,664 2,442,551 FIXED ASSETS Land and Improvements 160,521 - 160,521 160,521 Buildings 195,724 26,656 222,380 222,380 Improvements Other than Buildings 10,792,482 7,642 10,800,124 10,367,569 Machinery, Equipment, and Vehicles 990,339 563,639 1,553,978 1,483,329 Construction in Progress - - - 169,858 Totals 12,139,066 597,937 12,737,003 12,403,657 Less: Accumulated Depreciation 6,607,572 389,109 6,996,681 6,490,924 Total Fixed Assets 5,531,494 208,828 5,740,322 5,912,733 OTHER ASSETS Organizational Costs (Net Of Accumulated Amortization of $1,375 and $1,328 for 1999 and 1998) 525 - 525 572 Bond Issuance Costs (Net of Accumulated Amortization of $15,004 and $11,253 for 1999 and 1998) 20,006 - 20,006 23,757 Deferred Loss on Early Retirement of Debt (Net of Accumulated Amortization of $40,276 and $30,207 for 1999 and 1998) 53,699 - 53,699 63,768 Total Other Assets 74,230 - 74,230 88,097 TOTAL ASSETS $10,500,061 $636,992 $11,137,053 $10,835,212 (See Accompanying Notes to Financial Statements) 56 CITY OF SCHERTZ, TEXAS ENTERPRISE FUND COMBINING BALANCE SHEET SEPTEMBER 30,1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30, 1998) EQUITY Contributed Capital WATER AND 226,769 4,053,631 4,191,737 Retained Earnings - Reserved for SEWER TOTALS SYSTEM SAFES 1999 1998 LIABILITIES AND EQUITY Equipment Replacement CURRENT LIABILITIES and Capital Improvements 40,000 - 40,000 Vouchers Payable $ 211,998 $ 1,406 $ 213,404 $ 199,510 Note Payable 29,821 - 29,821 27,700 Due to Other Funds 281,483 - 281,483 188,982 Accrued Salaries 9,582 8,753 18,335 - Salary Reserve 9,582 8,753 18,335 - Compensated Absences Payable 38,191 23,776 61,967 54,106 Total Current Liabilities 580,657 42,688 623,345 470,298 CURRENT LIABILITIES PAYABLE FROM RESTRICTED ASSETS Customer Deposits 166,597 - 166,597 208,164 Revenue Bonds 35,000 - 35,000 80,000 Certificates of Obligation 10,000 - 10,000 10,000 Refunding Bonds 198,314 - 198,314 185,000 Public Facility Loan 5,000 - 5,000 4,000 Accrued Interest 14,764 - 14,764 17,345 Total Current Liabilities Payable from Restricted Assets 429,675 - 429,675 504,509 NONCURRENT LIABILITIES Revenue Bonds Payable (Less Current Maturities) 785,000 - 785,000 820,000 Certificate of Obligation Payable (Less Current Maturities) 130,000 - 130,000 140,000 Refunding Bonds (Less Current Maturities) 543,456 - 543,456 711,000 Public Facility Loan 62,000 - 62,000 68,000 Note Payable (Less Current Maturities) 66,671 - 66,671 96,491 Total Noncurrent Liabilities 1,587,127 - 1,587,127 1,835,491 Total Liabilities 2,597,459 42,688 2,640,147 2,810,298 EQUITY Contributed Capital 3,826,862 226,769 4,053,631 4,191,737 Retained Earnings - Reserved for Revenue Bond Retirement 412,488 - 412,488 412,488 Equipment Replacement and Capital Improvements 40,000 - 40,000 40,000 Unreserved 3,623,252 367,535 3,990,787 3,380,689 Total Equity 7,902,602 594,304 8,496,906 8,024,914 TOTAL LIABILITIES AND EQUITY $10,500,061 $636,992 $11,137,053 $10,835,212 (See Accompanying Notes to Financial Statements) 57 OPERATING REVENUES Fees Charged to Users Reimbursements and Other Total Operating Revenues OPERATING EXPENSES Personnel Services Sewage Treatment General and Administrative Contractual Services Supplies /Maintenance Bad Debts Total Operating Expenses before Depreciation Operating Income (Loss) before Depreciation and Amortization Depreciation and Amortization Operating Income (Loss) NONOPERATING REVENUES (EXPENSES) Interest Income Interest Expenses Total Nonoperating Revenues (Expenses) Net Income (Loss) before Operating Transfers Operating Transfers In (Out) Net Income (Loss) ADD BACK OF DEPRECIATION CLOSED TO CONTRIBUTED CAPITAL Total RETAINED EARNINGS AT BEGINNING OF YEAR PRIOR PERIOD ADJUSTMENT RETAINED EARNINGS AT BEGINNING OF YEAR AS ADJUSTED Total TRANSFERS OF EQUITY RETAINED EARNINGS AT END OF YEAR $4,075,740 (See Accompanying Notes to Financial Statements) WATER AND SEWER TOTALS SYSTEM SAFES 1999 1998 $3,049,449 $804,610 $3,854,059 $3,999,657 201,140 2,263 _ 203,403 76,079 3,250,589 806,873 4,057,462 4,075,736 710,103 607,377 5 50, 647 - 265,000 7,800 408,209 84,914 208,670 117,039 2,620 42,842 1,317,480 964,145 550,647 503,139 272,800 272,800 493,123 360,430 325,709 255,101 45,462 30,734 2,145,249 859,972 3,005,221 2,386,349 1,105,340 479,169 626,171 177,434 (120,483) 56,951 683,122 (24,774) 658,348 138,106 796,454 3,215,447 3,215,447 4,011,901 63,839 58 (53,099) 1,052,241 1,689,387 40,456 519,625 345,403 (93,555) 532,616 1,343,984 13,218 190,652 223,279 - (120,483) (138,523) 13,218 70,169 84,756 (80,337) 602,785 1,428,740 - (24,774) 129,169 (80,337 578,011 1,557,909 - 138,106 - 80,337 716,117 1,557,909 617,730 3,833,177 2,275,268 (169,858) (169,858) - 447,872 3,663,319 2,275,268 367,535 4,379,436 3,383,177 - 63,839 - $367,535 $4,443,275 $3,833,177 CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from Customers Cash Payments to Suppliers for Goods and Services Cash Payments to Employees for Services Cash Received from Reimbursements and Other Net Cash Provided by (Used in) Operating Activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Operating Transfers Out to Other Funds CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and Construction of Capital Assets Principal Payments on Long -Term Debt Interest Paid on Long -Term Debt Capital Advanced to Joint Venture Capital Contributed for Capital Assets Net Cash Used in Capital and Related Financing Activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on Investments Net Increase (Decrease) in Cash CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR CASH AND CASH EQUIVALENTS - END OF YEAR CITY OF SCHERTZ, TEXAS ENTERPRISE FUNDS nF cncu m nwq - AI 1 PF WATER AND SEWER TOTALS SYSTEM SAFES 1999 1998 $2,987,430 $813,450 $3,800,880 $ 4,091,592 (1,782,341) (280,948) (685,209) (587,740) 201,140 2,263 721,020 (52,975) (24,774) - (499,046) (4,157) (276,929) - (123,064) - (742,798) - (2,063,289) (1,272,949) 203,403 668,045 (2,418,410) (958,137) 76,079 791,124 (24,774) 129,169 (503,203) (276,929) (123,064) (742,798) (855,163) (278,729) (147,049) 63,839 - 63,839 (43,461) (1,577,998) (4,157) (1,582,155) (1,324,402) 177,434 13,218 190,652 223,279 (704,318) (43,914) (748,232) (180,830) 3,852,961 272,244 4,125,205 4,306,035 $3,148,643 $228,330 $3,376,973 $ 4,125,205 (Continued) (See Accompanying Notes to Financial Statements) M CITY OF SCHERTZ, TEXAS WATER AND (See Accompanying Notes to Financial Statements) 60 SEWER TOTALS SYSTEM SAFES 1999 1998 Comprised of Current Assets $1,881,979 $228,330 $2,110,309 $1,682,654 Restricted Assets 1,266,664 - 1,266,664 2,442,551 CASH AND CASH EQUIVALENTS - END OF YEAR $3,148,643 $228,330 $3,376,973 $4,125,205 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING INCOME Operating Income (Loss) $ 626,171 $ (93,555) $ 532,616 $1,355,030 Adjustments to Reconcile Operating Income to Net Cash Provided by Operating Activities Depreciation /Amortization 341,063 40,456 381,519 345,403 Depreciation Attributed to Contributed Capital 138,106 - 138,106 138,106 Provision for Uncollectible Accounts 2,620 - 2,620 (49,272) (Increase) Decrease in the Following Assets Accounts Receivable (62,018) 51,683 (10,335) 141,207 Inventory 8,123 - 8,123 (2,852) Due from Other Funds (442,371) (2,532) (444,903) - Increase (Decrease) in the Following Liabilities Vouchers Payable 14,598 (68,664) (54,066) 64,012 Due to Other Funds 111,401 - 111,401 (1, 240,031) Accrued Vacation 5,730 2,131 7,861 6,008 Accrued Salaries 9,582 8,753 18,335 - Salary Reserve 9,582 8,753 18,335 - Customers Deposits (41,567) - (41,567) 33,513 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES $ 721,020 $ (52,975) $ 668,045 $ 791,124 (See Accompanying Notes to Financial Statements) 60 GENERAL FIXED ASSETS This account group is established to account for the fixed assets owned by the City exclusive of those relating to Proprietary Fund operations. Expenditure transactions to acquire general fixed assets occur in the General Fund. 61 (This Page Intentionally Left Blank) 62 CITY OF SCHERTZ, TEXAS SCHEDULES OF GENERAL FIXED ASSETS - BY SOURCE GENERAL FIXED ASSETS Land Buildings Improvements Other than Buildings Vehicles Equipment TOTALS INVESTMENT IN GENERAL FIXED ASSETS BY SOURCE General Fund Capital Projects General Obligation Bonds Certificates of Obligation Time Warrants Contractual Obligations Grant Contributed Special Revenue — Development Foundation Component Unit TOTALS 63 SEPTEMBER 30, 1999 1998 $ 997,173 $ 501,994 4,216,586 226,466 8,555,316 8,265,774 1,394,066 1,277,090 1,639,022 1,286,663 $16,802,163 $12,557,987 $ 3,325,592 $ 2,862,871 5,139,688 182,686 317,005 113,614 640,984 7,066,305 10,504 5,785 $16,802,163 1,818,233 182,686 317,005 113,614 180,984 7,066,305 10,504 5,785 $ 12,557,987 CITY OF SCHERTZ, TEXAS SCHEDULES OF GENERAL FIXED ASSETS - BY FUNCTION AND ACTIVITY YEAR ENDED SEPTEMBER 30, 1999 64 BALANCE BALANCE OCTOBER 1, SEPTEMBER 30, 1998 ADDITIONS DEDUCTIONS 1999 General Government $ 1,035,094 $ 726,775 $ - $ 1,761,869 Public Safety Police 770,248 1,305,608 - 2,075,856 Fire 1,035,593 909,071 - 1,944,664 EMS - 844,315 - 844,315 Inspection 27,210 - - 27,210 Street and Park Street 7,861,962 366,342 - 8,228,304 Pool 543,300 - - 543,300 Parks 696,849 16,051 - 712,900 Health Animal Control 271,915 - - 271,915 Library 302,926 76,014 - 378,940 Economic Development Foundation 12,890 - - 12,890 TOTALS $12,557,987 $4,244,176 $ - $16,802,163 64 COMPONENTS OF GENERAL FIXED ASSETS IMPROVEMENTS OTHER THAN LAND BUILDINGS BUILDINGS VEHICLES EQUIPMENT $512,104 $ 623,236 $ 77,089 $ 6,676 $ 542,764 41,793 1,278,333 7,646 576,958 171,126 53,792 1,010,427 13,317 545,100 322,028 41,793 802,522 - - - - - 139 18,031 9,040 108,333 400 7,618,819 168,099 332,653 - - 530,309 - 12,991 182,662 195,159 202,906 42,916 89,257 23,161 106,071 70,224 36,286 36,173 23,031 200,438 34,867 - 120,604 10,504 - - - 2,386 $997,173 $4,216,586 $8,555,316 $1,394,066 $1,639,022 65 (This Page Intentionally Left Blank) .. DISCRETELY PRESENTED COMPONENT UNITS Discretely presented component units consist of separate entities whose governing bodies are not substantively the same as the governing body of the primary government. The discretely presented component units also provide services to areas other than the primary government. 67 (This Page Intentionally Left Blank) m CITY OF SCHERTZ, TEXAS DISCRETELY PRESENTED COMPONENT UNITS COMBINING BALANCE SHEET SEPTEMBER 30, 1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30 1998) ASSETS Cash and Cash Equivalents Accounts Receivable Due from Component Units TOTAL ASSETS LIABILITIES AND FUND BALANCES LIABILITIES Due to Primary Government Due to Component Units Total Liabilities FUND BALANCES Unreserved Designated TOTAL LIABILITIES AND FUND BALANCES SCHERTZ ECONOMIC SCHERTZ DEVELOPMENT THE DEVELOPMENT TOTALS CORPORATION LIBRARY FOUNDATION 1999 1998 $231,743 $22,893 $80,613 $335,249 $109,782 48,260 - - 48,260 - - 10,606 - 10,606 381 $280,003 $33,499 $80,613 $394,115 $110,163 $ 32,600 $ - $ - $ 32,600 $ 3,117 7.489 - 3,117 10,606 - 40,089 - 3,117 43,206 3,117 239,914 33,499 77,496 350,909 107,046 $280,003 $33,499 $80,613 $394,115 $110,163 .• CITY OF SCHERTZ, TEXAS DISCRETELY PRESENTED COMPONENT UNITS COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES SEPTEMBER 30, 1999 (WITH COMPARATIVE TOTALS FOR SEPTEMBER 30, 1998) SCHERTZ ECONOMIC SCHERTZ DEVELOPMENT THE DEVELOPMENT TOTALS CORPORATION LIBRARY FOUNDATION 1999 1998 -*kVL :111 *? Taxes $ 621,002 $ - $ - $ 621,002 $ 299,660 Other Donations - 6,736 - 6,736 5,472 Reimbursements - 2,138 400 2,538 5,365 Interest 1,808 370 3,886 6,064 4,333 Total Revenues 622,810 9,244 4,286 636,340 314,830 EXPENDITURES Current Recreation - 3,986 - 3,986 3,670 Economic Development - - 9,361 9,361 10,755 Total Expenditures - 3,986 9,361 13,347 14,425 Excess (Deficiency) of Revenues Over Expenditures 622,810 5,258 (5,075) 622,993 300,405 OTHER FINANCING SOURCES (USES) Transfers from Primary Government - 13,059 - 13,059 - Transfers to Primary Government (392,189) - - (392,189) (284,677) Total Other Financing Sources (Uses) (392,189) 13,059 - (379,130) (284,677) Excess (Deficit) of Revenues and Other Financing Sources Over Expenditures and Other Financing (Uses) 230,621 18,317 (5,075) 243,863 15,728 FUND BALANCES - OCTOBER 1 9,293 15,182 82,571 107,046 91,318 FUND BALANCES - SEPTEMBER 30 $ 239,914 $33,499 $77,496 $ 350,909 $ 107,046 70 STATISTICAL INFORMATION 71 CITY OF SCHERTZ, TEXAS GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION TABLE 1 FISCAL GENERAL PUBLIC STREETS TOTAL (1) YEAR GOVERNMENT SAFETY AND PARKS HEALTH OTHER EXPENDITURES 1990 $654,009 $ 796,823 $327,797 $ 56,150 $ 339,241 $2,174,020 1991 659,815 836,031 342,974 65,816 436,419 2,341,055 1992 689,082 843,582 352,093 66,646 393,138 2,344,541 1993 741,305 924,222 373,213 75,441 479,836 2,594,017 1994 744,801 978,121 308,126 80,494 645,063 2,756,605 1995 813,789 1,059,331 349,659 80,324 633,582 2,936,685 1996 886,090 1,174,371 304,722 85,685 1,510,303 3,961,171 1997 976,032 1,472,534 397,807 102,293 798,071 3,746,737 1998 1,063,835 1,702,684 408,461 127,065 1,165,475 4,467,520 1999 1,306,500 2,023,379 806,029 142,287 2,142,364 6,420,559 (1) Includes General, Special Revenue and Debt Service Funds 72 CITY OF SCHERTZ, TEXAS GENERAL GOVERNMENT REVENUES BY SOURCE TABLE 2 *Includes General, Special Revenue, and Debt Service Funds * *Reclassification Among These Categories Performed in 1991 73 LICENSES CHARGES FINES FISCAL AND FOR AND YEAR TAXES PERMITS SERVICES FORFEITURES OTHER TOTAL* 1990 $1,360,611 $ 53,045 $ 31,235 $145,830 $305,348 $1,896,069 1991 1,746,053 43,826 276,508 201,512 ** 156,737 2,424,636 ** 1992 1,811,941 53,316 326,184 221,856 113,261 2,526,558 1993 1,895,333 173,310 327,434 196,200 112,248 2,704,525 1994 2,109,202 145,229 343,731 195,964 195,320 2,989,446 1995 2,285,735 134,391 353,050 209,719 340,232 3,323,127 1996 2,389,765 394,841 375,767 317,403 244,638 3,722,414 1997 2,698,175 546,159 452,890 331,244 242,905 4,271,373 1998 3,168,926 610,943 472,366 343,943 654,095 5,250,273 1999 3,671,516 680,316 558,904 379,584 1,100,315 6,390,635 *Includes General, Special Revenue, and Debt Service Funds * *Reclassification Among These Categories Performed in 1991 73 (This Page Intentionally Left Blank) 74 co w J CO LL Z O O F- w LU O 00 0) (D 0) O (D O d w J 0) n 00 r` u') (D (D (D r� LO H Z X X Q J Q Q Cr- w F- H Cl Z Z N (O M (O O qt O O p Lu M N M It r- CD O (D 0) LO M Z LLJ M 00 00 qt 00 M 00 N Q X d F— z Q co 00 ao f� � 00 Lci 00 ' � 1� � 00 Oi 00 r� 0) � co O H W F- O a O LLQZ J} 5~2 w �Q 1- O O 0) co LO t- 0 O N O -� U O J F- H X CO r- 6 0) M � 0) M 0) N J o 0) O O) M M 0) 0) 0) O !- O"' U Cn X Z n N LO M O co 00 M n O < O O M U) 00 N Lo .- r- N N Z O J Q W [t 00 M r- M O O M O (D LO M O tt 00 N •- f- J 00 O O � N M M LD M CA w J F- p t/t r r r r r r r- Q J uj Cn ~ O W O N LO f- d O it O N O Q = U M (31 CY) O CO N CO 0) I- w N Z J 0) 1� 0) I� ct' M M 00 00 N LO 0 J LL LU Z H c U LL LLI >- U w co O O M LO r� M 00 .00 ao U J M 0) 0) 0) 0) O) O) 0) 0) O O U 0: a � Z M N [t O 0) M O N LO 1- Z O � LU M LD 00 LO N 0) Rt N LO cc Q U J 4 co LO n 4 M 00 N a) O 0) N It ct 00 u) co 0) co U 00 0) O O - N M M LO co U 00 (0 CD qt a) O qt O M LO a) N O O LO c0 O (D X? H O It O M co O O rn 0) O O r- N M M (D 00 a) 0) 0) 0) 0) 0) 0) 0) 0) M ir O 0) 0) 0) 0) 0) 0) 0) 0) Q w } O O O O O O O O O O M M M M M M M M M M J Q L a) L a) L a) L a) L a) L CU L () L a) L a) L CD U -0 .0 -0 -0 -0 .n -0 .0 .0 .n ti 0 a) a) CD a) () a) CD a) CD n n. a a a a na a a CD CD () a) 0 a D 0 a a) CITY OF SCHERTZ, TEXAS ASSESSED AND ESTIMATED ACTUAL VALUE OF PROPERTY TABLE 4 76 FISCAL ESTIMATED LEVY YEAR ACTUAL ASSESSMENT ASSESSED TAX TAX YEAR ENDED VALUES PERCENTAGE VALUATIONS RATE LEVY 1990 09 -30 -90 $376,676,293 100% $287,272,356 .3183% $ 914,388 1991 09 -30 -91 340,903,727 100 272,593,690 .3689 1,005,598 1992 09 -30 -92 269,351,284 100 268,170,123 .3889 1,042,914 1993 09 -30 -93 256,861,608 100 259,038,486 .4255 1,102,209 1994 09 -30 -94 264,286,116 100 258,766,426 .4684 1,212,063 1995 09 -30 -95 362,247,758 100 312,676,505 .4275 1,337,010 1996 09 -30 -96 346,130,091 100 334,122,763 .4072 1,360,548 1997 09 -30 -97 396,917,233 100 378,784,051 .3719 1,408,699 1998 09 -30 -98 452,163,752 100 450,199,212 .3554 1,600,008 1999 09 -30 -99 545,742,286 100 534,039,183 .3544 1,892,640 76 CITY OF SCHERTZ, TEXAS PROPERTY TAX RATES - DIRECT AND OVERLAPPING GOVERNMENTS TABLE 5 YEAR 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 *All rates shown are per $ 100 assessed valuation "Year shown is the fiscal year of collection. Taxes were levied the previous calendar year. .4684 1.3095 .2995 COUNTY CITY SCHOOL COUNTY ROAD .4072 1.4089 .2997 .0758 100% 100% 100% 100% ASSESSMENT ASSESSMENT ASSESSMENT ASSESSMENT RATE* RATE* RATE RATE .3183 % 1.00561 % .1418 % .0977 % .3689 1.20513 .2720 .0850 .3889 1.4777 .3599 .0850 .4255 1.4499 .3036 .0950 1999 *All rates shown are per $ 100 assessed valuation "Year shown is the fiscal year of collection. Taxes were levied the previous calendar year. .4684 1.3095 .2995 .0867 .4275 1.3712 .3018 .0833 .4072 1.4089 .2997 .0758 .3554 1.4299 .3040 .0730 .3544 1.6923 .3192 .0600 3455 1.4945 .3417 .0582 77 CITY OF SCHERTZ, TEXAS RATIO OF NET GENERAL OBLIGATION BONDED DEBT TO ASSESSED VALUE AND NET GENERAL BONDED DEBT PER CAPITA TABLE 6 *Based on Preliminary 1990 Census. This estimate has been challenged by the City. "Includes General Bonded Debt Issued During Current Year 78 NET RATIO GENERAL OF NET BONDED BONDED DEBT DEBT PER FISCAL YEAR ESTIMATED ASSESSED NET GENERAL TO ASSESSED CAPITA September 30, 1990 10,681 * $287,272,356 $ 732,510 .25 $ 68.58 September 30, 1991 10,900 272,593,690 715,300 .26 65.62 September 30, 1992 11,500 268,170,123 687,715 .26 59.80 September 30, 1993 12,000 259,038,486 1,190,649 ** •.46 99.22 September 30, 1994 12,500 258,766,426 1,132,129 .43 90.57 September 30, 1995 13,500 312,676,405 1,056,611 .34 78.27 September 30, 1996 14,500 334,122,763 1,215,000 .36 83.79 September 30, 1997 15,000 378,784,051 1,095,000 .29 73.00 September 30, 1998 17,500 450,199,212 5,901,000 1.31 337.20 September 30, 1999 18,000 534,039,183 5,622,230 1.05 312.35 *Based on Preliminary 1990 Census. This estimate has been challenged by the City. "Includes General Bonded Debt Issued During Current Year 78 CITY OF SCHERTZ, TEXAS COMPUTATION OF DIRECT AND OVERLAPPING DEBT YEAR ENDED SEPTEMBER 30, 1999 *Bexar County *Coma) County *Coma) Independent School District *Guadalupe County * Schertz- Cibolo- Universal City Independent School District *Alamo Community College District Total Net Overlapping Debt *City of Schertz TOTAL DIRECT AND OVERLAPPING DEBT (4.07% OF ASSESSED VALUE - $1, 208.42 PER CAPITA) *Source of Data - Texas Municipal Reports, City of Schertz, November, 1999 Compiled and Published by Municipal Advisory Council of Texas 79 TABLE 7 $21,751,642 DIRECT AND NET ESTIMATED ESTIMATED BONDED PERCENT OVERLAPPING DEBT APPLICABLE BONDED DEBT $152,063,246 0.02% $ 30,413 7,877,958 0.09 7,090 81,912,874 0.12 62,177 15,845,000 14.75 2,337,138 22,679,015 51.88 11,765,873 40,756,577 0.02 9,951 14, 212, 642 7,539,000 100.00% 7,539,000 $21,751,642 CITY OF SCHERTZ, TEXAS LEGAL DEBT MARGIN YEAR ENDED SEPTEMBER 30.1999 TABLE 8 Texas municipalities are not bound by any direct constitutional or statutory maximums as to the amount of general obligation bonds which may be issued; however, all local bonds must be submitted to and approved by the State Attorney General. It is the established practice of the Attorney General not to approve prospective bond issue if it will result in the levy of a tax for bonded debt of over $ 1.00 for cities under 5,000 population or $ 1.50 for cities over 5,000 population. W CITY OF SCHERTZ, TEXAS RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL OBLIGATION BONDED DEBT TO TOTAL GENERAL EXPENDITURES LAST TEN FISCAL YEARS TABLE 9 *Includes General, Special Revenue, and Debt Service Funds 81 PERCENT OF DEBT DEBT SERVICE TO SERVICE GENERAL FISCAL YEAR PRINCIPAL INTEREST TOTAL EXPENDITURES* EXPENDITURES September 30, 1990 $ 45,000 $52,049 $97,049 $2,174,020 4.5% September 30, 1991 45,000 49,067 94,067 2,341,055 4.0 September 30, 1992 46,000 46,084 92,084 2,344,541 4.0 September 30, 1993 57,000 42,830 99,830 2,594,017 3.9 September 30, 1994 58,000 97,493 155,493 2,756,605 5.6 September 30, 1995 85,000 74,139 159,139 2,936,945 5.4 September 30, 1996 341,000 87,098 428,098 3,961,171 10.81 September 30, 1997 120,000 65,540 185,540 3,746,737 4.95 September 30, 1998 124,000 58,916 182,916 4,467,520 4.09 September 30, 1999 278,770 303,468 582,238 6,420,559 11.03 *Includes General, Special Revenue, and Debt Service Funds 81 N 00 W OD co r- n 00 ' N n co J 3 N O 00 O n r- n M 00 4 00 Cn M O N co co n N N CA Q W� M (� M M M M d to (D a: 2 LU Cn 0= D D w N r CA It N n z u~ Z U� n C f ) n Ct7 00 I- O MO N D N r� 00 It (D M CD M M vi M (D P4 W Or N O N CD d M 00 (� O LU N (D M O CD r- Cn CO r 1� `- U J 00 r CV) OD Q 0 N I- 1- O N 00 00 F- CA It It co O O to O CD O CA N 4 00 r- L6 P- LC) N M �- 00 N r- r- M N N d M N N N N N CD r- r- O M M N CD 00 O 00 C'7 00 w CL') I�t It (D O O LO O C) U(1) H rl CA 4 00 N Cn N O O n rl cD M co > w Z N w Cr Q Z Q X LL 2 w LLI O cr Q O O O O O O O O O O H w > 0 0 CL w O O O O O O O O O O w 0 i Z OD Cl) O O CA O ui Cn CA O U M co 00 CA M O It LO Cn co wLU O Z CL •- U Z m Z Z cn O O O m U') M Ict M d rn N O w Q w O o: Z w w F- F- 0: Q 00 t rn I- 't O co 00 CD N 0 O 00 CA 't r- to It M H Q> 0= UO w w O^ n OD c� cn r co C6 N L6 O LO O U 3 LU a? m a It M N N � (o O M (o O w r- Z 0 et 0 to M � ^ U') co O Cn CD •- M O Z_ w O rn Cn r- 0 It n N M N J f- Q Q w � O M 1� CD N Lf') CD e- LC) cc o w O w X w 0: 00 O M O N 00 M O N CA N N M U) CA r% F- a CO (L w r .- r r r r r N O 0 N C7 w CLO Cn It (o Cn N O M O 00 Z O Cn 07 O n (o co I- CA Lo Q w n Lci r�: 1: r- r- O of (O O 0= > CA lD r- In 00 (D M M (o M O M r- 00 M Cn N n- w O r .-- N N M M O r- N M Cn (o I� 00 to M O M M M Cn M CD M Cn CA O 0) 0) M Cn CA Cn C7) O V- w O O O O O O O O O O } M M M M M M M M M M N LL 44 a m a 0 a 0 a N a N a N a N n N a a CD cn n n n n i c n i i N 00 CITY OF SCHERTZ, TEXAS WATERWORKS AND SEWER SYSTEM FUND REVENUE BOND REQUIREMENTS AND RESTRICTED FUNDS YEAR ENDED SEPTEMBER 30, 1999 ANNUAL PRINCIPAL/ SEMI - ANNUAL INTEREST UTILITY SYSTEM REVENUE BONDS, SERIES 1987: Principal Payment, Due September 1, 2000 35,000 Interest Payment, Due March 1, 2000 29,188 Total Requirements CASH - RESTRICTED OVER (UNDER) REQUIREMENTS RESERVE FUND REQUIREMENTS BASIS TABLE 11 REQUIREMENT AT SEPTEMBER 30, 1999 1/12 TH $ 2,917 1/6TH 4,865 7,782 26,418 $18,636 The City is required to make monthly deposits sufficient to meet the total reserve fund requirement within sixty (60) months of the closing date for the 1987 issue. City monthly deposits through September 30, 1999 met these requirements. 1 '/z Time Average Annual Principal and Interest Requirement (Annual $135,578) Cash and Cash Equivalents FUNDS AVAILABLE OVER (UNDER) REQUIREMENT 83 $203,367 390,701 $187,334 CITY OF SCHERTZ, TEXAS DEMOGRAPHIC STATISTICS LAST TEN FISCAL YEARS TABLE 12 Source: (1) 1990 Bureau of the Census Department of Planning, University of Texas (2) Department of Economics, University of Texas United States Department of Labor (Information not Available for Odd Years) (3) Texas Employment Commission (4) Schertz- Cibolo- Universal City Independent School District 84 LEVEL IN PER YEARS OF CAPITA MEDIAN FORMAL SCHOOL UNEMPLOYMENT FISCAL POPULATION INCOME AGE EDUCATION ENROLLMENT RATE IN % YEAR (1) (2) (3) (3) (4) (3) 1990 10,597 Act. $ 9,600 42 12 4,175 4.6% 1991 10,900 Est. 13,436 35 14 4,309 6.3 1992 12,000 Est. 13,500 33 14 4,619 4.0 1993 12,000 Est. 13,500 32 14 4,700 3.9 1994 12,500 Est. 13,600 32 14 4,576 3.9 1995 13,500 Est. 13,600 32 14 4,678 3.9 1996 14,500 Est. 13,600 32 14 4,841 3.9 1997 15,000 Est. 15,000 33 14 5,136 3.9 1998 17,500 Est. 16,500 32.6 14.6 5,951 3.9 1999 18,000 Est. 16,500 32.6 14.6 5,777 3.9 Source: (1) 1990 Bureau of the Census Department of Planning, University of Texas (2) Department of Economics, University of Texas United States Department of Labor (Information not Available for Odd Years) (3) Texas Employment Commission (4) Schertz- Cibolo- Universal City Independent School District 84 M V- LU J Wt to O O CO r- (n O r` W m r\ N r- a) rf C) N r r m X O it r 00 C) 00 to O N M Q Q Oo O co O It f\ r 00 OO N ~ tt It M M (OD to 00 co " W Z Z to U) LO t0 OD O O N � N •- r N J O ^ (o M Co t\ Co N O rf > Q r\ O M N M co d• r r\ N } ~ Z 00 ld M f\ ld r to M M ^0L N to f- N M M t N 00 � fL tO r\ OD N co (O co M LO it w w fr O N n r r r 00 �- •- N d N It N M M a) M to M CL O cc J a Q 00 a) N rn It r- LO 00 0000 co co tf) r to It r\ N d- N It M to C) N N N f\ O co N M M tf) r M CO r\ O M d- CO N O M _ vi _ l) tLO M M M to tN N N Z M r\ Itt tf) O0 00 co r O O Q T- O Lo 00 0 0 Z J O M qt N00 a) o t O M O O m m O F- W a) l •- � r\ r 00 cri co r n (O (O co to cri it Q H Ir O p CA N O It M r M N 00 n w H m W } ~ Z Z r O0 N co r co M co tf) co LO 00 r\ 00 M co t\ . N O M H N 0 O J Q m N N V CC Z a U Q O V O LL Z O 00 O 00 (o O 0o N 00 It cc m to x Z W LU N M it It O It o co O co O It co t M r E O Q Z O r\ M U M r M N }> } c Q J O Q F Q < O d• r- M a .- M to N M .- 00 U') a) a) LO N LO 00 r- W s U� J Z j M N N w (L w ff: 0 F- v> qt to (1) U) U) O (j) U) CL cc O m LL i to rn N 00 qt r- O (r rM) ton qt It u u jO� N r tii Z U) O U � V- N N ` O (O N 00 O N O w O co to O 00 co CA a) co O M QZ O Q M 00 00 M �t Co to Co 00 Co r t\ 00 tf) r- 00 M r\ (O .2 0 U > M M co N 00 N r\ LO .- M V Y (D c +• it U Lu :) �- d d r- O r t` r d r CL O c=i N m n N ` ~ fn C O O cm U N +0., C u0 N U W N N t0 N N N r\ - X F- N O C G7 to m M M N N m H � Z } }� s m � 4•' U C�UN(A(n(n 7 4- N M U a) a) a) M M M a) a) a) M a) a) M M M a) a) a) a) O T- r- r r- r- r r r r- r- (n tf) 00 PRINCIPAL TAXPAYERS 1. Eric W. White 2. H.E.B. Grocery Co. 3. Negley Paint Co., Inc. 4. Garden Ridge Pottery 5. Sycamore Creek Partners 6. Guadalupe Valley Electric 7. PSPI, Inc. 8. Intel Southwest 9. Corridor Properties, Ltd. 10. Bridgestone Firestone, Inc. Other Assessed Properties TOTAL ASSESSMENTS _CITY OF SCHERTZ, TEXAS PRINCIPAL TAXPAYERS YEAR ENDED SEPTEMBER 30, 1999 TABLE 14 A-1 1998 PERCENTAGE OF ASSESSED TOTAL ASSESSED TYPE OF BUSINESS VALUATION VALUATION Real Estate $ 6,024,869 1.13% Grocery Sales 5,180,963 .97 Industrial 4,885,521 .91 Mercantile 3,902,412 .73 Apartments 3,476,934 .65 Utility 3,316,838 .62 Machine Fabricating 2,710,376 .51 2,624,579 .49 2,487,184 .47 2,386,860 .45 497,042,647 93.07 $534,039,183 100.00% A-1 CITY OF SCHERTZ, TEXAS MISCELLANEOUS STATISTICS YEAR ENDED SEPTEMBER 30, 1999 Date of Incorporation Date of First Charter Adopted Date Present Charter Adopted: Form of Government: YEAR 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 Miles of Highways, Streets, and Alleys Streets and Highways, Paved Streets, Unpaved Alleys Sidewalks Miles of Sewer: Storm Sanitary Building Permits: YEAR 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 PERMITS ISSUED 3,690 3,767 3,373 2,559 2,066 2,771 2,167 873 545 392 M TABLE 15 December, 1958 April, 1974 Amended March, 1989 Council- Manager SQUARE MILES 24.15 24.15 24.15 24.15 24.15 24.15 24.15 24.15 23.75 23.75 94.62 Miles 6.78 Miles 3.44 Miles 16.95 Miles 2.18 Miles 41.04 Miles VALUE OF BUILDINGS $76,501,638 82,800,348 71,741,172 64, 267, 503 21,150,682 18,917,416 27,705,848 6,702,823 7,667,699 6,652,769 (Continued) CITY OF SCHERTZ, TEXAS MISCELLANEOUS STATISTICS YEAR ENDED SEPTEMBER 30, 1999 TABLE 15 Fire Protection: Number of Stations 1 Number of Employees (Full and Part -Time) 10 Number of Volunteers 30 Recreation: Parks 7 Playgrounds 65 Other Recreational Facilities: 18,000 Baseball Fields 3 Softball Fields 2 Large Pavillion 10,000 Square Feet Covered Small Pavillion 600 Square Feet Covered Picnic Tables: 4,061 Uncovered 50 Restrooms: 1,200 Male 6 Female 6 Concessions Stands 1 Community Center 1 City Employees: September 30, 1999 154 Elections: Number of Registered Voters 11,692 Number of Votes in: Last Municipal Election 767 Percentage of Registered Voters Voting in: Last Municipal Election 7% Source: Municipal Election Records Population: Census Population Count 1999 (Estimate) 18,000 1998 (Estimate) 17,500 1997 15,000 1990 10,597 1980 7,260 1970 4,061 1960 2,281 1950 1,200 1940 600 M SINGLE AUDIT REPORTS 99 (This Page Intentionally Left Blank) w NORTH TOWER 800 N.W. LOOP 410, SUITE 3WN SAN ANTONIO. TEXAS 78216-5611 210/341 -2581 FAX 210/341 -2588 The Honorable Mayor and Members of the City Council City of Schertz, Texas Thompson, Williams, Biediger, K for Young, L.C. CERTIFIED PUBLIC ACCOUNTANTS MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS We have audited the general purpose financial statements of City of Schertz, Texas, as of and for the year ended September 30, 1999, and have issued our report thereon dated February 10, 2000. We conducted our audit in accordance with generally accepted auditing standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the Untied States. Compliance As part of obtaining reasonable assurance about whether City of Schertz, Texas, general purpose financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with the provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our test disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered City of Schertz, Texas', control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in R. LARRY THOMPSON, C.P.A. / PAUL E. WILLIAMS, C.P.A. / JAMES L. BIEDIGER, JR., C.P.A. / C. TED KASTOR, C.P.A. / CHARLIE E. YOUNG, JR.. C.P.A. H. LEE SCHWARTZMAN, C.P.A. / F. GLENN CRAVEY, C.P.A. / FRED J. TIMMONS. C.P.A. / JOHN W. GREEN, C.P.A. JAMES T McCARTY. C.P.A. (RETIRES 91 (This Page Intentionally Left Blank) M REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED] IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS (CONTINUED) amounts that would be material in relation to the general purpose financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material weaknesses. This report is intended for the information of the audit committee, management, and federal awarding agencies and pass- through entities. However, this report is a matter of public record and its distribution is not limited. February 10, 2000 San Antonio, Texas IM Certified Public Accountants (This Page Intentionally Left Blank) WH NORTH TOWER 800 N.W. LOOP 410, SUITE 30ON SAN ANTONIO, TEXAS 78216 -5611 210/341 -2581 FAX 210/341 -2588 The Honorable Mayor and Members of the City Council City of Schertz, Texas Compliance Thompson, Williams, Biediger, Kadss or Young, L.C. CERTIFIED PUBLIC ACCOUNTANTS MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS REPORT ON COMPLIANCE WITH REQUIREMENTS APPLICABLE TO EACH MAJOR PROGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OMB CIRCULAR A -133 We have audited the compliance of City of Schertz, Texas, with the types of compliance requirements described in the U. S. Office of Management and Budget (OMB) Circular A -133 Compliance Supplement that are applicable to each of its major federal programs for the year ended September 30, 1999. City of Schertz, Texas', major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts, and grants applicable to each of its major federal programs is the responsibility of City of Schertz, Texas' management. Our responsibility is to express an opinion on City of Schertz, Texas' compliance based on our audit. We conducted our audit of compliance in accordance with generally accepted auditing standards; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A -133, Audits of States, Local Governments, and Non - Profit Organizations. Those standards and OMB A -133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about City of Schertz, Texas', compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis or our opinion. Our audit does not provide a legal determination on City of Schertz, Text ', compliance with those requirements. In our opinion, City of Schertz, Texas, complied, in all material respects, with the requirements referred to above that are applicable to each of its major federal programs for the year ended September 30, 1999. R. LARRY THOMPSON. C.P.A. / PAUL E. WILLIAMS. C.P.A. / JAMES L. BIEDIGER JR.. C.P.A. / C. TED KASTOR. C.P.A. / CHARLIE E. YOUNG. JR.. C.P.A. H. LEE SCHWARTZMAN, C.P.A. / F. GLENN CRAVEY C.P.A. D J. TIMMONS. PC A / JOHN W. GREEN, C.P.A. 95 JAMES T McCARTY. C.P.A. (RETIRED) ��t.. ,�,� ?.' (This Page Intentionally Left Blank) REPORT ON COMPLIANCE WITH REQUIREMENTS APPLICABLE TO EACH MAJOR PROGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OMB CIRCULAR A -133 (CONTINUED) Internal Control Over Compliance The management of City of Schertz, Texas, is responsible for establishing and maintaining effective internal control over compliance with requirements of laws, regulations, contracts, and grants applicable to federal programs. In planning and performing our audit, we considered City of Schertz, Texas', internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on the internal control over compliance in accordance with OMB Circular A -133. Our consideration of the internal control over compliance would not necessarily disclose all matters in the internal control that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that noncompliance with applicable requirements of laws, regulations, contracts, and grants that would be material in relation to a major federal program being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over compliance and its operation that we consider to be material weaknesses. This report is intended solely for the information and use of the audit committee, management, others within the organization, City Council, and federal awarding agencies and pass- through entities and is not intended to be and should not be used by anyone other than these specified parties. San Antonio, Texas February 10, 2000 / �/ i '� � TI I , Certified Public Accountants 97 CITY OF SCHERTZ SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED SEPTEMBER 30, 1999 PASS - THROUGH FEDERAL ENTITY FEDERAL GRANTOR/ PASS - THROUGH CFDA IDENTIFYING GRANTOR /PROGRAM OR CLUSTER TITLE NUMBER NUMBER Federal Emergency Management Division of Emergency Management Federal Emergency Management Division of Emergency Management Federal U. S. Housing and Urban Development Texas Department of Housing and Community Affairs 83.546 83.546 83.516 828007 FEDERAL EXPENDITURES $345,000 313,482 115,000 Federal Surplus Property Program 39.003 21,839 $795,321 m CITY OF SCHERTZ NOTES TO SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED SEPTEMBER 30, 1999 NOTE 1: BASIS OF PRESENTATION The accompanying schedule of expenditures of federal awards includes the federal grant activity of the City of Schertz and is presented on the accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of OMB Circular A -133, Audits of States, Local Governments, and Non - Profit Organizations. Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of, the basic financial statements. NOTE 2: PURCHASE OF SURPLUS PROPERTY Nonmonetary assistance received and disbursed. market value of $21,839. is reported in the schedule at the fair market value of the commodities The City purchased surplus property at a cost of $2,841 but having a fair .. CITY OF SCHERTZ SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED SEPTEMBER 30, 1999 SUMMARY OF AUDIT RESULTS 1. The auditor's report expresses an unqualified opinion on the general purpose financial statements of City of Schertz. 2. No instances of noncompliance material to the general purpose financial statements of City of Schertz were disclosed during the audit. 3. The auditor's report on compliance for the major federal award programs for City of Schertz expresses an unqualified opinion on all major federal programs. 4. Audit findings relative to the major federal award programs for City of Schertz are reported in this Schedule. 5. The programs tested as major programs included: Federal Emergency Management. 6. The threshold for distinguishing Types A and B programs was $300,000. FINDINGS - FINANCIAL STATEMENTS AUDIT REPORTABLE CONDITIONS: NONE 100